F02 002 [_( Money_NP Box_NP -_*- Part_NP 1_CD ]_) 

F02 003 [_( Louise_NP Botting_NP ,_, Vincent_NP Duggleby_NP ]_) 

F02 005 in_IN the_ATI programme_NN this_DT week_NN :_: 

F02 006 the_ATI uprating_NN of_IN state_NN benefits_NNS :_: so_CS 

F02 006 who_WP will_MD gain_VB and_CC 

F02 007 who_WP will_MD lose_VB ?_? 

F02 008 ^ unit_NN trusts_NNS :_: how_WRB our_PP$ professionals_NNS 

F02 008 and_CC our_PP$ listeners_NNS 

F02 009 are_BER doing_VBG in_IN their_PP$ attempt_NN to_TO find_VB 

F02 009 winners_NNS for_IN this_DT year's_NN$ 

F02 010 competition_NN ._. 

F02 011 ^ more_QL special_JJ offers_NNS from_IN building_NN societies_NNS 

F02 011 for_IN any_DTI of_IN you_PP2 

F02 012 with_IN a_AT few_AP hundred_CD pounds_NNS to_TO invest_VB 

F02 012 ._. ^ so_CS where_WRB should_MD you_PP2 

F02 013 go_VB to_TO get_VB the_ATI best_JJT return_NN ?_? 

F02 014 ^ and_CC fifty_CD years_NNS of_IN the_ATI Financial_NP 

F02 014 Times_NP ordinary_JJ share_NN index_NN ._. 

F02 015 ^ but_CC we_PP1AS start_VB with_IN state_NN benefits_NNS 

F02 015 ._. ^ as_CS you_PP2 probably_RB 

F02 016 know_VB ,_, the_ATI November_NR increase_NN is_BEZ to_TO 

F02 016 be_BE based_VBN on_IN the_ATI May_NR retail_NN 

F02 017 prices_NNS index_NN ,_, and_CC the_ATI benchmark_NN is_BEZ 

F02 017 therefore_RB seven_CD per_NNU cent_NNU" ._. 

F02 018 ^ but_CC not_XNOT everyone_PN gets_VBZ that_DT seven_CD 

F02 018 per_NNU cent_NNU" ,_, and_CC because_IN of_IN" the_ATI 

F02 019 way_NN benefits_NNS interrelate_VB ,_, an_AT increase_NN 

F02 019 in_IN one_CD1 place_NN may_MD be_BE 

F02 020 reflected_VBN by_IN a_AT decrease_NN elsewhere_RB ._. 

F02 020 ^ here_RN 's_BEZ Vincent_NP Duggleby_NP :_: 

F02 022 [_( change_NN of_IN speaker_NN :_: Vincent_NP Duggleby_NP 

F02 022 ]_) 

F02 023 the_ATI decision_NN that_WP 's_HVZ produced_VBN the_ATI 

F02 023 biggest_JJT political_JJ row_NN is_BEZ 

F02 024 child_NN benefit_NN up_RP by_IN only_RB two_CD per_NNU 

F02 024 cent_NNU" ,_, to_IN seven_CD pounds_NNS a_AT week_NN 

F02 024 ._. 

F02 025 ^ but_CC of_IN course_NN it_PP3 is_BEZ paid_VBN to_IN 

F02 025 everyone_PN ,_, rich_JJ and_CC poor_JJ alike_RB ;_; and_CC 

F02 026 the_ATI poorest_JJT families_NNS on_IN supplementary_JJ 

F02 026 benefit_NN are_BER insulated_VBN ,_, 

F02 027 because_CS their_PP$ overall_JJB weekly_JJ payment_NN 

F02 027 takes_VBZ everything_PN into_IN 

F02 028 account_NN ._. ^ although_CS supplementary_JJ benefit_NN 

F02 028 itself_PPL only_RB goes_VBZ up_RP by_IN 

F02 029 5.1_CD per_NNU cent_NNU" ,_, those_DTS in_IN work_NN 

F02 029 but_CC on_IN low_JJ pay_NN get_VB family_NN income_NN 

F02 030 supplement_NN ._. ^ this_DT is_BEZ a_AT particularly_RB 

F02 030 complicated_JJ benefit_NN to_TO 

F02 031 calculate_VB ,_, but_CC as_IN an_AT example_NN ,_, let_VB 

F02 031 's_PP1OS look_VB at_IN a_AT family_NN with_IN two_CD 

F02 032 children_NNS earning_VBG ninety-five_CD pounds_NNS a_AT 

F02 032 week_NN ._. ^ assume_VB a_AT pay_NN increase_NN 

F02 033 this_DT year_NN in_IN line_NN with_IN inflation_NN ,_, 

F02 033 and_CC they_PP3AS 'll_MD find_VB their_PP$ benefit_NN 

F02 034 going_VBG up_RP from_IN œ2.50_&FO to_TO œ3.68_&FO ._. 

F02 034 ^ on_IN the_ATI face_NN of_IN it_PP3 ,_, they_PP3AS 're_BER 

F02 034 œ1.18_&FO 

F02 035 a_AT week_NN better_RBR off_RP ._. ^ but_CC as_CS the_ATI 

F02 035 benefits_NNS for_IN the_ATI two_CD children_NNS were_BED 

F02 036 not_XNOT fully_RB uprated_VBN ,_, you_PP2 have_HV to_TO 

F02 036 knock_VB off_RP seventy_CD pence_NNS ._. 

F02 038 ^ [_( change_NN of_IN speaker_NN :_: Louise_NP Botting_NP 

F02 038 ]_) 

F02 039 and_CC then_RN there_EX 's_BEZ housing_NN benefit_NN 

F02 039 ._. ^ the_ATI needs_NNS allowance_NN to_TO work_VB it_PP3 

F02 040 out_RP goes_VBZ up_RP by_IN 5.8_CD per_NNU cent_NNU" 

F02 040 ,_, but_CC it_PP3 's_HVZ been_BEN tapered_VBN more_QL 

F02 040 quickly_RB ,_, 

F02 041 which_WP costs_VBZ that_DT family_NN on_IN FIS_NP another_DT 

F02 041 seventy_CD pence_NNS a_AT week_NN ,_, and_CC 

F02 042 thus_RB their_PP$ nett_NN loss_NN is_BEZ twenty-two_CD 

F02 042 pence_NNS -_*- though_CS if_CS one_CD1 of_IN the_ATI 

F02 043 children_NNS is_BEZ over_RP the_ATI age_NN of_IN eleven_CD 

F02 043 ,_, they_PP3AS will_MD in_IN future_NN get_VB another_DT 

F02 044 fifty_CD pence_NNS a_AT week_NN ._. ^ housing_NN benefit_NN 

F02 044 is_BEZ also_RB of_IN critical_JJ importance_NN 

F02 045 to_IN many_AP pensioners_NNS ._. ^ if_CS you_PP2 take_VB 

F02 045 a_AT couple_NN with_IN about_RB ninety_CD pounds_NNS 

F02 046 a_AT week_NN -_*- part_NN from_IN the_ATI state_NN and_CC 

F02 046 part_NN from_IN an_AT occupational_JJ pension_NN -_*- 

F02 047 and_CC paying_VBG five_CD pounds_NNS a_AT week_NN in_IN 

F02 047 rates_NNS ,_, they_PP3AS 'll_MD lose_VB about_RP a_AT 

F02 047 pound_NN 

F02 048 a_AT week_NN in_IN benefit_NN ._. ^ a_AT single_JJ pensioner_NN 

F02 048 also_RB on_IN ninety_CD pounds_NNS a_AT week_NN 

F02 049 in_IN a_AT higher_JJR rated_JJ area_NN might_MD at_IN 

F02 049 present_NN be_BE getting_VBG as_QL much_RB as_IN 

F02 050 œ2.20_&FO relief_NN ,_, but_CC all_ABN that_DT will_MD 

F02 050 disappear_VB ,_, and_CC as_CS a_AT seven_CD per_NNU cent_NNU" 

F02 051 increase_NN in_IN the_ATI basic_JJ pension_NN for_IN 

F02 051 a_AT single_JJ person_NN is_BEZ œ2.50_&FO ,_, 

F02 052 they_PP3AS 'd_MD see_VB virtually_RB no_ATI rise_NN at_IN 

F02 052 all_ABN in_IN their_PP$ income_NN in_IN November_NR ._. 

F02 054 ^ [_( change_NN of_IN speaker_NN :_: Vincent_NP Duggleby_NP 

F02 054 ]_) 

F02 055 the_ATI increase_NN in_IN the_ATI earnings_NNS limit_NN 

F02 055 for_IN pensioners_NNS is_BEZ also_RB worth_IN 

F02 056 a_AT comment_NN ._. ^ it_PP3 goes_VBZ up_RP by_IN five_CD 

F02 056 pounds_NNS ,_, so_CS provided_CS a_AT pensioner_NN earns_VBZ 

F02 057 less_AP than_IN seventy-five_CD pounds_NNS ,_, the_ATI 

F02 057 pension_NN is_BEZ n't_XNOT reduced_VBN ._. ^ however_RB 

F02 057 ,_, 

F02 058 if_CS a_AT pensioner's_NN$ wife_NN is_BEZ under_RI sixty_CD 

F02 058 ,_, and_CC is_BEZ still_RB working_VBG ,_, the_ATI 

F02 059 benefit_NN paid_VBN for_IN her_PP3O will_MD start_VB 

F02 059 to_TO be_BE lost_VBN if_CS her_PP$ income_NN exceeds_VBZ 

F02 060 thirty_CD pounds_NNS instead_RB of_IN the_ATI present_JJ 

F02 060 forty-five_CD ,_, and_CC that_DT income_NN 

F02 061 will_MD include_VB any_DTI pension_NN she_PP3A receives_VBZ 

F02 061 from_IN an_AT employer_NN ._. ^ so_CS one_CD1 way_NN 

F02 062 and_CC another_DT ,_, you_PP2 'll_MD need_VB to_TO do_DO 

F02 062 quite_ABL a_AT lot_NN of_IN calculations_NNS to_TO 

F02 063 discover_VB whether_CS you_PP2 'll_MD get_VB as_QL much_AP 

F02 063 extra_JJ as_CS you_PP2 first_RB thought_VBD ._. 

F02 064 ^ one_CD1 figure_NN ,_, incidentally_RB ,_, you_PP2 may_MD 

F02 064 find_VB useful_JJ for_IN tax_NN purposes_NNS :_: 

F02 065 the_ATI basic_JJ pension_NN income_NN for_IN a_AT single_JJ 

F02 065 person_NN ,_, in_IN the_ATI nineteen_CD 

F02 066 eighty-five_CD eighty-six_CD tax_NN year_NN ,_, will_MD 

F02 066 be_BE just_RB over_RB nineteen_CD 

F02 067 hundred_CD pounds_NNS ,_, and_CC for_IN a_AT married_JJ 

F02 067 couple_NN ,_, three_CD thousand_CD and_CC 

F02 068 fifty-five_CD ._. 

F02 070 ^ [_( change_NN of_IN speaker_NN :_: Louise_NP Botting_NP 

F02 070 ]_) 

F02 071 even_RB as_IN the_ATI increases_NNS were_BED being_BEG 

F02 071 announced_VBN ,_, there_EX were_BED accusations_NNS 

F02 072 that_CS the_ATI government_NN was_BEDZ jumping_VBG the_ATI 

F02 072 gun_NN on_IN some_DTI of_IN the_ATI proposals_NNS 

F02 073 put_VBN forward_RB in_IN the_ATI green_JJ paper_NN on_IN 

F02 073 social_JJ security_NN ._. ^ the_ATI institute_NN 

F02 074 for_IN fiscal_JJ studies_NNS have_HV been_BEN looking_VBG 

F02 074 at_IN it_PP3 in_IN greater_JJR depth_NN ,_, and_CC 

F02 075 so_CS I_PP1A asked_VBD their_PP$ director_NN ,_, John_NP 

F02 075 Kaye_NP ,_, how_WRB people_NNS due_JJ to_TO retire_VB 

F02 075 in_IN 

F02 076 years_NNS to_TO come_VB are_BER affected_VBN ._.