
   

 

 

 

 

 

 

 

 

 
  

_ ”An Independent
Farm Magazine Owned and
Edited in Michigan

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VQL. XI, No. 3 SATURDAY, SEPTEMBER 29, 1923 $3533; Ygxgyggg g;

 

 

 

 

 

 

There is Always a Market for Sorted Fruit

’In this issue: “Both Sides in M. A. C.‘ F iglit Shout ‘Politics!’ ”—“What Ails Mutual Fire Insurance Com-
panies?”—,“I_s Your Local Bankerthe Chief Aid to :Farmers in Your Community? ”—-Opening chapters
' ‘ ' ' ‘ of our .new serial “omMohey! Money!”—Agricultural and Business Situation page.

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StartzngNznth

Yea r

Non-Assessable Policy by
Experience

Assets Over- $375, 000. 00

HE Citizens’ Mutual Auto-

mobile Insurance Company of

Howell has had a remarkable
growth. , Over 12,000 members were
insured within a year from date of
organization. The company has now
finished eight years and is starting on
the ninth season. The company has
never had to borrow a dollar and has
increased its assets each year. The
policy holders pay one renewal each
year. In a mutual company the
money accumulated is left in the
treasury for the benefit of all policy
holders. No dividends are paid.
With about 45,000 policy holders the
company has a state-wide organization
of adjusters, agent and attorneys in
every county seat and town in' the
state of- Michigan to give them service.

  

See Local Agent or Write

The Citizens’ M utual
Automobile Insurance Co.

Howell, Michigan

 
 
 
 
 
  
 
 
   
 
  
  
   
 
 
 
 
   

 

 

 

 

 

 

DETROIT 06$0&3NS PAY PREM-

IUM FOR GRADED POTATOES
NE of the most interesting facts

gleaned by the casual reader‘

from the premium- list of the
Top 0’ Michigan Potato Show which
will be held in Gaylord on the 7th,

8th and 9th of November, is that,

several prominent -Detroit concerns
are willing to pay a large premium
above market price for potatoes,

provided they can be assured of‘

proper grading and selecting. The
Detroit Association of Commons,
Crowley Milner Co., Newcomb Endi-
cott Co., and several other Detroit
business houses have offered to buy
over a half of a carload of carefully
selected and graded potatoes at $2
a bushel from those growers who
win ﬁrst prises in certain classes of
exhibits at the Gaylord Show.

80- desirous is the consumer to
have potatoes that are well-graded
and carefully selected that they are
willing to pay a large premium to
get them. In this case, the prem-
ium will probably amount to over a
dollar a bushel, which will make a
very handsome prise for the grower
who places first in that particular
class at the Show.

The Detroit News also offers a
special prize to those exhibiting po-
tatoes at the Top 0' Michigan Pota-
to Show by altering to purchase 300
bushels of specially graded potatoes
from the grower who wins ﬁrst prize
in the class calling for a 150 lb. sack
of graded potatoes. They offer to
pay 50 per cent above the market
price at the time of the Show.

With the consumer putting forth
such inducements to Michigan grow-

ers to place quality stuﬂ‘ on the'

market, it will probably not be long
before shipments from other states
will be crowded out.

FROM HERE AND THERE IN
MICHIGAN

Lawton —- Devel pump factory
seeking factory site at this point.

Paw Paw—New school house und-
er construction rapidly nearing com—
pletion.

Ironwood—New municipal Mem-
orial building costing $750, 000 com-
plete.

Lansing -- Economic surveys of

 

ing' completion.

South Haven-Chicago Syndicate . 'i' '1
to build $750, 000 “Edgemers Beach .

Hotel” in this city.

Alma—wAlma Grain-Lumber Com-
pany pur sed by local business
men. opera ion to be continued.

Cheboyganw—Iocco Land Company
buys Gerow estate Pigeon
property to develop water power
project.

Cassopolisw—Michigan Gas 4: Elec-
trio Company making headway se-
curing rights of way along pike be-
tween here and Edwardsburg.

Wakeﬁeld—Estimated 12,000,000
tons iron ore to be shipped from
Wakeﬁeld and Plymouth mines be.-
fore season closes.

Albion -~ National Spring and
Wire Company installing machinery
to manufacture automobile cushions,
factory to he opened soon; -

Cadillac—«Assets and business of
Detroit Veneer & Panel Company
sold to new corporation, Gluetite
Panel Company of Cadillac.

Grand 'Bapido—n-Citizen Telephone
Company properties transferred to
Michigan State Telephone Company.
New Fountain street Baptist church
nearing completion.

Muskegoanrunswick Tire Com—
pany sells business to B. F. Good-
rich Company, moving plant to Ak-
ron. Ohio: Buildings of Brunswick
Company to be utilized for manu-
facture of other products.

Detroit—American Bond Company
purchases real estate and bond busi-
nell of United Trust & Mortgage
Company. Contracts amounting to
$1,000,000 awarded to electriry De-
troit. Toledo and lronton Railroad.

Ludingtom—Pere Marquette Rail—
road Company’s car~ferry business
employs 250 men drawing $251,000
annually in wages. Pore Marquette
Railroad to inaugurate new fast
freight trains between Toledo and
this city.

Flint—New home 01- Industrial
Savings Bank and that of First Na-
tional Bank nearing completion.
New "Flint Six" plant of Durant
Motor Company to turn out 300 cars
daily. Contract to be let for erec-
tion of nurses home for Hurley hos-
pital.

F ruitAss’ns Combine Into StrongOrganiiaiion

HE Michigan Fruit Growers,
Inc., is making wonderful pro-
gress in the organization of

Michigan's co—operative fruit mark—
eting industry. Within the past few
months it has organized 75 per cent
of the co-operative packing house
output in the state and today con-
trols a tonnage' of more than 4,000
cars of peaches, apples, grapes and
pears. It is working forward to a
goal of 5,000 cars of fruit to be
marketed through the farmer—own-
ed and controlled Michigan Fruit
Growers, Inc.

The Michigan Fruit Growers, Inc.,
is afﬁliated with the Michigan State
Farm Bureau under the commodity
control type of organization. Ofﬁces
at Benton Harbor have been opened
with Secretary F. L. Bradford in
charge.

Bock Organization Beneﬁts

The organization of this state-
wide co-operative sales agency for
Michigan Fruit is proceeding in the
right manner. The central sales or-
ganization is being builded upon al-
ready existing and successful local
marketing associations. They are
getting together for the beneﬁts that
come from an organised marketing
of their products. These are: elim-
inating murderous competition be-
tween the co-ops. themselves, and
protecting themselves against the
raids of speculators who seek to
beat down the price. The fruit
growers see in the Michigan Fruit
Growers an opportunity to market
their fruit throughout the country
in an orderly manner as the big
California Exchanges do, and profit
accordingly.

The Michigan Fruit Growers will
enable these same co-operatives to
organize their on ital and other re-
sources for stun rdlsation of var-
ieties, grades and packs. a powerful,

lass-reach sales 0
which will backed by proper ad-

The Fruit Growers have marketed
more than 100 cars to date and ex-
pect to be handling 50 to 100 cars
daily in a short time. Eighty per
cent of all tree fruit handled is grad-
ed and packed through associations
and 66 per cent of all grapes are
handled through associations.

Fruit Ass'ns. Flock In

During the past few weeks nearly
all of the powerful fruit marketing
associations north of Grand Rapids
have joined the Michigan Fruit
Growers and have contracted the
Sale of their fruit through that or‘
ganization. New' members of the
Fruit Growers are:

Grand Rapid Growers’ Associa-
tion, Fremont o-operative Produce
Company, Hart Co-op. Marketing

Association, Onekama Farm Bureau
Local, Benzie Co- -.op Fruit and Pro-
duce Association at Beulah, Benzie
Co- -operative Fruit Exchange at E1-
berta, Mason County Fruit and Pro—
duce Exchange at Ludington. The
Grand Traverse Packing Company
and the Tri- -County 00- op. Marketing

Association at Brunswick are consid- ‘

ering memberships in
Growers.

The Southern Crop

Other members of the Michigan
Fruit Growers, Inc., most of them
South of Grand Rapids, are as fol-
lows:

Kibhie Fruit Exchange.
Haven Fruit Exchange, Lawrence
00- -op. Mktg. Ass n., Bangor Fruit

the Fruit

South

Exchange, Paw Paw Co—op ASS’n. .

Benton Center Fruit Growers Ass’ n.,
St. Joe (Mich ) Fruit Growers Ass’ n.,
Lincoln Fruit Growers Ass’ n. at\

Stevensville, Bridgman Fruit Grow— “

ere Ass’ 11., Lake Shore Fruit Grow-
ers Ass 13. at Sawyer, Decatur Co—op.
Mo'nu Sodas Fruit Growers Ass'n”
Grand River Fruit Ass’n. at Spring ,

The Fennviile Fruit EX‘i

 

we
change will be awaited with the .-
matrices M m. s'

river, . ~

,V‘Antrim and, ogemaw counties near- «

 

 

 

 

 

     
     
     
       

 

 

       
 
     

 

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VOL. II, No. . 3
~
Being absolutely independent
our columns are open for the

discussion of any subject per-
taining to the farming business.

 

 

 

e cgm‘

r ‘SINSS FARMER

“The Only Farm Mégazine Owned and Edited in Michigan”

«Both: Sides in M. A. C. Fight Shout “Politics!”

 

mashed ’B’i-vlle’eﬂy
Mt. Clemens. Hick.

—.

TWO YEARS

$1

Entered as second- class mat-
ter, Augult t22. 1917 at the
st-oﬂlcc at Cl lemons,
ich.,%1sr)1der act of March

3rd.

 

 

 

 

Veteran and Unbiased Political Observer States Facts in Present Turmoil Which Begun With
Gusting of Dr. Friday and Which Has Upset All Factions in Lansing

NIQUE in the history of Mich-
igan is the bitter controversy
between Gov. Groesbeck and his

associates on the State Administrat-
ive Board on one side, and the Mich-
igan Agricultural College Board and

- the State Farm Bureau on the other.

It is a controversy in which lead—
ing allegations are, to quote the Gov-
, ernor, “that the management of the
college has drifted into the domain
. of petty politics,” and that a farm-
ers' organization, the Farm Bureau.
without any semblance of legal
right, is not only doing considerable
in the way of directing certain activ-
ities of the college, but is contribut-
ing to the ﬁnancing of these activ-
ities, and, to quote the college board,
that the Administrative Board, of
which the Governor is the head, is

usurping constitutional prerogatives,

of the college board. ,

Also it is a controversy that has
broken some close political friend—
ships. The six members of the col-
lege board are a unit in charging
what they term interference, in de-
ﬁance of the Constitution, by the Ad-
ministrative Board in college affairs.
Yet three of the members received
important appointments from Gov.
Groesbeck and in the past have been
his ardent supporters. They are L.
Whitney Watkins, whom the Govern-
or last year appointed state commis—
sioner of agriculture, and Clark L.
Brody and Jay R. McColl, who were
placed by him onthe college board
to an vacancies. Herman H. Halla-

-day, who was the Governor’s ﬁrst
commissioner of agriculture and
was, with his cordial approval.

transferred to the secretaryship of
the college at a better salary, the
transfer being made at the solicita-
tion of Dr. David Friday when the
latter was appointed president, has
also turned from a friend to a critic
and lined up with the college board.
Dates Back to 1921

Melvin R. McPherson, another
member of the college board, who is
a Kent. County farmer, used to say
that Mr. Groesbeck was the best
Governor Michigan ever had. Now
he is telling farmers' meetings that
the Governor has an ulterior politic-
al motive in trying to hold the purse
strings of the college.

The controversy had its inception
during the legislative session of
1921, when Rep. Arlie Hopkins,
Manistee County farmer, who was in
charge of the college’s appropriation
bill, brought about an exhaustive in-
vestigation of the college manage-
ment. At last Wednesday’s meeting
of the Administrative Board it was
mentioned that the substance of
Rep. Hopkins’ report was that the
business methods of the college were
very poor and that no progress was
being made towards development.
His criticism extended to all
branches of the management, and
the outcome was that the Legislat-
ure placed a. clause in the college’s
appropriation bill that the moneys
for the different purposes speciﬁed
in the bill should be expended under
the general supervision of the Ad-
ministrative Board. ,

The board proceeded to exercise
this supervision without objection by
the college board and, in the words
of Gov. Groesbeck, solely to build up
the college and to carry out the leg-
islative mandate. There were rum-
ors that the college board did not
like this supervision, but there was
no open resentment. In part, the
college board appealed to the Ad-
ministrative Board to undertake the

construction of a home economics

building and a library building,. for
which the Legislature had approp-

By JOHN FITZGIBBON

(Veteran Lansing Correspondent of the Detroit News.)

riated about $400,000. The college
board‘had been unable to secure
bids within the appropriation, but
the Administrative Board, by purch-
asing the material and eliminating
contractors, is now ﬁnishing both
buildings for considerable less than
the appropriation.
Then the Dr. Friday Ail'air

The proposal that Dr. Friday be
appointed president originated, as
was widely recorded at the time,
with Gov. Groesbeck. The Governor
was supremely conﬁdent that the
prestige of the ’new president as an
educator and economist, in 0011qu—
tion with his avowed policies, would
place the college in the foremost
rank of agricultural colleges of the
country. The circumstances of how
the college board and the Farm Bur—
eau leaders broke with President
Friday last May over agricultural
development plans, the two more
important questions of difference be-
ing co—operative marketing and farm
organization, and his resignatiOn,
are too recent to need recounting at
this time. Anyhow, the propaganda
of the college board and Farm Bur-
eau leaders against Dr. Friday be—
fore he retired from the president’s
chair resulted in open hostilities be—
tween these two groups, on one side,
and the Governor and the Adminis-
trative Board on the other.

Now, as to the activities of the
Farm Bureau leaders in affairs of
the college. According to these
leaders, these activities are solely
speaking in general terms,,to make
farming more proﬁtable. Those who
resent the bureau’s affiliations with
the college, take the ground that the
farmers’ organization is using the
college through the county agricul—
tural agents in more or less of the 64
counties that have such agents, as

f‘

well as through others who have
positions, both with the college and
the bureau, to keep its members in
good salaried situations, as well as
for political purposes.

County farm agents, whose duties
are to instruct farmers and fruit
growers how to meet problems that
will make their fields, their or-
chards, their herds and their ﬂocks
earn more money, were authorized
under the Smith-Lever Federal Act
of 1915. By the terms of this act
the Federal Government gives $600
towards providing an agricultural
instructor, or agent, for any county
if the State matches it with a like
amount. Boards of supervisors may
vote as much as they feel conditions
warrant to add to the $1,200. Some
boards vote a few thousand dollars
annually so as to secure a highly
trained agent. If‘ supervisors do not
vote funds county organizations of.
the Farm Bureau may do so under
authority of a legislative act of
1919.

Farm Bureaus Pay $124,000

A report submitted to the Admin-
istrative Board shows that the farm
bureaus in 39 counties have contrib-
uted $47,720 towards the salaries of
county agents, and $77,586.69 for
agents’ expenses. The Legislature
last spring voted $150,000 for each
of the two ﬁscal years beginning
July 1, this year, for farm extension
work, which the descriptive designa—
tion of the services rendered by
county agents and like work by men
sent out from the college. County
farm bureaus sometimes, while not;
contributing anything to agents’
salaries, provide their ofﬁce and
traveling expenses. Some of the
wealthier counties have not only an
agricultural agent but, in addition, a.
home demonstrator as well as a

 

 

SAYS BEAN PICKIN G MACHINE MADE HIM $460 LAST YEAR

NOTICED your article in September 15th issue of Michigan
Business Farmer about hand picking beans on the farm. It
would have been impossible to have handled my beans last
year by any such method as your article suggests, although you

have the right idea.

Last year my neighbors and myself began discussing different
methods of cutting out the enormous hand picking charges which
are so high that they are taking the life and proﬁts out of the

bean growing industry.

I looked around for a machine which would pick out the

stones, dirt, and partially rotted beans.

Our hardware dealers

ﬁnally ordered a. machine for me which certainly worked way

beyond my expectations.

On a. thousand bushels Of my beans that picked 12 lbs. per
hundred pounds by running them on this machine I reduced them

and sold them to the elevator at 2 1b. pickers.

The machine took

out 10% or 6,000 pounds of culls from the lot at 8 cents a pound,
which the elevator charges for picking a pound of culls, or saved

me $480.

Besides I didn’t have to load up and haul and give to the

elevator three tons of culls.

Futhermore, I didn’t have to make a

couple of trips to town to pay $15 a ton to get the culls back on
Neighbors brought beans to be
picked from as far as eleven miles away and w ere well satis—
beans io be picked as £111 a: eleven miles away and were well satis-

the farm where they belong.

ﬂed with the work the machine did for them.

In about tWelve

days I earned in charges to neighbors $225 which leaves me a
balance, after paying for my machine, of $435 on the picking

of the 1922 bean crop.

Several people nearby have bought the

same make of machine I have and also think it is the proper way
of handling the bean marketing proﬁtably.

I think it funny since so many of these machines were sold
around here and it is such a success that this information hasn’t
gotten into either yours or some other Michigan publication before.
My picker will surely be valuable to me this year as I have about
45 acres, some of which are damaged by rain, but this does not
trouble me near as much as it used to when I did not have the

picker.

I paid $300 for my picker last year but understand the new

price is $200 for this year. —J. Shay, Jr.,

Saginaw COunty, Mich.

 

 

farm boys’ and girls’ leader. County
farm agents are appointed by the col-
lege board on recommendation of R.
J. Baldwin, extension director of the
college, and, according to an investi—
gator’s report to the Administrative»
Board, county bureau leaders are
consulted in making appointments.
There are four inspectors of the
county agents, Hale Tennant, who is
also market director of the college,

salary 36,00 0; R. G. Carr, salary
$4,500; 0. X. Ballard, salary $4,-
200; E. G. Amos, salary $3,600.

Three of. the six members of the col—
lege board, Mr. Watkins, Mr. Brody
and Mr. McPherson, are directors of
the State Farm Bureau, Brody being
secretary and manager. A former
ofﬁce employe of the board says that
Brody’s salary from the Farm Bur-
eau a few years ago was $7,000 and
that it has been raised since. Wat-
kins is discussed, though not by
those in his conﬁdence, as likely to
be the bureau’s candidate for the
Republican nomination for Governor
but he himself says that he is not
yet prepared to talk about the mat—
ter.

In 1920 a story was printed that
Mr. Watkins had been told that he
would be designated as the farmer
candidate in the Republican pri-
maries for Governor, but that some
of the leaders met in a hotel in De—
troit one day without his knowledge
and selected the late Milo D. Camp-
bell. Mr. Campbell was the farmers’
candidate in the primaries, ﬁnishing
second to Gov. Groesbeck.

“’Ould ()ust Farm Bureau

The Farm Bureau’s income is de-
rived from $10 a year dues, of
which $6 goes to the county organiz-
ation, $3.50 to the State Bureau and
50 cents to the American Farm Bur—
eau Association. At State head—
quarters of the bureau, Lansing, the
information is that the bureau’s
membership is now about 60,000.
Several years ago statements were
printed representing the member—
ship to be nearly 100,000.

Gov. Groesbeck is emphatic in de—
claring, and the other six members
of the Administrative Board support
him, that the college board must dis-
solve all relations with the Farm
Bureau, and that county agricultural
agents shall receive their entire sal-
ary and expenses from the Federal
and State governments, and the
counties, “but from no other sour-
ces,” and until they agree to these
terms the Administrative Board will
refuse the college board the right to
draw any of this year’s $160,000 ap—
propriation for farm extension work.

The college board, while it is on

record as conceding that the Admin—
istrative Board has general super—
vision as to how other items in the
college’s appropriation shall be ex~
pended, refuses so far to yield to the
ultimatum of the Administrative
Board that it renounce all connec-
tion with the Farm Bureau. The
college board informs the Adminis-
trative Board that “as to the sugges-
tion that county agents receive all
their salary and expenses from Fed—
eral, State and County funds, “'6‘
have for some time recognized this
as desirable and look forward to
some arrangement whereby suffici—
ent funds from these sources will be
provided.”
, Unless the college board yields
the Supreme Court may be invoked
to settle the controversy. The last
word from the Administrative Board
to the college board is that the
courts have repeatedly sustained its
position, and that the courts are "still
“open and in session it the college
board wishes another expression.”

  

 
     


   

What Ails

Business Farmer Investigator Finds Farmers Dissatisfied With PreSent Methods and Increasing.

Cost of Insurance in‘ 93 Mutual Fire Insurance Companies Operated in Michigan

Editor Business Farmerz—The
readers of your valuable paper are
practically all farmers. Every one of
us carries insurance for the protec-
tion of our property, and yet we
seldom read anything in your colw
umns about mutual insurance.

Never in my remembrance has so
much dissatisfaction been expressed
by the farmers in my locality about
insurance as now. Every year our
assessments are climbing and we
don’t seem to get any more or great-
er protection. What is wrong with
mutual ﬁre insurance? From your
observation can’t you give us some
information?——-J. C. R., Greenville,
Mich.

,E are frank to admit that we ,

have published very little rel-

ative to mutual ﬁre insurance
as carried by companies insuring
farm risks exclusively, other than to
answer inquiries from time to time,
and probably the matter is of sufﬁc-
ient importance to devote some
space thereto.

In looking over the last statement
issued by the State Insurance De-
partment we ﬁnd that the mutual
companies are carrying nearly three—
quarters of a billion dollars, divided
among 93 mutual companies, most
of which are covering only counties
in which they are located, others
two or three counties and but a very
few carrying risks anywhere in Mich—
igan, outside of cities with less than

5,000 population. The most any
company has at risk is $98,892,420
and the smallest $100, 400.

The total amount of losses paid
was $2,411,884,84.

This is a wonderfully big business
in which the farmers of Michigan
are greatly interested, and thus we
are glad to express our views as to
its standing and betterments. There
is not any business in the State, in
which the farmers are so vitally in-
terested, in, a more chaotic condition.
Of all of these 93 mutual compan—
ies we can safely say that no two
have the same set of governing by-
laws. So long as they do not con-
ﬂict with the State laws and the

o

 

IT is high time something was being said about. the rapidly ‘
mounting cost of ﬁre, hail and other insurance to the

farmers of Michigan.

The mutual companies which once

boasted of efficieni management and low costs are the ones

Which most directly affect the farmer.
ual ﬁre insurance companies alone in Michigan.

There are 93 mut-
They.

carry three-quarters of a billion dollars at risk for their

farm members.

This is a subject we are sure Business

Farmer readers will be glad to have brought out in the

open.

 

 

plans of the State Insurance Depart-
ment, any company can adopt laws
to suit the fancies of. its members.

We say'members, and really they
have but little voice in the formation
of the laws governing their company.
The laws and the changes which are
made thereafter are usually drafted
by some ofﬁcer or ‘oﬁicers, and when
the meeting is called for the pur-
pose of passing upon same, the at-
tendance does not represent one in
every hundred. While it is the priv-
ilege of every member to attend
these meetings and have a voice, yet
they do not, and instead of being the
result of a united membership vote
it is but fulﬁlling the requirements
of the many by few.

The Forgotten Purpose

One lamentable fact in the oper-
ation of mutual insurance companies
is that laws are enacted for the gov—
ernment of the company which are
made to suit the requirements of the
ofﬁcers in charge instead of making
them for the most liberal protection
possible to render its members. The
ofﬁcers seem to lose sight of the fact
that a mutual ﬁre insurance com—
pany is nothing more or less than a
number of farmers banded togeth—
er to pay each other’s losses caused
by ﬁre and lightning, and the cost of
operation of the company, but they
so form the governing laws as to
perpetuate those in charge in good
positions. In so doing the rights of
the insured member is so lessened
that the protection afforded becomes

of uncertain value. Instead of mak-
ing the laws in the interests of the
insured many companies seem to see
how little can be furnished in case
of loss.

The laws of these farm mutual
insurance companies consist of the
articles of association and the by-
laws of the company usually print-
ed on the policy. The usual plan of
organizing a company is to take the
articles of association and by-laws of
some company already in operation
and revise them to suit the fancy of
the organizers of the new company.

No Two Alike

There are not two farm mutual
ﬁre insurance companies in the
state of Michigan with the same set
of by—laws. Some are liberal and
fair and some are not. Some com-
panies carry what is knOWn as the
blanket policy, which has been in
force by only a few. companies for
the past few years.

In order that our readers may
thoroughly understand What we
mean by‘ blanket policies, many
companies indicate in their policy
the amount of insurance on each in-
dividual building, the amount 011
hay, grain and produce, the amount
on farm implements, the amount on
livestock, etc. This is what is term-
ed a speciﬁed policy. Some com—
panies even go so far as to say how
much insurance they will carry on
the contents of a certain barn, how
much on the contents of all other
buildings, specifying separately each

one. In the way of explanation will
say that if the policy of insurance
placed $1, 500 on barn No.1 and
$500 on the contents of same, then
no matter how large the loss might
be on the contents of that barn, the
insured would only get $500 by the
speciﬁed policy.

The blanket policy came to light
about ten years ago and while it is
in force with a few companies, many
are reluctant to adopt it because it
will very materially increase the
amount paid the insured in case of
loss, and therefore, necessitates larg-
er assessments. A blanket policy
usually indicates the amount of in-
surance on each separate building,
and on personal property, compris-
ing hay, grain, produce, implements,
vehicles, live stock, ‘poultry, etc.,
only one amount is indicated. For
instance, it might be $2,000 regard-
less of in what buildings this prop-
erty might be located, the company
carrying the blanket policy would
pay the full amount of the loss. The
blanket policy would pay any
amount on the contents of a barn,
granary or any other building, in
case of loss, if it did not exceed the
amount of insurance, whereas in the
granary there might be 1000 bushels
of wheat worth $1,000 and on the
policy speciﬁed only $300 on the
contents of the granary which would
be all the farmer w'ould get in case
of loss, whereas if the blanket policy
were in force, the insured would get
the entire loss, $1,000. It seems
hardly fair to ask a member who is
paying $1,500 on insurance, possibly
$500 on live stock, $500 on hay,
grain and produce, and $500 on im-
plements and machinery to accept
$500 in case of loss of $1,500, the
contents of barn No. 1, because he
saved his implements and live stock.
In such case the member is paying
for $1,500 protection and while his
loss may be a great deal more than
that he receives but $500 compensa-
tion in case of loss.

The Business Farmer believes that
there should be a uniform blanket
policy adopted by all of the mutual

(Continued on Page 17)

Is Your Local Banker the Chief Aid to Farmers inYour Community?

By MR. 5. T. KlDDOO,

President of the Live Stock Exchange National Bank, Chicago.

DO not know what you, as a farm-

1 er, think of your local banker.
You may consider him as the

chief aid to agriculture in your
neighborhood. On the other hand,
you may look upon him as an indi-
vidual whose strong hand is block—
ing agricultural progress and bar—
ring the gate between you and pros—
perity. Whatever your opinion, it
probably is based upon the same
foundation that governs the opinions
of most of us, namely, a personal
experience.

I, as a banker, may have little re-
spect for a fellow business man
purely‘because of a personal and is—
olated experience with that man.
He may do business in a way that is
fundamentally sound, and at the
same time be rendering a deﬁnite
service to the people who patronize
him.

Nearly every business is the
lengthened shadow of the man who
runs it, and sometimes we are inclin-
ed to judge a business more by the
personality of its president than by
the actual service it is rendering.
That is why a hale fellow who is a
good mixer is often a great asset to
a business. Customers of that busi—
ness keep their eyes on him because
of his admirable sociability, give the
business a better deal and more fav-
orable judgment. On the other
hand, the head of a business who
has a grim, cold nature may cause
his institution to develop a reputa-
tion which is unfair to it and not at
all in line with the service it rend—
ers. This is true of banks as of all
other businesses, and since practical
service rendered is the criterion of a
business’s usefulness, it will pay pa-
trons of any institution, whether it
be a bank or not, to look beyond the
personality of the management and
determine honestly whether the

      

 

 

MR. 5. T. KIDDOO, the author of this article, gained his
ﬁrst fame as a banker in the live stock regions of the
Northwest, where his activities secured so much attention
that he was called to the presidency Of the Live Stock Ex-
change National Bank. Mr. Kiddo is in a peculiarly for-
tunate position to keep his ﬁngers upon the pulse of the
live stock industry and also keep an eye on those, factors
that intimately concern the welfare of the farmer.

business itself renders a wholesome,
economical service.

All of this is preface to a ques-
tion which I am about to ask, and
inasmuch as I hope it will be answ-
ered fairly, I felt it necessary to set
the stage for the inquiry.

What service is your bankex
rendering you?

Theoretically, your bank should
be a combination of the following
activities:

1. It should safe-guard your

money and valuables, by providing
facilities that will free you from the
risk of burglary, carelessness, tire
and other mishap.

2. It should encourage thrift and
habits of saving by paying you inter-
est on monies you deposit in its sav—
ings department.

3. It should provide the expert
information that you need on all
major ﬁnancial transactions that you
engage in.

4. It should likewise be a clear-
ing house of ﬁnancial information
which it can secure from its corres-
pondents and from similar institu-
tions in other parts of the country.

6. It should deﬁnitely carry on

a campaign to instruct your children-

 

in habits of saving and provide ways
and means for developing such
habits.

7. It should co-operate so far as
possible with local schools in cam-
paigns to inculcate thrift.

8. It should be actiVe in every
movement that has to do with the
sound economic dcvclopnmnt of the
territory it serves

Most of these activities can be ac»
cepted as the duties of a normal
healthy bank, and as such, can he
expected and demanded by the dad
positors of all normal, healthy
banks. The experience of the writ-
er leads him to believe, and to say,
that very few bankers fall to carry
out such activities to the limit, of
their abilities. 'ilownvcr, it is the
writer’s belief that. banks can go
still further in rendering service to
individuals and communities, pro~
vided the banks receive the moral
support and active cmoperation of
the farmers around them.

I refer particularly to the follow-
ing types of activity:

A. Movements that will lead to
the agricultural and industrial de-
velopment of the community.

B. Movements for‘ the better-

ment of live stock, soil and other na—
tural resources.

C. Assistance—not ﬁnancial—in
the solution of the local farmers
marketing problems.

It goes without saying that a
bank may have the ﬁnest building,
vaults and personnel in the world; be
located in a land of milk and honey,
and at the same time be a failure
in the midst of failures.

The money deposited in a bank
depends not altogether upon the ac-
curacy of the bank’s accounting sys—
tem, the honesty of its personnel,
the strength of its vaults or the
beauty of its building. In a farm-
ing community, for example, all
these things will go for naught if
the farmers are unable to market
their products at a proﬁt. Also, if
farm lands are gradually deteriorat-
ing; it such scourges as tuberculosis
are permitted to run riot among the
local herds.

It is simply a matter of self-pres-
ervation for a bank to engage in ac-
tivities such as l have listed arbitrar-
lly under A. 13. and 0., above, but—

'l‘hc bunker should not be the sole
one held responsible for doing these
things.

He is perhaps as well ﬁtted and in
as good position as anyone in a com-
munity to foster such activities. He,
moreover, can get out such work
with less antagonism. But he is by
no means the expert in agricultural
matters that the farmer is, and un-
less some of these things are initiat-
ed and pushed by the farmer him—
self, the banker is helpless.

It is with. the idea of starting
something along this line, that this
article is prepared, and with the per-
mission of the editor of this publica-
tion, we will continue the discussion

in a future issue. .

 

 

 
  

  

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(61): ' 5’

   
 
    
 

 

 

 

Hermes m

   
 
 

 

 

 

 

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ALL HAIL TO THE GRAND WHISKERINO.——
Hans W. Langseth (right) '77 years old, of Barney,
N. 1)., who has the longest heard in the world.
It-is 17 feet long, and at the recent annual con—
vention of the International Association of Specialty
Salesmen, I’res. Burns of the convention declared
that Hans would be crowned King VVhiskerino of
the world. The man at the left has a beard 11
feet, seven inches long.

 

DISCUSS FARM FINANCIAL SITUATION “’ITH PRESIDENT.—Members of
the Federal Farm Loan Board paid a visit to President Coolidge and discussed
the financial situation of the farmer throughout the country.
Commissioner R. A. Cooper, 1V1. L. Corey, E. E. Jones, L. J. l’ettijohn, J. H. Guill.

 

THERE IS NOBILITY IN THE POULTRY
WORLD.—Illin0is claims the queen of the poultry
world. Lady Anne, a real scion of the feathered
nobility. She holds the record for laying among
living hens, having reached the 1300 mark. She
expectsrto soon exceed the world’s record of 1355
—made by a hen who has long since passed to
chicken heaven. Lady Anne is 10 years old, a
white Leghorn, of English ancestry, incubator bred.

WASHINGTON ELI“ TREE IN CAMBRIDGE
DIES.—The “'ashington Elm Tree, Cambridge,
Mass., under which George \Vashington took com-
mand of the American Army, which has been
pronounced dead by experts. A shoot from this
tree, cut oﬂ‘ several years ago and now thriving,
has been suggested to be put in its place, while
Mayor Quinn, of Cambridge, has started a drive
for funds to erect a monument on the spot.

strange chicken
Left to right:—

 

FIRPO,
at the Polo Grounds,
sey proved himself to be a real champion by knock-
ing out Luis Angel Firpo of Argentine, South Amer-
ica, in the second round of their scheduled 15 round
go, making it one of the shortest championship

THE VANISHED.—0n September 14th
New York City, Jack Demp-

bouts ever fought. The South American gave Demp-
sey a hard battle knocking the champion through
the ropes during the ﬁrst round.

ting Contest.

3

PULLING THE “’OOL OVER HIS EYES—Pluck-
Ostrich

 

ing the ostrichcs at the Cawston
South Pasadena, (‘alif., is one of the
esting sights vouchsafcd to tourists.

general opinion

pulled out, as the term

To render the bird docile
hood or stocking over its head for when blindfolded

the bird gives no trouble.

property

the feathers are
of plucking
it is necessary to pull a

A MODEL OF INDUSTRY.—A

(Copyright, Keystone View Co.)

clipped
would

“'HA’I‘ A CORIBINATION.——Cats hate chickens, and vice versa.
with a eat like head,
It meows, climbs trees and likes milk.
half got mad with the other half?

of a Philadelphia,
\Vondcr what would happen

view of the
baby’s carraige blanket, made by Mrs. Calvin Cool-
idge and which was an entry into a National Knit-4
. The blanket, which Miss Lena. Lorris
is holding, was made while Mrs. Coolidge and her
husband were on the Vermont farm, before the death.
of the late President Harding.
that the blanket will go to her ﬁt
that event is a long way off. '

Mrs. Coolidge states
st grandchild—but

Farm,
inter-
Contrary to
not
imply.

Here is a
man.
if the cat

27%; L; ,L'~ 1.... t. ;.n;sn4n ‘

 

         
   
     
    
  
   
    
   
  
       
   
  
   
  
   
    
      
       
       
         

 

 

 

 

 

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:get rid of sand burs?

Would you please tell us new to
We have
about one—half acre that we have to
fight every year.—Mrs. M. W., Mid-
land, Mich. '

, ‘,'--——We are fortunate in Michigan in
‘ having only one species of sand bur,

Cenchrus carolinianus. In the more
southern portions of the country
they are blessed ('2) with 4 or 5
kinds. some with large, some with
medium sized, and some with small
burs. All these, however, are an—
nual plants, i. e. they do not have
roots that live through the winter,
so that they’ have to depend on their
seeds to carry them over until next
year.

The method of combating them
that has been shown to be the most
successful is :that of pulling them
up, placing them in a pile and burn—
ing them when dry, the burning be-
ing for the punpose of killing the
seeds which otherwise will continue
to ripen after the plants are pulled
up and will then break free and be-
come scattered.

The difﬁculties in carrying out
this method are (1) that the burs
are allowed to break loose and fall
to the ground, thus reseeding the
patch; (2) that in pulling up these
plants small portions of the plants
are allowed to remain which quickly
develop new roots and new stems so
that within a short time the plant
appears as vigorous as before.

The sand bur does not enjoy com-
petition so that if the soil is rich
enough to support a thick growth of
some other plant such as millet, sor—
ghum or buckwheat, provided the
stand of the latter is very good, it
will be unable to develop to matur-
ity that season. Putting the ﬁeld to
a hoed or cultivated crop will settle
the diﬁiculty if the hoeing or culti—
vating is done at frequent enough
intervals, which is, however, usually
not the case—E. A. Bessey, Profes-
sor of Botany, M. A. C.

MEN SHOULD RENDER ACCOUNT

A number of farmers formed a co—
operative farmers elevator and as
they gave their notes each one also
signed a collateral note. A board
consisting of seven members was ap-
pointed to take charge of affairs. A
man from another city was hired to
run the business at an exorbitant
salary. He hired extra help and
spent the money until ﬁnally the col~
lateral notes had to be paid. Then
within a few months bankruptcy
was declared, three men were ap-
pointed to sell the elevator and it
has been sold but none of the stock-
holders know for how much or any—
thing about the business. An aud-
itor came and looked over the books
but no report has been given and the
stockholders, at least those who were
not on the board, are wondering
where the money has slipped to. The
elevator was a. paying business when
owned by individuals. Can a few
of the members do business in that
way and give no account of the aud-
iting, the sale or the delinquency of
the manager and board?—L. M.,
Clifford, Mich.

--—The three men appointed, in the
bankruptcy proceedings, to sell the
elevator would be required to render
an account of their proceedings.

I suggest that you take this mat—
ter up with the referee in bank-
ruptcy. If that is not suﬂicient, you
could ﬁle a petition to have an ac—
counting, which would probably nec-
essitate the services of an attorney.
———Asst. Legal Editor.

CUT WEEDS ALONG HIGHWAY

Has a farmer a right to let wild
carrot grow on his farm or on
the road side? We have been keep-
ing it down on our farm but the
neighbors have it all around us and
we would to know how to go about
it to have them cut it down before
it goes to seed.—-—A.H., Brown City,
Michigan.

--The statute speciﬁcally provides
that every owner, possessor or occu-
pier of land shall cut or cause to be
out and destroyed all Canada this-
tles, milk weed, wild carrot. oxeye

. daisies and other noxious weeds

growing thereon at least once in
each year. before Julyl lin town-
ships south of R 10 N and hetero
Julyliintowushipsnorthofn 10
Nsndasmuch oftenesssisnseos-
my:to prevent their going to seed.

to with this law

, m
.malsessuch my liable to a, ﬁne

 

(A Olsen-Ins Dolmen: for
all complaints or mum

of $10.00 and for the cost of cutting
the weeds and in such case the
weeds would be cut by the township
highway commissioner or by men
in his employ and the cost would be
levied against the property owner in
the same manner as other taxes are
levied and collected.

This law is interpreted to mean
that the abutting property owner is
required to out such noxious weeds
on his land and the center of the
highway abutting same. It is the
duty of the township highway com-
missioner to post proper notices and
to see that all violations of this act
that come to his knowledge are
prosecuted. Reference, Act No. 66.
P. A. 1919 as amended—Frankl“.

. Rogers, Highway Commissioner.

COPYRIGHT FARM NAME

Please advise me regarding the
registering of a farm name or copy-
righting of same. It seems I read
something in reference to this some
time ago but do not remember the
substance now.—-—W. C. B., Matte—
wan, Mich.

——If you wish to transact business
under the farm name, it would be
necessary to register it with the
county clerk. However, if you wish
to give it a name merely for designa-
tion or for distinction, it would not
be necessary to have it registered.—
Asst. Legal Editor.

OBLIGED TO MINTAIN FENCE

“When a feller needs a friend" he
looks about, considers the nature of
his affliction and then, if he is an
M. B. F. reader, he will, in all prob-
ability, send his S. 0. S. towards Mt.
Clemens.

And now could you give me the
meaning of Michigan law governing
railroads in respect to the mainten-
ance of fence along its right—of—way.
I live near Romulus and our pasture
ﬁeld abuts the Wabash Railroad and
the fence is so poor the cattle can go

MICHIGA

S‘OW ALFALFA WITH WHEAT

What would you advise about

seeding alfalfa in fall wheat, that is
sowing alfalfa seed in the spring?
Is there any difference in alfalfa
seed and if there is which is the best
kind to sow? I have ten acres I
want to put to wheat and thought
maybe it would make a difference in
the amount of wheat to put on to
_the acre if I seeded it to alfalfa.—
R. S., Harrison, Mich.
-———Wheat usually makes an excellent
companion crop for alfalfa when
planted at the usual rate of six
peeks of wheat per acre. Lighter
rates of planting will beneﬁt the
companion crop of alfalfa to some
extent. It certainly is not advisable
to plant at a heavier rate than the
customary six pecks if a good stand
of alfalfa is to be expected.

There is a great difference in alfal-
fa seed and varieties from various
sources. The Grimm, Michigan

.Grown Lebeau, and northern grovvn

common are dependable in Michigan.
The Grimm is hardier. and longer
lived than the common. For heavy
lands either the Grimm or Michigan
grown Lebeau are recommended.
Twelve pounds per acre, applied
early next spring, properly inoculat-
ed, is sufﬁcient. If your soil is acid
lime should be applied for best re-
sults with alfalfa when ﬁtting the
seed bed this fall.—-J. 1". Cox, Pro-
fessor of Farm Crops, M. A. C.

VARIETIES OF RAPE

I would like to know if there is
any dinerence in rape and if there is,
what is the best kind for hog pas-
, ture?—R. 8., Harrison, Michigan.
-——There is a great diﬂerence in rape
varieties and in seed secured from
various sources. The Dwarf Essex
from Holland has long been recog-
nhed as the best for has posture, or
forpostureuseforotherlfvestock.
The crop produced from the Dwarf
Essa: rape is more rapid and more
evenin youth. rm yieldisgross-

farmer? even on wealth. Pinion. “will! attention
I Mow-motion resist! to this dmrtmen s are '1
nu. All Inqulrles must be ammpsnled by I’ulld n amemnd address. Name not used If so Moat“.

Clam, KIWI):

  

   

hero ‘0

back and forth at will. The section
foreman knows about this but makes
no effort to repair the fence. Have
been to see station agent and he

kindly informed me that the Wabash '

railroad declined to ﬁx its fence
where the property owner did not
maintain a good fence over his farm.
—8. D. E., Romulus, Mich.

—_—Railroad companies are required
by the laws of Michigan to maintain
suitable fences along their right-of-
way, to protect stock from injury by
trains—Asst. Legal Editor.

BUG 0N PUMPKIN VIN'EB -
Last year our pumpkin and squash
vines were eaten up by a bug and
this year there is a lot of them.
Would you please tell me if there is
any thing that will kill them? Am
sending specimen—C. 1... White-
hall, Mich. -
——The insects turn out to be the
common squash bug or stink bug.
This creature likes to hide under
bits of board during the cold nights
and if one places small pieces of
board or shingles on the ground
near the squash vines the bugs will
crawl under these boards and can be
jarred off into a bucket of water and
kerosene early in the morning be-
fore the air starts to warm up. This
is called trapping them. It is also
the very best of practice to clean up
rubbish in the fall since these bugs
go through the winter under rub-
bish—R. H. Pettit, Professor of En-
tomology, M. A. C.

NOT COMPELLED TO SERVE
AFTER. REIGNING

If the governor of Michigan
should hand in his resignation and
it was not accepted, would he have
to go on being governor just the
same even though he did not want
tel—A. P., Weidman, Michigan.
—-The Governor could not be com~
pelled to serve after resigning, even
if his resignation were not accepted.
-——Asst. Legal Editor.

NCROPS

er and the crop is much more palat—
able and succulent than is the crop
from the Japanese, a stemmy,
coarse, lighter yielding rape which
has been largely distributed in the
United States, particularly during
the war period, when there was a
great shortage of Dwarf Essex rape.
It is usual to plant rape at the rate
or two or three pounds per acre to a
depth of one-half to three—quarters
of an inch on a well prepared seed
bed.———J. F. Cox, Professor of Farm
Crops, M. A. C. ‘

DO NOT 80W ALFALFA NOW

Will you kindly tell me if I can
sow alfalfa on wheat ground now
and have it do any good? I seeded
ﬁve acres this spring and got a very
poor catch only in spots. Would
like very much to get this piece of
ground in to alfalfa—L. H. C.,
Ithaca, Mich.

—-Alfalfa seeded during late Aug—
ust and early September is likely to
winter kill badly. 'For best results
I would recommend that you hold
over until spring. The spotted con-
dition of last spring's seeding may
be due to soil acidity or it might be
due to poor drainage.—-—C. R. Megee,
Associate Prof. of Farm Crops,
M. A. C.

JAPANESE PERSIMMONS

I saw an article in a farm maga—
zine about Japanese Persimmons
and would like to know more con-
cerning them. Can they be grown
in muck? If so where can I get
trees and instructions on planting
and care‘I—O. 8., Decatur, Mich.

—We do not recommend the culture
of Japanese persimmon in this
state. Without doubt many, of the
soikintheststewouldbefound
suitable for raising this fruit. but
the Japanese menu are tend-
er to .winter cold «and they would
be sure to winter-kill horse—V. R.

  

. W ‘
.. half and take’ .,
nine acres of rye on the farm which
’ ~ we were to out with the Merstand- ‘
"ing that we were to leave the same
' amount of ground Savved to no

'nttloi—C.
,eylamofthe

,a 3 against

  

when we left. Who should furnish
the seed to plant this groundf—E.
A., Elwell, Mich. -

—-When a farm is let on the ﬁfty-
ﬁfty basis, that is, the landlord gets
one half of farm income and tenant
one~half, such expenses as seed,
twine, fertiliser, etc., are borne" in
the same proportion as income is di-
vided. In the above case the landlord
would furnish one half of the seed
and the tenant one half, providing
the same number of acres are sown
as were on the place when leased.
This works out the same as any crop
the tenant put in and harvested dur-
ing the cropping season as potatoes,
corn, etc.—F. T. Ridden, Research
Asst. in Farm Management, M .A .C.

‘ LIABLE FOR DAMAGE

You have always helped your
readers when in trouble and now I
would like to have you help me in
my problem. This spring R. made a
new line fence, placing oak posts 10
ft. apart and nailed on a new woven
wire. R planted corn in his ﬁeld 3
feet from his line fence. D had
clover hay on his ﬁeld across from
R's cornﬁeld and now after D har-
vested his hay he put his cattle into
the clever ﬁeld, and they broke
down posts and trampled over wire
and ate a considerable amount of
corn and broke down and tramped
up a lot. R told D to repair line
fence R made as it was just put up
new or pay for damages and D says
it's not his fence and he is not going
to repair it or pay damages. Does
D have to pay for damages or ﬁx
fence or does R have to repair fence
and stand the. damage D’s cows
model—Reader, Bay City, Mich.

——-Under the circumstances, I am of
the opinion D would be liable to you
for the damage done by his cattle to
your land and the fence—Asst Leg-
al Editor. ’

NOT OBLIGED TO TRANSPORT
CHILDREN TO SCHOOL

At our annual school meeting we
voted to close our school, each
scholar to go to the school nearest
to their home. Two miles and
twenty rods is the farthest any one
of the children has to go. Some
claim we cannot close the school-
without arranging transportation for
the scholars to some other school.
Is this true?-—H. S. 8., Midland,
Mich.

—-—The State does not undertake to
compel a district to maintain a
school or to transport its children
to another school district. 'It is
within the power of the electors in
the district to vote to have no
school, ' according to their discre—
tion. But if no school is maintain-
ed, and no provision made for
sending its pupils to another school,
the district loses: its share of the
primary school interest fund.

SEE ATTORNEY

Please advise if in your opinion
there is any way to force payment of
$28.00 wages due me for operating
a tractor, threshing last fall? This
party has repeatedly promised pay-
ment but all his holdings are mort—
gaged, even the threshing outﬁt is
not paid for: Can I attach the
machine which is left here in my
neighborhood?——A. H. P., Gould
City, Mich.
—Compiled Laws 1915, Section 13, —
029, sets forth the requisite condi—
tions to attachment proceedings.
Under the circumstances, you will
likely require the service of an at—
torney to collect your debt, so I sug-
gest you turn it over to a good law-
yer, who will proceed by whatever
means is most advisable. The facts
you have given me are not, within
themselves, suﬁlcieut to justify at—
tachment proceedings.—Asst. Legal,
Editor.

RIGBII.‘ TO AGI'ION FOR DAMAGE
* Can anyone collect pair from any:-
one for running over a hen that is in
the road when he could of missed

herifhehsdofsloweddowns’

McQ, Granville. Mich.

opinion
have a legal right of action for "do.

 

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Sporty Style Silk
Seal Plush Coat

For Women and Mime.

$103E?

Where e ls 9 can
you buy a enuine
silk 3 e a

so t, _
rous, eep pile .

silk plush With full hn-
ins of beautiful ﬂow-
ered ea te e n. Newest
loose back ﬂared style
With belt. Wide 10-1n.
shawl collar. two pock-
ets and roomy bell
sleeves. Length about
34 inches. omen’s
sizes 34 to 44; Misses
32 to 38 bust measure.

State size. Order No.
99E7000. S e n d no
money. P $10.98

lsﬂed.

Fur Trimmed Coat
For Girls and
Children

$3123

Girl‘s stylish coat of
010 With warm Coney

olar. Two nov—
elty pockets. All-around
belt. Novelty buttons
trim pockets and belt.
An amazingly low price.
Sizes to

money. Pay $4.48 and
p o s t a g e on arrival.

Same .quality for chil—
dren, Sizes 2 to 6 cars.
Navy 96E1458. rown
96E1460. Sen d no
money. P a y $3.48
and postage on arrival.
State Size.

Women’s Patent Leather,
Gunmetal or Brown Calf
Finished , -
Oxfords

$12.8

e with i itation shield
ggd and me alltion f gel-{$2,
a ed vamp,- per or}! .8
stay and. Circular foxln
Has medium rub-
ber heel and
medium point-
ed toe. Sizes

 

“"5

 
  
     
    

36" b 2. Ogy-

er rown

No. 98 23-

8 e n d n o

moneg. P
3'? e on ar

p s a -

mil.

wanted

Men’sand Boys’
Sturdy Blucher
Work Shoe

7!)
L75

Brown or Black work shoe of durable leather.
Solid leather inriftigolgoles.
o .

12. ide widths onli.
9811158. Order Black y e d
no money. Pay $1.98 and Iﬁesta e on arrival.
Order Boys' sizes 1 to 5V: by 0. e A554. rig:

1.89. Order Little Boys’ sizes 9 to 18V:

0. 98A555. “Price 81.19.

Yes, prices that are absolutely rock-bottom.
Sharood invites you to order any of these amazing
bargains on approval. Don’t send one cent. Just
letter or postcard brings you any of these smashed
price bargains. Merely give Name and Number
of each Article You Want. Also State Size and

Write Your Name and Address Pialnly to Avoid
Deiay- Pay nothing till goods arrive—then only
the amazing bargain price and postage. If
you are not delighted with your bargain for any
reason at all. simply return the goods and your
money will be cheerfully refunded. ORDER NOW.

 

 

. Send No »Money---Pay on Arrival

 

 

Manchurian Wolf Scarf
$ 69
-

Beautiful,
soft. inex—
en a i v e
anchur-
ian Wolf
scarf lined .
With Mes-
saline eilk.

 
 
    
   
 
  
 
  
 
  
 
 
  
  
 
 
  
 
  

ches large
and bushy.

rder Black Scarf
0y No. 96H9000.
Order Brown Scarf
by lilo. 96H9001.
Send no money.
Pay only $3.69 an
postage on arrival.

Women’s

Fleece Lined
Soft Black Kid
Finished Com-

fort Shoes

$22-33

leather uppers
have heavy
splendid 11n-
ing that keeps
feet warm 3 . »
toast in the most severe Winter weather. Ei-
cellent grade natural oak leather soles and low

rubber heels. A roomy last that is also dressy
in appearance. Simply unbeatable value at Sha—
roods low rice. Women’s Sizes 3 to 9, Wide

widths. Order No. 96.1880. Send no money.
Pay $2.29 and postage on arrival.
' Men’s

F our-Buckle
All Rubber

Attics
szy

State Size

 

Guaranteed best quality all_ rubber 4-buckle hi-
cut artic for men. Made With double thick soles
and scams. reinforced. Snow excluding tongue.
Furnished in men’s sizes (hto 15. Wide widths.
Sensational value. Send quick. Order by No.
96A9 Send no money. Pay $2.79 and post-
age on arrival.

Bulgarian
Effect
Gabardine
Frock For

Women
and Misses

$29};

An exceptionally
attractiVe f 1 u a
quality. cotton
gabardine dress
for women and
misses. Long roll

in shawl
effect,

   
  
 

sleeves
and belt piped
in re . Entire
front of blouse
enhanced With
exquisite all-over
embroidered de-
sign in Bulgar-
ian effect with
rich harmonious
colors. T w o
a t r e a m are at
both sides a id
front. W .1 d e
belt embroider-
ed to m a to 11
blouse. Since
for women, .3
to 44 bust; for
misses 32 to 38

   

bust. State
length desired.
Colors. navy or

5'; , - bro w n .
fr“ Order Navy by No. 96E7500.
Brown No. 96E7502. Send

no money. Pay
postage on arrival
color.‘ State Size.

$2.9 an
for either

 

Heavy F leeced
Union Suit

89CUP

Men's heavy ﬂat knit union
suit of good quality cotton
yarn, With heavy ﬂeece
lining. A sure protection
from cold. (‘losorl crotch,
flap seat, at scams. Knit
cuffs at wrist and ankle.
Sizes 34 to 46. Order
Tan Jarger Color by No.
9661279. Send no money.
Pay $1.29 and postage on

  

~54

fr:

 
       

  

    

g-aauat

‘-

    

arrivai. Order Gray Ran-
dom Color by No. 960-

0. Send no money.
Pay $1.29 and ostage on
arrival. Order oys’ sizes
22 to 34 Tan Jaeger

color by No. com 358.
Pay 89c and postage on
arrival.

 
 
 
 

Walking, Oxfords

$2

Women’s combination sport oxford with Log Cabin
or gray suede vamp and quarter with contrasting
brown calf or Patent Leather trimming at tip, lace
row and. quarter. . One—piece genuine oak sole;
low walking heel With rubber top lift. Sizes 2%
to 8. Wide Widths. Order brown by No. 96.1119.
Order gray by No. 98.1120. Send no money.
Pay $2.98 and postage on arrival.

 

BARGAIN

Your order from this. Ad brings you our beautifully illustrated

F ,s‘
REE This is Sharood's way of keeping you supplied with fresh up-
, 1 . . to-date merchandise at the lowest prices in America—a method

. vastly superior to the old way of sending out a. big catalog only

_— once or We a ver-

—prices guaranteed the lowest.

130 Page catalog of more than 4000 bargains in everything

to wear.

You get a new Bargain Catalog every 6 weeks.

CATALOG

Sharood's goods are always the newest'

 

 

Bo Sure to Mention All Sizes-Colors, etc., and
Send All Orders From This Page Direct to

 

C0.

An Econom-

  
 

_ . _ sion
height walking heel rublfier tipped. A

   
    
    
        
 
  

Fur Trimmed ‘
Thihet Coat

For Women

$593

Another sensational
value w

in a arm
wmter_ coat. The
becoming model is
of splendid [I‘hibet
cloth in chOice of
rich brown or navy
blue. _ The ample
collar is of genmpe
brown Coney ur
'Joat is ﬁnished wth
all-around self ma-
terial belt and two
patch pockets trim-
med With pretty

 

buttons. Imitation
cuﬂ‘ is also button
trimmed. _C 0 a. t
measures about 48
inches long. and
comes

in sizes 34
to 44 bust.

Order Brown by No.
98E7094. Navy by
96E7096. Order
Black by No. 96E-
7096. Send no
Pay $5.98

money.
a n d pos age 0 n
arrival. State size.

 

Men’s Sturdy Duck Coat
$218 '

Also Comes
in Boys’
Sizes

   
     

AT
$198
UP

Always
State
Size

Strongly made of serviceable dark brown duck
wrth heavy blanket hning. large set-in pockets

with ﬂaps. Wide corduroy collar. Patent riv-
etedjon buttons. Double stitched seams. Length
32 inches. Men’s Sizes. 6 to 46 chest. Order

3
No. 9632314. Price $2.98. Same style in be 5
sizes 8 to 9 years. No. 9682358. Price, $1.9 .
Boys sizes 10 to 14 years, No. 9682359. Price
$2.49. Send no money. lPay bargain price and
postage on arrival. State Size.

ical Dress
Shoe for

Women

     
       

          
     
    
 
    

Women's black
or b r o W n kid
‘ _ leather
'waiking boot in
hi-cut lace style
F a n c y. erforate
.stitched w1t medal-
on on toe; neat per
forations at .vamp and
ce row. edium exten<

oak sole with roper
. tinct
rood bargain, suitable or dress or street wear.

   
 
    

   
  
 
  
    

Soft kid ﬁnish leathers are dressy and comfortable.
Sizes 2% to 8.
Finish by No. 96.1195 $1.98.
Flnlsh by No. 98.1184.

Order Brown Ki
Order Black Ki

Wide Widths.

   

NHNNEAPOLB
NHNNFSOTA

Dept.

 
    
 
 

 

 


   

m IO M!

Army mutilation all wool 8.

one of 'o ﬁnest wooI
serge and melton materials.

831.2%“. 193161 315::
um 1533311..

    

”HM“. 332753133531;

.1... .. _
”3.11%.”; WWW
Anny Pun WOOL
~ 111mm 89¢

Man
I: ISM paging“
1»:me Oli'prlce 1s
89c .' Id 1
use: We... °.“ 1'11. 2123115
.40me. er m _ 89c Plus

to 46
30 Poems.

 

1w

GENUINE WNHAM
HEAVY WOOL UNION sul'ﬂ

M do tr e Quest 1; w
“‘5' ”WW y rift
gasp pear rl
mcnt won (1 ordina; y
552.45 1"“

W
Postage

U. S SALVAGE Co;

 

with your
V “‘th your money

ﬁiﬁﬁhlm .-

    
 

“m" III II IIIIIIL
$1....

' bellows tongue solid
; gliding to its comfort
:1; ter than any com-

233'11‘11 ghhﬁtigpwﬁumﬁo 12 $2 9131:01511‘32
”wool“ “918139“ hehvoy
901: 311111! ﬁg,“ 3% ﬁwfoli

  

Huvr OD

”it‘d—2

BLANK!”

 

 

 

 

 

e troit.

FOR FREE CATALOG wﬁﬁgaﬂutixﬁmghaes Vigelt‘ll ettzirgoge
c _. home ewr
3:42am 1...... M M11111. .. .1..le m... 311...; 111% 51111.
”g m HELP WANpED
H : —"
Emsm mains axe 11111115~ ”WM,“ 1. 111.1111.

W100 per Word. per Issues

 

FARM A ND LANDS

itnﬁ'é’. W11? 3051131111.“ 1.2le
‘ our the
Public Shores, Michigan. #1110

I31

Grosse

 

 

FOR SALE: FIVE ACRES 6000 BUILD-

. I t. fruit (ity schools “1111111 “111111111; (115

32mg. “rite 151L511; Al \(A1 111.1191151m,
' has”: Bi.

 

 

 

GENERAL
ELECTRIC PLANT—FOR SALE. SILENT
Alamo, 1311 11,.111s~ Perfect running order.
FIUCI)S'1'ICI\ 1313.1'11x 1'31),Illk<tllr, \Iir‘higan

 

FOR SALE—430R] HUSKER, 8 ROLL S
8 1G311g plows. GI .-

 

 

 

 

c.ess Tnu t,11r Mogu
BERT FEBRIS,1’la_inWe1L Mic-311.1111.
g...—
TOBACCO

LEAF FTmm. FIVE POUNDS COKWINB
$1. 75' Ten $300.11ve pounds smoking $1.135;
Ten $2.00; 'I‘we11ity.$-'3.50 Send no 11111111-';
Pay when receive 11 1e and reci 9y free. ('
OPERATIV RMEibéJ’ Pda d,uca.h
' mar rm: me roun POUNDS
$1. 410; ﬁfteln pounds $4 §111 011111;. four

33.001215 “11111 re-

11nd ﬁﬂen
m a $1 6 m. 1;}:1'1131) '1‘0-

0 e1 ved and rec some

11mm (ﬂowrns Puducah. Ky.

 
 

”this genuine

AutoStrop

Safety Razor

 

 

Detroit Beef Company

offers its services to the Farmers of
Michigan as a high Class, reliable
commission house for the sale of
Dressed Calves and live poultry.
Write us for infonnatibn howtodiess
and ship calves to market. $2510 .000
capital and surplus. 34 years in hus-
1ness 1n the same place and some
management.
Address

DETROIT BEEF comm... 111.1.

 

 

 

W ”753 To OLEVE
by the 'D. _& C. “'uterway. Ref:
veneniencm

ND
'ug. All con-

 
 
 
 

Compiete with extra blade and leather strep, packed in a metal
leather case, handy and convenient for everyday use or travel-
ing, is oﬁered with a One year, new or renewal subscription to

The Michigan Business Farmer, for One Dollar, ($1), parcel-
This is the greatest premium we have ever

post paid to you.

oﬁemed to men and only one AutovStrop outﬁt goes to a home.

The subscription can be your own renewal or a new eu-bscription

to a friend or neighbor. Address,

»

RAE! W W D0
5mm won:
EAR EDITOR .m—Feelih-g that I
have been imposed upon by the
charges that were recently
made when 1 heel occasion to have
some abstracting done. I went to
ask you, and. any others who may
happen to have had 9 Similar expel“
ience. why should every county have
an abstract ofﬁce composed of per-

Not to have the county olﬁclals do
this work which is in a nature public
work, at least the public is inter-
ested in it, seems to me to be the
wrong system. After the abstract-
ing is done you are not sure that it
is correct and unless the work is
510119 by I GORQQI‘R that luarantees
its work there may be grevious mis-
takes with no come-back by the one
who had to pay the high abstracting

BBS. .

I cannot but think that our sys—
tom is tundmontelly wrong and
should. be corrected The two glar-
ing faults with our present methOd
is that, at the coin sous charges,
and then of the teat t at you do not
know that your elmtrsot is correct I
recently heel ooooaioe to get an ab-
gtmct of eight acres of land which
lore partly in the village of Cass
(lily I went to Gore and called at
the recordln times only to be told
that I woul have to go to the ab-
stract oﬁeg. lT'hese people wrote
the abetroot and then lorwiwded it to
one of the 091913 City books with a
charge 91! ﬁfty 111111111111 Now money
talks and it is this charge of ﬁfty
1.1191ch91 that is making me talk he—
canoe snob 4 charge can onlyr be deS-
cribed cg Mltgnt, and even then
what I have ign't worth much and I
am not .sure that it is correct.

New 1 want to ask you. what is
the value of Hill! abstract, and WEBH ’t
the charge of ﬁfty dollars altogether
too much? bet some interested per-
son answer this, even game practical
abﬁtrﬁ-Qter. ‘

A certain good business man has
just told me that I should have had
‘the ebstreei; cgver only the last
.twenty years. That seem strange
1 to me, it is like telling them what to
: gig, that; in to tell them just what to
put in the aboﬁact; to my mind such

 

'mw.

l=11 paper would not be at 1111 complete
and would not tell the whole story
‘0! that partieular piece of land. I
may be wrong, and if so I am ready
to be enlightened; that’ 8 why I have
[solicited answers to my questions.
1T0 have the abstract curtailed would
no doubt also curtail the cost, but it
would also curtail the narrative .as
to whose hands the land has

 

“'HERE ARE “E AT AEIYWAY?’
ERE jest a little whiie ago me
H a11’ men an’ various wimmin
wuz sorta advocatin’ the short
skirt for the temale of the species,
so to speak. We sod they wuz cool,
eo—table an’ conyenient an’ they wuz
all of that an’ more. More 318 what
I ain’t goin’ to talk ’bout new but
may later on in this letter.

Anyway, reformers, —- .011’ maids
with nothin’ to brag about, preach-
ers an’ divers an’ various folks sed
short skirts wuz radio-Lug on" demon—
,1izin’ an’ everything There didn’t
seem to be much of anything left un-
said ’bout em did there? Girls,
young women, even older women,
were ’em up to the knees or, some-
times, upperan’ that. Well we old
ifellers an most or the young lads
lgot sorta used to seein’ ’em that way
[an didn’t think much about it
1 But now Jeremiah’s Jumpdn’
iGhoet! Long skirts—I saw this
very day hittin’ the sidewalk——
lbrlght blue stockin’ s and bright bLue
shoes An’ I see ’em in red 341’
‘green shoes an’ stockin’s to match.
An’ skirts with so many scallo. into
’em that with all the high co are on
their underpinnin’ you see more’n
anybody ever dreamed of seein’ with
short skirts.

An’ now What will our reformers
mod’ maids ministers of the Gospel,
what will any of ’em have to Wham

 

 

. WW
one with us “W WW
#9195 m

$.11

sons who are not county choline? .

Uncle Rubec

 

       

  

minimal 111111 this alright)-
113 some future. buyer.

I can “not nee why the clerks In the
abstract ofﬁce could not; have gone to
the recorder 13. moo one there mur-

11.51,-.-

od the record: regarding theoieco or .

land and then transferred those rec-9
ords to the abstract books in a very
short time; in regard to my ﬂight
acres I’m euro this could have been
done 13- much less than one: 4151: day
and that much work oerteiul would
not have coat. anything like fty d01-

lars. If it would the abetraotlng
charges certainly need revising
downward.

Other lends have different Systems
which work out perfectly and with
none at the abuses which I have E13-
96 to point out which are 1119359 -
out in our American my 1115
this work Ontario has a much more
direct and responsible method and
when you get an abotrnot than from
the proper government omce you
know you have something that is
correct and will stand any test. I
am not 11 hacker to tear down, but a
coneiruotlvo one. and when I think
I see an out I want to be shown that
I on: wrong or else do something to
remedy the, defect. That's what we
all ohould do. and I think you will
agree with me Abstracting ogﬁts
our people millions of dollars an-
nually with no adequate return as
I can coo.

None 9! ug should thect to pay-
ing well for a real sepyicg but When
we have to hand out an; ggllars for
a piece of work that grew to he of
no pragtlcal valueI thin}; it l§ time
we made a change. gut NH! gfggt-
ing that an abatract lg Rosemary, and
also that it is ores-ruled swieeiln
why oennet some {198.3% be doomed
so we see have on elicited made
without the progent oyn-bitant
charges being attached m it? That
is the crux of the Whole gupption
and the whole cough? i§ ready to
give any man a high place we can

“58% game odequotc 11ml ppggticm .

so leme wherepy abgtpgg gen . ob-
1111111311 that are depends 1.9 11 at a .
18m @ity.

reaeoneble cast —E-
Midi .

DO NQ'I BLAME GFABMERS FOR
um Hi? It»
0 you blame Nfapmers for quiting

the term? I .do not. There
are too many farmers now. We

fernmrs raioe too much, more than '

we can sell at a proﬁt. Why ask a
man to work on the farm for $1.25

per .day (many a men get less) when .

he can get from $5.00 to $8.00 per
day in the city. Money talks.——E.
B., Meeosta, Mich. -

 

bill? 311’ green stockin’s 511’
shoes
~we ve got ’em an' we’re all Wear— l
in‘ ’em .or seein’ ’em which is ’bont
the name.

An’ now ’at we We got ’.em down
what have we reforms of women 18 .

Long skirts an’ short minds

wear got to holler ’bout? ’Conree
well soon have the bustle—mobile
hoop— skirts. You older tellers re-
member bustles a’n hoops, don’t
you? Well anyway I remember ’em
——I also remember when most every
woman was a sheet sweeper with
her Long skirts

green 3

An 1 am just wonderin’ right now i

if we ain’t goin’ hatch to Where we

come from 30 or 40 years ago? Wo— ‘.

men heve looked minty
for a long timoﬁhomt . didn’ t
make ’em look aw lees Momma to
me. They get wow nice in ’em,

could get into a meet car or gun 31mm 1'

1
tome.

l
1

I

handy—didn’t We to 1r
dress up to their -—— 1.11111 mmr
knees if they met a mat (on the 1

side .Wﬂdk, arn’ gen holy mm}? they '

loo'kod purity GOMMﬂMe- Long‘-

skirts—skirts like ; neon today on ,
a fashionable young woman, may be 1

ﬁne—mebbe so fer folks older’n I.
But they don’t look good to men—1'!
may get used :to ’em when {git old
but map 1 alt .0ch they won’t meet
’61:: that way.

Lu a year or W W711 be much
shorter ’an ever-abut time ﬁles 911’

mmmm

me ”ﬂag”

 

 

\

I

r
1

l

     
   
   
      
    
       
         
 
       
 
       
      
    

  
 
      

     
      
        
     
 
 

  
   
    
     
   
   
  
   
 
    
  

 
   
   
           
    
 
  

   

HH'ddQ‘H'deHs—‘J'hld-L‘HL;u.c._...

mgrﬁqwganmwoo

 
  


._.\__ ‘1 .. .

  

_ ’Texttj "Jesus of Nazareth, how .
God annotated him with the
Holy Spirit and with power:
Who went about doing good,
and healing all that were on-
pressed of the devil; for God
was with him." Acts 10:38.

ESUS’ so-called week of passion

was but typical of his entire

earthly life to do good unto men.
His was the model social life. He,
only, has interpreted to the world
genuine love and neighborliness.
Brotherhood, without him, is unreal,
impossible. With him, it is real
and vital.

But, you say men were created to
be brotherly, and secially helpful.

Yes, that is the creational idea. And ‘

into this natural brotherhood came
Jesus as the "Son of Man." Yet he
met no helpful, brotherly responses
among his fellows. He encountered
no social passion such as his. For
thirty years with a true brother's
heart he stood sorrowfully alone.
The world would not receive him
and his own countrymen rejected
him. Men were veiled in sin and
hence the Gospel builds no hopes on
a natural brotherhood.

But God annolnted the Nazarine
with the Holy Spirit and with power.
This Man of Galilee travelled the
hills and dales of Palestine living
out a new passion morn of the Spirit.
His was to be, and is, a spiritual
brotherhood; a new creation; a life
of new and sinless desire; a Cross of
social passion. For this Man, it
went slowly. But he swerves not
from his purpose and gathers around
him a handful of men and women
whom he, had helped as the Big
Brother, and who were unionized

,and fraternized in him.

Jesus dedicates himself, formally,
to this life of social purpose at bap-
tism. Here, the “Love your neigh-
bor as yourself”, life took on a new
meaning. Can’t you hear the Bap-
tist saying, “Why, my baptism is for
sinners. You don’t need it?” But
Jesus says “suffer it to beso for I
want to be a friend and brother to
man." In Jesus’ passion to be light
and life to man he took his place by
the side of man, and paid the price
in misunderstandings, sufferings,
and death. ,Why is a well—known,
modern apostle of the Cross burning
up his life and consuming a fortune
to help men? A brother-passion is
the answer. The threshingmachine
had just pulled into farmer A’s barn,
when, 10! Mr. A heard the rumble of
thunder and saw the rain clouds
forming. Hurriedly, he gave orders
to the threshermen to pull out and
go thresh his neighbor’s grain which
was in the ﬁeld. Said he, “My grain

is in the dry and can wait.” Why
did he do this? Because of an un—
usual type of neighborliness. Do

you have this secret passion, brother
farmer? Behold, contemplate, the
Peasant of Galilee.

Again, Jesus illustrates this prin«
ciple of life by eating with social
outcasts. “Ah," said the elite of
society, "a friend of publicans and
sinners." But this showed the far-
reaching sympathy of his heart.
These publicans were a. low, despised
set. The religious folks of the day
hated them. Public opinion held
out no sympathy for them. And Jes—
us' intimacy with them created a
furor among the best people of the
land. But this Man was different.
He could not help it. His great
heart went out to all classes. He

. sympathized and felt for them. He
. did not care a whit if he must vio-

late the rules of etiquette and soci—
ety slammed her door in his face; he
must be a brother to men. Now, we
can the better understand Tolstoi
and Ghandi. We can understand
the spirit that drove Theodore Roos-
evelt to eat lunch in the White
House with Booker T. Washington,
tho Washington’s society folks pro—
tested. Friends, when you make a
dinner, dare you, as Jesus teaches,
call in the poor and the outcast, as

‘well as your friends and kinsfolk?

The miracles of Jesus are a stand-
ing testimony to his life of “brother-
ing.” . His age saw’in them evidence
of super-greatness and power. We
See in them his compassion. Pain
and sickness everywhere appealed to
him. He could not pass them by.
Suifefing drew virtue from his heart.

. an new ran-rm“ . ’0"

‘Does it from your life and mine? A
funeral is on across the street. One
‘hundred automobiles are -parked.

The casket is being banked high.

with ﬂowers. Today the lady is
dead and has many friends”). Yest-
erday she was living, but with few
friends. Alas! When will mortals
learn the simple, neighborly, under-
standing of life’s realities as Jesus
taught and lived.

Jesus’ love for men was interna-
tional and interracial. He was
preaching his ﬁrst sermon, and too,
in the town of his boyhood. The
home folks were out to hear him.
He discoursed on social and physical
salvation for all peoples. He told
his audience that there were needy
widows in Palestine, but it pleased
God to give special attention to an
outside widow. And. that there
were many lepers in Palestine but
God, thru healing Namaan. heaped
special honor upon the Gentiles. In
other words, Jesus' sympathy takes
Wings, and he endeavors to push out
the social horizon of his hearers so
that they might see and feel the
need of other nations. But they re-
jected his teaching and even made
an infamous attempt to kill him.
However that was sixty generations
ago. But what 2 are you doing to-
day? Do you at this moment hear,
sympathetically, the call of a strick—
en Japan? Are you a friend or a
Pharisee to the foreigner in your
community?

Peter asked of his Master one day,
how oft he should forgive his broth—
er, ”until seven times?” The rule
of the rabbis was three times. Peter
exceeded this by four. Surely this
is aplenty. But Jesus’ seventy times
seven makes the rule of love and
forgiveness as unlimited. Peter
was coldly calculating. But Jesus
says the heart has no table of ﬁgures
and arithmetic is foreign to its af—
fection. Love cannot be bounded.
One day he amazed His hearers by
saying, “Love your enemies." When
you are hated, don’t throw love over-
board. Keep it on top. “Bless them
that curse you and do good unto
them that hate you.” And just for
this men nailed him to the Cross.
But his life ebbs out in the passion-
ate words, “Father, forgive them for
they know not what they do.” But
we know better today. And, says
Scripture, “He that knoweth to do
good and doeth it not, to him it is

' sm." .

So Jesus passes down to us the
true spirit of helpfulness and broth—
erhood with the command to keep it
working. Christian friend, this is
your work and mine. Jesus could
not do it alone nor in a few years.
So, he forms his society, the church;
annoints it with his spirit and sends
it out to neighbor mankind We are
to go about doing good. We must.
not be found with divided purpose
or doubtful action. Blessed is the
man who has caught the vision of a
redeemed race in a spiritual brother—
hood in Christ. And, if before the
sun descends low upon your day,
you are enthusiastic in the work of
making your vision real,’ you are
misunderstood and maligned, re—
member, so was Jesus for your sal-
vation. V

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, CHAPTER I- '
319:“. Mr. Stanley G. Fulton

, HERE was athoughtful frown on
.the face of the _man who was the
;possessor. of twenty million. dollars.

3&9 was a tall; spare man, with a fringe

reddish-brown hair encircling a bald
01:. ’His blue eyes, ﬁxed just now in

,and benevolent in direct contradiction to .

libelbulldog, never-let-go ﬁghting qualities
of the square jaw below the firm rather
thin lips.

The lawyer, a youthful alert man of

_ﬂxty years, trimly gray as to garb, hair,
”and moustache,

watching him,
intently

sat idly
Yet with eyes that looked so
that they seemed to listen.

, For fully ﬁve minutes the two men
had been pulling at their cigars in silence
when the millionaire spoke.

“Ned, what am I going to do with
my money?”

Into the lawyer’s listening eyes ﬂashed,
for a moment, the keenly scrutinizing
glance usually reserved for the witness
on the other side. Then quietly came
the answer.

“Spend it yourself, I hope—for some
years to come, Stanley."

Mr. Stanley G. Fulton was guilty of a
shrug and an uplifted eyebrow.

"Thanks. Very pretty, and I appreciate
it, of course. But I 'ban‘t wear but one
suit of clothes at a time, nor eat but
one dinner—which, by the way, just now
consists of somebody‘s health biscuit and
hot water. Twenty millions don’t really
what you might call melt away at that
rate.”

The lawyer frowned.

“Shucks, Fulton !" he expostulated,
with an irritable twist of his hand. “I
thought better of you than that. This
poor rich man’s ‘one-suit, one-dinner, one-
bed-at-a-time’ hard—luck story doesn’t
suit your style. Better cut it out!”

“All right. Cut it is.” The man
smiled good—humoredly. “But you see I
was nettled. You didn’t get me at all.
I asked you what was to become of my
money after I’d done spending it myself
—the little that is left, of course.”

Once more from the lawyer’s eyes
ﬂashed that keenly scrutinizing glance.

“What was it, Fulton? A midnight
rabbit, or a wedge of mince pie not like
mother used to make? Why, man alive,
you’re barely over ﬁfty, yet. Cheer up!
It’s only a little matter of indigestion.
There are a lot of good days and good
dinners coming to you yet.”

The millionaire made a wry face.

"Very likely—if I survive the biscuits.
But, seriously, Ned, I’m in earnest. No,
I don’t think I’m going to die—yet
awhile. But I ran across young Bixby
last night—got him home, in fact. De-
livered him to his white—faced little wife.
Talk about your maudlin idiots!”

“Yes, I know. Too bad, too bad!”

“Mm~m; well, that’s what one million
did—inherited. It set me to thinking——
of mine, when I get through with them."

“I see.” The lawyer’s lips came to-
gether a little grimly. “You’ve not made
you will, I believe.”

“No. Dreaded it, somehow. Funny
how a man’ll ﬁght shy of a little thing
like that, isn't it? And when we're so
mighty particular where it goes while
we’re living!”

"Yes, I know; you’re not the only one.
You have relatives—somewhere, I sur-
misc.”

“Nothing nearer than cousins, third or
fourth, back East. They’d get it, I sup-
poswithout a will.”

“Why don’t you marry?"

The millionaire repeated the wry face
of a moment before.

“I‘m not a marrying man. I never did
care much for women; and—I'm not fool

. enough to think that a woman would be

apt to fall in love with my bald head.
Nor am I obliging enough to care to
hand the millions over to the woman
that falls in love with them, takingr me
along as the necessary sack that holds
the gold. If it comes to that, I’d rather
risk the cousins. Ther, at least, are
of my own blood, and they didn’t angle
to get the money.”

"You know them?”

“Never saw ’em.”

"Why not pick out a bunch of colleges
and endow them?”

The millionaire shook his head.

“Doesn't appeal to me, somehow.
011, of course it ought to, but—it just
doesn’t. That’s all. Maybe if I was a.
college man. myself; but—~well, I had to
dig for what education I got"
' "Very well——charities, then.” There
are numberless organizations that—” He
stopped abruptly at the other’s uplifted
hand.

“Organizations! Good Heavens I should
think there were! I tried ’em once. I
got that philanthropic bee in my bonnet,
and I gave thousands, tens of thousands
to ’em. Then I got to wondering where
the money went."

Unexpectedly the lawyer chuckled.

“You never did like to invest without
investigating, Fulton,” he observed.

With only a shrug for an answer the
other plunged on.

“Now, understand. I’m not saying that
organized charity isn’t all right, and
doesn’t do good, of course. Neither am
I prepared to propose anything to take
its place. And maybe the two or three
I dealt with were particularly addicted
to the sort of thing I objected to. But,
honestly, Ned, if you’d lost heart and
friends and money, and were just ready
to chuck the whole shooting—match,
how would you like to become a ‘Case.’
lay. number twenty-three thousand seVen

 
 

  

hundred and forty-one,. ticketed and
docketed, and duly apportioned cm to a
six-by-nine rule of ‘do this’ and ‘do that,’
while a dozen spectacled eyes watched
you being cleaned up and regulated and
wound up with a key made of just so
much and no more pats and preachment‘s
carefully weighed and labeled? How
would you like it?”

The lawyer laughed.

“I know; but my dear fellow, what

would you have? Surely, unorganized
charity and promiscuous giving is
worse—”

“Oh, yes, I’ve tried that way, too,"

shrugged the other. “There was a time
when every Tom, Dick, and Harry, with
a run-down shoe and ragged _coat, could
count on me for a ten-spot by just hold-
ing out his hand, no questions asked.

Then a serious-eyed little woman sternly "

told me one day that the indiscriminate
charity of a millionaire was not only a
curse to any community, but a corruption
to the whole state. I believe she kindly
included the nation, as well, bless her!
And I thought I was doing good!”

“What a blow—to you!” -There was
a whimsical smile in the lawyer’s eyes.

“It was.” The millionaire was not
smiling. “But she was right. It set me
to thinking, and I began to follow up
those ten-spots—the ones that I could
trace. Jove! what a mess I’d made of
it! Oh, some of them were all right, of
course, and I made those ﬁfties on the
spot. But the others—! I tell you,
Ned, money that isn’t earned is the most
risky thing in the world. If I’d left half
those wretches alone, they’d have braced
up and helped themselves and made men
of themselves, maybe. As it was—Well;
you never can tell as to the results of
a so—called ‘good’ action. From my ex-
perience I should say they are-every whit
as dangerous as the bad ones.”

The lawyer laughed outright.

“But, my dear fellow, that’s just where
the organized charity comes in. Don’t
you see?”

“Oh, yes, I know—Case number twenty-
three thousand seven hundred and forty-
one! And that’s all right, of course.
Relief of some sort is absolutely neces-
sary. But I’d like to see a little warm
sympathy injected into it, some way.
Give the machine a heart, say, as Well
as hands and a head.”

“Then why don’t you try it yourself?”

“Not I!” His gesture
emphatic. “I have tried it, in a way,
and failed. That‘s why I’d like some one
else to tackle the job. And that brings
me right back to my original question.
I’m wondering what my money will do,
when I‘m done with it. I’d like to have
one of my own kin have it—if I was sure
of him. Money is a queer proposition,

Ned, and it’s capable of—’most any-
thing.”
“It is. You’re right.”

“What I can do with it, and what
some one else can do with it, are two
quite different matters. I don't consider
my efforts to circulate it wisely, or even
harmlessly, exactly what you’d call a
howling success. Whatever I‘ve done,
I’ve always been criticised for not doing
something else. If I gave a costly en-
tertainment, I was of showy ostentation.
If I didn't give it, I was accused of not
putting money into honest circulation.
If I donated to a church, it was called
conscience money; and if I didn’t donate
to it, they said I was mean and miseriy.

. I must be off.

of dissent was '

. PORTER.

W: by Wu- Mill!- Come-Ir

So much for what I've done. I was»

just wondering—what the other fellow’d
do with it."

“Why worry? ’Twon’t be your fault."

“‘But it will—if I give it to him. Great
Scott, Ned! Think what money does for
folks, sometimes—folks that' aren’t used"
to it! Look at Bixby; and look at that
poor little Marston girl, throwing herself
away on that worthless scam-p of a Gow-
ing who’s only after her money, as every-
body (but herself) knows! And if it doesn’t
make knaves and martyrs of them, ten
to one it does make fools of ’em. They’re
worse than a kid with a dollar on circus
day; and they use about as much sense
spending their pile, too. You should have
heard dad tell about his pals in the
eighties that struck it rich in the gold
mines. One bought up every grocery
store in town and instituted a huge free

’ grab—bag for the populace; and another

dropped his hundred thousand in the dice
box before it was a week old. I wonder
what those cousins of mine back East
are like!” .

“If you’re fearful, better take Case
number twenty-three thousand seven hun-
dred and forty-one,” smiled the lawyer.

“Hm-m; I suppose so,” ejaculated the
other grimly, getting to his feet. “Well.
It’s biscuit time, I see.”

A moment later the door of the law-
yer’s sumptuously appointed oﬁ‘ice closed
behind him. Not twenty-four hours af-
terward, however, it opened to admit
him again. He was alert, eager—eyed,
and smiling. He looked ten years younger.
Even the ofﬁce boy Who ushered him in
cocked a curious eye at him.

The man at the great ﬂat-topped desk

'gave a surprised ejaculation.

“Hullo, Fult‘on! Those biscuits must be
agreeing with you,” he laughed. “Mind
telling me their name?”

“Ned, I’ve got a scheme. I think I can
carry it out.” Mr. Stanley G. Fulton
strode across the room and dropped him-
self into the waiting chair. “Remember
those cousins back East? Well, I'm going
to ﬁnd out which of ’em I want for my
heir.”

“Another case of investigation before
investing, eh?”

“Exactly." .

“Well, that‘s like you. What is it, a
little dectective work? Going to get ac-
quainted with them, I suppose, and see
how they treat you. Then you can size
them up as to hearts and habits, and
drop the golden plum into the lap of
the worthy man, .eh?"

“Yes, and no. But not the way you say.
I’m going to give ’em say ﬁfty or a
hundred thousand apiece, and—”

“Give it to them—now?"

“Sure! How’m I going to know how
they’ll spend money till they have it to
spend?”

“I know; but—”

“Oh, I’ve planned all that. Don’t
worry. Of course you’ll have to ﬁx it

up for me. I shall leave instructions with
you, and when the time comes all you
have to do is to carry them out.”

The lawyer (mine erect in his chair.

“Leave instructions! But you, your-
self—‘2”

Oh, I’m going to be there, in Hillerton.”

“There? Hillerton?”

“Yes, where the cousins live, you know.
Of course I want to see how it works.”

“Humph! I suppose you think you’ll
ﬁnd out—dwith your watching their every
move !” The/lawyer had settled backin

 

 

WHAT WOULD YOU DO WITH $100,000?

is one that thousands and thousands of our folks will read.

. THE STORY——Oh, Money! Moneyl—which begins on this page H.-

It deals with a subject that everyone of us is interested in—

money, lots of money.

The ﬁrst chapter tells about a rich man who is troubled over

What to do with his money.

He has millions, and no children to

leave it to. He decides to give $100,000 to each of his three cousins
in a country town, and leave his fortune to the one who proves to

be able and ﬁtted best to take care of it.
How they receive it, what they do with it and how

0 0 0 each.

So he gives them $100,-

they ﬁnally come out makes the most interesting story The Busi-

ness Farmer has ever printed.

We wonder what you would do with $100,000?

Suppose you

should wake up some morning and ﬁnd $100,000 on your door—

step?
pose, by some hook or crook or
came rich?

would you do with it?

ve left a fortune to you?
turn in the luck, you suddenly be-
What would you do with the money?

You know, not everybody knows how to care for money.
of people are rich today but their children may wear rags.
would you do with a lot of money?

Suppose some rich relati

Or, sup-

Lots
What
If you had $100,000 What

For the best letter of not over 250 words from a reader telling
what he or she would do with a gift of $100,000 we will pay $5
and give a one year new or renewal subscription for each other

letter published.

Write plainly on one side of paper and sign your

full name and address which will not be used in publication if you

so request.

Letters must reach us by October Fifth.

Send to MONEY EDITOR, BUSINESS FARMER,
‘ MT. CLEMENS, MICHIGAN

Prize Winning Letters will be Published in the October 13th

Issue. Don’t miss them!

And don’t miss reading “Oh, Money,

Money,” one of the best serials ever run in The Business Farmer.

 

 

\

   
  
 
    
 
  

exoébtasxohns 113‘." - .
. “John Smith!"
erect again. _' \

“Yes. I’m going to take that name—-
fora time." , '- -

“Nonsense, Fulton! . Have you lost your
senses?" . ,

“No.” The millionaire still smiled im-
perturbably. “Really, my dear Ned, I’m
disappointed in you. You don’t seem
to realize the possibilities of this thing.”

“Oh, yes, I do—perhaps better than
you, old man,” retorted the other with
an expressive glance. '

“Oh, come, Ned, listen! I’ve got three
cousins in Hillerton. I never saw them,
and they never saw me. I’m going. to
give them a tidy little sum of money
apiece, and then have the fun of watch-
ing them spend it. Any harm in that,
especially as it’s no one’s business what
I do with my money?”

“N-no, I suppose not—if you can carry
such a wild scheme through.”

“I can, I think. I'm going to be John
Smith.”

“Nice distinctive name i"

“I chose a colorless one on purpose.
I’m going to be a colorless person, you
see.”

“Oh! And—er—do you think Mr.
Stanley G. Fulton, multi-millionaire, with
his pictured face in half the papers and
magazines from tthe Atlantic to the
Paciﬁc, can hide that facerbehind a color-
less John Smith?"

“Maybe not. But he can hide it be-
hind a nice .little close-cropped beard.”
The millionaire stroked his smooth chin
reﬂectively.

“Humph! How large is Hillerton?”

“Eight or ten thousand. Nice little
New England town, I’m told.”

“Hm—m. And your—er—business in
Hillerton that will enable you to be the
observing ﬂy on your cousins’ walls?"

“Yes, I‘ve thought that all out, too;
and that’s another brilliant stroke. I’m
going to be a genealogist. I’m going to
be at work tracing the Blaisdell family
—-their name is Blaisdell. I’m writing
a book which necessitates the collection
of an endless amount of data. Now how
about that ﬂy’s chances of observation.
Eh?”

“Mighty poor, if he’s swatted—and
that’s what he will be! New England
housewives are death on ﬂies, I under-
stand.” '

“Well I’ll risk this one.”

“You poor fellow !” There was ex-
asperation and amusement in the lawyer's
eyes, but there was only mock sympathy
in his voice. “And to think I’ve known
you all these years, and never suspected
it, Fulton!”

The man who owned twenty millions
still smiled imperturba-bly.

“Oh, yes, I know what you mean, but
I'm not crazy. And really I’m interested
in genealogy, too, and‘I’ve been think-
ing for some time I’d go digging about
the roots of my ancestral tree. I have
dug a littlehin years gone. My mother
was a Blaisdell, you know. Her grand-

 
  
  
 

 

,father was a brother to some ancestor

of these Hillerton Blaisdells; and I
really am interested in collecting Blais-
dell data. So that’s all straight. I shall
be telling no fibs. And think of the op-
portunity it gives me! Besides, I shall
try to board with one of them. I’ve
decided that.”

“Upon my word, a pretty little scheme !”

“Yes, I knew you’d appreciate it, the
more you thought about it.” Mr. Stan-
ley G. Fulton’s blue eyes twinkled a
little.

With a disdainful gesture the lawyer
brushed this aside.

“Do you mind telling me how you hap-
pened to think of it, yourself?”

“Not a bit. ’Twas a little booklet got
out by a Trust Company."

”It sounds like it!”

“Oh, they didn’t suggest exactly this,
I’ll admit; but they did suggest that if
you were fearful as to the way your
heirs would handle their inheritance, you
could create a trust fund for their bene-
ﬁt while you were living, and then watch
the way the beneﬁciaries spent the in-
come, as well as the way the trust fund
itself was managed. In this way you
could observe the effects of your gifts,
and at the same time be able to change
them if you didn’t like results. That
gave me an idea. I’ve just developed
it. That’s all._ I’m going to make my
cousins a little rich, ,and see which, if
any of them, can stand being very rich.”

“But the money, man! How are you
going to drop a hundred thousand dollars
into three men’s laps, and expect to get
away without an investigation as to the
why and wherefore of such a singular
proceeding?”

“That’s where your part comes in,”
smiled the millionaire blandly. “Besides,
to be accurate, one of the laps is—er—a
petticoat one.”

“Oh, indeed! So much the worse,
maybe. But—And so this is where 'I
come in, is it? Well, and suppose I re-

fuse to come in?”

“Regretfully I shall have to employ
another attorney.”

“Humph! Well?" .

“But you won’t refuse." The blue eyes
opposite were still twinkling. “In the
ﬁrst place. you’re my good friend—my
best friend. You wouldn’t be seen let-
ting me start off on a wild-goose chase
like this without your guiding hand at
the helm to see that I didn’t come a
crapper.“ ‘

“Aren't you gettingvyour metaphors ‘a

The lawyer was sitting

 

 

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eyes were twinkling.

“Eh? What? Well, maybe.
reckon you get my meaning.
what I'want you to do is a mere routine
of regular business , with you.” .

“It sounds like it.

“But it is—your part. Listen.
i for South America, say, on an exploring
‘ tour. In your charge I leave certain
papers with instructions that on the ﬁrst
‘ day of the sixth month of my absence
. (I being unheard from), you are to open
a certain envelope and act according to
instructions within. Simplest thing in the
world, man. Isn’t it?”

“Oh, very simple—as you put it.”

“Well, meanwhile I’ll start for South
America—alone, of course; and, so far
as you are concerned, that ends it. If
on the way, somewhere, I determine sud-
denly on a change of destination, that
is none of your affair. If, say in a month
or two, a quiet, inoffensive gentleman by
the name of Smith arrives in Hillerton
on the legitimate and perfectly respect-
able business of looking up a family
pedigree, that also is none of your con-
cern.”

With a sudden laugh the lawyer fell
back in his chair.

“By Jove, Fulton, if I don’t believe
you’ll pull this absurd thing off!”

“There! Now you’re talking like a
sensible man, and we can get somewhere.
Of course I’ll pull .it off! Now here’s
my plan. In order best to judge how
my esteemed relatives conduct themselves
under the sudden accession of wealth, I
must see them ﬁrst without it, of course.
Hence, I plan to be in Hillerton some
months before your letter and the money
arrive. I intend, indeed, to be on the
friendliest terms with every Blaisdell in
Hillerton before that times comes.”

“But can you? Will they accept you
without references or introduction?”

“Oh, I shall have the best of references
and introductions. Bob Chalmers is the
president of a bank there. Remember
Bob? Well, I shall take John Smith in
and introduce him to Bob some day.
After that, Bob’li introduce John Smith.
See? All I need is a letter as to my
integrity and respectability, I reckon, so
my kinsmen won’t suspect me of designs
on their spoons when I ask to board with
them. You see. I’m a quiet, retiring
gentleman, and I don’t like noisy hotels.”

With an explosive chuckle the lawyer
clapped his knee.

“Fulton, this is absolutely the richest
thing I ever heard of! I’d give a farm
to be a fly on your wall and see you do
it. I’m blest if I don’t think I’ll go to
Hillerton myself—to see Bob. By George,
I will go and see Bob!”

“Of course,” agreed the other serenely.
“Why not? Besides, it will be the most
natural thing in the world—business, you
know. In fact, I should think you really
ought to go, in connection with the be-
quests.” 4

Why, to be sure.” The lawyer frowned
thoughtfully. “How much are you going
to give them?”

“Oh, a hundred thousand apiece, I
reckon.”

“That ought to do—for pin money.”

“Oh, well, I want them to have enough,
you know, for it to be a real test of
what they would do with wealth. And
it must be cash—no securities. I want
them to do their own investing.”

“But how are you going to ﬁx it? What
excuse are you going to give for dropping
a hundred thousand into their laps like
that? You can’t tell your real purpose,
naturally! You’d defeat your own ends.”

“That part we’ll have to ﬁx up in the
letter of instructions. I think we can.
I’ve got a scheme.”

“I’ll warrant you have! I’ll believe
anything of you now. But what are you
going to do afterward—«when you’ve found
out what you want to know, I mean?
Won’t it be something of a shock, when
John Smith turns into Mr. Stanley G.
Fulton? Have you thought of that?”

“Y-yes, I’ve thought of that, and I will

confess my ideas are a little hazy, in
spots. But I’m not worrying. Time
enough to think of that .part. Roughly,
my plan is this now. There’ll be two
letters of instructions: one to open in
six months, the other to be opened in,
say, a couple of years, or so. (I want

to give myself plenty of time for my ob-
servations, you see.) The second letter
will really give you my ﬁnal instructions
as to the settling of my estate—my will.
I’ll have to make some sort of one, I

suppose.”
“But, good Heavens, Stanley, you——
you—” the lawyer came to a helpless

pause. His eyes were startled.

“Oh, that’s just for emergency, of
course, in case anythinxg—er—happened.
What I really intend is that 10 before
the second letter of instructio is due
to be opened, Mr. Stanley G. Fulton will
come back from his South American ex—
plorations. He’ll then be in a position
to settle his affairs to suit himself, and
—-—er—make a new will. Understand?”

“Oh, I see. But—there’s John Smith?
How about Smith?”

The millionaire smiled musingly,
stroked his chin again.

“Smith? Oh! Well, Smith will have
ﬁnished collecting Blaisdell data, of
course, and we’ll be off to parts unknown.
We don’t have to trouble ourselves with
Smith any longer.” _

“Fulton, you’re a wizard,” laughed the
lawyer. “But now about the cousins.
Who are they? You know, their names,
of course.”

“Oh, yes. You see I’ve done a little
digging already—some years ago—looking
run;- the Blaisdell. family. guy the way. an:

and

I.’_¢‘£iﬂeL Mixed?" gins time the “lawyer’s

But I '7
Besides, .

Routine, indeed!” '
I’m off

_says the best is none too good—in Hill-

 
  
 

  

an occasional letter from Bob has kept

me posted as to deaths and births in the

Hillerton Blaisdells. I always meant to

hunt them up some time, they being my
nearest kith and kin. Well, with what

I already had, and with What Bob has
written me, I know these facts.”

He (paused, pulled a small notebook
from his pocket, and consulted it.

“There are two sons and a daughter,
children of Rufus Blaisdell. Rufus died
,years ago, and his widow married a man
by the name of Duff. But she’s dead
now. The elder son is Frank Blaisdell.
He keeps a grocery store. The other is
James Blaisdell. He works in a real
estate ofﬁce. The daughter, Flora, never
married. She’s albout forty-two or three,
I believe, and does dressmaking. James
Blaisdell has a son, Fred, seventeen, and
two‘ younger children, Frank Blaisdell
has one daughter, Millicent. That’s the
extentof my knowledge, at present. But
it’s enough for our purpose.”

“Oh, anything’s enough—for your pur-
pose! What are you going to do first?”

"I’ve done it. You’ll soon be reading
in your morning paper that Mr. Stanley
G. Fulton, the somewhat eccentric multi-
millionaire, is about to start for South
America, and that it is hinted he is
planning to ﬁnance a gigantic exploring
expedition. The accounts of what antiq—
uities to the source of the Amazon. I’ve
done a lot of talking today, and a good
deal of cautioning as to secrecy, etc. It
ought to bear fruit by to-morrow, or the
'day after, at the latest. I’m going to
start next week, and I’m really going
exploring, too—though not exactly as
they think. I came in to—day to make
a business appointment for to-morrow,
please. A man starting on such a haz—
ardous journey must be prepared, you
understand. I want to leave my affairs
in such shape that you will know ex-
actly what to do—in emergency. May I
come to-morrow?”

The lawyer hesitated, his face an odd
mixture of determination and irresolu-
tion.

"Oh hang it all—yes. Of course you
may come. To-morrow at ten—if they
don’t shut you up before.”

With a boyish laugh Mr. Stanley G.
Fulton leaped to his feet. _

“Thanks. To-mxorrow at ten, then.”
At the door he turned back jauntily.
“And, say, Ned, what’ll you bet I don’t
get so I can eat real meat and ’taters
again?” ’

CHAPTER II

Enter Mr. John Smith

It was on the ﬁrst warm evening in the
early June that Miss Flora Blaisdell
crossed the common and turned down the
street that led to her brother James’
home. ‘

The common marked the center of Hill-
erton. Its spacious green lawns and elm-
shaded walks were the pride of the town.
There was a trellised band-stand for
summer concerts, and a tiny pond that
accommodated skaters in winter. Per—
haps, most important of all, the common
divided the plebian East Side from the
more pretentious West, James Blaisdell
lived on the West Side. His wife said
that everybody did who was anybody.
They had lately moved there, and were
indeed barely settled.

Miss Blaisdell did dressmaking. Her
home was a shalbby little rented cottage
on the East Side. She was a thin—faced
little woman with an anxious frown and
near-sighted, peering eyes that seemed al-
ways to be looking for wrinkles. She
peered now at the houses as she passed
slowly down the street. She had been
only twice to her brother’s new home,
and she was not sure that she would
recognize it, in spite of the fact that
the street was still alight with the last
rays of the setting sun. Suddenly
across her worried face ﬂashed a re-
lieved smile.

“Well, if you ain’t all out here on the
piazza!” she exclaimed, turning in at the
walk leading up to one of the ornate
little houses. “My, ain’t this grand!”

“Oh, yes, it’s grand, all right,” nodded
the tired looking. man in the big chair,
removing his feet from the railing. He
was in his shirt-sleeves and was smok-
ing a pipe. The droop of his thin mus-
tache matched the droop of his thin
shoulders—and both indcﬁnably but un-
mistakably spelled disillusion and dis-
couragement. “It‘s grand, but I think it’s
too grand—for us. However, daughter

erton. Eh, Bess?”

Bessie, the pretty, sixteen-year-old
daughter of the family, only shrugged
her shoulders a little pctulantly. It was
Harriet, the wife, who spoke—a large,

U s: N E

that’ll ’come in ﬁne now,'won’t it?) And‘

ROUGE RE

The 1,000—Mile Shoe I
Double—Tanned—Doubl Wear .

~

April 12. 1923
Gentlemen:

Sales have started, and it sure’does
me good tohear them praise yourshoes.
T a man who Justrieft with a pair of
No. 446 said, “iknow of about six fel-

hsve worn them almost a year. .
uesdny. Mr. McCurdy got his second ..
pair of No. 401. Two years this June he '
ought the ones he had on. I had half-
soled them four t mes. r. Caldwell
came in and pulled off his rubbers and
said. “Look at those.

  

,w’ “\‘l\l\\‘\\\u ‘

“NW“ .

As to the wearing qualities, I have
had several parents speak of them
lately: and that is the kind of shoes I
‘ want.
Yours truly.
(Signed) F. E. BALDWIN,
Northbrsnch. Mich.

 

 

 
  
 
 
 
  

The Plowboy

 

 

And

over rough going.
enough for comfort.

Ask for

Plowboy

Grain Cuff
470—Double Sole Tan
446—Single Sole Tan ,
Split Cuﬂ" Single Sole

458 —Chocolate
455 —Smoke
452 —Tan

1,000 Miles of Wear

Always Dries Out Soft

Here’s a double-tanned horsehide
work shoe that will never get stiff or
hard. Many leathers dry out hard
after they get wet. But this horse-
hide, double-tanned by our own
private process in our own tanneries,
dries out as soft as velvet. You can
soak these shoes in mud, water and
slush. They will always
dry out softand pliable.

We are work shoe
specialists. Our goal is
to make the world’s
strongest shoes. To get
the best leather we do
our own tanning. We
usehorsehideexclusive-

ly. For it is the tough-
est leather known. For
centuries the fine sad-
dles of the hard-riding
Cossacks were horse-
hide covered. Big league baseballs
are covered with it too—because it

Rouge Rex horsehide shoes.

long wear. They usually wear at
least 1,000 miles. But customers
tell us they wear 3, 000 and 4,000
or more. \Ve are frequently told
they outwear three ordinary pairs.

If you are naturally
hard on shoes, you’ll
say these are the most
economical shoes you
ever wore. See how
tough and thick this
horsehide is—and how

 

Rouge Rex
Comfort Shoe

 

Tenderfeet welcome these
shoes. They’re soft and ﬂex-
ible asa moccasin, yet wear
like iron. A typical factory
or dry weather shoe so light
you don’t realize they are
on duty. Ask for 435 in
chocolate, 434 in tan. Both
outing models. Ask for 495
in chocolate bluches.

wear like iron and do
not tire your feet.

 

 

a special Rouge Rex
shoe model that ﬁts
your need exactly. For farm, mill or

 

soft.Thenyou’llunder- ‘
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ﬂorid woman with a short upper lip, and
a bewilderment of bepuffed light hair.
She,was already on her feet, pushing a
chair toward her sister-in~law.

“Of course it isn’t too grand, Jim, and
you know it. There aren’t any really
nice houses in Hillerton except the Pen—

nocks’ and the old Gaylord place. There,
sit here, Flora. You look tired.”
“Thanks. I ‘be—turrible tired. Warm,

too, ain’t it?” The little dressmaker be:
gan to fan herself with the hat she had
taken off. “My, ’t is fur over here, ain’t
it? Not much like ’t was when you
lived right ’round the corner from me!
And I had to put on a hat and gloves,

too. Someway, I thought I ought to—
over. here.”
Condescendingly the bepulfed head

threw an approving nod in her direction.
4...: (Continued in October 13th Issue.) :

 

  

is the only leather that withstands
such hard knocks.

makes thisleather soft and pliable as
buckskin. Note its extra thickness.
Feel its ﬂexibility. Even after soak-
ing it dries out soft as velvet. You’ll

"092:. 300"

mine, for woods, ﬁeld and camp we
make a shoe that suits the condi-
tions. And all are the same tough,
pliable double-tanned horsehide.

If your dealer cannot supply
you with Rouge Rex, we’ll see that
you are supplied from our nearest
dealer. Write for catalog.

HiRTH-KRAUSE COMPANY

Shoe Manufacturers and Tanners

Grand Rapids, Mich. . =

And our special double tanning

For everyjobthere’s ‘1

Get this shoe .for fall plowing.
It’s high enough to keep out dirt.
Fits snug and protects the ankles
it’s low

get a new idea of foot comfort from ‘

You’ll also be surprised by their 1

  
  

  

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.. “u...

     

 


   

 
 
 
  

 
  
   
 

   

 
  
 

  
 

= BUSIN’K'S" ARMER

SATURDAY. SEPTEMBER 29,1923

Edited and Published by
TH! RURAL PUBLISHING OOMPAHY, Inc.
GEORGE M. SLOOUM, President
Mt. Clemens, Michigan
Represented in New York Chicago. St. Louis and Minneapolis 11!
‘ th e Associated Farm Papers, Incorporated
Member of Agricultural Publishers Association
Member of Audit Bureau of Circulation

 

 

 

 

 

 

 

 

 

 

 

lfilon Grinnell ..Mana 3 Editor

Mrs. Annie Taylor Farm ome Editor

ank D 011: Fruit Editor

J. 2"Herbert Ferris Radio Editor

Wi 'Dia {3" ngiown I 'll ranSuii-e:
l m . onn‘m

Henry F. Hip'kine “Plant Superintendent

 

ONE YEAR 8011. TWO YEARS $1. FIVE YEARS 82.

The date following your name on the address label shows when
your subscription expires. In renewing kindly send this label to
avoid mistakes. Remit by check, draft, money—order or register
letter: stamps and currency are at your risk. We acknowledﬂ
by first-class mail every dollar received.

Advertising Rates: 45c peer agturates line. 14 lines to the column

inch 77 lines to the page.
Live 82took and Auction Sale Advertising. We offer IWIal low

rates to reputable breeders of live stock and poultry: writeus

RELIABLE ADVERTISERS
We will not knowingly accept the advertisingl of In! T90“ 0"
rmwho we do not beheve to be thoroughly onest an reliable.
Should any reader have an cause for complaint against an! ad-
in tbesg “:01;le 11 to. Iublishcr hwoulii spprechctzlemwglr;
sue a so ligh 11 ev
saw your advertisement in The Mich can BMW
twill guarantee honest dealing.

" The Farm Paper of Service”

ROOSEVELT ON FALSE DOCTRINES

“ LL over the country,” said '1‘. R. Roose-
A velt, Jr., at Syracuse, N. Y., “there are

' sincere, but mentally limited fanatics
and self-seeking politicians peddling false
doctrines. These comprise such things as
government price ﬁxing and unsound loans.
Steer clear of them. Remember that in the
long run, anything which hurts the country
hurts the farmer, just as surely as anything
which hurts the farmer hurts the country."

 

POLITICS IN LANSING
ANSING is in the throes of a political situa-

tion which, according to no less an author-,

ity than Mr. John Fitzgibbon, veteran cor-
respondent, is unparallelled in the history of the
state.

The situation has arisen over the partial pay-
ment of the county agent’s salaries by the Mich-
igan State Farm Bureau, at least that is what
is supposed to be at the bottom of it.

Although it aﬁects the Agricultural College and
should be of some concern to the farmers in
Michigan we must admit that we have heard
little or nothing about it from the farmers them—
selves, although their would—be spokesmen have
arisen to remark both from the platform and the
daily press that the farmers of the state were
all wrought up about it.

That our readers may have a clear statement
of the facts in the case and thus form their con-
clusions we are publishing on page 3 of this issue
a complete statement by the competent political
authority mentioned above, which is simply a
clear statement of the case and we leave it to
our readers themselves to make their decision
as to who is right and who is wrong, if they are
enough interested to tell us about it.

“EAT-MORE-BEANS"
AVY beans are a major crop in the state of
Michigan, and the position which the choice,
A hand—picked Michigan bean occupies on the
, American market, places it at the head of the list.
Buyers pay a fancy price for our beans in com-
petition with Colorado, California, and a few
other states where they are grown.

Every division of the bean industry in Michi-
gan, Whether it be from the grower, the elevat-
or, or the jobber, should be equally interested in
the proposed advertising campaign to carry the
message “Eat—More—Beans" to the American con—
suming public.

The scheme to advertise beans is not a new
one but the practical plans for its accomplish—
ment were never more nearly complete and ready
to put in operation than they are today. There
seems to be no question in anyone’s mind but
that the consumer demand for beans can be great—
ly strengthened by bringing their merits to the
attention of the consumer, the same as the Cal‘-
ifornia growers have in the instance of citrus
fruit, nuts, prunes, raisins, and other products
of the Golden State. Anyone who is at all famil—
iar with their plan'of operation will readily sub—
scribe to the proposed plan of increasing the de-
mand for beans by intelligent national advertis-
ing.

We understand there is one party in the bus-
iness in Michigan who is holding out of the pres-
ent campaign because he believes that Michigan
should advertwe Michigan beans exclusively and.
therefore, eliminate the other states which are
contributing In the present plan, Michigan is
asked to contribute only 810. 00.0 out or a total of

[age-.000 to be spent in advertising. Our share,

  

  

' therefore. would not go very tar in a national .

- ket and an increased

$50,000 (or the good or the entire bean ~.

than; it would by a petty, though exclusive cam»

paign which only scratched the surface of the
market. ,

It is our prediction that it a $50,000 campaign
is put on this year that this amount will be
doubled within another year, and that the price
of beans will be strengthened materially by the
demand which this advertising is bound to create.

Advertising is simply bringing a thought to a
prospect’s mind at the physological time. If the
houseWifa when she opens her morning paper
saw the picture of an attractive pan of baked

beans or a spread of beans laid out for the'

family dinner, accompanied by an attractive recipe
for the preparation, it is safe to assume that she
and a good percentage of those who read the ad-
vertisement would be eating beans that very
evening.

We have always taken a great interest in the
proposition to advertise this one product of Mich-
igan which lends itself so well to a campaign of
this kind, and we have done all within the power
of this publication to present the facts to the
farmers and others interested in Michigan so
that they might understand the proposition when
it was presented to them.

We had hoped to announce in this issue that
the campaign had been closed and was under way
with the full support of the Michigan jobbers who
have been asked to contribute, but up to the
moment of going to press we cannot get this as-
surance because there are, we understand, one
or two who are holding out. We certainly trust
they may see the light and soon, because this,
of all years, with exceptional prosperity in every
manufacturing community is the time to push
the sale and increase the consumer demand of
this great food product.

FOR CAUSE OR FOR EFFECT
HE more we read, and the more we hear, of

the politicians who claim to be representing
the farmer, the more we are led to the con-

L

clusion that most of what they write, and most

of what they say, is to throw a smoke screen
about their real aims and purposes.

Let’s get down to business for just a minute!

Does the present high protective wall about
American industry keep us from a world market
for our products? The answer is: that it un-
doubtedly does, and will continue to do so (as
it has in past history) so long as it is in operation.

Can anything actually be done about the pres-
ent low prices of farm products? The answer is:
that something can be done and is being done.
and it is not being done by windy politicians or
wordy editors. It is being done by the farmers
themselves, who are organizing into strong sell—
ing organizations which do not play politics, but
depend on sane marketing methods for bringing
about the higher prices that they demand. These
same business farmers, because of the scarcity of
farm labor and for other good reasons, are cur—
tailing their production this year to a point where
the natural demand of a prosperous market is
going to raise prices of farm products as only a.
few of the more optimistic market prophets even
dare predict.

When the farmer gets back to a normal posi-
tion, begins making money and the trend of
population again starts toward the country will
these same politicians and editors who are now
doing nothing but spout about what ought to
be done through legislation or some other dreamy—
eyed will-o-the-wisp scheme, will they take credit
for bringing farming back to a stable position?
The answer is: that they certainly will, and the
real business farmers who are doing the job of
getting the old boat of agriculture back on a safe
keel will get no credit, but the best part of it is
they will ask none nor expect it.

Our hats off to you gentlemen! You don’t say
much, we don't see your pictures, we don’t hear
that you are going to talk at the next picnic, we
don’t read what you say in the political sheets
which clutter our mail box but we know that
you are hard at work and we begin to see the
results which we knew would follow your efforts.

THE WHEAT SCARE-CROW

HEY were hardly less than traitors to the

farming business, who raised the scare-

crow oi’ ruination to farmers because wheat

had dropped below a dollar per bushel. So far

we have failed to hear any clamor except from

politicians or others who are living directly on

the farmer, and these originated mostly in the
states west of the Mississippi.

Wheat is of course, not the important crop in
Michigan that it is in the western states, but if
farmers there have been foolish enough to de-
pend upon one crop, if by making no, provision
for the time when with curtailed European mar-
production in other parts
of the world, wheat growing on expensive Ameri-
canlandcannolonwbeopentedin‘compou-
don, monuments «em with m are:

 
 

  

Michigan grows? practi no spring wheat,
the total crap oi 1922 being only 130,000 bushels.
Our winter wheat crop; last year amounted to'
14,196,000 bushels, and whileval-ued at_8-~16,-
325,000 did not equal the value of our been crop.
Our wheat crop was only slightly higher in value
than our potato crop. even in a disastrous season,
and the total value of all Michigan grown wheat
was only a third of our corn or hay crop! ,

The actual result, therefore, of all the clamor
over dollar wheat has been to dishearten our
farmers, lower the price of their farm land and
make every boy— and girl on the farm anxious
to get away from it into the city as soon as they
can don long dresses or breaches!

If you will take the time to look over the
Agricultural and Business Survey as prepared
by the Department of Research, American Farm
Bureau, which is reprinted in full on page 23
of this issue, you can learn from actual ﬁgures
exactly where the farming business stands and
where all other lines of endeavor stand in re-
lation to it. ,

You will ﬁnd for example, that seven major
staples sold by the farmerxare selling at higher
prices than they did one year ago, (September
20th, 1922), and if you will read betweeu‘the
lines, you will see that the farming business is
getting better every day and that the value of

- your farm, your equipment and your business is

increasing.

If you had rather be cajoled with, cried over,
and filled with hot air by those who are looking
for political ofﬁce, or since other soft snap, you
will not read the actual ﬁgures as they are given.

We publish this department as a regular fea-
ture of The Business Farmer once a month be-
cause the kind'of folks who like The Business
Farmer want the facts, and we do our best to

try and get them for them.

THE FARMER LABOR MOVEMENT

HERE is indeed some food for thought in the

‘ ﬁgures which have been given some publicity

in the daily press, and whether they are ac-
curate or not may be laid at the door of Mr. J. S.
Wanamaker, President of. the American Cotton
Association, who we understand prepared them.
They are as follows:

63% dozen, or 760 eggs, pay a plasterer for
one day’s work of eight hours. 171,5 bushels of
corn, or a year’s receipts from half an acre, pay
a bricklayer. 32 chickens, weighing 3 pounds
each, pay a. painter in New York. 42 pounds of
butter, or the output from 14 cows, fed and
milked 24 hours, pay a plumber $14.00 a day.
175 lbs of hog, eight months’ feeding and care,
pay a carpenter.

Whether you believe in an alliance of farmer-
labor or not, as has been suggested by so many
well meaning persons, it is obvious that labor
at present high prices and the farmer after the
period of. depression he has been forced through,
the past three years, make strange bed fellows.

If we were a cartoonist we would draw an
opulent citizen labeled “labor” occupying about
three-quarters of the bed labeled “prosperity”,
and a thin gaunt person marked “farmer” occupy-
ing the small space at the other side and hardly

covered by'the blankets of home comforts which ‘

the laboring man enjoys. That cartoon, in our
opinion, would just about express the present
situation as relates to farmer and labor.

We do not begrudge labor its present pros—
perity, its right to work and honest employment,
its right to secure as short a working day as is
commensurate with good and healthy living and
enjoying the luxuries and comforts of home life
to which men are entitled, but we do begrudge
labor occupying most of the bed and at the same
time calling on the farmers to help ﬁght their
battles for more'than they are'cntitled to. If.
there is‘to be an alliance between farmer and
labor it ought to be an alliance by which labor
agrees to bring the farmer and his business up
to their standard, because to advance equally
would still leave the ratio too lopsided. It would
look like the bed we have pictured above.

POTATOES STILL FAVORABLE
HE United States Department of Agriculture
predicts a crop of 389,674,000 bushels of

‘ potatoes this year, which compares with a
ﬁve year average of 390,173,000 and last year’s
big crop of 451,185,000.

This is late enough in the season so that the
crop is pretty well set and if anything, there is
more apt to be a. lessened than an increased
crop. This would seem to be a ray'of sunshine
for our potato growers who were hit so hard in
1922.

With the labor of the country well ample
at high wages and consuming large amounts
food stuffs there is no reason why the
grower shouldnotnetatofrmterhis

i

i

9.

 

this ”3;, and we only hope“; that our? growers

Whackmsbujheﬂmutw

     

 
    

     

   

 
 

 

 
     
      

 

 

 

 
 

  
        
      
    

   

 
 

   

  

 
  
   
 

  
  

  
    


 

 

 

 

 

HOME WORK f
Do you know of any other com-
panies that are reliable where I can
get work to do at home as I am very

anxious to get some work that I can .

do at home, for I have quite a lot of
spare time that I could work if I
had something I could do at home,
as we do not like to break up our
home. I would be very thankful if
you could send me addresses of some
companies that you know are reli—
able—Mrs. E. T., Mayville, Mich.

E above is a fair sample of sev-

eral inquiries that come to my

desk almost every week from
sincere women who wish to ﬁnd
some means of employing their spare
time on the farm, and usually it is
someone who is harassed by poverty
and handicapped by some physical
deformity.

I wish I could Offer some sugges-
tion to these worthy readers, and
could tell them of some sort of home
employment that we could recom-
mend.

Some papers accept the advertisw

ing of home knitting machines, an
other contraptions which. are sold
with the expectancy that they can be
paid for by home work, but we have
never yet found where this worked
Out continuously satisfactory, so that
it would be the last thing in our
minds to advise any of our readers
to invest the 50 to 75 dollars neces-
sary to purchase a home knitting
outﬁt, neither will we accept the ad-
vertising of these concerns, in the
Business Farmer, because we believe
that although not fraudulent, they
are misleading.

We are suggesting to the- farmers
in Michigan that they employ the
spare time on‘ the farm in picking
beans, because this class of work has
for years been done in the small
towns and cities, and lately by ex-
pensive female help, because of the
competition for this class of labor
from manufacturing institutions. We
now have a prize offer of $10.00 for
the best plan for a home made bean
picking machine, and we have al-
ready published two simple plans in
the September 15th issue. In this
issue on page 3, you will find a let—
ter from a Saginaw county farmer
who bought an expensive bean pick-
ing machine, which \has made him
a nice proﬁt. This of courseis ma-
chine picking and not hand picking
which the women on a farm could
do. Even a. cripple or anyone who
has the use of their hands could pick
beans, and not only save the cost of
picking, but keep the culls on the
farm.

We want to say just a word to the
men folks about this home work of
farm girls and women. If it is done
on the farm, for goodness sake, let
the women have all or part of the
money you save over having it done
in town. Nothing so disheartens a
woman as to have the man of the
house hold on to every penny he can
get. The modern and usually suc-
cessful married couple have a single
purse, and their relations form a
partnership in which all of the good
things are split 50-50.

The Publisher‘s Desk is open for
any suggestions for the home employ-
ment of our farm women, and we
would be glad to publish any sug—
gestions from our readers.

“JUST ANOTHER”

EAR Sir: In some way my let-
ter to you must have been over-
looked. The very day (about

June 23) I received my settlement
and I sent you a letter on our after-
noon mail. It was some joke how
you folks woke ———.—- up. Indeed
it was such an awakening they sent
me my order and money, too. I
sent back the check as I only wanted
what was rightly mine. I have
friends who' have had just such
_ trouble with the same company.

Have been reading your article for
‘ the last two weeks and also the re-
plies regarding the people who have

' gotten stung by the Ania-lean Music.

5 Publishing Co. and rcompanles
and I wish to warn them that it aka
goes under the name of the L. Wolfe
W

   
 

" was hand made.

um mil-.1058 May, .

' S‘dnﬁl' y gusty,“ "f.

  

wood. I was to send them a dollar
which they were to hold until I had
done twelve dollars werth of work
then it was to be returned to me.
They sent me a cheap handkerchief
which I was to keep and make a
sample for their inspection of my
work, which I did. If it passed in-
spection 'I was to get twenty-five
cents apiece for all I could make,
but, of course, my work did not
pass, as the handkerchief they sent
me was machine made while mine
My work has been
very highly recommended but I do
think one dollar an awful price to
pay for a ten cent handkerchief.
Don’t you? Hope to see this in print.
—'-Just Another Darn Fool, Howell,
Mich.

 

 

THE TIRE COMPANY
F you can will you please tell me
if the Tire Company of
Bay City is a safe company to
buy stock in? Agents have urged
no hard to buy in this company and
several of my neighbors have done
so. I Would like to invest if you
thought it safe.
-—-I certainly could not advise the
purchase of any industrial stock as
an investment unless you can afford
to gamble on the amount you invest.
Any industrial is a business spec-
ulation, and no man has a right to
advise another to purchase it. The
only safe place for savings is in gov-
ernment securities or farm mort—
gages, or reliable bonds. The above
statements refer to all industrial
speculations and not necessarily to
the one you mention. "It is always
best not to put all of your eggs in
one basket.

MADE ‘EM SIT UP!

In today’s mail I received my
money from Company. To
say I am thankful is not enough. I
am doubly so. They surely sat up
and took notice when you wrote.
They clipped the letter you wrote to
their check so I see how you brought
it about. Again I say thank you
and wish you all success to be had.
A Subscriber and always one.~—Mrs.
F., Woodland, Mich.

HOME TANNING 0F LEATHER
AND SMALL FUR SKINS

IRECTION for tanning hides on
the farm are given in a new
bulletin just published by the
United States Department of Agri-
culture, and issued as Farmers’ Bul—
letin 1334, Home Tanning of Leather
and Small Fur Skins. This bulletin
was prepared in response to the thou-
sands of requests received from the
farmers for information that will en—
able them to make use of the hides
produced on their farms and for
which there is often no market.
Sometimes hides can scarcely be
given away, yet farmers must pay
from $1 to $1.50 a. pound for leather
in small pieces. Under such condi—
tions farmers naturally feel that they
must either work up their raw ma-
terials or do without ﬁnished leather.
While it is possible to do a fairly
satisfactory job of tanning on the
farm it requires some skill and a
considerable amount 'of experience.
Only in the event that the margin
of price between the raw hide and
the ﬁnished product is such as to
warrant the farmer in tanning for
himself is it advisable to attempt
home tanning. The inexperienced
can not hope to make leather equal
in appearance, or possibly in quality,
to that obtainable on the market,

but farmers and ranchmen should be p

able to make serviceable leather for
most farm purposes by carefully fol-
lowing the directions given in the

. bulletin.

It is never advisable for an inex-
perienced person to try to tan valu-
able fur skins or large hides to be,
made into coats. robes, or rugs. The
results would be disappointing, both
in appearance and quality. Small
fur skins of low market value, how-
ever, can be tanned for home or
country use. awarding to directions
given in the bulletin, a copy of which
may he obtained from the United
ﬂats. Department 01 mime,

 

 

 

A First Mortgage Real EState Gold ,B’orlzdsl'j'b '4’

Your interest is paid
with prompt precision
on date due and your
principal is absolutely
safe if you own Federal
first mortgage bonds.

Write for Booklet A6920

Tax Free in Michigan
Free from Federal Income Tax of 4%

61/2%

FEDERAL BONDGS

Are Better Bonds

FEDERAL BOND & MORTGAGE COMPANY

FEDERAL BOND & MORTGAGE BUILDING, DETROIT

 

 

 

 

n. 0.. “has as the. ,

New Subscription
Rates - -

77w chhzéanm
BUSINESS FARMER

(Effective April 2nd, 192 3)
ONE YEAR ...................................... .60
TWO YEARS .................................... $1
FIVE YEARS .................................... $2
The Michigan Business Farmer,
Mt. Clemens, Mich.
I enclose $ ................ for a ................ years subscription,

this entitles me to every department of Business Farmer

Sernc' e, without further cost for the full period of my sub-

scription.

M ..... . ..... ............. .. ...... RFD No.........

I . o...poccooococo-"‘00O0Imaooooouosconce-cocootcooovoooo’ SIATEIIo-ocuo‘.
one..."

umﬁhawnm-mheﬁnmmﬁg

little:
wraith-lose

 

 

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‘ and an

SELLING rnn never:

did not mind the thought so much.
.To sell the house was ﬁne!
All houses were the same to me.
They painted up a. sign

i'And hung it so that passersby
j Could hardly fail to see
‘That here there was a house for sale

And please apply to me.

VSome folks came in to criticize

And some came in to praise;

I And some came in to chat awhile,

And some came in to gaze.

) They lingered in the cozy rooms,

And I could almost cry
When they dropped in to speak of terms,
So scared I was they’d buy!

I did not mind the thought so much,

' It would be fun to sell!

To move into another place
Would please me mighty well;

But when they tried to close the sale
Somehow I never could.

I couldn’t bring myself to leave
The dear old neighborhood. ~

I couldn’t move the little print
0f hands along the stair.

I couldn’t move the dreams that hung
In every corner there.

I couldn’t move the love and joy
Behind each time-worn wall,

And so I just took down the Sign
And did not sell at all!

(Copyright 1923, Detroit News.)

THE HOME SEWING CLUB

UMMER is over and so many
pleasant tasks are before us
with the coming holidays and if

we get the right start it will be so
much more pleasant and the work
will be a. joy. I started a. sewing
club of just six women and we meet
every Tuesday at two o’clock and
work on different articles and our
conversation is upon all subjects. We
just spend a lovely three hours to-
gether. At four o’clock the hostess
for the day serves a very simple tea.
It is against the rules to be extrav-
agant. This summer I have made a
complete luncheon set of ﬁve pieces
and feel that I have accomplished
something worth while, and at the
same time enjoyed the pleasant
company of some dear friends. It
is surprising the help you can get
from so many different minds. Each
one has some suggestion when you
get stuck on a certain stitch. We
discuss dress and this fall hope to
make a great many of my Christmas
gifts.

In making a lampshade, which is
quite common to a great many folks
now, you might have a member who
could show you how to make one of
these delightful shades that just
seem to make a living-room more in-
viting. '

There are always a few friends
who are fond of sewing and the after-
noon is one well spent and not
wasted. *

You have the companionship of
your neighbors and it takes you out
of your own home at least one after-
noon a week. If this is too often
make your sewing club every other
week.

NAPKINS TO. SAVE YOUR
LINEN
HE best housewives no longer
feel they must have pure linen
for their table service. In the
last few years this fabric has be-
come so expensive that it was nec-
essary to look to other materials
for the making of lunch cloths and
napkins. So many pretty and dur—
able cloths are found that even the
most careful and conscientious
choose the cheaper materials for at
least part of their napkin supply.
The laundries are hard on linen
and these less expensive napkins
last as long and perhaps a little
longer even if one cannot launder
them at home.

Unbleached muslin never fails to
ﬁll a need and when used to make
up a lunch cloth and napkins, there
is no comparison to linen in the
price. Make them generous, trim
them with bands or hems of ging-
ham, percale, or cretone and they
will look much like unbleached
linen when laundered. A little ap-
plique in colors to match the china.
edge of blanket stitch
makes a fancier napkin, quite ac-
ceptable. as a gift.

The various lovely ginghams
offer no end of possibilities for nap-
kins which launder easily and-well.
Aya’rd will make nine if an edge is
crocheted or a band set on. Or it
‘will make four eighteen-inch ones.
Gross-stitch in, bright colors—-—care-

By Anne Campbell ' "l

 
 
 
 
 
 
 
 

 

are asleep.

baskets.
the table or book-case.

cOIMn is for you and

I want you to use it. ‘
Read our “Exchange” and
feel that it is your very
own to advertise your
wants.

 

 

_
.ADepamuent for. the W- 1

Edited by MRS. ANNIE TAYLOR

EAR FOLKS—Now is the time to pick the bitter-sweet and paint

weeds for the home during the winter months, when the ﬂowers
Just a few mullin in a corner painted in bright
shades give an attractive look to that part of the room, that looked
bare and dark. ’ Swamp berries, and barberry make delightful looking
Paint some common milkweed pods and stand in a vase on

The Fan”.

Remember our recipes for the cookbook and our personal .

Address letters: Mrs. Annle Taylor. care The Buslness Farmer, Mt. Clemens, Mlchlgan.

e "x

 

 

/A
)f'WJ‘

 

 

 

 

fully chosen as fast—makes an in-
teresting ﬁnish for both the edge
and a corner. An initial in cross-
stitch looks Well, especially if a few
French knots are used to decorate.
A set of blue napkins with a small
yard-square cloth makes an excel-
lent breakfast set which one can
wash out and keep fresh with little
effort. _

Perhaps there is nothing which
gives a smarter touch to an after-
noon tea of luncheon than black-
and-white napkins. These might
be of the striped percale edged with
half-inch lace, White cross—barred
muslin with an inset border of
black and white stripe, or crepe
voile with a black cross-stitch edge
and a design outlined in black in
the corner.——E. M. Paige.

VALUABLE HOUSEHOLD HINTS

HEN using a meat-grinder for
VK/ crumbling dry bread, a paper

bag over the end of the grind-
er will catch the crumbs and prevent
them from being scattered.

To keep a large piece of cheese
for any length of time without mold-
ing, pour melted paraﬁin over the
cut surface.

When boiling a number of small
articles, make a cheese—cloth bag
and put them in it. In this way
none will be lost and all can be re-
moved quickly from the suds.

When boiling old potatoes, add
a slice of lemon to the water in
which they are to be cooked and
you will ﬁnd that the potatoes will
not discolor. A teaspoon of vine-
gar will also help.

If glass—curtains are dipped in a
little starch when laundered, put
back on the curtain-rods while wet
and hang at the windows, they will
look like new Without ironing.

Slip-covers of washable material
for pan-holders can be easily wash-
ed often and slipped back on the
pad. This prevents the necessity
for making or buying new holders
frequently. The covers are more
easily laundered than a thick hold-
er. , ,

 

 

Mothers Problems

 

 

OFF TO BED
0 most mothers there is no
sweeter time than the end of
the day when she tucks her lit-
tle folks off for the night. It is the
time of day when Mother and the
children get very, very close, and no
mother, no matter how eager she
may be to get the evening’s work
out of the way, should hesitate to
take a little time at bed time to
draw near to her children.

The youngest boys and girls may
drop off to sleep at once, but the
older ones of or approaching school
age are full of questions their cur-
ious little minds want answered;
Sometimes they are of a' very inti-
mate nature, such as they could not
talk without embarrassment in the
daytime. They are questions that
should be answered and answered by
Mother alone, but if Mother has no
time‘ to remain by the bedside a few
minutes for a little talk, the chances
are they will never be put to Mother,
and eventually their information
will come in a way exceedingly un-
desirable.

Be your children’s conﬁdante. Let
them feel that there is no one near-
er and dearer to them, and no one
more desirous of answering their
puzzling questions and telling them

"" .

In; ’ a .. , , 4 a: x

' s

the truth no matter what others may
have told them. Keep yourself
close to them just as long as you
can. Daytimes when work presses in
on every side, it is hard to give full
attention to the children and their
problems, but in the evening, at bed-
time, it is easy to win their conﬁ-
dence.

Too many mothers stop going up
to bed with their children long be-
fore they should. So far as neces-
sity goes, why the children can get
into their nightclothes unassisted,
and crawl between the sheets
but Mother should be there to
hear the prayers, to kiss away the
disappointments of the day, to sug-
gest ways to make the next day bet-
ter and happier. And most of all
she is needed to anSWer the ques—

, tions that the cool, empty darkness

bring to the fore in the child’s brain.
Better by far to let the dishes stand
unwashed a while than to risk your
child’s conﬁdence by giving him no
time to talk freely and openly with
you. Lie down on his bed to-night
and let him talk!

THE TEN-MINUTE LESSON

ERE is a difference between

having a child help with the

work, and teaching him. how to
work. A girl may be told to dust
a room, yet never learn how properly
to dust. She may be told to make
the beds, yet never learn how prop—
erly to make them. Children are
observant, it is true, and “pick up”
a great deal of learning just by
watching; still, without a real les—
son, they are very apt to get only a
surface knowledge of the work they
do, and grow up without acquiring
more.

It is an excellent idea—and one
that has been carried out effectively
by more than one mother—to take a.
stated time each day for a home—les-
son period. During that period, the
child should be taught all the whys
and wherefores Connected with his
task. His work should be perform-
ed under the watchful eye of the
mother and Mother should not be
satisﬁed with anything short of a
perfect performance.

There is, we have all been told, a
right and a wrong way to do every-
thing. The child, left to himself,
may learn only the wrong way» and
the wrong way invariably is full of
handicaps. Since a child must learn
various forms of work, why not be-
gin early to teach the way that is
right, and therefore best?

Sometimes, oppressed as we are
by work, we slight tasks, regretfully,
yet knowingly. The child, observant
always, learns also to slight things.
Yet that is exactly what a child
should not learn to do. That is why
time should be taken to teach him
the way that to the best of our
knowledge is correct. Ten minutes
a day for such valuable training is
little time indeed to give, yet ten
minutes a day spent faithfully and
regularly teaching a child how to
wash dishes correctly, do simple
ironing correctly, ﬁll the water-tank
correctly, or do correctly whatever
tasks the child is old enough to und-
ertake, will prove in later years the
most valuable daily ten minutes ev-
er given to his upbringing.

When Washing Your. Lamp Chim-
neys, lift them out of-the water and
set them on the. hot stove: they will
not break. Let them steam; then
wipe on a clean cloth and they will
be as clear as crystal.

,. :' $3 1* ". ﬁg

    

  

  

 
  
 

in. ‘pﬁ - , ’ 59¢"

 

Perseus] Column ,

 

 

Bobbed Hair—A long letterand writ-
ten with a great deal of thought upon
the writer’s part came to me on the sub-
ject of “Bobbed Hair” and I must give
you some. of the article. Our reader
says:-—-“Because Mother Eve wore her
hair long, must all women go back to the
primitive age for style. Eve wore her
hair always hanging down her back. Do
you? The men wore long hair long ago,
why not now? There is nothing in the
ten commandments that says ‘Thou shalt
not wear bobbed hair.’ “A woman’s hair
is her crewning glory.’ Then wear it
bobbed and show the crown and live in
glory.” I am the mother of three ﬁne
girls grown to young womanhood and all
have their hair bobbed—Maud L. Peet.

 

Another Reader’s 0pinion~———I would like
very much to say that I for one think
bobbed hair an ideal thing. I am 29-
years old and the mother of 'four little
children, and have bobbed hair. Now,
that I know the comfort of it I do not
want long hair for some time. Not only
the comfort, one can keep tidied up all
the time, and the children like it too.
I heard women say it takes years and
years for it to become long again, but I
think different. A girl friend of mine
had bobbed hair last summer, and now
she has long thick beautiful hair. I
think if girls want bobbed hair, let them
have it. I was a girl once, and know
how it is to want for something and not
be allowed to have it; so give her a
chance. Let her have bobbed hair one
summer and see how you like it.-—E. M. S.

 

Let Us Inspire Our Girls With Lofty
Ideals—This sordid word ﬂapper was de-
vised by the London hooligan for the
purpose of showering his contempt upon
the friendless English working girls. May
we forget it.

She’s the daughter of my neighbor,
Who, with strivings. waxeth old,
And she’ll make a home for daddy
When the dear old home is sold.

She will rise above the turmoil,

Refute the poison pen;

Chastise the leering gargoyle—

And be the mother of great men.
—-'{}eorge J. Barrie, Huron County.

 

Where Do We Find Mendets?—W0‘uld

you kindly tell me where I can buy some
mendets; the soft lead plugs for repair-
ing holes in milk pans by putting the
plug in the hole—Mrs. A.
—Mendets can be bought in any five and
ten cent store or in a hardware store.
If you are too far away, write to the
nearest town, address Five and Ten Cent
Store and name of town.

 

Cleaning Grey Suede Slippers—J would
like to know how to clean gray suede
slippers. I have some and do not know
what to clean them with—C. L N.
-—Brush the slippers ﬁrst with a stiff
brush, clean with a cloth dampened with
gasoline or carbona, which is in any
drug store. Buy a. grey powder the
shade you want and dust on slippers. I
keep mine clean this way. The powder
can be bought in the shoe store.

 

Has Any Reader Tried This With
Success—“fill you please tell me thru
your columns how to wash a Chamois
vest so that it will not get hard after
it is dry? I think the Business Farmer
is a ﬁne paper, we look forward to its
coming each time—Mrs. A. W. J.. Ed-
more, Michigan.
~Personally I have never had any luck
with cleaning Chamois gloves. They are
always hard and much smaller after
washing, even when I kept them on my
hands. A great deal depends upon the
quality of Chamois that is in your vest
and will entail some risk if you launder
it at home. If you prize it very much
I would suggest sending it to a dry
cleaner and then it will be like new when
returned. If any reader has had success
with this work, let us have the beneﬁt
of your experience.

 

I’Vater Spots on Varnished TablevJI‘he
rain beat in on my library table that is
highly polished mahogany. I did not
notice it for twelve hours and a. large
white spot was left. I washed the spot
with ivory soap and luke warm water
and"rurbbed hard until the white started
to disappear. I rubbed O’Cedar oil on
the spot and polished it again. It made
the top look just the same as before.—
Annie Taylor.

 

White Wood Lice—Now may I ask a

favor through this column? I wonder if
others are bothered the same with the
little white wood lice on furniture and
upholstering, also on clothing that is put
away. They were ﬁrst seen on the furni-
ture. Can anyone tell me what to do to
get rid of them? Ever 8. reader of M.
B. F.,—Mrs. G. T. H.
-—You may obtain a bulletin from the
United States Department of Agriculture
on lice and other insects that infest the
home.

 

Mirror Besilvered———Some time ago a,
reader asked how to nesilver her mirror.
I wrote to different concerns, but no

answer. There is— a shop in Detroit that .
‘dOes this work and the name is “City

Mirroring and Beveling Works." 5449
12th Street, Detroit, Michigan.

.n“ ..,,_.pa-'
[(714, a; 3).

 

 
  
 

‘- ?“ l

W _

 

   

 
     

    
    
  

 

 
 
 
 
 
 
   

  
   


 
 
 
 
 
 
 
  
 
 
   
 
 

 
  
 
 

 

 

 

. Title. Registered in the II. s.’Pet‘ent Ofﬁce

Let your speech he always with grace,
seasoned with salt, that ye may know
how ye ought to answer every man.—
Col. 4:6.

Every man shall bear his own burden.
——Gal. 6:5. There are diversities of gifts,
but the same spirit.——1 Cor. 12:4.

But now are they many members, but
yet one body. The eye cannot say to
the hand, I have no need of thee, nor
again the head to the feet, I have no
need of you.——l.Cor. 12:20-21. .

It takes all the light in a sunbeam to
ﬁll its own angle; each spoke in a wheel
can lift but its share of the weight; each
child of God carries a. different message.
Hence there must be no shrinking, nor
interference with the duty of another,
that the whole may be perfect, divine.
In the light of all this, how foolish is
jealousy.

 

 

‘ RECIPES

 

 

Apple Pie with Quince Fiavor——One
quince, three-fourths cup sugar, 3. little
nutmeg and a little cinnamon. Chop the
ripe quince, cook until tender in just
enough water to cover, and mix it with
enough thinly sliced apples to fill one pie;
add the sugar, the nutmeg and cinnamon.
Bake with one or two crusts—From The
Designer. \

Elderberry Jelly.—Have any readers
ever made elderberry jelly? By using
very tart apples to supply necessary
pectin, and using only enough of the
elderberry juice to nicely ﬂavor it is de-
licious. Elderberries are very deﬁcient in
pectin, and will not jell alone.———Mrs. E.
L. Johnson.

Baked Quinces—Wipe, quarter, core
and pare eight quinces. Put in a bak-
ing dish, sprinkle with three-fourths cup
sugar, add one and one-half cups water,
cover, and cook until soft in slow oven
Quinces require a long time for cooking.

Quince Marmalade—Wipe quinces, re-
move blossom ends, cut in quarters, re-
move seeds; then cut in small pieces. Put
into a. preserving kettle, and add enough
water to nearly cover. Cook slowly until
soft. Rub thru a ﬁne sieve, and add
three-fourths its measure of heated sugar.
Cook slowly twenty minutes, stirring
occasionally to prevent burning. Put in
tumblers.

—_

Citron Peel—Can any of the readers
tell me thru the paper how to make citron
peel like we buy. Would like to try and
make some. I enjoy this department
and get such good recipes and advice
from it.——Mrs. W. C. P., Rives Junction,
Michigan. ‘

Gold Cake—Beat to a cream one cup
of sugar, one—half cup of butter. Beat
very light, two whole eggs, the yolks of
four eggs, one-half cup of milk, two and
one—half cups of ﬂour, two teaspoons of
baking powder. Flavor to taste.

Silver Cake—Beat one-half cup of but-
ter with one cup of sugar. The whites
of four eggs beaten to a stiff. froth.
One-half cup of milk, two and one—half
cups of ﬂour, two teaspoons of baking
powder. Flavor to taste.

Lemon Filling for Cake—One lemon,
juice and grated rind, one cup of cold
water, one cup of sugar, one egg and
one tablespoon of cornstarch.

MY FAVORITE RECIPES

 

 

 

 

Sailor Dui! Desert—Four tablespoons
sugar, two eggs, one cup molasses, four
tablespoons melted butter, beat well.
Two teaspoons soda dissolved in a little
hot water; add three cups ﬂour beat
well, one cup boiling water, steam one
and one-half hours.

Sauce—Four yolks of eggs, two cups
pulverized sugar, two teaspoons vanilla.
Add this to one pint of whipping cream
just before serving—Annie Taylor.

 

 

—if you are well bred!

 

 

The Manners of a Hostess—First of all
a hostess must show each of her guests
equal and impartial attention.

Also, altho giving one of the guests
her undivided attention, she must be able
to notice anything amiss that may occur.
If a glass is broken by a guest and it is
one of your choice pieces, you should re-
move it and appear more concerned about
your guest and her comfort at the table
than over the broken glass.

WOMEN’S EXCHANGE

IF you have something to exchange, we will

 

 

grin: it FREE under this heading provldln :
irst—It appeals to women and is e boniﬂ
. Second—It w

rted i l. e order
fG—MRSPANNIE TAYLOR. Editor.

 

‘ 102—,—Woman with two children went: position
as housekeeper.-——Mrs. Sadie Fell, B. l, Lyons,

Mic home for bo about 12 years old
who will do chores for echoo z and clothes.—Mrs.
,Myrlile Reid. Main. Michlsan.

 

 

Although people’s tastes differ, every‘
one desires tender, wholesome, nutritious,
well ﬂavored bread and ﬂaky palatable
pastries, which accounts for the widespread
popularity 0 f LILY WHITE FLOUR,
“The F lour the Best Cooks Use.”

VALLEY CITY MILLING COMPANY - GRAND RAPIDS, MICHIGAN

 

 

 

 

“H

 

 

 

AIDS TO GOOD DRESSING

N planning the fall sewing I might add that the straight unbelted line is
the most popular; of course, the belt is used because there are some
ﬁgures that need a break in the line. The Coats are long with large
buttons fastening on one side. Fur is used on nearly every coat. The
short coat is still very good and a great many are shown in the shops.
Brown, cinnamon, and beige are the most popular shades.

Coat No. 4451 is a very smart style.

"4495. A Stylish One Piece Dress—This model
has youthful lines“ and new style features.
portrays an attractrve combination of plain and
striied material. One _could use braided or em-
broxdered fabric for waist and sleeve, and taffeta,
satin or keeha for the panel and skirt portions
and for the collar. The Pattern is cut m_
Sizes: 16, 18 and 20 years._ An 18 year sxze
requires 3%. yards of 40 inch materml. To
make sleeves and waist portlons of contrasting
material as illustrated reqmres 1% yard. The
width at the foot is 2% yards. . _

44 A Stylish Seasonable Coat—This is a
model good for all. clonkings, for velours, kashu,
plush. and other pile fabrics, and for fur. The
collar may be closed high at the neck. or rolled
low with the fronts forming revere. The Pet-
tern is 'cut in 4 Sizes: Small, 34-36; Medium,
38-40; Large, 42—44; Egrtra. Large, 46-48 inches
bust measure. A Medlum 8126 requires 51/2
yards of 44 inch matenaL

4480. A Set of Smart Waist Accessories——
This group comprises several attractive collar
styles, and a quaint new cuff. Collar No. 1 and
the Cuff would be pleasing 1n taffeta or organdy,
with bands of velvet ribbon, or buildings in a
contrasting color“ Corded self tucks, and an edge
band in contrastlng materlal would be effectwe.
No. 3 is good for any of the dress materials now
in vogue. For ﬁrmness it may be interlmed With
coarse canvass, or the edges may be Wired. No. 4
is a. pretty "berths" style, worn low on the
shoulders. It may be .of crepe, crepe de chine
sllk or satin and ﬁnished with any preferre
trimming. The Pattern is out In 4 Sizes: Small,
Medium Large and Extra large. No. 1 reunres
% yard, No. 2 requires% yard (for one pair. of
cuffs), No. 3 requires _ yard. No. 4 requires
l5/3 yard of 36 inch material.

4509. 'A Popular Blouse In Slip On_ style——
An old friend w1th new features is this stylish
model. The_ fullness of the front, makes this
style attractive for slender ﬁgures. The sleeve
may .be in wrist or elbow length. The Pattern is
out In 6 Sizes: 34, 36. 38,. 40, 42 and .44
inches bust measure. A 38 .mch sue requlres
2% yards of 32 inch materml. .If made With
short sleeve 2% yards Will be required.

4496. ress_ with New Features for. the
Growing Glrk—led gingham w1th_ hnen in _a
contrasting color would be attractive for this
style. Prmted cotton, crepe or ratme are also
pleasmg. The Welsh portions are out With skirt
sections, that are )0de to plalted'slde portions.
The short sleeve is cut in one With the waist.
The long bell shaged sleeve is added. The Pet-
tern ie cut in 4 mes: 8. 10, 12 end 14 years.
A 12'1yenr slze'reqmres 3% (yards of 36 inch
materia To_tr1m as illustrate With contrasting
materials requires 17$ yard 36 inches Wide.

4451. A Stylish Top Garmentrf-Heether mix-
ture“ camcul and other pile fabncs, polo cloth,
bohvm, and fur are good for this style. The
model shows the popular Side closing, and a new
collar. The Pattern is cut in 7 Sizes: 34, 36.
38. .40. 42. 44 and 46 inches bust measure. A
fudﬁnch size requires 4% yards of 54 inch ma-
cr' .

4504._ A Neat and Pleasing Frock—The stylish
side closmg' and _the pretty basket pockets will
please the little girl for whom this dress may be
selected. The sleeve may be in wrist or elbow
length. Gingham with collar._ vest pockets, bolt
and cuffs in contrasting material will be good for
this design. Brown linen with tan or white for
trimming is also attractive. The Pattern is out
in 4 Sizes: 4. 6, 8 and 10 years. A 6 year
size requires 3 yards of 27 inch material.

4488. A Good Model for Mature Figuresfe-

The combination of plain and striped llizlti‘l'lill
here portrayed 18 very appropriate for this style.
The long lines and "V” shaped vest, are especi-
ally becoming to women of mature ﬁgure. Rn—
tine and linen or gingham and chambrey could
be used for this model. The Pattern is cut in
7 Slzes: 36, 38, 40, 42, 44, 46 and 48 inches
bust measure. A 38 inch size requires 5 Vs yards
of one material 36 inches wide. To make as
illustrated requires 2 yards of dam material and
3341‘ yards of striped materia. The width at
the foot 18 214 yards.
. 4453. A Stylish Wrap—This model shows the
circular effect that marks many of the new models.
It is attractive for vciours, kusha cloth, fuillc,
velvet and other pile fabrics, also for fur. liro-
cede silk, and embroidered chiffon could also be
used. For service and utility wear, double fnm-d
coatings, twill or heather mixtures would be de‘
sirable. The Pattern is cut in 4 Sizes: Small.
34—36; Medium, 38-40: Large, 42-44: Extra
Large. 46—48 inches bust measure. A‘ medium
size requires 5% yards 40 inches Wli'le.' For
collar and ﬂounce of contrasting materml' 3
yards 40 inches Wide is required for a Medium
Size.

4500. A Good Model for a School Dress“
This ls a splendid style for linen, gingham or
Jersey. The cinema is effected under the panel
in front. The sleeve may be in wrist or elbow
length. Brown llnen suiting, with ratine bind-
ings in a contrasting color would be attractive
for this model. The Pattern is cut in 4 Sizes:
, 8, 10 and 12 years. A l0 year size requires
4 yards of 3G mob materml.

4451. stylish Costume for the Woman of
Mature_Figure—Navy blue satin w1th bl‘uldliig m
black 311k would be attractive for this style. or
one could combine plum or figured silk as illus-
trated. The panel tunic and Tuxedo collar give
length of nile to the ﬁgure. .The bell shaped
sleeve is a popular model. This Pattern is cut
in 7 Sizes: 36, 38, 40, 42, 44, iii and 48
inches bust measure. To make the dress of one
material will require 6% yards 4Q inches Wide
for a 38 inch size. To make as ilIUstruted re—
quires 2$é nrds of figured and .4%yar:ts of plain
material. he width of the skirt at the foot. 18
2 yards. To make tunic, collar and sleeve facmg
of contrasting maternal, requires 2% yards 40
inches wide.

4501. A Comfortable Overcoat for a Grow-
ing Boy——Scotch‘Mist, heather nuxtures,_ sergcs,
cheviot and other coatings are good for this style.
The Pattern 18 cut in 5 Sizes: 6, 8,. 10 12
and 14 years. _ {ear eize requires 2%
yards of 54 inch meters:

ALL PATTERNS 12c EACH—3 ’FOR 30c POST-PAID

Order from the above or former Issues of The Business Farmer, giving number and sign your

name and address plainly.

ADD 10c FOR FALL AND WINTER FASHION BOOK
Address all orders for patterns to

Pattern Department, THE BUSINESS FARMER, Mt. Clemens, Mich.

 

=—;.

V i
it

 

 

 

 

 

   
  
    
    
          


 

   

m Wham

 

UNCLE NED, . .'
The Business Farmer,
Mt. Clenfens, Mich.

 

 

-. THE JUMI’ING WILD PIG
WILD Pig, or Peccary, once

boasted of his jumping ability
and challenged a Hare. The

 

Rtest was to be which could jump
across a wide river.

The Hare made a wonderful leap.
but missed the further bank by a

' few inches.

The Peccary jumped and fell in
the middle of the stream.

Both asked the Fox which had
won.

"Neither,” said the Fox, “for you
both fell in the water. A failure is
a failure, whether by only a few
inches or half the width of the
stream.”

Almost to do a thing means little.

OUR BOYS AND GIRLS

Dear Uncle Nedz—May I join your
merry circle? I have never written be-

‘fore and have never seen any letters

from around here so thought I would
write. However, I hope this letter does
not get an introduction to the honorable
Mr. Waste Palper Basket. We take the
M. B. F. and papa thinks it is such a
nice paper because it is so helpful. I
always read it through and enjoy read-
ing the Children’s Hour. How inany of
the cousins have a scrap book? I have
one with two hundred and seventeen
pages in it, and I have it nearly ﬁlled
with stories, poems and pictures. They
are as handy in school too. Have any
of the cousins the song by the name of
"My Palpa's the Engineer.” If any have
it will they please send me the words? I
suppose I should give a sketch of myself.
I was eighteen years old on the 30th
day of July. Have I a twin? I am ﬁve

, feet in height, weigh one hundred pounds,

.__..~ Ma.-_.-_

and have medium brown hair and dark
blue eyes. I will send in a few riddles
for the cousins to guess: A man married
a. woman by the name of Elizabeth. She
had two children when he married her.
What did he get? Why is a lame dog
like a school boy adding six and seven?
What beneﬁt can be derived from a paper
of pins? What do lawyers do when they
die? I will give a present to the one
who answers the most riddles. 'I would
also like to hear from boys and girls of
my age and over. I will promise to
answer all I receive. The answer to
Etta. Bannister’s riddle is “Holes." I Will
close now with a riddle for Uncle Ned
to guess. Why is a true and faithful
friend like a garden seed? Will close
with love to Uncle Ned and cousins. From
your niece,—-—Mildred Parker, R2 Cass
City, Michigan.

—I can’t guess the answer to your riddle
although I realize there is a. likeness.
Write and tell us the answer.

 

Dear Uncle Nedr—I have been a. silent
reader of the Children’s Hour for quite
a long time but have never written. May
I join your merry circle? I hope you
will permit me to. I love to read the
letters because most of them are so in-
teresting. I am a girl eleven years of
age, weigh about 75 pounds. have blonde
hair, brown eyes, and my hair is curly
and quite long. Maybe I will have it
bobbed. My mother wants me to. I will
be in the seventh grade when school
starts. I have about two miles to go to
school. I am going to tell you about
three of my pets, a dog, a. sheep, and a.
lamb. My dog is still a puppy, but is
quite big. His name is Shep or Sheppie.
These are a few of his tricks. We tell
him to speak and he will bark, he will
roll OVer when we tell him to, he will
shake hands, and jump through a tire
when We hold it up for him. My sheep
was a. lamb only one day old when we
got her, a funny looking thing she was.
Mostly legs. We named her Nanny. We
got her from a. neighbor and because we
had no sheep, we had to feed her with
a bottle. We kept her in a big box in
the kibchen because it was winter when
we got her. She would always jump out
of the box. She is big ‘now and has a
lamb. A very fat lamb it is. We named
it Bessie and we keep them in the or-
chard. The minute the mother hears her
name spoken she will blat. I think the
answer to Miss Doris Margaret Scott’s
riddle is 9. “Well." I hope I guess it
right because I love to receive letters and
answer them too. Will some of the cous-
ins (please write. I will answer all letters
received. I don’t see how this letter can
escape the waste paper basket. Your
neice, Fem Benkleman, Cass City, Mich.
—So your mother wants you to have your
hair bobbed. You are lucky as many
girls want to wear their hair bobbed but
their liﬁthers will not let them. Write
again.

Dear Uncle Nedz—I haven’t written to
you .ln quite a while so I guess I will
Wriﬁe a few words. I’m living in town
now. I am going to live here in town
i" Well how is the weather
dorm there now? It has been kind of
hot- mund here lately. but is a little
cooler today. Everything is growing

H

‘ ' I m_ .
" 11.8me "9': 3333338;.{KR&{§?I¢.mt‘k‘iVWJK’KtﬂVE

I

around here this hot weather. W'ell as
my letter is getting kind of lengthy, I
guess I will close, hoping to see this in
print—Lawrence Chapman, 92% North
Pine Street, Alma, Michigan.

— e have been having nice weather‘here
but today it is raining and I guess it is
going to continue through the night.

Hello Uncle Neda—As I haven't any-
thing special for tonight I thought I
would write and let my ﬁrst letter reach
the waste paper basket. 1 have seen only
one letter from up this way so thought
I’d try this time. Perhaps there are
some who wonder who I look like, so
I’ll try and describe myself. I have med-
ium brown hair, blue eyes, and I am ﬁve
feet ﬁve inches tall. Guess I’ll let you
cousins guess my age. I live on a farm.
although my brother rented it. I have
two sisters and two brothers, and I am
the youngest of them. Have you been
to the Fair this year, Uncle Ned? I
went to the Lake City Fair last week
and this week I went to the Cadillac Fair.
I was visiting my sister, who lives at
MoBain, she wanted me to go along, so we
went on the train. Oh, but it was cold,
and it rained part of the time. I am
going to be a ninth grader as soon as
we can get the books, but we haven’t
them yet. Our school started two weeks
ago, but of course I haven’t went yet.
W'ell, as my letter is getting rather long,
I will close and give the rest some room.
Would like to hear from some of the boys
and girls. Good-bye, your niece,———Helena
Hoekwater, R. 2, Box 35, McBain, Mich.

~I attended the State Fair at Detroit
and enjoyed it very much. Have you ever
attended the State Fair?

Dear Uncle Ned:——This is not the ﬁrst
time that I have ever written to you,
and say, I certainly got a lot of enjoy-
ment out of the other one I wrote. I
received letters from Zella Motﬁt, and
Lena Baker, and we have kept up cor-
respondence ever since. I have been cor-
responding with Eunice Butler for quite
a while and I also correspond with Liz-
zie Butler. I think it is great fun to
correspond with girls and boys in other
parts of Michigan. Don’t your other read-
ers think that too? My brother has in-
stalled a radio in our house. We get
concerts given by the Detroit News and
Detroit Free Press. At night he gets
other stations out of Michigan. He has
got St. Louis, Mo., Troy and Schenec-
tady, New York and Chicago, Illinois.
Have any of you readers a radio?
They’re certainly nice aren’t they? I
was twelve years old the ninth day of
July, will be in the seventh grade this
year. I have light hair and it is bobbed
and I certainly like it better than I did
when it was long. My oldest sister and
her two little boys, and her mother-in-

. v ' .

law drove through to New York last,
week. I would rather like to see the
boys. I am taking piano lessons. My
letter is getting rather long so will not
»write any more this time. I will close
with a riddle. “In marble wall as white
as milk, lined with a skin as soft as
silk; within a. fountain crystal clear,
a golden apple doth appear. No doors
there are to the strong hold,——but thieves
break in and steal. the gold." An egg.
Your niece,—Eunice N. Traver, Williams-
ton, Michigan, R5, Box 68”.

Dear Uncle Ned:-—Ma.y I come in and
have a little chat with you and the cousins
this morning. I have written three dif-
ferent times, but only saw one letter in
print. I saw Bessie Brown’s “letter in
the M. B. F. a few days ago. She is an
old school mate of mine, and we corres-
pond with one another. Please Uncle Ned,
will you print this, for, I am lonesome
and wish some one would write to me.
I would like to hear from Selden Fowler,
Traverse City, Michigan, and also from
Katie M. Prowant, Durand, Michigan.
Well I guess I better describe myself so
you’ll know what I look like: I am ﬁve
feet ﬁve, and have brown hair (which
is bobbed) brown eyes and fair complex-
ion. I won’t tell my age, but I’m be-
tween 14 and 18. If Selden Fowler and
Katie Prowant write to me, please send
me your pictures. Uncle Ned, why don’t
you print your picture on the page Some
time. I’d love to see it. As'I have some
sewing to do, I’ll close, Good-bye, your
niece—Lena Ables, R. 3, Montgomery,
Michigan.

Dear Uncle Nedz—I am a new birdie.
I will describe myself. I am 4 feet 2
inches tall, and weigh 87 pounds. I have
dark brown hair, blue eyes of course. I
am a “Blue eyed beauty, do your mother’s
duty,” and am light complexioned. Ha!
Ha! Uncle Ned, are you light or dark
complexioned. That’s what I would like
to know. I hope this letter will be in
print. We have geese and they stay
around the dooryard so much of the time.
and are always making some kind of a
noise. I like to look ‘at the “pictures
from far and near.” I like the M. B. F.
very much. Bye bye. Your niece,——Mar-
guerite Smith, Freeland, Michigan.

Dear Uncle Nedz—May I joi your
merry circle? I am a farmers r1. I
will describe myself. I have dark brown
hair and eyes. I have dark complexion,
my hair is bobbed. For my pets I have
a dog named Sandy and four cats. We
have three horses, ﬁve cows and one pig.
We live on a 89 acre farm. We have one
one mile and a half to Parshallburg.

I have one sister, she is thirteen years
old. Her name is Anna. My age is be-
tween nine and ﬁfteen and who guesses

A Visit With A Famous Circus Clown

“ T ain’t no snap being utility-man
in a circus, take it from me!"
said John Slater, the old—time

circus clown, as he completed the
transformation of a seamed but
kindly face to the whitened gro-
tesque requirements of a funmaker’s
mask.

“Yep, I’ve gotta drive the poney
police wagon in the opening parade,
then hustle this make-up off—4nd
into another—I gotta make nine
changes tonight. Some life. eh,
pal?

“It’s this way-I been in the show
business thirty-ﬁve years, clowning
all the time. If I'd stuck to just
one thing I might ’a made more
money, but I can take a stab at a
little of everything, so I’m utility
man. They don’t call me that, but
that’s what I am. And, believe me.
it ain’t like being utility with a base-
ball team, no sitting on a bench half
the season and watching the other

guys play the game. Every night
for little John—and then some.

“I got my regular clowning to do,
but if some guy is sick or gets hurt,
I put on his tags and ﬁll in. Tonight
I gotta take Pete’s place in that rid-
ing act in the end ring. Horse step-
ped on his toe and Doc says nothing
doing for him for three or four days.
Then I gotta let John toss me ’round
in that rough house rastling act of
his and, take it from me, kid, he
ain’t gentle.”

You may not recognize John Slat-
er if you visit the world’s greatest
circus. When you think you have
him spotted in his funny clown
make—up, you may ﬁnd an entirely
different John Slater balancing pre-
cariously on the back of a. mule. Or
the rider in the Roman race may be
John Slater again. But John is
mostly clown, and at his best when
doing absurd stunts that make the
kidlets and grown—ups laugh.

 

 

 

 

 

 

 

 

 

. about it.

‘State Trunk Line.

m- _
. money make $250 to $500, per month;

. .3

e to so. 1 in print. I m
wrote because, I don’t 1010': very much
I will write 'more next thing
if you wish me to. Do you like mus?
I will close now. Goodbye.‘ Please girls
and boys, write to me. Your friend—-
Josephine Soukeys, Box 8, oakley, Mich.

 

-—Yel, Josephine, I have been in Detroit, ’

not only once but several times. It is
only a few miles from where I live. I
like grapes more, I believe, than any
other fruit. I am referring to Michigan
grapes and not those grown in California.

Dear Uncle Nedz—Isn’t it ﬁne weather
this year for people to so vacationing?
Last year it was wet and rainy at this
tine. 'I know because a bunch of “Glee
Club" girls were out camping and it
rained all but two days while we were
gone, but this year the weather was’nice
all the time. We rented a cottage this
year. We were camping on Lake Mis-
sauka. one of the nicest lakes in Michigan,
we think. The lake about 10 miles
around it, and about 5 miles across. It
hasaresortonthesouthsidewherewe
were. One of the girls that was with us
from Grand Rapids said it had the nicest
bathing beach of any lake she had been
at this mmer.‘ We all had a great
time, all of -us got our shoulders nicely
sunburned, and one girl had the tooth-

ache two days, but nevertheless we had,
We had a heavy rain be- '

a nice time.
tween our place and Cadillac last Bun-
day. It washed our com ﬁeld awfully.
My dad has a. large ﬁeld of melons this
year. Somewhere around 2030 hills and
we expect to have ripe melons by the
15th of August. People come from all
around to our melon patch. We live 8
miles north of Lake City, on the M“
As my letter is get-
ting rather long I will close hoping to
see my letter in print and also that some
of the readers of the Children’s Hour
will write to me. Your fﬁend.—-—Leata
Lamb, R. 2, Box 79, Lake City, Michigan.

Dear Uncle Ned:—I have been reading
the Michigan Business Farmer for three
years and have been a silent one so I
decided to write now. I am a farmer
boy between the ages of 14 and 18. Who
ever guesses my age will receive a let-
ter from me. I am 5 feet 1% inches
tall, can swim, hunt deer,’ or any game.
I like to hunt very much. Our farm
consists of 80 acres. I live near a large
river and have good swimming places.
I think I will go to college next fall.
I like to drive a car and tractor very
much. I hope some of the boys and
girls would write to me. I will answer
all the letters I receive. Good—byes—
Wayne Carlow, Chassell, Michigan, R2,
Box 70.

Dear Uncle Nedz—I wrote to you some
time ago and thought I would like to
see my letter in print again. I am a.
boy of nine years and in the ﬁfth grade.
I have two sisters named Thelma and
Martha. Thelma is married and Martha
is in the ninth grade. My folks have an
Overland automobile. We have two dogs
named Pet and Jiggs, three cats, eight
cows and, four calves and three horses
named Beauty. Flora and Prince. As
my letter is getting long I will ring off.
I would like to have some members of
the M. B. F. write to me. Your friend—
Phillip Bell, R. 1, Box 60, Freeland,
Michigan.

 

Dear Uncle Nedt—I read the letters of
the Children’s Hour and would like to
join your merry circle. I am ﬁfteen
years old, am ﬁve feet ﬁve inches tall,
my hair is dark brown, and my eyes
are gray. My folks have not a. very
large farm. The fowls we raise are:
turkeys, chickens, geese and ducks. I am
in the eighth grade at school. My folks
have taken the M. B. F. for 1 year and
think it a very good paper. This is my
ﬁrst letter to you. I would like to have
some cousins write to me. Your niece,—
Marion Myers, Sandusky, ‘Michigan, Star
Route, in care of H. C. Diem.

NEW LAMP BURNS
94% AIR

 

Beats Electric or Gas

A new oil lamp that gives an amazingly
brilliant, soft, white light, even better
than gas or electricity, has been tested
by the U. S. Government and 35 leading
universities and found to be superior to
10 ordinary oil lamps. It burns without
odor. smoke or noise—no pumping up,
is simple, clean, safe. Burns 94% air
and 6% common kerosene (coal oil).

The inventor. A. R. Johnson, 609 W.
Lake St, Chicago, 111., is oﬂfering to send
a lamp on a. 10 day’s FREE trial, or even
to give one FREE to the ﬁrst user in
each locality who will help him introduce
it. Write him to-day for full particulars.
Also ‘ ask him to explain how you can
get the agency. and .

“(Adml

Mid- '_

     
  

 
   

m"... ._..,. _ . . m...

 

 

 

 

 

experience or .

 


 
   

 
 
   

 

 

 

 

 

  
   
  
 
  
 

_-.,4=)1.. »
{win} {mam slams"

state, that the member, is entitled to

an protection so long as he pays his

assessments for a certain amount.

. There is an association in. the
state kWh as the Association of
“Habitat: Mutual Insurance 691114
ponies which holds meetings annual-
17 at different points, However, only

“'s'hart of the companies have been
suﬁciently interested to take out

memberships. At New meeting a
discussion is indulged in alonsthe
lines of a uniform policy. but no
headway has ever been made. There
seems to be too much lesionoy exist-
iu as to the encroachment of one
company upon the territory of sn-
0 , ,
There isn't any question but what
there is great need at uniform poli-
cies among mutual insurance com-
Mnias. and it the aﬁcers of those
companies are not able to get ts-
gather and agree anon a uniform
miter which would protect its mem-
bers adequately. than the Stats In-
”rouse Department should insist
upon action along this line. and if it
is not with-insist power to do so,
then laws should be enacted making
it somwlsory that Michigan Farm
Mutual commutes should adopt the
uniform pansy.

some of these mutual companies
insure a building for a stated
amount. for instance. a born for
$3,009. and a member pays assess—
ments based on the insurance carri—
ed. $2,000, but in case pt loss, that
WQMW MKS but 75 per cent or
51,590. This is unjust and wrong
and the company should be compell-
od to pay the amount of the insur-
ance indicated in the policy if the
building is not overrinsured.

Cancelling Policy

Our Mention has been frequent-
ly «called to the fact that some
insurance companies will not cancel
a, policy until the insured has paid
to: his share of the losses and ex-
penses to the date of cancellation,
“serum of how long the time may
be. We bps/e gone into this matter
quite fully and we ﬁnd incorporated
in til-.6 bY-iws of some do! the com-
panies. a law governing which covers
this point- Tho emcers say that
without this the insured frequently
diseases of his prosody or lets his
insurance go by default and does not
pay what he is rightfully owing the
company, and in .order to get it that
this club must be held over the
member,

A member should pay for the full
time forgwhich he is protected and
Without putting the company to the
expense of making the collection. On
the other hand, he should not be
asked to pay his share of the losses
and expenses when his policy is sus—
pended when he could not recover in
case of loss. This publication has
gone into this matter very fully and
we ﬁnd that even though it seems
unjust and dnfair, where it is incor-
porated in the by-laws, there is no
redress for the member and he must
pay this amount,- regardless of the
fact that his property has not been
protected during the Certain part of
the period for which he is charged.

The laws, rules and regulations as
laid down in the articles of associa-
tion and lay-laws of. the company are
held valid unless they conﬂict with
the laws of the State, and the Courts
have frequently upheld the position
taken by the company, and it would

seem that the only redress that the"
- member has is to pay his insurance

assessment for the time he has been
a member promptly when due and
send in his policy'for cancellation.
The State Insurance Department will
insist upon cancellation of the policy
without the accumulation of further
indebtedness.

Inbehalf of the oﬂoers of mutual
insurance companies having this
Plan in force. will say that the mat-

, her .of insured members Leaving prop-

erties and assessments unpaid to
be reassosﬁsed against ,other members
has caused very great annoyance.
When any member desires. to Cancel
his insurance. he should pay up his
share of the losses and expenses and
surrender his poiicy for cancellation-
Ho owes that to the company. :but
but so long as insurance companies
@199; .er their lossss and stresses
at the one of the year .tor on your
mucus they on solos to moot
idea is use 3 their .99;-

, _ mm.-,neraoy;o o
.41 paying for t e

 

be“ ,_~£ﬁled’to'
macaw use

 
  

W . , . ,. list the
members in good standing in the fol-
lowing assessment. It would seem
that the ideal way of making pa?-
monts would be in shame. Then,

when the time for which the assess-v

moat has been paid has elapsed, the
policy-would be suspended. The in-
sured would owe the company noth-
ing and no accumulation of indebt-
edness would occur.
few farm mutual companies in Mich-
igan are operated on the assess-
ments paid in. advance plan.

'Most m: the farm mutual com—
panies compensate their oﬁicers with
a salary entirely inadequate for the
service performed, but they do per-
mit such ofﬁcers to convert to their
own 800d commissions such as policy
and membership fees said by new
members, amounting to quite large
amounts during the year. depending
entirely upon the also at the com-
mas and its growth. This plan is
all wrong.- Tho person in charge
should be paid .o salary commensur—
ate with the service rendered II he
is under-said. he knows it, and it is
quite human for him to set all he
can from the other souroooTHoW
members. and is so dams be is very
not to accept summations whicls are
not desirable. and instead of being
an assett to the company are posit-
ively a hazard. and undesirable
members are taken in and over-in-
surance accosted because of the
commission oomiss from such appli-
cation to the person in charge. Just
a few dollars added to the salary of
the Moor in charge and the placing
of the fees «into the treasury of the
company, Where it rightfully bo-
longs, will eliminate. to a great ex—
tent. the undesirable over-insured
risk. whicla is the greatest menace to
any mutual insurance company-
W‘heu a new appliosut asks for ad—
mission to the company his scolios-
tion should be carefully scrutinized
instead of being received without
question for the small sun; that
would go to the smear who passes
upon the desirability oi the applica-
tion.

Rivalry Between mommies

The rivalry between mutual corn:
pa-nies to get business has also been
detrimental to the business to a very
great extent. In order to get busi-
ness means have been resorted to
that has honey—combed the founda-
tion of mutual insurance. Over—in—
surance and undesirable risks have
entered into the building of some
mutual companies to the extent im—
periling their very foundation. It
has caused excessive losses, which
means heavy assessments and ﬁnally
a dissatisﬁed membership deserting
the company built upon a founda-
tion which could endure.

The successful mutual insurance
company must eventually prepare
for the building of a reserve fund
which will care for excessive assess-
ments when they occur. With a re—
serve fund, when assessments are:
high, from which to borrow, to be
replaced when losses are lessened,
the company is building a founda-
tion which will endure. Just how
this fund should be provided we are
not advocating, as there are many
ways, but nevertheless preparations
should be made for emergencies as
they occur.

Costs Increased

Insurance costs have increased
materially during the past two years
and some of the mutual companies
carrying farm risks have been com-
pelled to increase their rates to such
an extent that the old line compan—
ies have taken advantage of the sit—
uation and made heavy inroads in
the farm mutual ﬁeld. Farm mutuals
should be able to carry insurance
much cheaper than old line compan-
ies, but they must materially
strengthen their plan of operation or
else make way for such companies
as can afford a full measure of pro-
tection and at a marked saving in
costs.

The subscribers of the Business
Farmer own farms and farm build-
ings, and, as good business men, na-
turslly protect them from ﬁre and
lightning,- Tho are deeply inter-
ested and Concerned in mutual insur—
ance as they are heavy contributors
to the cause. and therefore are in-
terested 1.11 dononoablo insurance in-
Rormtiop. and While We have devot-
ed sonslderablo space in this article
to the matter. got in so doing so

However, vary 5

 

 

 

 

 

 

 

Left side of fan

36 seconds
Stream}: I _. 7 H

10 second:
1 - I I - g
Rkhsidaoffan ‘.
3 mo» s
W
. {f (

 

 

 

Every Day, a
Clean, Cool Shave

With the Valet AutoStrop Razor you have
a new, keg-a edge for every shave, without
constant blade expense. It is the only
razor that sharpens its own blades.’ A few
strokes on the strop renews the blade edge.

Sold everywhere. $1.00 for complete out-
ﬁt with strop and blades.

 

AuteSl-rop Safety Razor Co., ﬁﬁ7-lst Ave., New York

  
 
  
    
   
 
 

 

 

 

 

 

 

 

 

 

 

 

Insure Your Pro erty

In a Mutual Insurance Company Built to k , ndure

GLEANERTiRE’INE’ﬁuANCE COMPANY

Established nearly Eight yours ago.
Um'oddcd. A

Highest rate ever assessed, ledcd $3.30, l'nroddcd Class $4.50
per $1,000 per year. Only one special assessment ever called and that
was 15 cents per $1,000 insm-ancc.

Only six assessments called in tho, ltoddcd and scvcn in the Un-
rodded classes since organized.

Novv on the advance assessment plan, permitting mcmbcrs to pay
three, Six, nine or twelve months in advance as they may prefer.

The estinmtcd rate upon which :IHSOSHHM‘IHS ardboing collccted is
$8.26 per $1,000, per year in the Roddcd Class and $3.80 in the U11-
roddcd Class. '

Issues the broad and libcral blankct form of policy. Adjusts and
pay all losses promptly. Acccpls only the bcltoi- class of risks and
those who do not want. over-insuruncc. k
_ Has $9,000 in a rcscrvc fund (lcpositcd in the National Bank of
Commerce, Detroit, (Ira-wing intcrosl, which money has not been rais-
cd by assessing mcmbcrs, but savcd from the inonoy new lucmbers
have paid to join the company, which is usually lakcn by officers of
nmtual insurance companies as their commissions. If
_ Every new member joining: the Glonncr Fire Insurance Company
is given absolutely free a ﬁrst-class ﬁre extinguisher, valued at $3 for
every $2,000 insurance taken out. Those are sent prepaid ,

A mutual insurance company operated on the “Golden Rule"
plan, to furnish its members with the best possible form of insurance
at the lowest possmle cost, with all grafts and conmlissions eliminated
Built upon honor 9
With the dctcrlnina- mnmnmmulw
tion to endure. E;

If you are in.
tcrested in placing
your insurance in a.
company which can
and will furnish _'property is located in the Township of ....................
you the best form
of insurance at the «County of ................ .. ........ , Section No............. ..
least possible cost, ..
ﬁll out the coupon
below and mail to 4

Two (‘lasscs, Roddcd and

LIIIIIHHHIllllillllllllh.‘

lllllllllllll plmuu'l‘II-muw m m . mm AHW
JABIES SLOCIIAVI, Secretary:

I am interested in (ilcancr Fire Insurance and
vould be pleased to lizuc further information. My

 
 
  

   
 
  

lllJIlMlllIuIl'lIl
llllllllllll

HI

 

lllllllllllllllllllIllllllllllllllllIHHIHH.

us and we Wﬂ 1 send =

, .. » . éP-0-----.. , . . .D. ............
you complains inﬁorv EM. .F. ~ ' R' F '
motion. , swmwnmnwuummunumuumumnmununnuujmnuuumuuunmuuuumnuwluummuummmws

. CLEANER FIRE INSURANCE CO., 5705 Woodward Ave., Detroit

 

 

 

 

 

 

 

, (Continue on Page 19‘).

 
    


 
 

  
   
    
 
 
   
  
  
  
   
   
   
    
   
   
 
    
   
    
    
   
   
 
 
   
    
  
  
   
 
 
 
 
  
     
   
  
    
    
   
    
   
     
   
    
   
   
   
      
    
   
  
  
  
   
  
     
     
 
   
  
   
   
  
    
   
  
   
   
   
  
   
  
   
 
  
  
  
  

  
  
  
   
   

   
  

 

%[T i“ IIIIIIIIIITIITIIITIIIII
£121

EBREE

rates to encourage the growing of

cash

inc.h ie 2 for
a” % SEND

or per
of month following date of Insertion.

EE. so you can see how many lines it will ﬁll.

iIIIT -——-———-
llIllliiiilillllIlliliiliiiIIllllilliiilliilliiiiIiiiiillllil|IiillillllilllIllilliillillllillll llllillillil ilill iliililllillllliliu

advertisements Inserted under this heading tor I'eputauu breeders or LIve Steer at special uni,
ure-creds on the farms of our readers. Our advertising rate
Is Thirty Gents (300) per agate lne per Insertion.
_2 if sent with order Nor paid

IN YOUR ADA DWE WILL PUT IT IN TYPE

Fourteen agate lines to the column inch
on or before the 10th

Address all letters

BREEDERS DIRECTORY, MICHIGAN BUSINESS FARMER, MT. CLEMENS, MIGH.

 

NEW MILCH COWS
AND SPRINGERS

IN CAR LOAD LOTS
HEALTHY MICHIGAN CATTLE AT PUBLIC AUCTION SALE

You can buy one cow or a carIoad

52 head of New Milch Cows and Springers to
select from, all carefully selected by one of Michi-
gan’s best Judges of Holstein Cattle.

Straight top and good shaped udders,
selected for both type and proﬁtable production.

A number of well bred heifers and heifer
calves of good type and breeding.

00de Bulls and Bull Calves chosen from
some 0 the best Holstein Herds in West Michigan.

One young Bull out of a cow on Semi- ofﬁcial
year test that has produced 17,429 lbs. of milk
and 33 lbs. of butter in 8 months.

Young Bulls out of A. R. O. Dams with Re-
cords from 27 lbs. to 30 lbs. of Butter in 7
days, and sired by some of Michigan’s Best Bulls.

Cows with good A. R. 0. Records.

Cows and Heifers out of ed A. R. O. Dams
with 7 day Records up to 8 lbs. and sired by

ms with Records up to 34 71 lb.

The buyer will not be limited to just a. few
good animals to choose from. Undesuable ani~
mals have been drehfted by our inspector.

You can ﬁnd on want in this Sale.

If you want New Milch Cows or Springers for
proﬁtable Winter Milk and Butter Production,
you will have 52 head to select from.

If you want a high class Herd Bull of good
tvpe and Breeding. you will have 10 Bulls
choose fro om

79 Head of Cattle in the Sal

The Cattle all come from Healthy Michigan
Harris, and are sold with the usual 60 da ay
'I‘ubeiculin Retest Guarantee.

 

TThis Is our Tthlrteenth annual West Michigan
Holstein Breeders’ October Consignment sale.

Our Aim is, “SATISFIED BUYERS.
Our Motto ls “HONESTY AND PROGRESS "

REMEMBER THE DATE

WEDNESDAY, OCT. 10,1923

THE PLACE

WEST MICHIGAN STATE FAIR GROUNDS

GRAND RAPIDS, MICHIGAN

 

IF INTERESTED, WRITE FOR SALE CATALOG

W. R. HARPE R, Sales Manager
MIDDLEVILLE, MICHIGAN

 

 

 

 

 

 

I], ’.

Altar

,3-
To avoid conflicting dates we will Withou‘

00”, list the date of any live stock sale in

Michigan. if you are considering a sale ad-

Vlse us at once and we will claim the date

for ou. Address, Live Stock Editor. M. B.

F.. t. Clemens

Sept. 29—liolsteins. Fascination Farm, Vassar.
Michigan.

Oct. 2—-Shorthorns, Arthur Schoch, Corunna,
Michigan.

Oct. 2—Shorthorns, Southern Michigan Short—
horn Breed ders‘ Association. 0.
Osius, Sec‘y., Ilillsd'Ile, Michigan.

Oct. 2—Washtcnaw County lIolstein— Friusian
Breeders', Walter In Spaul ding, Secy.,
Ann Arbor, Michigan.

Oct. 9—Holsteins, Art Bogart and D. B.
Pinkerton, Vassar, \Iichigan.

Oct. 10—Shorthorns, \V. F. Cummings, Cole—

man, Michigan. .

Oct. 17—Pol and Chinas, Wesley Hile, Ionia,
Michigan

Oct. 18 Hoisteins Howell Sales Company of
Livingston County. Wm. Griffin, Sec’.y
Howell, Mich.

Oct. 18—I’oland Chinas, Hunn Bros., Ches-
aning, Michigan

Oct. 20—I’oland Uhinas, A. D. Gregory,
Tonia. Michiga _

Oct. 'c’IO—Shorthorns,n Wm“ Geisenhafer and
So ons, Dimond ale, Michigan. .

Oct. 19—-Po.‘and Chinas, E.A .,Clark St. Louis,

Nov 6—HuTsilteins, Eaton Count Holstein
Breeders’ Association, A. . Loucks.
Secretary, Charlotte, Michigan.

 

 

 

_ G. P. PHILLIPS

THE GOLDEN RULE AUCTIONEER
Bellevue, Michigan

Pedigreed Sales a Specialty.

wire or call for terms and dates.

 

n mam

CATTLE ,

HOLSTE INS

AUCTION SALE

2 o—HEAD REGISTERED HOLSTEINS—2 o
FULLY ACCREDITED

82%. two year old bull. Full sister to 1922
world champion senior tuo year old 305 day

. h. cow and her offspring Sev-
. Sale begins at 1:00 p
.or shine. Saturday, September 29,
Auctioneer: Bill Atkins. Bankable paper taken.

Fascination Farm, South Main St, Vassar. Mich.
FOR SALE—15 Head Reg. Holstelns T. 3.

Tested at farmers prices. Reason for sale, oor
health. H1_

 

 

 

 

_BOW§RMAN. Romeo, 1 Mich gan.

J

 

 

3 Fine Holstein Bulls

ready for light sei"'.1i<e in October from heavy

milking Dams Ind SIIOII hy ItOlllU) King I'ontinc

Segis Korndvke. The mice is very icasunable.
Bettei dii\c Oiei and see them.

SCHAFFER BROS. R. 4, Oxford, Mich.

HEREFORDS
FIRST PUBLIC AUCTION

Caberfae Herefords

Cabertae Ranch, Boon Mich.
Property of Ira. Nelson M'orris, Chicago

A t h iC a g 0 International

Sales Pavilion

Union Stock Yards
Thursday,ocloherii, 923

50 Cows with their 50 Suckln Calves
25 Bred Cows and Heifers ii

25 Choice Yearling Heifers

25 Ruuged Yearling and 2- -year Bulls

l Harris- bred Repeater Bull

I Engie- bred Son of Beau Blanchard
Caberfae herd represents Fairfax, Anxiety, Disturber,
Columbus, Corrector, and other great bloods. bred
from America's best herds. Females bred to. and
young cattle sired by, Repeater and Beau Blanchard
EhgacthBEItCUIJN TESTED. Caberfae never had

BABY BEEVES are bred and fed more roll bl
than any other. For this purpose the pure- -bi'?ad Harare}:
ford has no equal. Those who breed their own feed-
ers so safe, avoiding speculation.

BEEF Is A STAPLE NECESSITY. Herefords pro-
duce it best. A valuable necessity like Hereford Cat-
tle will always be wanted. 50 years has witnessed
$351,313; $512: in Tpedigree catile prices, each followed

e present 0
toptlggggggilguglglvzge- Proﬁtb yw iEde is sure to turn
ITIONS F
ﬂog; mambo taken. AVOR BUYERS. Good
'5 things over further in
at the sale. For Catalog address the catalog and

T.‘ 1:. B. SOTHAM, Sale TA
St. Clair, I’wichigénanage"

 

 

 

     
   

 

Are You Considering

\Vliat to Feed This

Fall That \Vill Prove
Proﬁtable

Before purchasing feeders in—
vestigate the Sotham Earliripe
HEREFORD Beef Pla11.A
proven, proﬁtable system of
beef production of great bene-
ﬁt to the producer. Realize the utmost from our
feeding operations Write for information. HE E—
FO I),S Yearlings, Two- year-olds. Young cows
with calves, all registered and T. B. tested at
ractical prices for producing Earliripe HERE-
Gill) ‘1’. aby Beeves. Terms granted upon proper

creden
B. SOTHAM a. SO

T. NS
(Heretords since 1839) Saint Clair. Mich.

 

 

HOWELL SALES CO.

“““ mfﬁai‘ﬁhz

.‘_,..’_..

SALES PAVILION

WIVI. I.

TENTH ANNUAL PUBLIC SALE

REGISTERED HOLSTEINS

OF LIVINGSTON COUNTY, HOWELL, MICH.

.18, 1923, at 10 o’clock A.VM.

80 head consisting mostly of cows that will be fresh or due 300mm

ethree records above 27 lbs. and her 24 lb. 4 old dang tar. hterh of a 30
l d there with good records. A e percentsh areA bydbulls wh ose
ve3 ielz'li’rruidg; 3% to 30 l 4 . three of tgem Bard Sires. all from dams

records above 30 lbs. For catalogs. address,
GRIFFIN. Secretary.

FAIR GROUNDS
A29 d.lb cow that has

Howell. Michigan.

 

 

 

 

 

SHEEP INDUSTRY RECOVERING.

RAPIDLY FROM DEPRESSION

APID recovery from the depres-
R sion which struck it three years

ago is being made by the Amer-
ican sheep industry under the stimu-
lus of tariff protection, fairly good
prices, and improved credit facil-
ities, say reports to the Department
of. Agriculture. Sheepmen general-
ly are optimistic and in good ﬁnanc-
ial shape, and mutton and wool pro-
duction, though still below normal,
is increasing.

Proof that the industry is getting
back on its feet is seen in the fact
that the number of sheep in this
country according to an estimate as
of January 1, has increased by 882,-
000 over the total on the correspond—
ing date in 1922. It is still 243,-
000 below the 1921 total of 37,452,—
000, but the rate of increase sug-
gests that the losses of the liquida-
tion period will soon be made up.
Ofﬁcials of the Department of Agri-
culture do not, however, think that
the high ﬁgures of war years will be
reached again for some time. The
peak of the war period was touched
at 49,956,000 head in 1915.

Effect of Open Ranges

Settlement of grazing lands for
farming purposes has proceeded so
rapidly in the last few decades that
it is improbable the United States
will ever again be as big a sheep pro-
ducer as it was in the days of the
free open ranges. Countries of
sparce population and low—priced
lands are best suited to sheep rais-
ing, and the United States has
emerged from that category. The
number of sheep dropped from 63,-
965,000 in 1903 to 51,482,000 in
1913 largely owing to the diversion
of grazing lands to farming. There
is room for considerable expansion
of the sheep industry from its pres-
ent position, however, if only as a
natural swing—back from the ex-
treme depletion it underwent in
1920 and 1921.

-The liquidation in that period was
the greatest ever known. Flocks
were reduced approximately 12,000,—
000 head. Income from wool wiped
out, returns from mutton and lamb
were greatly reduced, and hundreds
of ﬂockmasters were ruined. From
so drastic a. shake-up, which dimin-
ished wool and mutton production
far below current needs some recov-
ery was inevitable. When CongreEss
placed a duty of 2% cents a. pound
on fresh mutton, 4 cents a pound on
lamb, and 31 cents a pound 011 wool
of clean’ content, Sheepmen were en-
couraged to build up their ﬂocks
again, and a foundation was laid for
reestablishment of the industry on a.
normal footing.

Woollan'd Lamb Prices Good

Precisely what effect the tariff has
exercised on the sheep industry can-
not be ascertained, because the tar-
iff is only one of the factors in the
recovery now in progress. It is note—
worthy, however, that wool prices
began to advance shortly after the
emergency tariﬁ went into effect in
1921. For a time domestic wool
prices advanced while world wool
prices declined. Wool today has a
higher relative purchasing power in
this country than any other com-
modity, and lambs are one of the
few agricultural commodities that
are running substantially above the
1913 level.

In attempting to guess what the
immediate future holds in store for
the American sheep industry, it is
necessary to bear in mind, say ofﬁc-
ials of the Department of Agricul-
ture, that the enterprise has a dual
character. Sheep raising involves
the production of both wool and
mutton, and market conditions for
each must be favorable to ensure
stability and progress. The wool
outlook seems favorable. Ameri—
cans use more wool than any other
people. Per capita. consumption has
risen from about 3 pounds in our
early history to about 6% pounds.
Although a heavy producer of wool,
the country is nevertheless obliged
to import of its supply. Home pro-

ducers are therefore assured of a
broad domestic market.

Less certainty exists in, regard to
the market for mutton and lamb.
Lamb and mutton are high—priced.
and are considered as luxuries by
In consequence sheep

most people. -

 

   
 
 

  

and lamb prices show’ greater sen.-
sitiveneSs to variations in general
economic conditions than any other
important commodities, and in re-
cessions, as well as in advances,
have usually preceded other meat
products by substantial periods. How
to assure a. stable and broadening
market for mutton and lamb, is
therefore one of the most diﬂicult
problems of the sheep industry. Of-
ﬁcials of the department are making
studies to see what can be done to-
ward preventing seasonal gluts and
shortages, and toward increasing the
popularity of mutton and lamb.

Prospects Appear Satisfactory

Immediate prospects for both
wool and mutton consumption ‘in the
United States seem fairly satisfac-
tory. Permanent prosperity for the
sheep industry, in the opinion of de-
partment ofﬁcials, will depend large-
ly on the success attained in stabil-
izing production and consumption.
Hitherto the industry has usually
been up in the clouds or down in the
valley, and it has consequently been
hazardous and speculative.

Evidence of a trend toward better
system, and therefore toward great—
er stability, are seen in the growing
organization of the industry, in the
better financing arrangements made
available for it under the new agri-
cultural credits act, in stricter use
of scientiﬁc methods by sheep rais-
ers, and in progress made toward co-
operative marketing, particularly of
wool. It is believed present prices
for sheep, lambs and wool show a.
proﬁt to competent Sheepmen, and
that farmers with small ﬂocks can
make money provided they give nec-
essary care to their stock. In short,
the view of experts in the Depart-
ment of Agriculture is that, while
the competition of other countries
still in the pioneer stage may pre-
vent our sheep industry from attain-
ing the proportions it had thirty
years or so ago, it has a good pros-
pect of moderate progress.

MEET YIELDS OF FOOD ANIMALS
SHOlV WIDE VARIATIONS

TATISTICAL studies just com-

S pleted by the United States De-

partment of Agriculture, show-
ing meat yields of various classes of
animals in proportion to live weight,
bring out clearly the importance of
good breeding. In the work conduct-
ed, all the principal kinds of market
livestock are included, the grades
varying from common stock to ani-
mals slaughtered in the carcass com-
petitions of the International Live-'
stock Exposition. Figures were ob-
tained from a number of government
sources and from the packing indus-
try.

Good Breeding Shows Its Value

The difference in dressing yield
for various grades of cattle ranged
from 48 to 66 per cent, meaning that
that proportion of the animal was
the dressed carcass. For sheep and
lambs the dressing yield varied from
42 per cent for common market ewes
to 58.3 per cent for International
Show wethcrs. The figures for swine
show dressing percentages ranging
from 75 to 85.3 per cent. The rela-
tively high ﬁgures for swine are due
in part to the fact that the skin and
head commonly remain on the car—
cass. The International Show an-.
imals in each case are chiefly pure-
breds, fed specially to produce an
ideal carcass.

The results in the judgment of
specialists in the Bureau of Animal
Industry, are clear-cut evidence that
the types of animals shown and rec-
ognized as best by judges of,1ive—
stock are much superior to poorly
bred stock from a meat standpoint.

The practical side of the study
just completed is ShOWn by the fol—
lowing statement by John Roberts,
of the Bureau of Animal Industry,
who made the compilation

Steer Carcasses Compared

“The difference in dressing yield
between a ‘good’ and a ‘common’
steer, according to the ﬁgures col-
lected, is 6 per cent. For a 1,000-
pound steer. this would mean 60
pounds moreyof marketable meat.
Nor is this all, since the meat of the
higher-class animal is superior, in
quality throughout, as well as being
better distributed among the choicer
cuts. In other words, the well-bred
steer makes a more proﬁtable use or-

\

 

.,

 

 

 
   


 

 

 
 

 
 
   
 

, {3:6 MT
111m strictlyintoaccount

r .- 7- the experts who price the animals '
:in the stockyards; they are, indeed.
' - the factors that determine the mark

at value of one class as compared
with another.

___VETERINA RY J
_DEPARTMENT ‘

- KITTEN HAS HICCOUGHS

Could you please tell me what

would cause kittens to have hic-
coughs?-—-M. A. S., Bennington,
Mich.
—The cause is probably due to ir-
ritation ’of the nervous system pro-‘
duced by toxines excreted by intes—
tional parasites as well as by the ir-
ritation of the intestines they pro-
duce—John P. Hutton, Assoc. Prof.
Surgery and Medicine, M. A. C.

 

 

 

“MOON BLINDNESS"

I have a nine year old mare which i

has trouble with her eyes. At times
one will seem to be cloudy, some-
thing like a ﬁlm, and then the other
will become affected and sometimes
both at the same time. I took her to
our local veterinary and he said
nothing could be done for her and
that eventually she would go blind.
I am very anxious about her and
would like to know if there is a
cure.——R. F., Elsie, Mich.

—From the description given of this
case I am of the opinion that the
mare is suffering from “Periodic 0p-
thalmia” commonly called “‘Moon
Blindness," and that your local vet-
erinarian is right in his prognosis.
The disease is incurable so far as we
know. A great many horses go com-
pletely blind after several attacks,

others will have two or more attacks .

and partially retain their eyesight
for the rest of their life—John P.
Hutton, Assoc. Prof. Surgery and
Medicine, M. A. C.

HORSE WIND BROKEN

I have a horse that is wind broken.
Can you kindly tell me a cure?—J.
A., Cass City, Mich.

——~The horse that is wind broken
may be cured by performing a surg-
ical operation on his throat. The
operation needs be performed by a
veterinarian who has had experience
performing the operation. 'Not all
cases are cured by the operation but
a very great percent of them are
either beneﬁted or cured completely
after the operation.——-John P. Hut-
ton, Assoc. Prof. of Surgery and
Medicine, M. A. C. -

JACKSON COUNTY FAIR

TH a record of having one of

the most interesting county

fairs in the state, Jackson
county opened its 1923 county fair
during the week ending September
15th. Before the close of the week
those who attended declared that it
was the best fair that had ever been
held in that county. Every day it
seemed that the crowd grew larger
and the last couple of days it seemed
that the crowd grew larger and‘the
last couple of days it was impossible
to seat all in the gran‘dstand that
wanted admission—~and the stand
holds 10,000 people. Tuesday was
Children’s Day and a holiday was de-
clared in the schools in the county
so the children might attend the
fair. Exhibits at the fair this Year
were very good and they were plent-
iful. Then to amuse you there were
races and a good vaudeville pro—
gram, the latter being held on a
stage in front of the grandstand. On
Friday evening the returns from the
Dempsey-Firpo championship ﬁght
were broadcasted in front of the
grandstand. Everyone went away
from the grounds well satisﬁed with
what they had seen and heard and
the general verdict was, “We'll be
back next year and spend an extra
day.”

 

BOY GROWS 884 BUSHELS 0F
POTATOES PER ACRE
“ but potato demonstration
' in years," is the way Club
Agent J. E. Miltimore de-
scribes the work of Cristy Pettee, of
W, N. B. This 13-year-
cld champion grew :84 bushels of
potatoes to the acre, with practically

”Mutated as umnle. but com-
-» 1r
‘ J He took no chance of

 
 

 

  

 

may pleasant. sunshiny days.

out. Cristy used certiﬁed seed, treat-
ed with corresive 'sublimate, and
“greened” for two weeks, before
planting.

A half ton of commercial fertilizer
per acre at planting and another
half ton cultivated in later on, insur-
ed a well-fed crop. Four cultiva—
tions, three hoeings, and four spray-
ings (or dustings) kept the crop in
ﬁne condition, prevented late blight,
and brought an unusually proﬁtable
crop to harvest.

U. S. BULLETINS OF INTEREST
IN OCTOBER
' SMALL list of Farmers' Bulletms
and Circulars of general interest
during October is believed to be of
value to our readers. Copies may be ob-
tained free by addressing the Office of
the Secretary, Publications, United States
Department of Agriculture, Washington,
D. 0., as long as the supply lasts. Specify
number and name and whether Farmers'
Bulletin of Department Circular.
Farmers' Bulletin 900, Homemade Fruit
Butters: 926, Some Common Disinfec-
tants: 927, Farm House Conveniences;
970, Sweet Potato Storage; 992, Use of
Machinery In Cutting Corn; 1067, Feed—
ing Hens for Egg Production, 1080, Pre-
paration of Barreled Apples for Market;
1096, Frost and the Prevention of Damage
from It;1160 Diseases of Apples in Stor—
age; 1172, Slaughtering and Use of
Lamb and Mutton; 1175, Better Seed
Corn; 1186. Pork on the Farm: Killing,
Curing and Canning; 1194. Operating a
Home Heating Plant; 1223, The Chinch
Bug and Its Control; 1250, Green Man-
uring‘; 1264, Farm Manufacture of Un-
fermented Apple Juice; 1265, Business
Methods of Marketing Hay.

WHAT AILS MUTUAL FIRE IN -
SURANCE COMPANIES

(Continued from Page 17)

have touched the matter but lightly.
and we shall be glad to give any of
our readers such information as we
may possess on matters pertaining
thereto in which they may be direct—
ly interested. We are hopeful that
mutual companies insuring farm
risks will come to the realization
that there is a great opportunity for
their betterment and that they will
eventually come to understand that
there can be but one objective; and
that to furnish the farmers of Mich—
igan the best and most liberal form
of ﬁre and lightning insurance at the
least possible cost.

 

 

 

 

HE ﬁrst day or so of this week
will feel the tail end effects of
the storm mentioned in last

forecast. These conditions will dis—

appear about Monday or Tuesday in

Michigan giving place to cooler tem—

peratures, clearing skies and higher

barometer.

We really do not expect much
change in temperature during early
part of week and as the latter part
comes, it is expected to be consider—
ably warmer than is usually the case
for this time of year.

About Tuesday or Wednesday
rains will be in progress in this state
and probably continue with unsettl—
ed conditions in most parts-of Mich-
igan through Friday or Saturday.

Week of October 7

Early part of this week is expect-
ed to be fair with a gradual warm-
ing up until about middle. About
10th showery, threatening condi-
tions will begin and continue until
about Friday during which time
there will also be much wind.

Temperatures will drop immed-
iately following middle of week and
where crops are protected from wind
frosts are quite liable. The week
ends cool and sunshiny.

. October to be 0001

Temperatures will average cool
this week but will have an upward
tendency until about 26th followed
by a sudden drop for a few days.
The average temperature for the
month will be below normal.

The greatest rainfall period will
come between 16th and 20th with
an average of more moisture after
this period than before. For the

month as a whole, however, We be- .
lien that precipitation will be below l

the average and that there will be

. F0 swing the advice of the”
Collcgc Extension Department thru— ‘

 

Carefully consider the following facts: .1 Hummer

The Auto-oiled Amtor is the Genuiue° m Aer-ates-
Self-oiling Windmill, with every moving part . .

fully and constantly oiled.

The AutooiIed Aermotor has behind it 8 years
of wonderful success. It' 15 not an experiment J_
The double gears run in oil' In a tightly enclmd
gear case. They are always ﬂooded with oil and are protected
from dust and sleet. Oil an Aermotor once a year and it is

always oiled. It never makes a squeak.

You do not have to try an experiment to get a windmill which
will run a year with one oiling. The Auto-oiled Aermotor 1s a tried

          
     
  
  

  

“it‘ll-rim

.1 ‘1.

   
  
 
  
  
  

A

and perfected machine. Our large factory and our superior equipment enable us
to produce economically and accurately. Every purchaser of an Aermotor gets the
beneﬁt from quantity production. The Auto-oiled Aermotor 15 so thoroughly oiled
that it runs in the lightest breeze. It gives more service for the money invested

than any other piece of machinery on the farm. The Aermotor' 13 made by a res nsible company
which has been specializing' in steel windmills for more thanO 30 years. Do

teame- mammoron co. WW...

Dallas Des lollies
Oakland

 

Steers For Sale

70 Herefords 780 lbs. 76 Herefords 700 lbs.
80 Herefords 610 lbs. 86 Herefords 550

58 Herefords 500 lbs. 30 Hercfords 820 lbs.
Each bunch even in size. dar k reds, dehorned
Some bunches fair ﬂesh accoun

grass ﬂesh.
short pastures. If in the market for real quality.
one load at mo1e your choice. Write stating
number an we vsht preferred

V. BALDIAT

"HEHEHJHIISu

extra nice Repeater heifers one year old for
$500. 00. Also cows with ten nice lusty
calves by side fo19 sale.
f in want of bulls. write us.

ALLEN BROS.

616 80. West St. Kalamazoo. Mich.

We Have Bred Herefords Since 1860

Herd established by Gov. H. . C.rapo We

have a few choice yearling bulls for sale at

farmers prices. You are invited to visit our farm
CRAPO FARM. Swartz Creek. Mlchlgan.

IN, Eldon, Wapollo Co.. Iowa

 

 

AYRSBIRES
ron SALE—REGISTERED nvnsmss

 

ANGUS

VhE HAVE SOME FINE YOUNG ANGUS BULLS
from International Grand Champion Stock
reasonable prices. E. H. KERR a. 00., Addison.
Mich.

0. I. Os

0.1 Les

3 last fall gills to furrow in Aug. and Se (5. 60
spring pigs, not skin recorded free. Goo stock.
0770 s. scHuLzs, Nashville. Michigan.

FOR SALE—EXTRA FINEh BIG TYPE 0. I. 0.
pigs at farmers rices Both se
E. E. SAL SBURY, Mendon, Mlchlaan.

 

 

 

 

‘ SWINE

 

 

 

 

 

WSHIRES

 

SQMPSHIRESd A FEVfV BRED BGIL'I'S LEFT.

ce your 0 ero now or our

bargain. Pairs akin. 13,0 th oar pig at a
OHN W SNYODER. St. Johns. yR. L4. Mich.

 

Y

DUROCB

 

Hill Crest Farms, Perrinton, Mich.

Duroc- Jerseys and Blaick ’I‘op Delaine Sheep.

 

 

 

 

 

buds and bull calves. boilers and heifer calves. 35 stock sms to from. Farm 4

Also some choice co h f Mi t 1 m1.
FINDLAY 111103.. R s. Vassar. Mloh. 8mm“ 3"“ NOWT od‘llefn'sffﬁtﬂg" ‘0

r1 1 on‘crs chomc w ll

JERSEYS PEACH HILL FARM 2...... p... ﬁg:
sex. Priced very reasonable. Write us.
REG. JERSEYS. POGIS 98th OF H. F. AND ENWOOD BROS” Romeo. Mlch.
Majesty breeding. Young stock for sale. Herd

fully accredited by State and Federal Government.
Write or visit for Msric and description.
GUY C. WILBUR. BELDING, Ml.ch

 

BIG TYPE DUROCS. SPRING PIGS BOARS
and Bred Sows. Writ c 113 y0u1 w2111t
SCHAFFER BROS R. 4, Oxford. Mlchlgan

 

SHORTHORNS

 

 

Auction Sale
October 2, 1923

Dispersal sale of the property of
Arthur Schoch. of Corunna, Michigan.
Consisting of
20 Head of Registered Shorthorn Cattle.

Cows and Heifers
Due To Freshen Soon.
Also some other choice young bulls and

other personal property.

VVsrm Lunch at Noon.
Auctioneer: CLEM CHALKER, Ovld. Mlch.

 

 

BERKSHIRES

TALCOA FARM OFFERS A VERY GOOD
selection of bred Berkshire sons and sows with
litters at farmers prices. R7, Lanslng, Mlch

CHESTER WHITES

CHESTER WHITES FOR SALE.—
Boers of right type with quality Ships ginoflﬁ It:
1)mv:11.W|LBER JONES, Reese. Michigan.

 

 

 

 

 

POLAND CHINA

LARGE TYPE POLAND CHINAS.

 

ONE FALL

1.111; lry ()hio lilxcr21tor.Sp1ing boars 11nd gilts
mm 10211151 to sl1111.Wr1'te your wants.
W. CALD DWELL 3: SON, Sprlngport, Mlch.

 

 

SHEEP i

F0“ SHHVPSHIHE RAMS Awm'rs on

AN BOOHER, R. 4, Evert. AlYll'chquan.

 

 

 

 

SHORTHO RN SALE

10—HEAD OF SHORTHORN——-10
The undersigned. will sell at public
auctlon on
WEDNESDAY, OCTOBER 10. 1923
His entire herd of Shorthorns.
Write for Catalogues.
W. E. CUMMINGS.
Coleman. Mlchlgan

 

 

 

 

FOR SALE 40° BREEDING ewes.

Ilor I’rues Write
A. F. LONGPRE, Curran. Mlchlgan.

 

25 YEAR’S
Both sex.
Michigan

WEST MARION O X F O R D S.
Breedmg. The best stock for sale.
WM. VAN SICKLE, Dcckerville,

 

REGISTERED SHROPSHIRE SHEEP. 40 EWES
l to 4 yiﬂl'S ewe and 111111 lambs ﬁrstclass
l'ritcd 1'1g1L1t. I1 lock Estuhhshed 1890

C. L. ELMEN SONS. Dexter, Mlchlgan
FOR SALE—Reg. Oxford Rams and Ewes. Sails-
faction gu221r111teed. “rite your wants to
T. Abbott, Palms, Mich. Phone Deckcrvllle 73-8.

 

YOUR CHOICE OF MY ENTIRE HERD OF
Shorthorns several l1eifers.a11d young bulls in the
bunch. Also cows and calves. Pr-iud at ﬁfteen
cents per pound. One p2rcl1c1011 mare. Priced

t ound.
at ta“ Be“ 311181515911, 11. 4, Belding, Mlchlgan

 

GOATS

G 0 AT s—TOGGENBERG BUCK IN STUD.
Terms Rea. on He. ‘W t
M. H. BIRD. R8, Lansing}.i ‘Mlchl garnI e

 

 

REGISTERED MILKING SHORTHORN CATTLE,
Shropshire and Delnine shetp. Stock and prices
right. Write wants. Also our load feeding cattle.
CLOVER CREST RANCH. Tawas Glty, R3, Mich

 

RAISE SHORTHORNS WITHOUT HORNS
Like Kelley does. U. S. Accredited Herd No.
28945. For description and pr1ce wnte,

L. C. KELLY &80N, Plymouth. Mlohlgan.

 

FOR SALE: SHORTHORI CATTLE. IMPROVED
Black To Delaine Merino She
FRANK TIOHRABACHER, Lalngsburg, Michigan.

 

F0 R SA L E: SEVERAL REGISTERED
Shorthorn Cattle Tube cular tested. nqune
PIPER a GOOeDALE. lEast. Towns. Mlohlgen.

 

 

GUERNSEYB

 

FOR SALE: IULL CAI-F BORN IN MARCH.
1 Ball. Min

Prmg'n‘ for quick a.Islo $150.00.
.I. SJI‘I’II. Looks city. Michigan.

 

 

PCB “LI: “EGMERID GUERNSEY BULL

mas. m%.w

1%

 

DOGS
For Sale-- Fox, Co‘on & Rabbit Hound

JOHN ATCHISON. Harrisvlllc. Mlch., R, 3.

German Shepherd Alrdales. Collles Old En ll h
Shepherd dogs; Puppies; 10c: illustrated insgusc-
tive list. W. 8. Watson, Box 21, Macon, Mo.

 

 

 

 

e can use a
few earn-
est m on

and women part

or full time in

soliciting s u b-
scriptions a n d
acting as our
agents. Write

Circulation Manager
THE BUSINESS FARMER
Mt. Clemem, Mich.

 

 

 

4.1;... , 1.5;.

 

“ya-1.. 4.

a3- .,,‘,..

. .. A. y.» .q 4, ..

‘.
,i
5;

"Ltﬁrf'nlc‘: ....,-;,_

 
    

 
 
   
  
   
  
 
   
 
 
  
   
  
  
  
  
   
  
   
 
 
  
   
  
  
 
   
    
    
 
  
 
   
 
 
 
   
 
 
   
  
 
   
  
   
    
  
  
  
  
    
 
  
   
  
    
   
   
   
 
   
 
 
 
 
  
  
  
   
 
 
   
  
   
    
  
   
  
   
   
   
 
 
  
   
  
   
   
  
    
  
  
   
  
    
    
  


 

 

~20 do.
..__;.:_;;.Z-—-l:—l:'_.;. .11.;3i I

léTzrilizes
.1;
l

A few spoonfuls ofB-K in
water absolutely sterilizes
milkers, separators, churns,
pails and cans—makes every—
thing sweet and clean. B-K
also kills the germs that sour
milk.

B-K is a powerful germ killer
—no poison, clear, clean, leaves no
odor. Used by leading dairymen
everywhere. In bottles or jugs at

{our dealers. Write for free book-
et on dairy sterilizing.

[Inﬁll LABORATORIES
420 Dickinson St.
‘Madison. Wis.

    

 

 

 
 
    
 

 

 

 

 

ornlclAL
rsnmss muss
. _.~ 0mm, .

 
 
   
  
  
  
     

on cannot afford to
without this free
book—tells you the
best and easiest

way to tra --
thecorregt We
mtoskin and Pay
blinindle tto More
r ng mos
money and for
one leg
you how to cor- runs
mctly grade and . . and sell
value furs of all kinds. “"s / Supplies
TRAPPER’S for Less

SUPPLY BARGAINS

Don't buy br order any trappers’ supplies until you
have received your copy of our Supply Catalogue. It
contains some real bargains that you cannot afford to
171138.. Guns, Riﬂes, Tra 5, Night and Camp Lamps,
Clothing, Boots,Baits an Smoke Pumps--in fact, every-
thing you need on the trap line. Write Today.

ﬁbmham‘llerz

251Main ’I’G‘YEAREQ" ' St. Louis ,
Street 905”“ Missouri

 

 

 

Free to Asthma and Hay
Fever Sufferers

Free Trial of Method That Anyone
Can Use Without Discomfort
or Loss of" Time.

We have a method for the control of
Asthma, and we want you to try it at
our expense. No matter whether your
case is of long standing or recent develop-
ment, whether it is present as Chronic
Asthma or Hay Fever, you should send
for a free trial of our method. No matter
in What climate you live, no matter what -
your age or occupation, if. you are troubled
with Asthma or Hay Fever, our method
should relieve you promptly. .

We especially want to send it to those
apparently hopeless cases, where all forms
of inhalers, douches, opium preparations,
fumes, “patent smokes,” etc., have failed.
We want to Show everyone at our expense,
that our method is designed to end all
difﬁcult breathing, all wheezing, and all
those terrible parozysms.

This free offer is too important to neg-
lect a single day. Write now and begin
the method at once. Send no money.
Simply mail coupon below. Do it Today
——you even do not pay postage.

 

FREE TRIAL COUPON

FRONTIER ASTHMA CO., Room 688Y
Niagara and Hudson Sts., Buffalo, N.Y.
Send free trial of your method to:

 

.......

 

 

 

H E Av E s r. you. om. Iiom afﬂicted?
Use 2 large cans. Cost $2.50.
Money back if not satisfactory
: ONE can at Sl.25 often sufﬁcient. In powder form.

Most-[or coal N E wIIIO N ’s

A voterinsry’s compound for
Horses, Cattle and Hogs.
lHosves, Coughs. Distemper.
., indigestion. Worm expellsr.
80 your sole Conditioner. At dealers‘ a

by parcel post.
IIIE NEWTOQI BEIEDY 60.. Toledo. Olill

   
 
 

 

 

 

AN AD IN THE
momGAN Busnmss FARMER
WILL SELL IT.

v. *

  

  

m... Y

’About a Rich Old Man Who Tries to Help a Young Man.

 
 

 

  

 

 

 

    

Com
J'bort t

IGHT had fallen on that great and

beautiful city known as Bagdad-on-
the-Subway. And with the night
came the enchanted glamor that belongs
not to Arabia alone. In different mas-
querade the streets, bazaars and walled
houses ofthe occidental city of romance
were ﬁlled with the same kind of folk
that so much interested our interesting
old friend, the late Mr. H. A. Rashid.
They wore clothes eleven hundred years
nearer to the latest styles than H. A.
saw in the old Bagdad; but they were
about the same underneath. With the
eye of faith, you could have seen the
Little Hunchback, Sinbad the Sailor, Fit-
bad the Tailor, the Beautiful Persian, the
one-eyed Calenders, Ali Baba and Forty
Robbers on every block, and the Barber
and his Six Brothers, and all the 01d
Arabian gang easily.
But let us revenue to our lamb chops.

Old Tom Crowley was a caliph. He
had $42,000,000 in preferred stocks and
bonds with solid gold edges. In these
times, to be‘called a caliph you must
have money. The old—style calip business
as conducted by Mr. Rashid is not safe.
If you hold up a person nowadays in a
bazaar of a Turkish bath or a side street
and inquire into his private and personal
affairs, the police court’ll get you.

Old Tom was tired of clubs, theatres,
dinners, friends, music, money and every-
thing. That’s what makes a caliph—you
must get to despise everything that money
can buy, and then go out and try to want
something you can't pay for.

“I‘ll take a little trot around town all
by myself,” thought old Tom, “and try
if I. can stir up anything new. Let’s
see—it seems I’ve read about a king or
a Cardiff giant or something in old times
who used to go about with false whiskers
on, making Persian dates with folks he
hadn’t been introduced to. That don’t
listen like a bad idea. I certainly have
got a case of humdrumness and fatigue
on for the ones I do know. That old
Cardiff used to pick up cases of trouble
as he ran upon ’em and give ’em gold
~—scquins, I think it was—and make ’em
marry or get 'em good Government jobs.
Now, I'd like something of that sort. My

 

 

 

money is as good as his was even if the
magazines do ask me every month where
I got it. Yes, I guess I’ll do a little
Cardiff business tonight, and see how'it
goes.” ,

Plainly dressed, old Tom Crowley left
his Madison Avenue place, and walked
westward and the south. As he stepped
to the sidewalk, Fate, who holds the
ends of the strings in the central ofﬁce
of all enchanted cities, pulled a thread,
and a young man twenty blocks away
looked at a wall clock, and then put on
his coat.

James Turner worked in one of those
little hat-cleaning establishments on Sixth
Avenue in which a ﬁre alarm rings when
you push the door open, and where they
clean your hat while you wait—two days.
James stood all day at an electric machine
that turned hats around faster than the
best brands of champagne ever could
have done. Overlooking your mild im-
pertinence in feeling a curiosity about the
personal appearance of a stranger, I will
give you a modiﬁed description of him.
Weight, 118; complexion, hair and brain,
light; height, ﬁve feet six; age, about
twenty—three; dressed in a ﬁlO suit of
greenish~blue serge; pockets containing
two keys and sixtysthree cents in change.

But do not miseonjecture because this
description sounds like a General Alarm
that James was either lost or a dead one.

Allons!

James stood all day at his work. His
feet were tender and extremely suscep-
tible to impositions being put upon or
‘below them. All day long they burned
and smarted, causing him much suffering
and inconvenience. But he was earning
twelve dollars per week, which he needed

_to support his feet whether his feet

would support him or not.

James Turner had his own conception
of what happiness was, just as you and
I have ours. ’Your delight is to gad
about the world in yachts and motor-
cars and to hurl ducats at wild fowl.
Mine is to smoke a pipe at even-fall and
watch a badger, a rattlesnake, and an
owl go into their common prairie home
one by one. '

James Turner’s idea of bliss was dif-
ferent; but it was his. He would go
directly to his boarding—house when his
day’s work was done. After his supper
of small steak, Bessemer potatoes, stooed
(not stewed) apples and infusion of.
chicory. he would ascend to his ﬁfth-
ﬂoor-back hall room. Then he would take
off his shoes and socks, place the soles
of his burning feet against the cold bars
of his iron bed, and read Clark Russell's
sea yams. The delicious relief of the
cool metal applied to his smarting soles
was his nightly joy. His favorite novels
never palled upon him; the sea. and the
adventures of its navigators were his

sole intellectual passion. No millionaire

.. .. . .
'1" To. .9. ..

ﬁﬂﬂlHENKY

Copyrighted, 1920. by Doubleday. Page & Co; published by special arrangement with the Wheeler Syndicate. Inc.

”a < .Y.-. , 4"

Jmericaﬁ” Greatest
Jhoz't Jioz'q Miter

was ever happier than James Turner tak-
ing his case.
When James left the hat-cleaning shop

.he walked three blocks out of his way

home to look over the goods of a second-
hand bookstall. On the sidewalk stands
he had more than once picked up a
paper—covered volume of Clark Russel
at half price.

While he was bending with a schol-
arly stoop over the marked-down mis-
cellany of cast—off literature, old Tom
the caliph sauntered by. His discern—
ing eye, made keen by twenty years’ ex-
periencein the manufacture of laundry
soap (save the wrappers!) recognized
instantly the poor and discerning scholar,
a worthy object of his caliphanous mood.
He descended the two shallow stone steps
that led from the sidewalk, and addressed
without hesitation the object of his de-
signed muniﬁcence. His words were no
worse than salutatory and tentative.

James Turner looked up coldly, with
“Sartor Resartus” in one hand and “A
Mad Marriage” in the other.

“Beat it,” said he. “I don’t want to
buy any coat hangers or town lots in
Hankipoo, New Jersey. Run along, now,
and play with your Teddy bear.”

“Young man,” said the caliph, ignor-
ing the ﬁippancy of the hat cleaner, “I
observe that you are of a studious dis-
position. Learning is one of the ﬁnest
things in the world. I never had any
of it worth mentioning, but I admire
to see it in others. I come from the
West, where we imagine nothing but facts.
Maybe I couldn’t understand the poetry
and illusions in them books you are pick-
ing over, but I like to see somebody elsa
seem to know what they mean. Now,
I’d like to make you a proposition. I’m
worth about $40,000,000, and I‘m getting
richer every day. I made the height of
it manufacturing Aunt Patty’s Silver
Soap. I invented the art of making it.
I experimented for three years before I
got the right quantity of chloride of
sodium solution and caustic potash mix-
ture to curdle properly. And after I had
taken some $9,000,000 out of the soap
business I made the rest in corn and
wheat futures. Now, you seem to have
the literary and scholarly turn of char-
acter; and I’ll tell you what I’ll do. I'll
pay for your education at the ﬁnest
college in the world. I’ll pay the expense

 

 

 

 

fill/II:-

. .r
£115.! .'

 

 

 

“The hat cleaner rallied and clinched.”

of your rummaging over Europe and the
art galleries and ﬁnally set you up in
a good business. You needn’t make it
soap if you have any objections. I see
by your clothes and frazzled necktie that
you are mighty poor; and you can’t af-
ford to turn down the oifer. Well, when
do you want to begin?”

The hat cleaner turned upon old Tom
the eye of the Big City. which is an
eye. expressive of cold and justiﬁable

suspicion, of judgment Suspended as high

as Haman was hung. of self~preserva-
tion, of challenge. curiosity, deﬁance.
cynicism. and, strange as you may think
it, of a.‘ childlike yearning for friendli-
ness and fellowship that must be hidden
when one walks among “stranger bands."
For in New Bagdad one, in order to sur-
vive, must suspect whosoever sits. dwells,
drinks, rides, walks or sleeps in the ad-
Jacent chair. house. booth. seat. path or

room.
"Say. Mike,” said Mos Turner.
"what’s your line. Moe laces?

I’m not buying an .‘ hing. You better
put an egg in your shoe and beat it be-
... ,... g was :; _. Tr

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Name,

Address

 

 

 
 
   

 

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JHH

1.4.4 A M Hall I—lnA

 

  


 
 
 
     
     
    
 
    
       
 
     
 
 
 
  
   
  
 
     
 
  
     
      
       
     

  
 
      
 
    
 

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,.coinpauy ”certiﬁcate house ‘61
"me.

. ., as? written
tac'l yo . to on: the es

.. 'r , ,t,
_ . . j gs .on
Bay, do I look like I'd. Climbed dovvn
one of them missing ﬁre escapes at Heli-

 

con Hall? What’s vitiating you, anyhow?”.

“Son,” said the caliph, in his most
Harunish tones, ,_“as I said, I’m worth
$40,000,000. I don’t want to have it all
put in my cofﬁn when I die. I want to
do some good with it. I seen you hand-

, ling over these volumes of literature, and

I thought I’d keep you. I’ve given the
missionary societies $2,000,000, but what
did I get out of it? Nothing but a re-
ceipt from the secretary. Now, you are
just the kind of young man I’d like to
take up and see what money could make
of him." ‘

Volumes of Clark Russell Were hard
to ﬁnd that evening at the Old Book
Shop. And James Turner’s smarting and
aching feet did not tend to improve his
temper. Humble hat cleaner though he
was, he had a spirit equal to any calipli‘s.

"Say, you old faker," he said, angrily,
“be on your way, I don’t know what
your game is, unless you want change
for a bogus $40,000,00 bill. Well, I don’t
carry that much around with me. But I
do carry a pretty fair left-handed punch
that you’ll get if you don't move on."

“You are a blamed impudent little
gutter pup," said the caliph.

Then James delivered his self-praised
punch; old Tom seized him by the collar
and kicked him thrice; the hat cleaner
rallied and clinched; two book-stands
were overturned, and the books sent ﬂy-
ing. A cop came up, took an arm of
each, and marched. them to the nearest
station house. “Fighting and disorderly

  
     

the ow to the sarcasm
limited doll

quiringly. . ,
“Sixty-three cents,” said ‘James Turner
with a harsh laugh.

The caliph searched his pockets and
collected small bills and change amount-
ing to four dollars.

"I am worth," he said, “forty million
dollars, but—"

“Lock ’em up," ordered the sergeant.

In his cell, James Turner laid himself
on his cot, ruminating. "Maybe he’s got
the money, and maybe he ain’t. But if
he has or he hasn’t, what does he want
to go ’round butting into other folk’s
business for? When a man knows what
he wants, and can get it, it’s the same
as $40,000,000 to him.”

Then an idea come to him that brought
a pleased look to his face.

He removed his socks, drew his cot
close to the door, stretched himself out
luxuriously, and placed his tortured feet
against the cold bars of the cell door.
Something hard and bulky under the
blankets of his cot gave one shoulder
discomfort. He reached under, and drew
out a paper-covered volume by Clark
Russell called “A Sailor’s Sweetheart."
He gave a great sigh of contentment.

“Say, kid, that old gazabo that was
pinched with you for scrapping seems
to have been the goods after all. He
‘phoned to his friends, and he’s out at
the desk now with a roll of yellowbacks
as big as a Pullman car pillow. He
wants to ball you, and for you to come
out and see him.”

“Tell him I ain’t in,”
Turner.

said James

 

TEN RULES FOR POULTRY
FATTENING

HETHER for home use or for
sale fatten all birds before
killing.

2. Pen up about three weeks be-
fore killing.

3. Keep in a clean, dry, shady
place.

4. Feed three or four times a.
day.

5. Feed all the birds will clean
up in twenty minutes, then empty
troughs.

6. Keep fresh water, grit and
charcoal before birds at all times.

7. A good mixture consists of 4
parts cornmeal, 2 parts wheat mid-
dlingsand 1 part beef scrap. Mix
with sour milk or buttermilk and
feed moist enough to drip from
spoon.

8. Do- not omit the animal food.
Thirty pounds skimmilk, 10 pounds
cut bones or 5 pounds beef scrap are

estimated as being of the same
value.
9. A small amount of lard or

suet chopped through the mash gives
good results.

10. Do not feed the birds for 12
hours before killing but see that
they have plenty of water.

PURCHASE BRAKES EVERY
SECOND YEAR

I have last year’s ducks and this
year’s and want to keep some for
breeding stock. Which ones and
from which year’s do you advise me
to keep? Do you also think that the
drakes must be from different nests
or can they be from the same as
ducks?—J. 0.,‘New Haven, Mich.

——The most successful duck raisers
in this country purchase drakes
every second year. It has been our
experience in out crossing, that an
increase in production, vigor, and
growth is immediately registered.
Where larger units are running to-
gether at large, every second year
would be often enough to induce
new blood. A young drake is usual-
1y preferred, providing he is large,
vigorous, and well matured, to the
older stock. The possibility of close
inbreeding is somewhat remote if
you are keeping a number of breed-
ing stock, and no detrimental effects
should be noticeable in using young
drakes on yearling stock the ﬁrst
year.—E.-C. Foreman, Professor of
Poultry Husbandry, M. A. C.
AUGUST HATCHED CHICKS FOR
FEBRUARY MARKET

. Is it proﬁtable to hatch heavy
broilers in August for February
market?-—-—A. L. H., Jasper, Mich.
——I do not know of anyone that has
successfully and proﬁtably raised
broilers in August for February

a

market. The hatches late in the
season ordinarily are very unsatis-
factory and the chicks come into the
world at the wrong season to make
an economic growth.» The extreme-
ly warm weather of August has the
most depressing effect on the appe-
tite and vitality of the chick so that
they become stunted with the usual
high mortality. An August hatched
chick would become quite stagy by
February and would be well above
the broiler size, in fact, some of the
pullets would be approaching a lay—
'ing condition and the cockerels that
lived would probably average from
three to four pounds in weight. The
August broiler would really come on
the market the early part of Decem-
ber at a time when our markets are
ﬂooded with masters, and all sorts
of cull fowls. This means the broil-
ers would have too much competi—
tion which would greatly reduce the
quotations for such stock. I know
of a number that have attempted
this work and ordinarily one year’s
experience lasts a life time—E. C.
Foreman, Professor of Poultry Hus-
bandry, M. A. C.

THE WONDER OF AN EGG
HE shell is composed of three
distinct and porous layers pro-
tected somewhat by an outside
covering of a mucilaginous sub-
stance. The outer layer of shell is
very delicate and in a strictly fresh
egg has a characteristic bloom—like
appearance. Directly in contact with
the inner layer of the shell is a
tough shell membrane and surround—
ing the contents of the egg is anoth—

er.
While the egg is still warm, just

after being laid, these membranes

lie next to each other throughout
but as the egg cools, these two tough
membranes separate at the large
end of the egg and form what is
knowu as the air-space. The yolk
is divided from the white by a deli-
cate membrane which is continued
at each end of the yolk in the form

of small cords which are fastened at

each end of the shell, holding the
yolk evenly suspended in the center
of the shell. The germ of the in-
fertile egg, or the embryo of the
fertile egg can usually be seen as a
tiny speck lying close to the yolk.
The white of the egg is put on in
layers and specialists have secured
red and white layers by feeding
harmless but highly colored dyes
and then withholding the coloring
matter. Surely the egg “showeth
His handiwork.” ‘One feels like tak-
ing off one's hat, bowing one’s head
and repeating the nineteenth psalm.
Boil an egg for ten minutes, take it
apart with seeing eyes and delicate
ﬁngers and observe the marvels of it.

, , , _ are bail,“ said the!
sergeant at once, asseveratingly and in- .

 

  

  

 
 

naturally—

digest what they eat.
That’s just what

does for your moulting ﬂock.

improves a hen’s whole system.

rich.

soon as the moult is over.
No time lost.

where Pan-a-ce-a is fed.
100 hens, the lZ-lb. pkg.
60 hens, the 5-lb. pkg.

GUARANTEED

DRIHESS & CLARK

Help your
MOULTB a S
MOULT

If you want your hens to moult

If you want them bacx on the egg
job promptly—fall and winter laying—

Then you must make sure that your
moulters are healthy and hungry.

They must eat lots, and be able to}

Dr. Hess Poultry
PAN-A-CE-

It’s a tonic that begins with the appetite—=

It has Iron that keeps the paleness away,
makes the combs and. wattles red—the blood

Pan-a-ce-a starts the food the egg way as

No dormant egg organs after the moult,

Tell your dealer how many nens you have.

There’s a right-Size package for every ﬂock.
200 hens, the 25-11). pail
500 hens, the loo-lb. drum
For fewer hens, there is a smaller package.

Ashland, 0.

[disclaim
m
miss.

      
    
      
     
     
       
     
    
      
        
         
     
     
    
      
      
      
       
       
      
         
       
      
        
     
       
 
  
 
  

 

I spent 80
years in perfect-
ing Pan-a—ce-a.

GILBERT Hsss

M.D., D.V.S.

 

  
 
   
 
  
   
 

  

Energetic man With car can make
$50 to$60aweeksellinglieberling s
medicines, extracts, spices, todet
articles, stock tonic and veterinary
remedies direct to consumers on_farms.
Old established company—large line giv-
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peats. Liberal proﬁts.
nee or Capital Not Required
We furnish you complete stock on
credit and allow you to pay as you get
paid. Write quick for full particulars
and secure your home county.
' Heberling Medicine 8. Extract Co.

 

A WEEK Dept. 2-3 Bloomington, m.

 

 

BABY CHICKS

$15.00 per hundred. Last

Tom kins Strain
Quality breeder of Rhode

hate August 22nd.
Island Reds.
WM. H. FROHM, R. 1, New Baltimore, Mlch.

HIGHEST CASH PRICES PAID FOR LIVE
Poultryd sill kinds, V‘sa‘lzlil,t Efggs,mand tButter. A
w 3. 11 e or gs, e 0.
square en a. ﬂy. McNElLL & CO.
326 w. South Water St” Chicago

c. WATE RWAY

TAKE THE D. .
Restful, economical. all con-

trip to Buffalo.
veniences.

POULTRY BREEDER’S
* =DlRECTORY——

Advertisements Inserted under
this heading at 300 per agate line,
per issue. Commercial Baby Chick
advertisements 45c per agate lino.
Write out what you have to oﬁ‘or
and send It in. “’0 will put it in
type, send proof and quote rates by
return mail. Address The Michigan
Business Farmer. Advertising De-
partment, Mt. Clemens, Michigan.

 

 

 

\

PULLETS. HEIIS MID GOGKEBELS

S. G. White Leghorns and S. C. and R. 0. Black
Minorcas. Must make room before cold weather.
About ready to lay.

LAPHAM FARMS. Plnoknoy. Mloh.

 

 

 

 

 
 
 

 
  
 

PUT rms Nsw
mu. on YOUR

     
  
 
 

I
No
,/.
.é
/
.
:

Albion steel and wood milli are am
End powerlul. One-third the work
"ll part. of any other mill
Only main Pilman bearing wbpcd to
war. This I! oillcu, md euily Iv-
placzablo. Govern: by dependable
weight wulhoul spring: Flu my 4130‘
nice! tower. Why not shorten your chm
hour: now with a go Windmill)
This is your chance—F. O. B.

Albion. End il youile All you

dealer. or write (ﬁred to

Union Steel Products Co. Ltd.

Dept. 34
Albion, Mich., U. 3.5

    

 

 

 

4

LEGHORNS

LEGHORNS

S. C. Buff Leghorn Hens, Pullets and Cockerels.
liens and pullets $2.50 each; cockerels $3.00 to
$5.00 each. Show birds a matter of corresponds
cnce. LAPHAM FARMS. Plnckney, Mlch.

COOKERELS. S. c. "W. LEGHORNS. TOM
Barron strain, 250 egg utility line, April hatched,
$1.35. Satisfaction guaranteed.

CECIL W. BOVEE, North star, Michigan.

 

 

Yearling Hens: English and Amerlcan White
Legliorns and Anconas. Reasonable prices.
M D. WYNGARDEN, Iceland, Route 4. Mich.

 

 

BUFF ROCKS

Buff Rock Cocks, Hens, Ckl’s and Pullets, big,
rich buff, low combs, rich yellow shanks, from our
National Winners and “Hogan” tested layers.

J. C. CLIPP J: SONS. 8x M. Saltlllo. Ind.

 

 

 

RHODE ISLAND REDS

WHITTAKER'S R. I. ‘REDS. MICHIGAN'S
greatest. color and egg strain. Cockerel price list
ready in September. Improve your flock with
Whitmker's red cockerels.

INTERLAKES FARM, Box 4. Lawrence. Mich.

 

 

 

TURKEYS

 

BRONZE TURKEYS. H N
MAMMOT 7.00, Toms 9.00. E 8

D. F. MARSHAL ', Beulah, Mohlgan.

SELL YOUR PURE-BRED POUL-
TRY THROUGH THE BUSINESS
FARMER.

 


 

   

‘ Foors's MARKET LETTER

BY W. W. FOOTE

General Business Conditions
NORMOUS sums of money are
being invested in bonds through.
out the country with municipals
especially favored, while the recent
issue or United States 4% per cent
treasury certiﬁcates maturing next
March was greatly over—subscribed.
Industrial employment is on a satisa
factory basis, and the outlook for
the future is one of 'the brightest in
recent years, according to the
monthly review of the United States
‘employment service. A slight de-
crease in the number of employes,
but an increase in the total amount
paid in wages is indicated by the
monthly report of the bureau of
labor statistics. The building trades
are fully employed, and there is no
slowing down in this industry.
Georgia has been the hardest hit by
the exodus of the negroes from the
south to the north, and it is estimat~
ed that 80,000 have left that state
since New Year’s, and that number
will reach 100,000 by Christmas, the
migration is said to be the cause of
more less than Sherman’s march to
the sea. It is pointed out that
Tennessee, Kentucky, Virginia and
other states with anti—lynching laws
are suffering little from migration.
The high cost of living is still with
us, and for months past the trend of
prices has continued in an upward
direction, with most farm produc-
tions bringing unduly high prices to
consumers. Farmers are not get-
ting a fair deal, the middlemen pock-
eting too generous a share of the
proﬁts. Regarding the freight
charges made by the railroads, Pres-
ident Markham of the Illinois Cen-
tral Railroad says that the farmers
can pay the freight charges on corn
from Omaha to Chicago and have
left about 9 to 16 cents a bushel
more of the price he receives than
he could ten years ago.
Eastern Farming
Most of the great bargains in
eastern farms have been sold, and
farms oﬁered at $900 to $1,500 are
scarce, but it is still possible to buy
good farms in the New England
states at prices that would surprise
a westerner. A recent vacation pass-
ed in Maine and among the White
Mountains brought out many inter-
esting facts concerning farming, one
of which was that wonderful pro-
gress has been made in the last few
years in dairying, farmers having
stocked up their farms with the bet—
ter class of cows, while numbers of
hens are owned, the market for
dairy products being large and
steadily growing. Summer visitors
make a large home mark<-' and
great quantities of butter, eggs,
poultry, apples, berries, etc., are pur-
chased for the Boston market. Po—
tatoes and apples are sure of a ready
market, while remaining forests are
fast disappearing before the port—
able saw mills, the greater part be-
ing used for pulp for paper. It was
a very dry summer in more than one
respect, little rain having fallen, and
grass and vegetation generally suf—
fered greatly.
. lxports of Grain
The average pre—war exports of
wheat grain from the United States
amounted to 57,000,000 bushels a
year, with an annual average value
of $55,000,000, and exports of ﬂour
averaged 10,678,000 barrels, With an
average value of $51,000,000, ac-
cording to a statement given out on
world trade in agricultural products
by the department of commerce. The
value of wheat exports during the
last three years has been over 600
per cent greater than pre—war, and
those of ﬂour 190 per cent. In 1922
the value of exports of wheat were
250 per cent greater than pre-war
and that of ﬂour 60 per cent greater,
showing that wheat exports are
growing much more rapidly than
ﬂour exports.
The Grain Markets
Improvement in wheat prices is
slow at best, prices being lower than

 

' a year ago and far below two years

, ago. Statistics cut a big figure in
‘ .the. wheat trade, great stress being

 

 

 

.maaxnr sunrises.
Wheat strong in face of bearish reports.
Rye and beans unchanged.

low trend of wheat.
easy after small decline.
Fruit market ﬁrm.

Em

Corn and oats fol-
_Butter and eggs

Poultry wanted and supply moderate.
Potatoes easy. Cattle slow and lower.
trade steady. Sheep trade slow and market steady.

Hog

 

(Note: The above summarized Information um resolved AFTER tho balance of the mar-
m 0 on lot In t 120., it which" last minute information up so within 'oﬂo—hllf Mu.- .y

on
com to prose —-Idl or.

w
“w ‘ ﬁ—s

 

laid on the fact that reports agree
that the world has produced much
more wheat than is needed to meet
the wants of imparting countries.
while much wheat is carried over to
the new crop year. Grain exports
from this country are running much
below those of a year ago, and the
visible supply of wheat and cats is
growing, but corn stocks are insig-
niﬁcant. Rye stocks are far larger
than last year, but oats supplies are
much less. Complaints are heard
regarding the poor quality ‘of the
northwestern wheat, and it seems
certain that if the mills Want choice
wheat they will have to pay a hand-
some premium for it. The clover
seed crop is short, and prices may be
expected to go higher. It sells now
at $16 to $21 per 100 pounds. Sep-
tember wheat sells in Chicago at $1,
comparing with $1.09 a year ago.
Outlook for Corn Prices

A large corn crop is promised, but
the prevailing opinion is that it will
not prove excessive, with no heavy
carry-over of old corn, which has
been marketed freely recently, as
prices have looked attractive to own-
ers throughout the corn belt states.
Frost nipped some of the late corn
in Iowa, llllnois and Indiana, and
this will make some soft grain, but
the outlook is for a large crop of
good corn. The soft corn will large-
ly be fed to liVe stock, and with the
usual abundance of fall feed on
farms, the consumption of good corn
will be on a limited scale during the
ﬁrst part of the corn season, running
from November. The recent gov-
ernment report points to a corn crop
aggregating 3,076,000,000 bushels,
comparing with 2,891,000,000 bush-
els last year, and an average of 2.—
931,000,000 bushels. The ten lead-
ing corn states promise to harvest
2,034,000,000 bushels, or 243,000,-
000 bushels more than in 1922. It
is pretty generally conceded that all
the corn growu this year will be con—
sumed by the end of November next
year. Corn prices are much higher
than a year ago and far above those
of two years ago. September corn
sells in the Chicago market at 85%
cents, comparing with 64%, cents a
year ago.

The Oats Market

Farm consumption of cats is on a
large scale because of low prices for
oats and high prices for corn. The
oats crop of 1,321,000,000 bushels is
110,000,000 bushels larger than that
for last year. September oats sell
in Chicago at 33 (3811's, comparing
with 39% cents a year ago. Sep-
tember rye sells at 66% cents, com—
paring with 72%, cents a year ago.

The Cattle Market

Despite the greatly increased re-
ceipts this year in the markets of the
country over recent years, prices are
much higher than one and two years
ago, the consumption of beef being
unusually large throughout the
country. Prime yearling steers and
heifers have been high sellers, al-
though selling lower than prime
heavy steers. Many western rang-
ers have been coming to market of
late, with good prices paid for the
better class. Common stockers are
not much wanted, even at extremely
low prices, the demand being mostly
for the more desirable kinds of
stockers and feeders. Unsatisfact-
ory prices have been paid for poorly
ﬁnished range cattle, as well as for
their native competitors, there being
altogether too much second grade
beef on the market. Some heavy re-
ceipts of cattle recently sent prices
down materially, the Chicago .“run”
on Monday aggregating the. enorm-
ous number of 32,932 head, the larg-
est of the year. Top sales last week

 

M

were at $13 for heavy steers, the
best yearling: bringing $12.50.
Aside from a few lots of prime cat-
tle, the general market was 50 to 76
cents lower, the bulk of the steers
going at $8.75 to $12. Sales rang-
ed downto $7 to $8 for common
steers, with good steers selling at
$9.75 and over and choice lots at
$11 and upward. Cows and heifers
sold mainly at $4 to $7.50 and calves
at $10 to $14, while stockers and
feeders sold at $4.50 to $9.15. A
year ago beef steers sold at $6.50 to
$11.95, and twelve years ago at $4.50
to $8.35. Western range steers sell
at $4.50 to $9.75. Combined receipts
of cattle in tWenty markets for the
year aggregate 9,792,000 head, com-
paring with 9,166,000 a year ago.
Milkers and Springers

Of late there has been an excellent
demand for good close up springers,
but sales of backward cows dragged.
Sales were made of the best heavy
springers at $90 to $100, while the
bulk of the dairy cows went at $60
to $75, with numerous sales. of
heavy Holsteins at $80 to $90. Com-
mon backward cows are going large-
ly at $40 and under.

Plenty of Hogs

Prices for hogs of late have been
as high as could be expected in view
of the enormous gains in receipts in
the markets of the country this year
over recent years. With an abund—
ance of corn and other feed, owners
have been making their droves of
hogs quite weighty, and recent Chi-
cago receipts have averaged around
244 pounds. The consumption of
fresh and cured hog products is pro-
digious, and although 48,250,000

swine were slaughtered during the

last ﬁscal year, about 4,250,000
more than ever before in the like
period, prices made a seasonable im—
provement. Recent weeks have
brought about a widening out of
prices for hogs, with a good prem-
ium paid for choice light bacon and
butcher lots. Charles A Mallory,
for many years prominent as a hog
seller in the Chicago market, advises
stockmen to market their hogs of the
old crop as fast as possible, and feed
the new crop or else buy stock hogs
for “hogging down" corn or feeding
in other ways. He points to the too
large offerings of thin hogs of all
weights of late, and as the demand
for these and for common hogs gen-
erally is very limited, they are slow
of sale even at large discounts. It
is usual as about this time of the
year for many farmers to feed green
corn to their hogs, and there is al-
ways danger of bad results from
furnishing it too generously, instead
of starting in a small way and grad-
ually increasing the amount. Ex-
ports of cured hog meats and lard
continue large despite the unsatis-
factory ﬁnancial conditions in sever-
al European countries.
Hogs Sell Lower

About 157,000 hogs were dumped
on the Chicago market last week,
comparing with 117,766 a year ago
and enormous supplies made lower
prices, closing sales being made at
$7.10 to $8.90, the top comparing
with $9.30 a week earlier and $10.—
40 a year ago. Pigs brought $5 to
$8. Combined receipts in twenty
markets for the year to late date
amount to 30,093,000 hogs, compar-
ing with 23,425,000 a year ago.

Excessive Lamb Receipts.

Last week’s receipts of lambs were
far greater than usual, and prices
suffered severe reductions, with
feeders especially depressedby the
vast number of thin ﬂocks. Prime
ﬂocks were not numerous enough,
and they sold higher after early
weakness. Late sales Were made in

- 3

 

the .Chicago market of lambs at $9.-
25 to $14.50, feeders going at $12.~
50 to $18.60.. Close to 143,000
head were received in Chicago for

thewwk, comparing with 106,120 a -

week earlier and 83,215 a year ago.
Breeding ewes are wanted at $6.50
to $11.75. ' . '

 

WHEAT

Up to the closing day of last week
the Detroit wheat market did not go
obeys level it was two weeks prev-
ious but improved milling demand
caused the price to advance 1c~on
the closing day. It seems that east—
ern mills want Michigan white wheat
and they can notgget enough to ﬁll
their needs. This fact gave strength
to the market for red wheat.

_ Prices

Detroit-«Cash No. 1 red, $1.08;
No. 8, $1.05; No. 2 white, $1.09; No.
2 mixed, $1.08. ‘

Prices One year ago—Detroit,
Cash No. 2 red, $1.12: No. 2 white
and No. 2 mixed, $1.10.

 

CORN
Bullish reports from the corn belt
did not inﬂuence the trend of the
Detroit corn market last week.
While many other markets were
strong there was nothing doing at
Detroit and the price did not change.
Prices
Detroitr— Cash No.
95%c: No. 3, 941/20.
Prices one year ago—Detroit,
Cash No. 2 yellow, 70c; No. 3, 69c;
N0. 4, 670. .

2 yellow,

 

~ OATS ’

Oats are steady and inactive at
Detroit the price at the close of last
week being one-half cent
than two weeks ago.

Prices

Detroit—Cash No. 2 white, 410;
No. 3, 42c. ‘

Prices one year ago—Detroit,
Cash No. 2 white, 43c; No. 3, 41C;
No. 4, 38c.

RYE

During the fortnight ending Sat-
urday, September 22nd, the price in
the Detroit rye market declined but
before the close of the period it was

 

back to 75c. There is a small
supply.
Prices
Detroit-—Cash No. 2, 75c.
Prices one year ago—Detroit,
Cash No. 2, 750.
BEANS

Pea beans have been steady and
the price has made several gains
during the past Couple of weeks.
Offerings of choice stock are small
and many dealers see higher prices
in the future. A ﬁrm tone prevails
at Detroit.

Prices

Detroit—C. H. P., $5.85 per cwt.

Prices one year
C. H. P., $5.25 per cwt.

 

-' POTATOES

There is a liberal supply of pota-
toes and consumers are reluctant
buyers. We believe that they will
be sorry before the‘year is up be-
cause there will be a smaller supply
of potatoes than many expect owing
to the dry weather. Farmers should
hold a good share of their surplus
until later in the year. All indica—
tions are that they will make money
by doing so.

Prices ‘
Detroit—Michigan, $2 @ 2.3 3 per
cwt.
Prices one year ago—Detroit,

Michigan, $1.50 per cwt.

 

HAY

While prices in general are un—
changed, the demandjor timothy
hay is reported active, especially for
the choice grades. Lower grades
continue slow.

, . Prices

Detroit——No. 1 timothy, $20.50@
21; standard and light mixed, $19.—
50@20; No. 1 clover mixed, $17@
18; No. 1 clover, $15@16, per ton.

Prices one year ago—Detroit,
Standard timothy and light clover
mixed, “5.50016;
$14.@14_50 per ton. ‘

  

higher

ago—~Detroit,

No. 71 clover. ..

    
  

  

 
     
  
 
 
   


 
      
      
    
    
  
   
    
   
 
   
  
 
   
 
 
 
 
 
 
  
    
 
 
  
   
   
  
 
   
      
  
   
 
  
   
   
   
  
  
 
 
  
     
   
   
    
     
  
   
    
   
     
   
   
  
   
 
 
  
  
   
 
 
  
  
 
   
 
 
 
 
  
  
   
 
  
   
     
    
       
 
   

 

 

usiness' it

An ondoutmding of tho 51“". on this pan on they on rail-ad end 1229- to 9:7 for the «pom; Exports for this period. show Only I ills!“ “an"!
touted each month. enables the enter to no the posltlon of tho importsnt' fec- over the previous you. Cotton, during till! calendar 6)?" h“ M 80‘“:
ton which indicate the trend of business and prlcos and give a lust: for My abroad at s ten per cent slower rate than last years wheat 1 per ”I“ 510W"; 90".
mt concerning future 33‘chth operations. and. lord 35 per cent foster; and tobacco, 11 per cent faster.

moo c ' I
, U TION AND TRADE: ymcgs,

September crop for-costs show only moderate clamp from August except
for cotton a decline of 700,000 lulu. This. ”suitor with continued unfavor- Control market Pm” 0‘ farm Pmduﬁts as “PWted by the U' 8' 0‘9””
able weather and sharp hereon in demand due largely to the effect of the Japan moot of Labor, on 3 per cent above last month and 6 Per cent higher “in 165‘
Decline from last year in the prices of non-agricultural commﬂdﬁlﬂs

disaster on the silk industry, has brought the price 0 cotton up to thirty/ ”nu, you.
an abrupt increase of about ﬁve cents per pound. cam exclusively in the fuel and lighting group, The gain, over a your ago.
1
l

 

   

, Wheat, from its low point last month rebounded nine cents per bushel end in farm purchasing pQWer in terms of the price ratio, is therefore largely
dun began to decline when the larger crap estimates from Canada were pill» theoretical limo farmers’ purchases of those items are comparatively mall.
Trends covering the last three or four months are more favorable and no

W' Elgar“ of 13ka surplus for the ‘Unlted States and Canada, new
between farm and other prices st points that will

1 current in the ‘ uin trade, rouge as high as 650 million bushels compared with slowly narrowing the gap
1 around 500 n bushels last year, There a peers no foundation for this yield pructlcel beneﬁts,
Out of 24 commodities 14 are above a year age; 9 are below and 1 rennin!

high estimate of surplus in face of a tota supply for the two countries,
7 ore lower end 3 are

hiding both crop 3nd carryover, of 1369 million bushels this year compared unchanged. Computed with l“! month 14 are higher,
' the same.

l with 1360 last year. ~
1 industrial goduction shows no let-up. Manufacturing output which was

  
 

 

 

    

 

 

r 2. per cent ma] inlthe middle of .1921, ill. [3014911 of low “Chili, l5 INCOME:
1 ' new about 18 per «at above normal. Building Operations which gsve some . . lain th
1 sign of slunpln two and three months ago. on now showing A greater (sin Total ”’h mcom'ﬂh‘es prom-s? of g greater ’l‘ ’"Mt ”0P m"
‘ marl I year. night loadings continue at record levels, 1h” Inst for tho followmg commodities: corn and other cereals encopt wheat,
f, cu gotten potatoes, 'daer products and poultry products. Hogs will robsbly
FOREIGN TRADE: ﬁeld 53 income. Tobacco, cutie, sheep and wool should bring agent the
l imports, the it": man months of this year have been more than enough came gross receipts this "'09 YW '9 M
I 1. Production and Trade. ' ll. Foreign Trade. 7. Business failures: "with”: Endlni-m-r
. . Sam, 1922 21112.9, 192: . 17 1922
i l. M0310!!!” U. S. Production—000.000 013W. l. Exports (000 omitted): July Seven Mog‘tllllgm Bradstreets ........,.......... 291 296 SW ’280
E ’ Wm” Average, 1923». Wit’: 19” ”’2 1,23 1923 Duns - 0 '-'-0000'o---:-o~--oo 247 288 329
3 . Forecast ”22 ”174921 PO! Cent 011135“:th (“”13“ .....‘292551 529%,433 “422%,:3; ”aogrggg
1 . Beef no, 1 ........ .410 .15 r . ‘
31131:; 31:123. 1931 :2? g: :9“! 33 Pork, :11. 71,374 65,180 573,093 391,794 ' W2 Paces.
@411 what. but w":::::: "9 as: 835 95 gent, 1b.! ,a,.,.,“....... 69,473 66,058 618,786 422.2%: I. Wholesale Prices of For: Commodities:
Corn, bu, “nun-...”... 3076 2891 2931 105 83%;: lb“ , lbw... 481113 gig? 1g,?;§ 17,242 Quotations at 6111an except as m
oaltl, bl. OUO‘OIJOIIIIIIIP 1312 m1 ”1’ ’5 Che“; lb, ::::::::::I.-. 374 ’363 6"” 3,347 “pt. 18» m rm
BarIOY; m --Ioaauonacoop 1” m m 104 mm "nd’ skins .- 'L‘ '8 253 “a 1372 2’4‘1 . 1923 w “'0
Rye, bu. ........,..,..,.. 64.8 95.5 70,3 92 Com bu , _:' ""”' 1130 14244 36141 119,403 Fat hogs cwt average 5 825 6815 $ 8.85
. awe :gttéwg: .6115'333133 333-5 4%: £29 13% m.‘ 1' and' sly'ur'fbb'liiifiii ' 50 ' 51 '435 '414 Beef neeis. gé’od native: 'c'xii.','éi'.'.l'. 10:30 10.75 10125
; Sweet mm, m 93.5 11. 94.3 49 $3,222 ’- """ "33 “3‘2? 52'313 “$323 $22 133’" 131‘" g ‘23?» ' “'32 ”“85
. Tobacco. lb. 1551 1325 1301~ 114 0w ' bu " "'"'"""' 143 4121 2400 17’332 Woof 013’ 'd {’11, ‘I’ ”'h‘ 21"}3'” ' ‘5 5' 6'40
1 Flaxseed, bu. 19.4 11.7 9.1 200 ominl 'g,;;g"113"""' 13,4193 31:40 79'488 50km; Buttér 92O c315; (lb “was 6 ' l 'iis i4 '55
Rice, bu. ...... 32.0 42 44 so Fm“, {ma ”a; "'"3 3 9; 4591; 2.0590 2.0295 Chm' No 51 tviin '11} """""" " ' 9 '4" "385
Hay, talne, tons........... 81.9 96.1 .3.’ ’3 ‘7me “I“ ...-l...” '21 $92 6:519 8,013.0 ”S I ’fresh Q m séoz ............ . g2 lgéig 20%
gggmmgilegons.mf.u.n 13.; 13.; 1115.: 347! Sugar, 1b. .,__',','_’,',',','_’_', 7,128 199,103 411,357 1,690,201 Poiiliry, hens,nlb'.....IIIIIIIIICIIII :21 333;“) 2325
Sugar. beets, tons 825 5-2 6.93 94 gelatimcomlll). 44,105 32,31?x 259,775 233,754 EVQIIeata‘INo.2 2 .hard, bu ............ 1.04 1.04 1.05
mm M“ ..."...uu. 190 ”1. 160. 119 0 on. aes ,.,...n.... 171 37 1.953 3303 m, 0. mixed, bu .............. .8675 .90 .644
A991”: comer“, this... 33,4 31 25,7 130 gets, I$10. 2 mixed. bu .............. .413? .405 .3921
Pm. tom 45.4 56.7 42.7 100 2- “WW" Bli’ley 0113' W """"""""""" 23%.. 33 :31“
‘ Grain sorghum .. ....... . m 00.4 103 98 (000 omitted) ' ' " """ """ ' ' '
; Peanuts. 1b. 655 624 1025 64 3‘3?“ total ;...........sesv.m 3 251,772 42,375.25501.611,180 EZET’NNof’chm‘lisv Walling? III 231?? 2233‘“ 233
l ’As percent of menu of 1917-1021. Pork “iii. left 10......, will 3'53 7%? ”'lig mx' NO' 1’ W‘ “t 11111111131212)” 2'32 2'32 ‘35
3 , Buué lb _ ‘ Col-mp, 1111711417”, lb. (New Venom. .2975 .2575 .214
1 Chm? m- 1:323 “it; $3,323 13.2% Beans, the, cwt. (7.0.1). Michigan). 0.00 5.60 5.00
'2. link. uedorsl seams m or New from; 1111151131111 skim..:...::$ 121337 0,877 87,713 482905 Sﬁmes'wiih’li‘él3n $311283; cg?" iig ii; iii
a ”We. ‘39” ”m l! I! of I. In 38:81ch 5 2 121 93 Apples. summer varieties 01’1 ........ 1.35 1:35 1:50
‘ n annual production, due “Lawn"? is mmd’emtor seasomml F1 9414b u. ----- 1,836 3.070 6,522 12.386 Hides, N0. 1 native, heavy (Chicago) .145 .1475 21
l - n11” n m m, to your h. ~ 0401?» his. ..... ....... 3,565 8,990 34,691 91,9§8 Sugar, ﬁne granulated, lb. (N. Y.)'.. .0835 .0755 20625
: Amman, 1 “15501923 1m 1224 Mai-922 1.41111 :11'11'1;""""“s 5111 44%? “119% 41.9152
l -o_-.'.oo¢-oopgpno . .. ‘7 ......... , l l J.) ’
: B egetgble oils 5,863 5, , .
é ”mm“ CO“ 106 109 41 Sugar, n1. ., ........... 5479,842 1,000,193? 525399;: 7031:5344 2' U- 5- Dzvartmnt of Labor Relative Wholesale Prices:
l . _ _ agmcctﬁ) 1b.. 131;; 3323; 40.414 43.316 Prices in yea-r 1913 equal 100.
l 3, Momentum (rm mm Bank of New York): ' ' ' ' ~ 344301 21““ .411 0d 4112,1923 Jul)’.1'923 Aug..1'922
. comm ities (weighed averare
l mist ﬂour 122‘ :27 121 3. Prices of Foreign Drafts: Price ofDemand Drafts F or general Dl'ice 1”01 -------- L” 150 151 133
‘ . _ ______________ 1 99 N - 1C armpmducm .................... 139 1257 131
‘ 2&2, , g g: 131 E 313113. Fﬁlﬁzfgge $99132? “€522? squézls' Emil prodlilotsl .1. .................. 142 Ml 138
3 . . . . ngland ...... $4.87t01£ .1 1' g...s4.r3 , ’3 ‘5 W "0‘1"”; --------------- “’3 “‘3 ”‘1
: $001 . ,. .. ...-”....n. ...‘ 113 89 France . . ..19.3ct01fr:1:1ccrm3i80 $333437: $légc Fuel and lighting """"""""" 178 183 271
.5 lg‘ﬁ'on ,,,,,,, . _____ ! ......... 121 122 81 Belgium ' .....l.9.3cto lfrauc 4 83c 4.4230 "1‘; Metals and metal products ......... 145 142’: 126
; 30221 lingo: ......... 106 , 114 91 Italy ......... 19.3ctollirc .' ' 440a 4201- 4103 11111141111 “mt“rms """""""""" ”“3 3“" 172
1 mepey . . ....... . ..... 11021) 98 77 Spain ..... ...,.19.3c101peseta, .I.‘I.'13f48c 1345c 1513c Chemm” ””1 drugs """"""" ”7 ”3 122
_ 6459111142 . , ...* 111 109 Denmark ......26.8ct01crown .,..‘..1s.12c 1807c 2078.: House furnismng “00‘“ """""" ”3 “‘7 173
E “"323 . . ....... .. 135 128 126 Norway . . ....26.8etolcrown ...... 16.05c 16f37c 1713c Miscellanews ' ' 13° 1“ ”5
3 Lem r . . ............ . ...t 123 101 Sweden . . .,..26.Sc to lcrown ...... 26.550 20 59c 26.380
1- Altmoblles . . 1619 159 131 Holland . ,. .,..4,o.2ct.olﬂorm ..... 30 2-25 2231c 3800c -
No; avauablg; p, 91-311mm”, ﬁrgentlna _ _ ..4215c 10115980 ...W3310c 532.6% 35-750 3. Prices of Farm Products at the Farm Relative to 19l3:
12211.. .z...32.4 c - ' .1 “ 2' '
J India . . ......48.7.: 13331112? LIX-331233 igggg 11233.91: (U' 8‘ 11111121111 “f Ann-1111111111 Emmomi”)
/ 4. Milan. Expumum (31215415913); Japan , . ..... 4002-1011155 ........ 48.40c 431885 4230c . Pm“ ”1 ”u” “’13 9‘4““ “’0-
. {000000 omitted) Canada . . ....100ct01dollar .....97.07c 97.75c 99.94c commOdm" . Jun" 1923 ““1923 “1331922
I z u-
' percent 4. Discount 1.5 .04 we am of 51.1.1.1. 832?“. :'::1:::'.::::::'.::::::::::: 12? iii; 13‘s
1923 1922 Increase Sept. 12, 1923 Month Ago Year Ago Wheat . . ........................ 107 121 124
January to June. six months.....$1,625 $1239 310 4% % 4% Kay . . .......................... 108 106 100
"1y, I.“ I‘ Is-rt-p-o-p-,-In--~ 22‘ 22% 8:5 Potatoes . . ...................... 191 129 179
August. 150 clues.,._.........,........ 239 213 12.5 ’ 3‘2“; ””10 """"""""""" 3; :9 98
0 (K . .......................... 4 I '
-, HI- Money and Credit. 22:33 . . ......................... 110 103) ill?
g . _. Butter . . ................. 136 138 123
: ‘ .I. Tau-om (1000 m“ l. ﬁeld, ourmey and 3m DenOSItiﬂlwfoooloxiu-itied)-A 1 “7101 . . ..... 220 248 194
, g. , may . ug. ,
Week Same Same Week S k 01' 1923 1923 1922
. we 5 monetary gold Lu the 4. WM. Fuchsia Power of farm Products:
11mm: $001! ‘3”? 1111111112 United States ...... ....s 4,079 5 4,049 s 3,825 a
swarm oar 103d”, ““1923, Eng? A911: 51233}. Total. supply of currency in the (U. s. Bureau of Agricultural Economics)
Total . ,. ”...,,.....,..I.._...1093 10.33 95.4 111 umted States """" """ 4’696 \4’730 4'337 e‘léllllefa‘l'uantli'lgluzi 1:231:13de figiiiilsoednies r‘l‘llnCh 1a 1111111311 1111101191113 Of
Gilli: and W ' W .. 3'3 . g? g; 12: {0:152:04 AISLE}. «71111190230» pin cquull1 o 10%. The ﬁgures giveau fopriielitelli;Jﬁgrégntlagle (i):
. . ......... . . 1 . _:. ".1. this quantity w- ich the same aumunt of farm pnducts Would
€331: .. ..I:.:,..-_-n--p-au 23: ”1,; Mg :78: .Toml deposits in national banks...$lb.893 $14,036 $16,331 purchase in July, 1922. Prices at the farm are used) for agricul-
got-est Drédﬂcts . . l:.... 77 7% 58 133 2. Gold Movement (000 omitted): Seven months ending July ﬁgfﬁ‘llﬁ‘iiﬁm’ and wholesale prices at central markets for other
re , . ,, 78 84 62 126 July 1923 Jul 1929 1923 192° '
1 Mom ., . . .. 247 240 233 106 Ex ' y' “ : =
- "2-) NH , ports of gold ......5 .522 5 .615 $ 22.814 $ 10 ‘38' . ' '
. . \ .- 4 ”up“... 76 345 396 115 , ’ AllCom. CichS, Fuel, Metals, Bulldwg House 1
1 u. 3 Imports or gold...... 27,929 42,986 159,861 165 999 1 1 z
_ 9W“ '0‘ m . modimes etc. etc. etc. Mtls. Fum gs _
l l 3, federal Regan/383119: 55111.15, Aug.18, Sept. 10, 8231011 - - - 13? 913 133 13: 10$ 193
l c. Motown: R 11 f 111 m d 11 1933 1923 1922 Wheatﬂllllll 71 5'5 53 174 1216 57
a o 0 0a reserves 6908 s Hay ........ 72 ’6 "9 ' 5 ’
mt’ '11:”; August and Federal Reserve note mon- Potatoes . . 126 39 134 1:32 101i 103
l m M 6‘ i I.” 2 1922 itdes . . n...-J;Iv-I‘0.D'0033.':D.'J.".II 15-9% 77-3% 783% Beef cattle... 64 50 53 67 51 52
M M W: Hogs ........ 59 46 49 61 47 48
M W81? ”‘10!” month k!!!)amxiit '29 m 39 4. InterGSt RaItGS: Aug-us; July. August, Eggs ........ 79 62 95 82 93 9.1
over lam ll ”nun”, 95 2’ .26 - 1923 1923 1922 utter ...... 90 70 14 94 12 .3
1‘“ I ; _ :66 m, mcial paper.......... €333) 5.1930 4.25% Wool ....... 152 119 12;) 158 121 122
m .1 31mm” 40 days coumxemw u ...... . o 4.94 o 3.88% Average purchasing power of 4111 farm «products in terms of all
_ _ - 5 Mt. 1,23 July, 1923 ML 1922 5. ”count But 9‘ federal meiks: A other commodities. Same‘basis as above table.
Few York my ;,...,........,.m,17 m2 man 11 ‘ ' , “g‘ 1' Se?“ 1’ 1913 ‘
. ‘ _ a 9‘ rates m the twellﬁ m 1923 1922 ........--.......... 100 December, 1921 ...”..u, 62
ounce bunt “minnow. 41.1? ms 15.85 g?n” cam“, 11.111211114111111“ 4% 57 131; ..... 1%: JAuly, 1922 .............. ., 69
i l .a 7881.00 1'{.,..m.poa¢o- ‘ ﬂ _ U 4_5% ......nnun ..... . ugus ........... ........ 64
f ’ we . 1916 ............ ....... 89 September .......... 64
. ’ . ‘ ”i m l' “0‘:- ”Uﬂwndlng & M “ Md Paces: m. 7‘ Aug. 9' Sept. 8, igi; ...-..u-no...o...-.. 106 February, 1923 . ........ .3! 69
" -. _ m m l , 1523 1923 1922 1919 :::::::::::::::::::: 11% 13:11.- :.:::"" """ 93
2 -. ”a“? 1923 ”22 mm M .,.,.,,.,....,..$92.84 $89.11 $101.22 1920 86 May . . ....IZII" """ " h
_, ._ , . a W” ,1 w gamma 29, 1- my. " 79.93 73.11 93.51 1921 67 June .. ........SZII """ 71
.: V . M . '1. ..v ..‘._ _ ' , _ , , ”A m‘ I. C '» 0 4 Iooorliooooooolaxooeoo ”-11 87.31 91.71 1922 ...-.....uA-ou-u- ‘9 1111 ... ...”

   


 

 

“Hundreds of Farmers
; Got Their Coal This
Way Last Year

HIS is not a new and untried plan, but

one that has been thoroughly tried out
and found entirely practical and satisfac-
tory. Hundreds of farmers in Illinois and
other states got their coal from us last
year through this plan and are again tak—
ing advantage of it this year. Their let-
ters testify to their enthusiasm over the
soundness of our method, the quality of
our coal, and to the money that they saved.

 

 

‘ Read on. This is only one of hundreds
we have received.

m Onarga, 111., Feb. 26, 1923.

‘ Peoples Coal Company,
Chicago, Illinois. _ _
Gentlemen:—Let me adwse you what I think of
the coal I have had from you the last mo_nth. I
sent a load up to the high school last Friday to
try out, and today I went up to see the Janitor

. about it, and here’s the answer he gave me:—

“Koon, I can get as much steam out of one ton
of your coal as I can get out of two tons of the
coal I have been using.” - _

I thought that good enough, and think they
ought not to turn me down on another car. Here’s
hoping the Indiana Egg that I have now rolling

will even be better. Yours very truly,
,, (Signed) ]. H. KOON.
‘5‘ . (We have the original of this letter in our ﬁles.) ’

ACT QU IC

5 THE PEOPLES COAL‘

 

 

 
 
     

 

’ Peoples Coal Clubs.

  
  
  

 

 
   

 

  

W'— ____

CO.

L! 1118 w. 35th s:., Dept. 597, Chicago, Illinois

. Gentlemen—Please send me order blanks
and instruction sheets in connection with your

I want to try out your
plan but I understand that this request carries
with it no obligation of any kind on my part.

m1:u;.;:;-_-_._o_g,o.s.u ox 1.1.0.5)».on o 5.. :1.- .,-.a up.- IAJAJ»MJJJ!IIHJ”’IIII‘.IJ.IJJJJJJJAJJJ OJ - n -

rm.“ *J‘ —’:;’—"—-—d—'—~—-—-—----—-_—----.--.-,-_-_Q

..........

 

the past 16 years, handling the outputs of

the best mines in Illinois, Indiana and
Kentucky and selling direct to the user. This
method of conducting the coal business has
enabled us to reduce the price and save the con-
sumer $1.50 to $2.00 per ton. As the average
family consumes 15 tOns of coal per year, this
means an important saving. We have found,
through experience, that when we can ship in car-
load lots, we can reduce the cost still further, but
as a car of coal runs from 40 to 50 tons, no one
family is likely to use that amount. There is
usually enough coal in one car to supply three or
four families.

Help Your Friends Buy Coal at Wholesale

An experiment quickly showed that families would
readily club together and buy coal by the carload in order
to make this big saving. You see, we are wholesalers.
We have no local yards, no local agent, or representa-
tives. We are not equipped to reach individual consumers
personally and interest them in getting together to buy
a car of coal. In order to carry out the plan, we began
to organize Peoples Coal Clubs, appointing an organizer
for each club and giving him his coal free for his trouble
in organizing the club. ’

You now have that chance. It will be a very simple
matter for you to get your winter’s coal supply free. You

‘ ‘ 7E HAVE been successful coal shippers for

K Now Is the Time to Get Your Coal

It’s Easy, but Don’tlDelay a Minute

\\

 

last year if not higher.

  

and stoves.

   
  
  

MAIL THIS

   
 

a». " " i ”" é—g - I: -. .,
____ . “.7 . 7 lel..ill,1!l.;ﬂi
_ a .

‘ iii,” ”A ‘L\

The labor situation, car shortages, and other conditions indi-
cate that the price of coal will be just as high next winter as
Check over your last winter’s coal
bills and see how much money you shoveled into your furnace

THIS IS THE WAY OUT. Get your coal-free, and
save money for your neighbors by supplymgthem
.direct from the mines at wholesale prices, and in the
summertime when prices are always lower.

E

a.

/

..\‘ ,,.

q,

7 ‘ "Ii
W/i’} ,

(I,

‘3’

 

will ﬁnd that your friends and neighbors will be delighted
to club With you to get a carload of coal. They will
thank you for the opportunity. '

Own a Lucrative Coal Busmess

You needn’t conﬁne the offer to friends and neighbors.
You can sell to storekeepers, banks, churches, hospitals:
ofﬁce buildings, or other large users of coal. You can
order as many carloads as you ‘want to and after you
have all the coal that you can use, we will‘give you a big
cash commission for each ton which you sell. This offer
may start something “real big” in your life.

Best Quality of Coal '

Our coal is all hand-picked, guaranteed coal; selected
only from the choicest mines in Illinois, Indiana and
Kentucky. It is all freshly mined, clean and free burn-
ing, makes very little soot, and is guaranteed to give
perfect satisfaction. You will be amazed that such coal
can be bought at the prices we offer. You will hear
nothing but praise for it. You do not have to pay for
the coal until~ the car arrives.

Fill'out the coupon below and send it to us today and
we will send you a price list with full descriptions and
with complete instructions so that you can start right
out and begin to line up your‘ club. Ask your friends
and neighbors if they want to save money on their coal
supply; The answer is always “Yes,” when our plan
of co-operative buying is explained. A little effort in
your spare time and you will quickly have a carload order
made up. Here’s a chance for you to build up a proﬁtable
business on the side.

0 O O 0
Send the coupon today. ur Responsebllzty
T0 WHOM IT MAY CONCERN:

March 23, I923.
We talge pleasure in testifying to the re-
sponsibIIity and dependability of the Peoples
Coal Company of Chlcaoo, valued customers
of this bank. The owners of this company
are well and favorably known to us. impress
us as po~sse_esi_ng integrity and business acu-
men. and. It IS our opinion that any com-
mitments made by the company will be ful-
ﬁlled as agreed. A statement submitted to
us of recent date shows thcnaoto no
not worth In excess of $200.0 .00. In our
opinion this company is entitled to the con-
ﬁdence of those With whom they do business.
Very truly yours,
CENTRAL MFG. DISTRICT BANK.
WM. N. JARNAGIN. President.

  

        

     
     

     
    

  

     
   
  
   

 

