The  Michigan  Tradesman.

G R A N D   R A P I D S ,  W E D N E S D A Y ,  A U G U S T   28,  1889.

N O . 310.

A  GRAND  SUCCESS.

Fourth Annual Convention of the Mich­

igan Business  Men’s  Association. 

[c o n t in u e d   f r o m   l a s t   w e e k .] 

increase of  the capital  by this  payment 
of  interest  each  month—combining  it— 
is  much  more  rapid  than  many  men 
would  figure. 
I  have  figured  it  out 
many  times  for  people  who wished  to 
know  about  the  payment of  their  pre­
mium.  They  think  that a  premium  of 
10 or 12 per cent,  must make the interest 
much  higher  than  they  would  have  to 
pay if they went elsewhere to borrow the 
money. 
It  is a  mistake.  Take,  for  in­
stance, ten shares upon which you would 
pay $5 a  month.  First,  we  figure  upon 
a  basis  that it would  take ten  years for 
the  stock to mature—placing  it  high, as 
the  experience of  most  organizations  is 
that stock  matures in from  six and  one- 
half  to  eight  years.  We  pay  a  less 
amount  a  month  than  many  companies 
do.  Paying  50  cents  a  month  for  ten 
years  would  be  $60  per  year,  or  $600.
If  a  person  pays  $600  upon  stock  and 
wants  to  borrow  to  the  amount  of  his 
stock,  which  he  can  do, and  he  bids  10 
per  cent, premium, it  would  amount  to 
$100.  He  pays 7 per  cent, interest upon 
stock on which he pays $70 a year—$700 in 
ten  years,  making that  stock $600, inter­
est $700 and  premium $100, which would 
be $1,400.  Where  he borrows $1,000, he 
gets but  $900, so that he  has paid  $1,400 
for the  use of  $900 for ten  years.  Will 
any money-loaner loan $900 for ten years 
for  $500  interest?  I  say no. 
It  makes 
the  interest  only a trifle  more  than 5% 
per cent. 
I  claim that  that is less  than 
any  person can  go out  and  borrow  the 
same  amount of  money  for. 
It  gives 
If  a man lives in 
people  more courage. 
house  that he  thinks is his  own, he is 
happy.  At  the same  time  he may have 
mortgage  upon  it  for  nearly its  full 
alue.  The  loan is limited,  however, to 
three-fourths of  its  value, as a loan  can 
only  be  made  for thrfe-fourths the  ap­
praised value. 
It is more than most men 
would  loan  on the  same  property;  but 
the payments of  dues and interest on the 
loan,  being  paid  monthly, they  are  re­
ducing the  indebtedness upon the  prop­
erty and the security is increasing  every 
month.  There are many of our members 
who pay in  for a few months, then  wish 
to  withdraw.  There  is  a clause in  the 
law  providing  that  if  any member  has 
paid in any length of  time and wishes to 
withdraw,  he can  do so  by giving  notice 
thirty  days  beforehand.  He  then  re­
ceives, if  he has  been in six months, the 
amount  he has  paid  in  and 6 per  cent, 
upon  it.  So a person  can  lose  nothing 
by  becoming  a  member of  our associa­
tion. ~  In  several  cases  members  have 
taken  stock,  but  after  a  time  circum- 
tances  have  compelled  them  to  with­
draw.  A few days  ago we  had a case, a 
teamster,  who  had  paid  in  $30  on  his 
tock.  Circumstances were such  that it 
was  necessary for him to draw out.  He 
gave  notice that  he would  like to with­
draw. 
I said to him:  “There are plenty 
of members  who will take  your stock— 1 
will  take  it  myself.’’g  His  withdrawal 
value was about $40.f£ He said:  “I don’t 
know  how under  heavens  I could  have 
got $40 together in  any other way.”  He 
had  paid  $2.50  a  month,  which  almost 
any man can easily do.

erse City. 
It  has  been in operation  five 
ears.  We  have  loaned  money  there 
at a discount as high as 24 per cent., and 
still  they are well satisfied that  they are 
borrowing at a less rate than  they would 
to  go  to a hank or a private  individual. 
It is a grand, good thing in every respect. 
The main point of the whole thing hinges 
upon  the  secretary.  You  cannot  elect 
any man to be secretary.  You must have 
one  particularly  adapted  to that  work.
happened to be one of a committee that 
examined  our  secretary’s  books  at  the 
last  report. 
I  was  surprised  at  the 
amount of work that man has been doing 
at  a  nominal  sum. 
I  have  ten  shares 
myself.  The  secretary  not  only  looks 
after the dues and interest, but after the 
mortgages,  the  insurance  policies,  the 
taxes, and  all the details—sees that they 
are kept  up.  We find  that it is  a  great 
uccess.
Mr.  Stowe—One  point  in  connection 
with withdrawals:  At  the  last  meeting 
of  one  of  Grand  Rapids  associations, 
there were eight withdrawals.  One lady 
wished  to leave  town.  The other  seven 
were  members of  the  first  series.  The 
seven  withdrew  to  buy  lots  with  the 
withdrawal  money and immediately sub­
scribed for  stock in the  fourth  series on 
which  they propose  to borrow  money to 
build houses on those lots.

A delegate—There  is  something  mys­
terious about the fact that the money loan­
er can get 30 per cent,  and the  borrower 
pay something like 7 per cent.

Mr. Blain—1  will  state that  much  of 
the profits of this association arises from 
that one fact of which Mr. Stowe speaks. 
Our first  year we  made a showing of  31 
-10 per cent, net gain to the association. 
During that year there were several with­
drawals. 
I  bought one member’s stock, 
ten shares, just  before the  year expired, 
on which he had  paid  $60. 
I gave  him 
$65  for  it.  The  day  I  bought  it  was 
worth $75.

Mr.  Stowe—Beat  a  poor man  in  that 

way! 

(Laughter.)

Mr. Blain—That was  all  he  asked  for 
If  that stock  had  been  withdrawn, 
it. 
the  accumulations  would  have  gone  to 
the  association. 
It  is  by  these  with­
drawals that  much of  the accumulations 
accrue.

Mr. Stowe—The theory of  the associa­
tion  is  that  eventually  every  member 
must become  a  borrower.  A  man  can 
only borrow to the  extent of  his  capital 
tock.
A delegate—I  would  like  to  state  to 
the  members that if  any  of  them  will 
give me their  names I will  send  them a 
pamphlet  on this  subject if  they desire.
Mr.  Stowe—A recent issue of Scribner’s 
Magazine  contains a long  article on  the 
ubject.  The  writer  strongly condemns 
the  so-called  national  associations  of 
Minneapolis.

Mr. Blain—In the city of  Philadelphia 
144,000 homes have been bought through 
this  influence. 
In  the  city of  Chicago 
the  employes  of  Marshall  Field  &  Co. 
are largely members of these associations, 
some of  them  cash  boys, receiving  two 
or three  dollars a week. 
In one associa­
tion in Chicago but a short time ago there 
was a $40,000 series paid out  and $30,000 
of it went into the hands of the employes 
of that one firm.

A  delegate — How  many  citizens  of 
Lowell have homes they have been paying 
for in this  way who would not  have had 
them,  if it had  not been  for this associa 
tion?

Mr. Blain—I  do not  know of  a single 
member  who would  have  had a home if 
it had not been for our Association.

Mr. Redding—Just  a  word. 

I  live  ir 
Findlay,  Ohio,  a  town  of  about  30,000, 
not as large as Muskegon.  We have one 
foreign  association 
( the  Minneapoli 
affair) and  five  local  associations.  The 
secretary of one of  the local associations 
told  me not  six weeks  ago that  they re 
ceived  monthly about  $60,000, and  that 
over  2,000  workingmen  were  getting 
homes  that  they  never  could  have ob 
tained  in  any  other  way.  There  are 
hundreds  of  others  in  Findlay who  are 
receiving homes and  paying for  them at 
the rate of 25 and 50 cents  and a dollar 
week who could  never have  gotten them 
without  this  aid.  We  know they are 
benefit to us and I  believe they will  be 
benefit  anywhere.

Mr.  Blain—In  connection  with  Mr, 
Stowe’s  widow,  I  intended  to  say  that 
this lady was paying $6 a month rent for 
the  house  in  which she  lived.  To-day 
she  is  paying  $3.54  a month  and  owns 
her own house.

C. H. May—I  would  like to inquire  if 
there  is any publication  giving  the  de­
tails of this system?

Answer—The  Legislature  enacted  a 
law under which all organizations of  the 
kind exist in this State.

Mr.  Hastings—We  have one in  Trav­

Mr. Sprague—We have  not had  one in 
our  town;  but, still,  it  is  like  the  life 
insurance  business — when  an  agent 
tackles to  me it “fuddles” me  all up. 
I 
am so now. 
It seems as though the ben­
efit  to  be  derived  was enjoyed  by  the 
laboring  man  who is  bound  to  save  so 
much a week  and  pay it in.  That, per­
haps, is the  point. 
In  other words, you 
make a sort of  public  savings bank  and 
induce him to save money to buy a home. 
It  is nonsense  to say  that a certain  por­
tion  are  borrowers. 
If  they  borrow, 
somebody must lose.  Whatever the lend­
er makes, the  borrower  must  lose,  and 
whatever the borrower makes, the lender 
must lose. 
I  don’t see  how you can  put 
the  money in a bag  and  shake it up and 
make  more of  it.  All  the benefit  must 
come  by  inducing  the  people  to  save 
money.  Why won’t  any savings institu­
tion  answer  the  same  purpose?  The 
borrower and the lender  cannot get  rich 
out of  the same  pile. 
It  “fuddles”  me 
Just as life insurance  does. 
(Laughter.) 
If  he would  tell  me  how long it would 
take the widow to pay for her house; fol­
low  the widow  right  through until  she 
has the  house  and lot all  paid for and it 
is  hers;  tell  how many dollars  she  paid 
—then  these  gentlemen  who  are  “fud­
dled” just as I am can understand it.

Mr. Blain—I  think I can  throw  some 
light upon  it. 
I  go  to  a  druggist  and 
want a bottle of medicine.  He hasn’t it. 
The nearest place  I  can  get  it  is  New 
It costs  $1  in  New York  and 25 
York. 
cents to  get  it here. 
I  send and  get it. 
Now, then, you  come  here  and  start  a 
drug store and there  are ten or twelve of 
us who want a bottle of  medicine.  You

can buy a dozen  bottles  for $9 and bring 
it  home,  costing  25  cents  more.  You 
sell it to Tom, Dick and  Harry for a dol­
lar a bottle and  make 30 per  cent,  profit 
on it.  We buy it for a dollar.  We have 
saved 25 cents on each bottle. 
Is  that a 
business transaction?  I say, yes.  There 
is where the  building and  loan  associa­
tion comes in, between the consumer and 
manufacturer.  There is this consolation, 
so far as the widow is concerned;  Where 
she was  paying $6 a month  rent for  her 
house, she is paying  into the  association 
$3.54 a month and lives in a better house 
than ever before. 
I will  guarantee  she 
will pay for it in eight years.

S. P.  Hicks—I  think  I  can  enlighten 
Mr.  Sprague  in  this  way:  To  use  a 
peculiar  illustration,  the  borrower  and 
the lender in this case are both interested 
I borrow $1,000, but 
in  the  same  pile. 
must have  $1,000 stock. 
If  I pay 12 per 
cent, premium, I get  the  benefit  on  the 
stock I hold.  The  next  month  there is 
$500  or  $1,000  more  to be sold.  Some­
body pays  15  per  cent, for it. 
I am in­
terested and am benefited.  We  both get 
rich out of  the  same pile.  This  woman 
spoken  of  by Mr. Blaiu  lives  in a home 
better  than  ever  before  and is steadily 
paying  the  mortgage  on  it;  and  just as 
sure as the sun rises  and  the sun sets, it 
will  be  paid  for.  She  is  paying  both 
principal and interest. 
It is hard to dis­
pute the logic of  facts.
A delegate—This  premium  of  10  per 
cent, is paid  on  the  whole thing for ten 
years.  They  do  not  pay  10  per  cent, 
premium  per  year,  but  for  the  whole 
time.  They are  all  putting  in  and are 
all  getting  the  benefit. 
If  you  were 
going  to draw it out,  you  would gain off 
the  others,  but  most  of  them  gain for 
themselves.  They are giving a premium 
on their own stock.

A Delegate—I own  twenty-one  shares 
in the Traverse City association.  I made 
up  my  mind  I  would  try  to  get  some 
stock,  and  succeeded.  Last  fall  I con­
cluded to  make  some  use of  it and bor­
rowed $2,100 on it,  at  19  per  cent, pre­
mium. 
I am  still  paying  $21  a  month. 
I found it was  just the  same as paying 7 
per  cent, for  the  money elsewhere;  but 
the  association  had  the  benefit  of  the 
$399  premium,  so,  instead  of  paying 
I  secure  the 
$10.50, I  pay  $21  for  it. 
association  with a mortgage. 
I am  ben­
efited, because it is distributed  among us 
all. 
In three  years  every share  will be 
worth $100.

Mr.  Stowe—I move that the Committee 
on Resolutions  be  requested  to report a 
resolution  advising  business  men to en­
courage  the  organization  and  main­
tenance  of  building  and  loan  associa­
tions where the towns are  large  enough. 
Adopted.

Hon. E. N.  Bates, of  Moline, then read 
a paper  on  the  subject,  “Why Not  Be­
come a Nation of Cheese Eaters ?” which 
will be found on the grocery page of this 
issue.

The meeting then adjourned.

THURSDAY— MORNING  SESSION.

On  re-assembling,  Thursday morning, 
M. C.  Kelley read  a  paper  on  “Mutual 
Insurance,” as follows:
The  question of  mutual  insurance  is 
one of  the live  questions of  the  day, of 
immediate  and  pressing  interest  to  us 
all.  For  over a year it has  received the 
attention of  the  business  men’s associa­
tions of  Michigan. 
I  do not  propose to 
present an exhaustive  review of the sub­
ject.  My time  for preparation  has been 
too short, as is yours  for listening;  but I 
desire to briefly exhibit a few facts which 
will  exemplify  its  importance,  and  to 
point  out,  it  may be,  the proper  course 
to be  pursued to accomplish  what we all 
desire  for this  State, viz., the  establish­
ment of  a safe, solid,  permanent  insur­
ance  company,  which  will  furnish  our 
business  men  reliable  insurance  at  its 
actual cost.
First, let  us  glance  at  the  insurance 
system  now in  existence, to which  each 
one of  us  is  now paying  tribute, known 
as  the “stock  plan,”  and  in  criticising- 
this  or  any other  plan we should  keep 
constantly in  view the  object  sought  to 
be  attained.  What  is the  object of  in­
surance?  All  will  admit  that insurance 
is  protection  against  loss,  a  purchased 
indemnity  for  life,  labor  or  property, 
liable  to  be  lost  or  destroyed  in  the 
course of  nature, and that that system is 
the best  for each  individual  and for  the 
public which furnishes absolute security 
at the least  cost. 
I say at the least cost, 
because, in  any other business in  life,  if 
a man pays twice or three times the value 
of  an article,  we say that he is swindled, 
and the  proprietor of  such a business  is 
called hard names and, in some instances, 
the  law steps in and  shuts  up his  shop. 
If  your hatter tried to sell you a hat  for 
ten  dollars  which  only  cost  him  two, 
would you  not feel  that  you were beiug 
swindled?  If  your grocer  attempted  to 
sell  you  potatoes  costing  twenty  cents 
for one  hundred  cents, or  flour  costing 
four dollars a barrel for twenty dollars a 
barrel, would not every one of  you rebel 
against that dealer and seek some cheap 
er  and  more  honest  place to buy  your 
groceries?
Now, let us see if  the  stock insurance 
companies  doing  business in  this  State 
are  Jiable  to  charges  of  extortion  like 
this.  Are we paying more than we ought 
to  pay  for  ®ur  insurance?  There  are

about  150  joint  stock  insurance  com­
panies  doing  business  in  the  State  of 
Michigan.  From  1870 to 1886  inclusive, 
137 of  these  companies  had  received  as 
premiums $41,283,323.23  from  the  State 
of  Michigan alone, and had  paid  out for 
losses  $23,226,629.32,  leaving  a  balance 
in the companies’ hands of $18,056,693.91; 
and  it  is  safe  to  say that, during  that 
seventeen  years,  by  safe  investment  in 
interest  bearing securities, this sum was 
more  than  doubled, making  from  $35,- 
000,000 to  $40,000,000 to  pay profits  and 
expenses. 
Is  it  any wonder,  then, that 
these companies wax rich when they find 
multitudes of  strangers who  are willing 
to contribute so large an amount of capi­
tal, in  small  amounts from  each one, to 
set  them up in the  business of  banking 
and  money loaning?  For a long  time  I 
have been looking for just such strangers 
—if  I  could  fine  them  I  would  “take 
them in.”
Again,  the  admitted  assets  of  these 
same  companies,  in  1886,  after  paying 
dividends and  expenses  during all  these 
years,  was  $190,783,229.29, or, a  surplus 
above  that  required by the  laws  under 
which  they  are  organized of  $106,034,- 
270.19.  Now, whose  money was  this  in 
the forum of equity and good conscience? 
In my estimation, it belonged to  the pol­
icy  holders. 
It  represented the  amount 
which they had paid for  their insurance 
above  every legitimate  cost, for, bear  in 
mind,  this  was  a  surplus  after  paying 
large  dividends  on  stock and  enormous 
salaries and expense accounts.
Now, turn to  the  life  insurance  com­
panies,  and  what  do we  find?  In  1886, 
there  were  twenty-nine  life  insurance 
companies doing  business in the State of 
Michigan. 
In  the  seventeen years  pre­
vious they had received $26,350,538.15 as 
premiums, and had paid out $9,879,514.89 
for  losses, leaving  $16.471.023.26  as  the 
cost of the business to the insured.  What 
would  you  think of  a  business  firm  or 
corporation  that  so  conducted  its  busi­
ness  as  to  require  $16.000,000  for  ex­
penses incurred in the collection and dis­
bursement  of  $9,000,000?  If  any other 
single  business  could  be  found  in  the 
whole world that  conducted  its business 
so  recklessly  and  extravagantly, would 
not  a  court  of  chancery appoint  a  re­
ceiver and  wind up  its  affairs  in  short 
order?  The  net  assets of  these twenty- 
nine  companies  in  1886,  was  $518,989,- 
492.85, or  about  $100.000,000  more than 
would be  required by law as a reserve to 
meet policies.  By the actual  experience 
of life companies,  it is $300,000,000  more 
than  will ever  be  required to meet  ma­
turing  policies.  Someone  may  suggest 
that a part of  these  assets is the  capital 
invested  -by  the  share-holders  of 
the 
companies  in  payment  for  their  stock. 
True,  the  cash,  capital  paid  in  by  the 
stockholders of  these  twenty-nine  com­
panies is  $3,678, 500, so  that the  surplus 
of  net assets  over the  cash capital  paid 
in  will  only be  $515,310,992.85. 
(There 
is nothing  like being  exact in such  mat­
ters—especially with  strangers who  are 
seeking 
for  small 
amounts of  idle capital.)  Again, the to­
tal 
income  of  these  twenty-nine  com­
panies, for  the  year 1886  was $115,648,- 
004.80,  of  which  $36,673,134.44,  or  less 
than  32  per  cent., was  paid  for  death 
losses or endowments, while the expenses 
of  management  absorbed  $21,017,349.29, 
or  nearly 25 per  cent, of  the amount re­
ceived for premiums.
Now, when we  recognize the  fact  that 
less  than  15  per  cent, of  the  policies 
issued  by life companies  ever mature by 
death  or  become  a  claim  against  the 
company;  that  about  the  same  number 
are  surrendered;  that 34  to 40  per  cent, 
lapse,  and  25  per  cent,  are  not  taken 
after they are issued,  we see that a stock 
life insurance company is a vast machine 
for taking  money from its policy holders 
and piling  it  up for  the ultimate benefit 
of  its  shareholders, thus  failing  to  ac­
complish  the  prime  object  of  all  in­
surance.
Right  here,  let  me give  the results  of 
the  investigations of  the  Committee on 
Insurance of  the  Business  Men’s.Asso­
ciation  in  Muskegon.  A  circular  was 
addressed to every  member of  the Asso­
ciation  requesting  a  statement  of  the 
amount and  cost of  his  insurance.  An­
swers  were  received  from  thirty-one 
members, who  had $280,675 of insurance 
on their  property in stock  companies, at 
an annual average  cost of  $21 per $1,000 
for  the  amount  insured.  During  the 
past five  years, the  thirty-one  members 
have  paid out  $27,475 in  premiums, and 
have received  for  losses $3,791, or about 
$3  for  each  $1,000  of insurance.  Thus, 
for  each $3 of  indemnity  received it has 
cost  the  members  $21  paid  out  to  the 
stock  insurance  companies, or  we  have 
paid  $18  for  collecting  and  disbursing 
$3. 
Is  this a fair, honest  and  equitable 
transaction?  Is  it  good  business  sense 
to  continue  this  policy  longer?  Take 
the insurance business of the whole com­
munity, and it might not look so bad  for 
the stock  companies, but this  statement 
does  show that  the cost of  insurance of 
the risks of  the business  men of  Muske­
gon, and  probably of  the whole State, in 
the  stock  companies  is  seven  times  as 
much as its actual cost to the companies; 
in other  words, the stock insurance com­
panies sell you the barrel of flour costing 
three  dollars  for  twenty-one  dollars. 
How do you  like it?  Shall we apply the 
same  terms  to them  that we  applied to 
the hatter and  grocery dealer?
Compare with  the foregoing  exhibit of 
the cost of  insurance in stock  insurance 
companies  the statements of  mutual fire 
insurance companies as made to the Com­
missioner of  Insurance of Michigan. 
In 
1886, policies were in force in the mutual 
companies of  the  State  for  $152,000,000. 
Assessments were  levied to pay losses of 
$294,909.90, or  $1.93  for  each  $1,000  of 
insurance.  The actual  losses paid  were 
$259,650.88, or  $1.70  for  each  $1,000  of 
insurance, leaving  the  cost of  collecting 
and  disbussing  the  money  at  23  cents 
per  $1,000 of  insurance, as  against  $18 
per  $1,000 in the  stock  companies.  Or,

investments 

for 

[c o n t in u e d   on  t h ir d   p a g e .]

W ill  not  turn  bitter  in  hot 

weather.

Best  the  year  around.

a

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DEALERS.

Wholesale and  Retail Dealer in

Y O L .  6.
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W O O D ,
Flour, Food,  Brain, Haï.  Straw,  Etc.

30 East Bridge  St., Corner Kent, 

WEST SIDE YARD :

Winter St., one block south of Shawmut Ave., 

GRAND RAPIDS, MICH.

To  ills  Book and  Stationeru  Trade:

We are  now  State  Agents  for 
Messrs. Harper Brothers’  School 
Books  and  can  furnish  them  at 
the publishers’ prices.

B u s i n e s s   P r a c t i c e
D e p a r tm e n t Business College. Ed­
r i r t v , 0 Y3+ w i i i n +   at  the  Grand Rapids 
ucates pupils to transact and  record  business as 
It is done ov our best  business  houses.  It  pays 
to go to  thè  best.  Shorthand  and  Typewriting 
also thoroughly taught.  Send for circular.  Ad­
dress A. S.  PARISH, successor to C. G. Swens 
______ _ _
berg. 

B A R N E T T  BROS.
.  FriJlt  Commission

159 South 

Water  Street, 
CHICAGO.

SOLICIT  CONSIGNMENTS  OF

F R U I T S .

Eaton,  Lyon  &  Co.,

Write for information on the markets, etc.

20  &  22  Monroe  St., 

GRAND  RAPIDS, 

- 

MICH.

Wm•  Brummeler
Tinware,  Glassware  and  Notions.

Rags,  Rubbers  and  Metals  bought  at  Market 

JOBBER  OP

Prices.

76  SPRING  ST., GRAND  RAPIDS, 

WE  CAN  UNDERSELL  ANY  ONE  ON  TINWARE.

H1RTH  i  KRHUSE,
Shoe

DEALERS  IN

FRENCH  TOILET, 
SAFETY  BARREL, 
GILT  EDGE, 
RAVEN  GLOSS, 
BIXBY’S  ROYAL, 
SPANISH  GLOSS, 
BROWN'S  FRENCH. 

I 
I 
I 

|

D r e s s in g s

Polish
Blacking.

BIXBY’S  “3  B,”

JACQUOT'S  FRENCH,
BARTLETT’S  Wf  U  ’ 
GENUINE  !■  Wl*

F O R
S E E D S ,

A P P L E S ,

P E A C H E S
B.  Ä1N8W0RTH,  Jobber,

Write to

76  South  Division  St.,  GRAND  RAPIDS.

Daniel  6.  Garnsey, 

EXPERT  ACCOUNTANT

AND

Adjuster  of  Fire  Losses.
Tw enty Y ears Experience.  References furnished 
24 Fountain St., Grand Rapids. Mich.

if  desired.

We are making  a  Middlings 
Purifier and Flour Dresser that 
w ill save you their cost at least 
three times each year.
They  are  guaranteed  to  do 
more  work in less  space (with 
less  power  and  less  waste) 
than.  any  other  machines  of 
their  class.
Send  for  descriptive  cata­
logue with testimonials.
Martin’s  M iM liis  Purifier  Co.,

THE  GREAT

grind RAPIDS, MICH.
EDMUND B.DIKEMAN
Watch fflate

S2Ï Jeweler,
44  GSNÄL  ST„
Grand Rapids,  -  Pick

B U Y

M u s c a tin e
R O LTB D

O A T S

A l l e n  D u b p e e . 

A.  D .  L e a v e n w o r t h .

A lle n   D u rfee  &  Co.,
FUNEREE  DIRECTORS,

103 Ottawa St.,  Grand Rapids.

W m . R . K ee le r,

JOBBER  OF

loiÈ G tioiierganiG igars,

412  So.  Division St.,

G R A N D   R A P I D S .

'enny  Goods  a  Specialty.

1 have a complete line  and will call on 
all trade  within  reasonable  distance  of 
Grand Rapids.

S h o w  C a s e

M A K E R S .

PricBsLowerUianEUer

QUILITY  THE  BEST,

W r it e   for  P r ié e s .

63—65 CANAL ST.

W  a r r e n ’s

“Elixir  of  Life"

C igar

Will be ready Sept.  1.

Price, $55 delivered.

Send orders at once to

GEO. T. MIRREN ICO,, Flint, Wick
That contains any  in­
tobacco.  “ill- 
ferior 
flavoring” or other in­
jurious  ingredients.
QUALITY

186  EAST  FULTON  ST.

The  Leading  Laundry

IN  GRAND  RAPIDS.

Any one wishing agency in towns outside 

will please  write  for terms.

O T T E   B R O S .,  P r o p s.
no YOU WANT A SHOWCASE?

S P E C I A L   O F F E R —This style of oval case;  best 
a n a llty ;  a ll  glass,  heavy  doable 
th ick ;  panel  or 
sliding doors;  fuU length  m irrors  and  spring  hinges: 
solid ch erry  o r w alnut fram e, w ith  o r  w ith o u t  m etal 
trim m ings; 
corners, 
•  fee t long,  28  inches  wide,  15  inches,high.  Price, 
■11. net cash. 
..  , 
I  m ake th e sam e sty le  o f  case  as  « rav e ,  17  Inches 
Ugh, from  w aln u t, cherry, oak or asiGwor $2 p er foot. 
Boxing an d  ca rta g e  free. 

e x tra   heavy  base; 

sllv etta 

* r

,

D .  D.  CO O K ,

106 Kent St.,  -  Grand Rapids, Mich.

G r o sk o p f B ro s.,

MANUFACTURERS  OF

Trunks and Traveling: Bus

Wholesale  and  Retail.

Sample  Cases  and  Traveling  Goods 

Specialty.

REPAIRING  NEATLY  DONE.

Telephonedof906iGrnnd  Rspifls, m

Wholesale and  Retail

H E A D Q U A R T E R S

92  Woodward  Ave.

(Formerly Sliriver, Weatherly & Co.) 

CONTRACTORS  FOR

Galiianixed Iron Cornice,

Pumps, Pipes,  Etc., 
and  Grates.

Mantels

W eatherly  &  Pulte,

GRAND  RAPIDS, 

- 

-  MICH

*  

*

one of  the  old-time  traveling  men  and j 
has an extensive acquaintance among the 
trade.  The combination is a strong  one 
and  we  think  their  efforts  worthy  of 
attention.

WANTED—1,000 MORE MERCHANTS TO ADOPT  OUR 
FOR  SALE-GOOD  RESIDENCE  LOT  ON  ONE  OF 

Im proved Coupon  Pass  Book System .  Send fo r 
sam ples.  E. A. Stowe St Bro., G rand R apids. 
th e  m ost p leasan t streets *‘on  th e   hill.”   W ill ex­
change fo r stock in  an y  good Institution.  Address 286, 
care M ichigan Tradesm an. 

286

211

The MichiganTradesman

AMONG  THE  TRADE.

GRAND RAPIDS GO88IP.

L.  F.  Judkins  has  opened  a  grocery 
store  at  Paris.  OIney,  Shields  &  Co. 
furnished the stock.

John  H.  Trompen  succeeds  Miller  & 
Trompen in  the  dry goods  and  clothing 
business at 21 and 23 Grandvilie avenue.
D. J. G. Ellinger has remo'Ved his mer­
chant  tailoring  stock  from  Allegan  to 
this city,  locating at  151  Monroe  street.
Hazkamp & Temple  have  engaged  in 
the boot and shoe  business at Muskegon. 
Rindge,  Bertsch  &  Co.  furnished  the 
stock. 

_______________

Hillyer  &  Gates  and  D.  R.  Parish, 
grocers  on  South  Division  street,  are 
closing out their  stocks  and  will  retire 
from business.

Lyman  Feltus  &  Co.,  general  dealers 
at  Christy, near  St.  Ignace,  will  add a 
line  of  crockery.  H.  Leonard  &  Sons 
are putting up the stock.

Chas. E. Hall &  Co.,  who  engaged  in 
the  commission  business  at 20 Scribner 
street  about  six  months  ago, have con­
cluded to retire from business.

The  Grand  Rapids  Stave  Co.  has 
bought the cooperage business of  Spring 
&  Lindley,  corner  of  Third  and  West 
Division streets,  and  will  continue  the 
business.

D. R. Crane  &  Son,  whose  store  and 
general stock  were  burned in the recent 
conflagration  at  Fennville,  have  re-en­
gaged in  the  grocery business.  OIney, 
Shields & Co. furnished the stock.

Chas.  H.  Leonard  has  applied  for  a 
patent  on  an  adjustible  storm  house, 
which is put  together  with  hinges  and 
can be folded for  shipment or  when  not 
in use.  The device will be manufactured 
by the Grand Rapids Refrigerator Co.

H. Leonard & Sons  have  shipped  five 
new  crockery  stocks  since  August  1. 
They  have  lately  issued  an  illustrated 
catalogue of  tinware;  have  now in press 
a glassware catalogue  and  have in prep­
aration a price  list  of  lamps  and  lamp 
goods  and a catalogue  of  holiday goods. 
The latter will be  issued  about  Septem­
ber 20.

AROUND THE  STATE.

Dryden—L. C. Merritt has removed his 

general stock to Yassar.

Pontiac—C. 

.  Payne has sold his dry 

goods stock to D. L. Davis.

South Frankfort—W.  H.  Ross has sold 

his grocery stock to Ira  Mead.

East Saginaw—F.  H. Frazee  has  sold 

his drug stock to Frank Hibbard.

Kalamazoo—A. Webster & Co.  succeed 

A. Webster in the grain business.

Saranac—Dudley & Titus will  remove 

their clothing  stock to Grand Ledge.

Inland—It is reported that B.  Pickard 

is about to open a general store here.

Grass Lake—Henry Trevidick  has  re­

moved his general stock to Napoleon.

Owosso—Swarthout  &  McKenzie have 
sold  their  meat  market  to  Converse & 
Son.

Jackson—Belden  &  Belden  succeed 
Pierce & Belden  in  the  hardware  busi­
ness.

Otsego  Lake—H.  J.  Marsh’s  general 
store  has  been  closed  on  chattel mort­
gage.

New  Lathrop—W.  P.  Petty has  sold 
his general and furniture  stock to D. W. 
Gillet.

East Saginaw—Alex. H. Clark succeeds 
Thomas  Steele,  Son & Co. in the grocery 
business.

Pontiac—H.  J. Davis  succeeds  Frank 
J. Stuart in the book  and  confectionery 
business.

Harrison—C. C. Sprout  succeeds S. M. 
Armstrong  in  the  grocery and  clothing 
business.

Layton Corners—Emma  (Mrs.  J.  A.) 
Mericle  has  sold  her  general  stock  to 
'Thos. Tucker.

Ypsilanti — Roderick  McKinnon  suc­
ceeds  Wm.  Bradley  in  the  grocery and 
fruit business.

Manistee—E.  A.  Tilley has closed out 
Ms book and stationery stock and retired 
from business.

Otisville—Parker & Dunston  are  suc­
ceeded  in  the  hardware  business  by 
Parker & Stringer.

Port Huron—Robert P.  Thompson  has 
assigned his wall paper and picture stock 
to Patrick H. Phillips.

Plainwell—On  account  of  his  going 
into the meat market, H.  J.  Brown  has 
sold his  coal  business  to  the  Plainwell 
Lumber Co.

Manistee—Jos.  Shepherd  will  engage 
in  the  dry  goods,  grocery and boot and 
shoe business in the store formerly occu­
pied by E. A. Tilley.

Kalamazoo—A. P. Connor &  Co.,  who 
conduct a boot and  shoe  and men’s fur­
nishing  goods  business  at  Muskegon, 
have  opened a clothing  and  furnishing 
goods store here.

Ontonagon—A new  store  at  Stannard 
was  recently  opened  with a dance  and 
banquet,  250  people  attending  it.  A 
special train was run from Ontonagon for 
the purpose of  taking guests thither.

Montague—Al.  Stockwell  has  retired 
from  the  grocery  firm  of  Shattuck  & 
Stockwell,  selling  his  interest  to  A.  E. 
Board well and Benj.  Hoffman.

Bailey—Mr.  Minnick  has  purchased 
the hardware handled by Spring & Lind­
ley  and G. Hirschberg  and  will  engage 
in business on his own account.

Saranac—S. A.  Welch  has  purchased 
Mr. Burk’s  interest  in  the meat market 
of Burk & Welch.  Mr. Burk  is  intend­
ing to move to Grand Rapids soon.

Grand  Haven—Thos.  Friant  has  fore­
closed  his  mortgage  on  the  drug, book 
and  stationery stock of  Hutty & Dickin­
son.  The sale is set for September 10.

MANTJFACTURING MATTERS.

Farwell—Frank  Long  has  begun  the 
erection  of  a  new  planing  mill.  The 
main  building  will  be  36x60, with  two 
wings.

Marquette—Burt  Bros,  will  start  the 
Carp River Furnace and employ 200 men, 
if  the people  will  give  them a bonus of 
$30,000.

Bay City—McKeon & Glover  have con­
tracted to put in  25,000,000  feet  of  logs 
for  parties  here,  and  the  logs  will  be 
brought here to be manufactured.

East  Saginaw—C.  M.  Hill  will  take 
down  his  mill  here  during  the winter, 
load it upon vessels and ship it to Duluth 
as soon as navigation opens in the spring.
Fennville—F.  S.  Raymond  and  J.  F. 
Barron  have  resigned  their  offices  as 
directors  of  the  Fennville  Roller  Mill 
and,  in  their  stead,  W.  H. McCormick 
and  Leonard  S.  Dickinson  have  been 
chosen.

Bay City—The  planing  mill  and  box 
factory  of  W. H. Nickless  was  recently 
destroyed  by  fire,  and  the  next  day 
$5,000  worth  of  dry  lumber  belonging 
to  him  was  burned.  No  insurance  on 
lumber.

Evart—B. G. Colton bought the shingle 
mill  formerly  operated  by Beardsley & 
Davis.  The  engine  and  boiler  he  has 
sold to M.  Belanger & Son,  who are hav­
ing it  set  up  to  run  their  tool factory. 
The balance of the machinery he will sell.
Kalamazoo — The  Chamber  of  Com­
merce has agreed  to give the Peninsular 
Carriage Co.,  an  embryo  organization,  a 
bonus  of  $1,500  w'hen  twenty-five  men 
are employed  and  as  much  more when 
fifty  men  are  employed.  The  factory 
will be located in  the den Bleyker build­
ings, and  the  business  will be managed 
by J. R.  McNabb,  formerly  superinten­
dent of the Coldwater Road Cart Co.

Marquette—John  C.  Brown,  who  has 
taken the job of lumbering  the  McGraw 
tract  on  the  Dead  River,  is  making 
preparations to put in 30,000,000 feet.  A 
large number of  his  men who have been 
employed  on  the  Ocqueoc  have  been 
shifted  to  this  place. 
It  is  said  that 
Brown’s contract price for putting in the 
timber  is  $6.25  a  thousand,  and  those 
familiar with  the  character  of the tract 
say it is a fair  price.  Two  camps  will 
shortly be started.
.  Bay City—The  mills  continue  piling 
up boards, being well supplied with logs. 
Stocks are  not  moving  very briskly and 
it has  become  necessary to utilize every 
available  inch  of  piling  room.  One 
manufacturer  has  8,000,000  feet  of  un­
sold lumber on dock and has  been forced 
to pile his lumber back from the docks to 
such a distance that in the event of  ship­
ping  by  water  it  will  be  necessary  to 
load the lumber on wagons and haul it to 
the dock to be placed on the vessel.  Some 
manufacturers are sold  and  shipped  up 
closely, but they are the exception.

P urely  P ersonal.

Frank  E.  Picket,  salesman  for  the 
Coldspring  cheese factory,  at  Hilliards, 
was in town Monday.

A.  Giddings,  the  Sand  Lake  general 
dealer,  was in town  one day last  week, 
for the first time in over five years.

Will M. Butts,  book-keeper  for  Haw­
kins,  Perry  &  Co.,  has  returned  from 
Bay View,  where he spent  three  weeks 
with his family.

Geo. Treadwell,  formerly with  Spring 
& Company,  but  now  buyer for Lyman 
Feltus & Co., of  Christy, is in town for a 
few  days,  buying  goods  for  the  fall 
trade.

Will P. Granger  is  now  the  possessor 
of  a  Jersey cow, obtained through hold­
ing the  lucky ticket  in  a  raffle,  and  is 
seriously considering the subject of  calf 
culture.

Frank  J.  Dettenthaler  and family are 
back from  Colorado  Springs.  Contrary 
to  expectation,  the trip did not result in 
a  material  betterment  of  Mrs.  Detten­
thaler’s health.

H. F. Hastings is in London this week, 
and  will  spend  two  or  three  weeks in 
Scotland  and  Ireland,  prior  to  sailing 
from  Southampton  or  Liverpool. 
So 
crowded are the  return  steamships  that 
it is a little  uncertain  when  he  will be 
able  to  get  back.  His  health  is  very 
much improved.

The  F irst  Salt  Trust.
salt trust.—Detroit Free Press.

Lot’s wife was the first  to  suffer  by  a 
She suffered because  she did not trust. 
It was when she looked back the old way 
that she became  a  pillar  of  salt.  Lot 
himself was in the combine.  He realized 
on the pillar and was left free  to  take  a 
fresh wife.

THE  P.  OF  I.

P rogress  o f th e  N oble  Order—Interest­

in g  Incidents.

The work of  organizing  new lodges of 
the  P. of  I.  goes  bravely  on.  Wèstern. 
Michigan  now  appears  to be the battle­
ground, certain  portions of  the  Eastern 
part  of  the  State  having  been  worked 
over  very  thoroughly. 
It is noticeable, 
however, that  in  the  localities  first  at­
tacked by the organizers,  the noble order 
has  nearly  disappeared—both  members 
and merchants having  severed their con­
nection with the organization in  disgust. 
With this experience staring  them in the 
face, legitimate  merchants  can  afford to 
be patient, as the  ultimate  abandonment 
of  the craze is a matter of  a few months, 
at most.

Ira  Smith is a traveling  salesman  for 
Edson, Moore & Co., of  Detroit. 
Ira re­
cently dropped off  at  Sand  Lake  to sell 
Frank E.  Shattuck  a  bill  of  dry  goods. 
Shattuck  happened  to be feeling a little 
edgeways  toward the P. of  I. stores  and 
asked Ira if  he sold the Patron concerns. 
Ira  assured  him  that  his  house  was 
making  no  new  customers—that where 
one of  their  old  customers  went  astray 
on the P. of  I.  business, he was  not  cut 
off,  but  that  under  no  circumstances 
would new customers be made among the 
ranks of  the P. of  I.  On the strength of 
this  statement,  Shattuck  bought  $1,200 
worth ©f  fall goods,  and  was  somewhat 
chagrinned  the  next  day to  learn  that 
Smith  had  sold Henry Henkel, of  How­
ard City,  a $700  bill—the  first  order  he 
had  ever  taken  from  that  merchant. 
Shattuck  immediately  notified  Edson, 
Moore & Co.  to  cancel  his  order,  a  re­
quest  they  declined  to  grant,  and  the 
goods now lie in the depot at Sand Lake. 
Shattuck  declares  that he will never re­
ceive them,  as the goods  were  sold  him 
under  false  representations,  and a num­
ber of  retail merchauts  along the line of 
the G.  R. & I.  are so sanguine  that  he is 
in  the  right  that  they  offer to assist in 
defending  an  action  at  law,  in  case 
[ Edson, Moore & Co.  see  fit  to  resort  to 
that expedient.

Joshua Colby,  the  Rockford hardware 
dealer,  rather  beat the P. of  L’s at their 
own game.  He contracted  to  sell  them 
goods on a 20 per  cent, margin, but stip­
ulated that a Patron must pay up his old 
account, if  any,  before  he  could  secure 
the benefit of the 20 per cent, concession. 
Paying  old  accounts is one of  the things 
a Patron  of  Industry is  constitutionally 
opposed  to—as  a  good  portion  of  the 
membership  is  composed of  dead-beats, 
delinquents  and 
long-winded  individ­
uals—in consequence of which Mr. Colby 
is seldom asked to  grant  the  concession 
above  referred  to. 
If  all the  men  who 
cater to the P. of  I. trade  were  as  long­
headed as Mr. Colby, there  would be lit­
tle  room  for  complaint  on  the  part of 
regular merchants.

The life  of  the P. of  I. merchant does 
not appear to be one  continual  round of 
pleasure—and  profit.  Not  only  do  the 
Patrons dictate  the price at which goods 
shall be sold, but they also assume to say 
how  they shall  be  sold  and  by  whom. 
Henry Strope, the  Morley  merchant, re­
cently  received a call  from a delegation 
of  P. of  L’s, who  informed  him  that it 
had been decreed  that he must discharge 
one  of  his  clerks  and  give  his  son  a 
“combing  down,”  for  failing  to  treat 
some of  the  Patrons  with  the  lofty  re­
spect  due  the  organization.  Galling as 
this  sort  of  dictation  must  be,  it is one 
of  the  privileges  of  the  P. of  I.  dealer 
and  must  be  borne  in  meekness  and 
humility.

T h e  T r a d esm a n  should be pleased to 
receive  a list  of  all  the  P. of  I.  dealers 
not given in the following list :
Berles.

Grand  Rapids—John  Cordes,  Joseph 
Rockford—B. A.  Fish, Joshua Colby.
Cedar  Springs—John  Beucus,  B.  A. 
Sand  Lake—C. O. Cain,  Jas.  H. Bray- 
Howard City—Henry Henkel.
Morley—Henry Strope.
Coral—J. S. Newell & Co.
Kent  City—R. McKinnon, M. L. Whit­
Nashville—Powers & Stringham.

Fish, Ward Bros.
man.

ney.

A  N ew   D eparture.

Messrs. O. D. Fisher  and D.  C. Under­
wood  announce  in  another  part of this 
week’s  paper  that  they  have  opened a 
broker’s office in this  city for the benefit 
of the retail trade.  The  idea is new and 
has much to commend it.  The purchases 
of the  jobber  are  almost  entirely made 
through brokers  and  the  system is con­
sidered the best that can be devised, when 
the  buyer  and  seller  are  in  different 
places.  The  broker  is  naturally  the 
friend and ally  of  the  buyer,  although 
his  commission  comes  from  the selle”. 
Hence, it follows  that  if the broker is a 
capable  and  reliable  man, he should be 
of  benefit  to  the buyer in the matter of 
prices,  as well as in the quality and style 
of goods shipped on their  orders.  This 
is a matter  of  considerable  importance 
and one  where  the  broker  could do his 
customers  great  service,  and  Messrs. 
Fisher & Underwood  would  do  well  to 
bear this in mind.

Both gentlemen are  well known to the 
Grand Rapids  trade.  Mr.  Fisher has a 
record  as  one  of  the  shrewdest buyers 
among the wholesale trade  of  this  city. 
Mr.  Underwood  will  be  remembered as

G ripsack Brigade.

Willard H. James, Michigan represent­
ative  for  C. M. Henderson & Co.,  put in 
Sunday at Onekama,  where  his  wife  is 
spending the summer.

Geo.  W.  Haynes,  formerly  traveling 
salesman for Geo.  Hanselman,  of  Kala­
mazoo,  has engaged  in  the  grocery and 
confectionery business at Dowagiac.

It is reported  that a warrant is out for 
the  arrest  of  Cornelius  Crawford  for 
breaking a seat  on  a  south-bound  train 
on  the G.  R. & I.  last  Friday afternoon.
Harry  Gregory, formerly on  the  road 
for  Daniel  Lynch, but  now  engaged in 
general  trade at Fennville,  goes  on  the 
road for Putnam & Brooks.  His  brother 
will attend to the store.

It is stated, on excellent authority, that 
the  President  and  Secretary  of 
the 
Knights of the Grip both communed with 
nature  on  the  occasion  of a water  trip 
from Pentwater to Ludington a few days 
ago.

Thomas  A.  Hazlitt,  formerly  on  the 
road for H.  H.  Freedman & Co., of  Reed 
City,  and  subsequently traveling  repre­
sentative for Comfort Bros., of Manistee, 
has  engaged  in  the  cigar  and  tobacco 
business at Manistee.

Will  J.  Morley  has  severed  his  con­
nection with the Powers & Walker Casket 
Co., to take the  position of  general trav­
eling  representative  for  Frank  & Lam­
bert,  of  New  York.  He  will  live  at 
Buffalo and enter upon  the  duties of his 
new position September 1.

The  following  additions  to  the hotel 
list of the Knights of the Grip have been 
made  during the past  week:  Coburn’s 
Exchange, Howard  City;  Abram  House, 
Lapeer;  Brooks  House,  Sand  Lake; 
Bailey  House,  Ionia;  Campbell  House, 
Bay City;  Wildermuth  House.  Owosso; 
Evart  House,  Evart;  Phoenix  House, 
West Branch: Otsego Lake House, Otsego 
Lake;  Grayling  House,  Grayling.  The 
Knights  of  the Grip now has a member­
ship of 598, in good standing,  which it is 
expected  will  be  increased  to  an even 
1,000 before the end of  the year.

Bank  Notes.

The  Gladstone  Exchange  Bank  has 
gone into liquidation.  But  for  the  col­
lapse of  J.  Frank  Collum, the  Minneap­
olis  forger,  the  institution  would  have 
been merged into a State bank.

At  a  meeting  of  the  stockholders of 
the  Farmers  and  Merchants’  Bank  of 
Nashville, held last  Thursday, it was re­
solved  to  merge  the  institution  into  a 
national  bank  and  increase  the  stock 
from $35,000 to $50,000.  The  additional 
stock has all been placed.

M. S. Smith has been elected President 
of 
the  American  Exchange  National 
Bank  of  Detroit,  succeeding  Alexander 
H. Dey,  deceased.  George B. Sartwell,
who  has  been  Cashier  for  over twenty 
years,  has  been  made  Vice-President. 
Hamilton Dey, who  has  been  Assistant 
Cashier for the  past  five  years, has been 
promoted to the post of  Cashier  and also 
elected  a  director,  while  Herman  Dey 
was promoted from Corresponding Clerk­
ship to the position of  Assistant Cashier.

S ee  His  N ew   Line.

Merchants  who  visit  Detroit  during 
September  should  not  forget that Chas. 
E.  Watson  will  have  S.  A. Maxwell & 
Co.’s full line  of  fall  and  winter goods 
on exhibition at  the  Plankinton  House, 
including  all  the  novelties  incident  to 
the Christmas and  holiday trade.  There 
is no questioning the  fact that Charley’s 
line is larger  and  finer  than ever before 
and those who  fail  to  look over his line 
will have occasion to regret it.

FOB  SALE,  W ANTED,  ETC.

A dvertisem ents will be inserted  under  th is  head fo r 
tw o  cents  a  word  th e  first  insertion  an d   one cent a  
word  fo r  each  subsequent  insertion.  No  advertise­
m ent tak en  fo r less th a n  85 cents.  Advance  paym ent.

B U S IN E S S   C H A N C E » .

F OR SALE—$1.500  DRUG  STOCK  AND  FIXTURES, 

located in a  th riv in g  village of th e m ost lu x u rian t 
farm in g  d istrict in M ichigan;  best of reasons fo r seU- 
ing;  th is will b ear inspection.  Address, O. B. Farrand, 
181
W illiam s Sc Co., D etroit,  Mich. 
F o r   s a l e - w e l l   s e l e c t e d   d r u g   s t o c k  
in
Southw est M ichigan’s  p rettie st city of 5,000 inhab­
ita n ts;  invoice w ith fixtures, $2,000  to  $2,500;  reason 
fo r selling,  m anufacturing  in terests  req u irin g   m ore 
a tten tio n .  Address, S. Sc M., care Tradesm an. 
183 

OR  SALE—DRUG  AND  GENERAL  STOCK  IN  A 
good farm in g  com m unity.  No  o th er  dru g   store 
w ithin  nine  miles.  F o r  particu lars,  address  Drugs, 
care M ichigan  Tradesm an. 

Mo n e y   in   t h is —s h in g l e   m il l   a n d   f u l l y -

equipped woods outfit, all  ru nning now, fo r sale 
a t a  b arg ain ;  ow ner going W est.  W rite a t once.  C. L. 
G ray Sc Co., E vart, Mich. 

177

178

OR  RENT—A  GOOD  DRY  GOODS  STORE  IN  GOOD 
business to w n ;  good opening fo r th e rig h t person. 

Address Box 85, Dryden, Mich. 

178

OR  SALE—OR WILL  TRADE  OR  EXCHANGE"FOR 
p roperty in some city  of n o t less th an  2,000 pepula- 
tio n  in Middle o r S outhern M ichigan.  Stock  of  drugs 
and  general  m erchandise  and  store  buUdings,  well 
located fo r business, and is now doing a  trad e of $1,500 
per m onth.  Cash  value  of  buildings,  $2,500;  stock, 
$5,000;  can reduce stock to  $2,500  in  60  days.  Build­
ings all in good rep air;  stock in good  shape;  satisfac 
to ry  reasons given.  Address No. 179, care of  Michigan 
Tradesm an. 

Fo r  s a l e —c o m p l e t e  s t o c k  o f  w e l l -s e l e c t e d

general  m erchandise,  including  fixtures,  ag g re­
g atin g  about $2.500, situated a t good  trad in g   p o in t in 
th e  U pper Peninsula;  will sell stock on easy term s and 
ren t  o r  sell  building  containing  same.  Apply  to 
Lem on Sc Peters, G rand Rapids. 

Fo r  s a l e —t e r m s  t o   s u it -  h a l f   in t e r e s t   in

one o f th e  liveliest  stores  in  the  S tate;  if  you 
pay ren t, or a re  poorly  located,  w rite  me.  Address 
No. 173, care Tradesm an. 

OR SALE—HAVING  OTHER  IMPORTANT  INTER- 
ests, we offer fo r sale our stock of drugs, groceries, 
crockery, glassw are, wall paper, paints, oils,  e tc .;  one 
of th e  best stooks in best county seat in M ichigan; will 
invoice a bout  $7,000;  will  tra d e   out  $1,000.  Address 
B art ram  Sc M illington. Paw  Paw. 

175

173

168

Ii9

SITUATIONS  WANTED.

w ork, plum bing o r painting.  No. 38 O ttaw a St. 

plat.  South  Division  street,  fo r  lum ber,  mason 

WANTED—TO  EXCHANGE—A  LOT  ON  WHITE’S 
WANTED—SEND  A POSTAL  TO THE SUTLIFF COU- 

pon Pass Book Co.,  Albany,  N.  Y., fo r  samples 
of th e new  Excelsior  Pass  Book,  th e   m ost  com plete 
and finest  on th e  m ark et,  and  ju st  w hat  every m er­
ch an t should have  progressive m erchants all over the 
country are now using them . 

MISCELLANEOUS.

137

182

H O N
COFFEE

M e r c h a n ts,

Y O U   W A N T   T H I S  C A B I N E T

T h o u s a n d s   o f  T h e m

Are in use all over the land. 
It  does  away  with  the  unsightly barrels so 
often  seen  on  the  floor  of  the  average  grocer.  Beautifully grained and 
varnished  and  put  together  in  the  best  possible  manner. 
Inside each 
cabinet will be found one complete set of castors with screws.

Every  Wide-Awake  Merehant

Should  Certainly  Sell

LION, THE  KING  OF  G0FFEE8.

An  Article  of Absolute  Merit.

It is fast  supplanting  the  scores  of  inferior  roasted coffees. 

only in one pound packages. 
120  one-pound  packages. 
Shipping depots in all first-class cities in the United States.

Packed 
Put  up  in  100-lb  cases,  also  in cabinets of 
For  sale  by  the  wholesale  trade  everywhere. 

W o o lso n   Spice  Co.,

T O L E D O ,  O H IO .

L. WINTERNITZ,  Resident Agent, Grand Rapids.

MORTGAGE  SALE!

Having taken possession of  the Hutty & Dick­
inson drug, book and  stationery stock, at Grand 
Haven, by virtue of a chattel mortgage, I hereby 
offer  same  at  public  sale  on  Sept. 10, or I will 
entertain  a  reasonable  offer  for  the  stock 
and  fixtures  in  the  meantime.  The  stock  is 
clean  and  well-selected,  and  will  inventory 
about $6,000.  Sent of store reasonable and loca­
tion best in the  city.

T h o s.  F r ia n t , Mortgagee, 
Grand Rapids, Mich.

New  York  ßoffee  Rooms.

A bill of fare  of  over  fifty  different well pre­
pared dishes to select from, at only 5 cents each. 
Ladies as well as gentlemen have found that the 
New York Coffee Rooms is the place to eat.

Try our eatables once and you will always there­

after be a steady customer.

F .  M.  B E A C H ,  P r o p .

61  Pearl  Street.

W M .  M  C L A R K ,

Manufacturer  of

ßiMom 

]M e  Shirts.

Fit and Quality Guaranteed.

Our cutting is  done  by  Chas.  R.  Remington, 
who was for  nine  years  cutter  for  Gardiner & 
Baxter, who  will  cordially  welcome  his  many 
friends in the  trade.

7  Pearl  St.,  Grand  Rapids,  Mich.

W H O L E S A L E
C arp ets,

O il  C lo th s, 

R u g s ,

C h in a   M a ttin g s 

D r a p e r ie s,

a n d

P a r lo r  S c r e e n s
Smith 

it Sanford,

Ottawa  and  Pearl  St».,  Ledyard  Block.
W pot  M irin 'n an   b u sin e s s  u n iv e r s it y
H oot  JVUlilIiydil  AND NORMAL SCHOOL. 
(O riginally Lean’s Business College—E st’blished 8 y ’rs.)
A  thoroughly  equipped,  permanently  estab­
lished and pleasantly located College.  The class 
rooms have been  especially  designed in accord­
ance with the latest approved plans.  The faculty 
is composed of the most competent and practical 
teachers.  Students graduating from  this  Insti­
tution MUST be efficient and PRACTICAL.  The 
best of references  furnished  upon  application. 
Oar Normal Department is in charge  of  experi­
enced teachers of established reputation.  Satis­
factory  boarding  places  secured  for  all  who 
apply to us.  Do not go  elsewhere  without  first 
personally  interviewing  or  writing  us  for full 
particulars. 
Investigate  and  decide  for your 
selves.  Students may enter at any time.  Address 
West Michigan Business University and Normal 
School,  19, 21, 23, 25 and  27  South  Division  St., 
Grand Rapids, Mich.

J. U. L e a n , 

Principal. 

A. E. Y e r e x ,
Sec’y and Treas.

F O R   S A L E !
The  Drenthe  Cheese  Factory.  Well 
equipped for handling  the  milk  of  400 
cows.  Terms easy.  Address

F  J.  LAMB  &  GO.

- 

Grand  Rapids, 
Mich.
Fehsenfeld  &  Grammel,
B R O O M S !

(Successors to  Steele Sc G ardner.) 

Manufacturers of

Whisks,  Toy  Brooms, Broom Corn, Broom 
Handles, and all Kinds  of  Broom Materials. 
lO and 12 Plainfield  Ave.,  Grand  Rapids.

O ur  F a ll  S to c k

Is now Complete and Ready for Inspection.

F, B. WUrzbiirg  It  Go.,

(Successors to F. W. Wurzburg’s Sons & Co.) 

Exclusive Jobbers of

DRY  GOODS, HOSIERY,

NOTIONS, UNDERWEAR,

19  A   21  SOUTH  DIVISION  ST.,

GRAND  RAPIDS, 

-  MICH.

Product of Our Factory  at  Fon du Lac,  Wis.

You can buy a better $3 Men’s Calf Shoe and other grades made by  C. M.  HENDERSON 
A  CO. near your own door than other manufacturers can offer, and  this  is  true  of  our  Ladles’ 
Fine Dongola and Goat $2.50  hoe and our $3 Henderson  French  Kid,  and  other  grades 
made at our Dixon Factory, where our  celebrated  “ Red  School  House ” Shoes  are  produced. 
We have special advantages  for  manufacturing  them  and  make  them all on the theory of merit 
and style.  “The proof of the pudding is in chewing the string,” and if you will test them we shall 
highly appreciate it and are sure  it  will  prove  to  your  advantage.  Our heavier grades of goods 
made at our third factory are also acknowledged to be unequaled.

'  G.  M.  HENDERSON  i  GO..  Chicago.

Fond dn Lac, Wis-

F a c to r ie s:
Dixon,  111.

W illa r d   H.  J a m e s,
Salesman  for  the  Lower  Peninsula.

P. O.  address,

Morton  House,  Grand  Rapids,  Mirk
W e  furnish  electrotypes  of  our  Specialties  to  Customers.

Chicago, 111.

B.  J.  D B T T B N T H A F B R ,

-----AND-----

Mail Orders Receive Prompt  Attention.

See  Quotations  in Another  Column.

F o r   S a le !

ing:

New and Second  Hand  Machinery, Includ­

One 24-inch Planer and Matcher,
Three  Mortisere,
One Tenoner,
Three Band Saws,
Three Sand-papering Machines,
Two Jointers,
Door Clamp,
Pulley Mortiser,
Two 24-inch Poney Planers,
Two Railway Cut-off Saws,
One Swing Cut-off Saw.
Three Re-sawing Machines,
Universal  Saw  Tables  and  full line of  small 
machinery and supplies.  Will  name low prices.

P.  B.  WIGGINS  &  CO.,

EAST  SAGINAW, 

- 

MICH.

S .  G.  K e tc h a m ,

DEALER 

IN

Lime, Hair,  Cement, Brick, 

Stucco,  Sewer  Pipe,  Tile, 
Fire Brick and Fire Olay.
14 West Bridge St.,  Grand  Rapids,  Mich.

ESTABLISHED  1870.

CHAS.  SCHMIDT 

BROS.,

Manufacturers  and  Dealers in Foreign and 

American

Granite and Marble

Monuments *  Statuary

Having erected a New Granite  Factory 
with the Latest Improved Machinery, we 
can  Guarantee all Work First Class  and 
Fill Orders Promptly.

WORKSHOP An d   POLISHING  MILLS:

Cor. West Fulton  and  Straight Streets.

OFFICE  AND SALESROOM:

93  Canal  Street.

GRAND  RAPIDS, 

-  MICH.

Dry  Goods* 
P r ic e s   C u rren t.

S T E E L   S C R A P E R S .

ASSOCIATION  DEPARTMENT.

Michigan  Business  Men’s  Association.

P resident—C. L. 'W hitney, M uskegon.
F irst Vice-President—C. T. B ridgm an, p in t.
Second V ice-President-M . C. Sherwood, Allegan. 
Secretary—S. A. Stowe, G rand Rapids.
TrftBunroi’_H. W,  Hftrkcr, Owosso. 
Executive  B o ard -P resid en t;  F ran k   W eU ^L an rfn g ; 
F ran k   H am ilton, Traverse C ity;  N. B. Blato, lowen 
Chas.  T.  Bridgm an,  F lin t;  O.  F.  Conklin,  Grand
COTMdtte^onlnBSance-^.  fi„P®SS4’otomo R*P" 
C ^ ^ iiitte e   I n ^ g ^ t W ^ F n t n k   W^lle,  lA nsing;

,

eree C ity:  Geo.  R.  H oyt,  Saginaw ,  L.  W.  Sprague,
Com m ittee on T ransportation—C. T. Bridgman,^ p i n t;
It. C. 8herw ood. Allegan;  A. O. W heeler,  Manistee. 
Onm m ittee on Building  and  Loan  Associations—N.  B. 
b £ £ L  tS w S lT F i L. Fuller, C edar Springs;  P. J. Con-
nell,  Muskegen. 

Liocal S ecretary—Jas. H. Moore, Saginaw. 
O f flS a lO ^ a n -T B K  Mich ig a n Tba d k sx a n._____________
The following  auxiliary associations  are op­
erating under  charters  granted  by the Michi­
gan Business Men’s Association:

_ 

_

No. 1—Traverse City B. M. A. 

President. J. W. M illikan; S ecretary, E. W. Hastings.

No. 2—Lowell B. M. A. 
President. N. B. B lain ; S ecretary, F rank T. King. 
‘  No. 3—Sturgis B. M. A.
' 
Preeident, H. S. C hurch; S ecretary, W m. Jo m .
No.  4—Grand  Rapids  M.  A. 
P resident, E. J. H errick; Secretary, E. A. Stowe.
No.  5—Muskegon B. M. A. 
No. 6—Alba B. M. A.  ~

P resident, Jo h n  A. Miller;  S e c re ta ry , C. L. W hitney.
—" 
Preeident. F. W. Sioat; Secretary, P. T. Baldwin.

N o .  7—D i m o n d a l e  B .  M . A .

N o . 8—E a s t p o r t  B .  M . A .

President. T. M. Sloan; S ecretary, N. H. W idger.
“ 
P resident, F. H. Thursto n ; Secretary, G eo.L.Thurston, 
’ 
P resident, H. M. M arshall; S ecretary, J. H. Kelly._____

N o . 9—L a w r e n c e  B .  M . A .

President. H. P. W hipple: Secretary, D. E.  W ynkoop.

P resident, W, J, C lark; S ecretary, A. L. Thompson.__

No. 10—Harbor Springs B. M. A.
N o.ll— K i n g s le y  B. M. A.  _ 
N o .  12—Q u i n c y   B . M . A .
N o .  13—Sherman B . M. A .

President, C. McKay; Secretary, Thos. Lennon.---------
“  
President, H. B. S tnrtevant;  Secretary, W,  J. Austin, 

" 

N o .  1 4 - N o .  Muskegon B . M .A .
President, 8. A. H ew ey: Secretary, Q. C.  ^ ______
--------   No. 1 5 —Boyne City  B. M. A.
President, R. R. Perkins; Secretary, F. M. Chase.—  
' 
No. 16—Sand Lake B. M. A.
President, J. V. C randall:  S ecretary, W. Rasco.------
------------No. 17—Plaiuwell B. M. A.
President. Geo. H. Anderson; Secretary, J. A. Sidle 
No. 18—Owosso B. M. A.
No.  19—Ada B. M. A.

re s id e n t. W arren P. W oodard; S ecretary ,8. Lam from.

reeident, D. F. W atson: Secretary, E. E. Chapel._____
---------- No. 80—saugatuck B. M. A.
resident, John F. H enry; Secretary, L. A. Phelps.-------
No. 31—Waylaud B. M. A.

»resident, C. H. W harton; Secretary, M. V. Hoyt.--------
---------No. 38—Grand  Ledge B. M.A.
■resident, A. B. Schum acher; Secretary, W.  R.  Clarke
No. 33—Carson City B. M. A.

■esident. John W. H allett;  S ecretary, L- A. Lyon.------
“ 
■evident. J. E. Thurkow ;  S ecretary, W. H. Richmond.

No. 34—Morley  B. M. A.

■esident, H. D. Pew; Secretary . Chas. B. Johnson.

‘  No. 3 5—Palo B. M. A . "
No. 36—Greenville  «. M. A.

•esident, A. C. S atterlee;  S ecretary, E. J. Clark.--------
• 
■esident, E. S- Botsford; Secretary, L. K. Fisher.--------

No  37—Dorr B. M. A.

■resident. A. G. Avery;  Secretary. E. B. HonghtaUng.

residen t. A. J. Paddock;  Secretary, H. G. Poser.--------
— 
resident, W m. Moore;  Secretary , A. J . Cheesebrongh.

No. 38—Cheboygan B. M. A
No. 39—Freeport B. >1. A,
No. 30—Oceana B. M. A.
N o . 31—C h a r l o t t e   B.  M .  A .
No. 33—Coopersville B. M.A.
No. 33—Charlevoix  B. M. A. 

resident, Thos. J. Green:  Secretary, A. 6. Flenry.------

resident, W, G. B arnes:  Secretary, J. B. W atson.-------

resident,  L.  D.  B artholom ew ;  Secretary. R- W. Kane.

•esident, H. T. Johnson;  Secretary, P. T. W illiams.—  

‘ 

No. 34—Saranac B. M. A.
No.  3 5—Bellaire  B. M. A. 
No. 36—I t h a c a   B.  M. A. 

resident, H. M. H em street; Secretary , C. E. Densmore.

resident, O. F. J ackson;  Secretary, J ohn  M. Everden. 
--------- No. 37—B a t t l e  Creek B. M - A.
re sid e n t,  Chas. F. Bock;  Secr e ta r y ,  E  W. M oore.------

No. 38—Scottville B.  M. A.
No. 39 —Burr Oak B. M. A.

■esident, H. E. Symons: Secretary, D. W. Higgins.-----
~  
resident, W. 8. W ilier; S ecretary,  F - W. Sheldon.-------

resident, C. T. H artson; Secretary, W ill Em m ert.-------

No. 40—E a t o n  R a p i d s  B. M. A.
No. 41—Breckenridge  B. M. A.

reeident, C  H. Howd;  Secretary, L. W aggoner.------ --
" 
■esident. Jos. G erber;  Secretary  C -J-B athbun.--------
_
resident, F rank J. Luick;  Secretary, J. A. Lm dstrom.

No. «»-Fremont B. M. A.
No. 43—Tustin B. M. A* 
N o . 44—R e e d  City B . M . A .
No. 45—Hoytville B. M. A. 

■esident, E. B. M artin; Secretary, W, H. Smitn.----------

isident, D. E. H allenbeck; Secretary, O. A. Halladay, 

. 

» ident, W m. H utchins; Secretary. B. M. Gould.-------

No. 46—Leslie B. M. A.
No.  4 7—Flint M. U.

» id en t, W. C. Pierce;  Secretary , W, H. G raham .___

No. 48—H u b b a r d s t o n  B. M. A.

isident, Boyd R edner; S ecretary, W. J. Tabor.----------

ssident,  A.  W enzell; Secretary, F ran k  Smith.______

No. 49—Leroy  B  M.  A. 
No. 50—Manistee B. M. A.

isident, A, O, W heeler; Secretary,C.  Granm s.__

isident, L. M. Seilers; Secretary, W. C. Congdon.

No. 5 1 —Cedar  Springs B. M. A. 
No. 53—Grand Haven B. M. A. 

s id e n t, F ra n k  P h e lp s;  S e c re ta ry , A. E .F itz g e ra ld .

B id en t, Thomas B. D utcher;  Secretary, C. B. W aller.
sident, C. F. H ankey; Secretary, A. C. Bowman. 

sident, A. S. Kedzie:  Secretary, F. D. Vos.
No. 53—Bellevue B. M. A.
No. 54—Douglas B. M. A  
No.  5 5—Petoskey B. M. A. 
No. 56—Bangor B.  M.  A.
No. 57—Rockford B. M. A. 
No. 58—Fife Lake B. M. A. 
No. 59—Fennville B. M. A. 

sident, Wm. G. Tefft; Secretary. E. B. Lapham.

sident, L. S. W alter; S ecretai; ,C-2  Blakely.

Bident, N. W . D ra k e ;  S e c re ta ry , G eo. C h ap m an .

sident F. S. Raym ond: Secretary. A. J. Capen.
No. 60—South Boardman B. M. A. 
¡dent, H. E. H ogan; Secretary , S. E. K eihardt.

.dent, V. E. Manley; Secretary, I, B. Barnes.

N o .  6 1 —H a r t f o r d   B . M. A . 
No. 63—East Saginaw M. A. 

ident, Jas. H  .Moore;  S ecretary, C. W.  M ulholand.

iden t, C. W, R obertson; Secretary, Wm. Horton. 

No. 63—Evart B. M. A. 
id en t, C. V. P riest; Secretary, C. E. Bell.
No. 64—Merrill B. M. A. 
No. 65—Kalkaska B. M. A.
No. 66—Lansing B. M. A. 
No. 67—Watervliet B. M. A.

ident, F ran k  W ells; Secretary, Chas. Cowles.

iden t, Alf. G. D rake; Secretary, C. S. Blom.______

[dent, W. L. G arrett; S ecretary, F.  H.  Merrifield.

N o . 68—A l l e g a n   B .  M . A .

[dent, H. H.  Pope;  Secretary, E. T. VanOstrand. 
N o . 6 9 —S c o tts  a n d   C l im a x  B . M .  A . 
d e n t, L ym an C lark; Secretary, F. 8. W illlson.

N o .  7 0 —N a s h v i l l e   B .  M .  A .

.dent, H. M. Lee; Secretary, W. S. Powers.________

N o .  7 1 —A s h l e y   B .  M .  A . 

dent, M. JTetzorg;  Secretary,  Geo. E. Clutterbuek. 
N o .  7 3 —E d m o r e  B . M . A .__________
No, 73—Belding B. M. A. 
>0.74—Davison M.  Ü. 

dent, A. L. Spencer; Secretary, O- F. W ebster.

dent, J.  F. C artw right; Secretary. C. W. H urd.

le n t. Oscar P. Bills;  Secretary, F. Rosacraus,

No. 75—Tecnmseh  B.  M.  A. 
No. 76—Kalamazoo B. M. A. 
No.  7 7—South  Haven  B.  M.  A. 

len t, 8. 8. McCamly;  Secretary,  Channcey Strong.

le n t, E. J. Lockwood; S ecretary, Volney Ross.

No. 78—Caledonia B.  M. A. 

len t, J. O. Seibert;  S ecretary, J. W .ifiannders.
79— K a - t Jordan and  !*o  Arm  B. M .A . 
len t, Chas. F. Dixon;  Secretary, L. C. Madison.
H—.Bay City and W.  Bay  City  K. M. A.
3e n t,F. L. H arrison;  S ecretary. Geo. Craig._____

le n t. L. A. V ickery;  S ecretary, A. E. Ransom .
len t,B . S. W ebb;  S ecretary, M. E  Pollasky.
len t, L. P. W ilcox;  Secretary, W. R. M andigo.

No. 81—Flushing B.  M. A. 
No.  83—Alma B  M.  A. 
No- 83—Sherwood B. M. A. 
No. 84—Standista B. M. A. v 

ddent. P. M. Angus; Secretary, D. W. Richardson.
sident. J. M. Beeman; Secretary. C. H. May.

No. 85—Clio B. M. A. 

No. 86—Millbrook and Blanchard B. M. A. 
President. T. W. Prsgton ; 8ecretary, H. P. Blanohard. 
No. 87—Shepherd B. M. A.
' 
Prewdent, H. 9. Bent; Secretary, A. W. Hurst.

A ssociation  N otes.

Referring to the annua)' picnic of the Traverse 
City B. M. A , the Eagle of  that  place  remarks: 
It is possibly the only  Instance on record where 
all  business  houses  were  closed  in  a  town of 
5,000 inhabitants to have a day of all-around-fun. 
Every one  speaks  of  having  a  delightful time 
and were glad that  the  business  men  of  Trav­
erse  City  looked  so  much  to  the  desires  of 
pleasure.

Allegan Gazette:  The Business Men’s Associ­
ation held a meeting Monday night  to  consider 
the steps necessary  to rejuvenate  the  organiza­
tion.  For some time only a handful has turned 
out  to  the  meetings, but now “a dose of elixir” 
is to be injected into the society and rousing big 
meetings  wilt  be  the  order  of  the  day  in the 
future.  Monday Bight’s meeting was an enthusi­
astic one and a committee was appointed to look 
up all members not present and secure a written 
promise  from them to attend a meeting  Septem­
ber  2,  when  changes  in  the  constitution  and 
by-laws will be considered.  The Business Men’s 
Association  is valuable to the town, and it is  to 
be hoped that it may at  once  regain  its  former 
efficiency and popularity;  and to judge from the 
present enthusiasm  of  its  prominent members, 
that is just  what  will  happen.  Every member 
should make it a point to be at the next meeting. 
Some  general  business  was  also  transacted. 
Charles  Bassett  was  appointed  a committee  to 
see the business men  individually and get them 
to close their stores and shops during the funeral 
of Ira Chaffee, and  to  attend  the  services  in  a 
body.  S.  D.  Pond, as chairman of a committee 
appointed for that  purpose, reported a new plan 
for  increasing  the  efficiency  of  the collection 
department.  A communication from  the  court 
house building committee,  asking  the  Associa 
tion to attend the services  at  the  laying  of  the 
corner  stone,  was  accepted.  As  most  of the 
business men belong to other societies, the Asso­
ciation will not attend in a body.  A report from 
the Secretai y was also  received and accepted.

President Whitney’s Plans.

From  the Muskegon News, Aug. 22.
A reporter  for  the  News  inquired  of 
C.  L. Whitney last evening if his election 
to the position of President of the Michi­
gan  Business  Men’s  Association  would 
interfere with his  duties  as Secretary of 
the Muskegon  Business  Men’s  Associa­
tion.
“No  sir,”  replied  the  newly  elected 
President,  “what  made  you  think  it 
would?”
The  scribe  suggested  that  it was his 
humble  opinion  that perhaps the duties 
of President would  occupy  too  much of 
his time  to  allow  him  to  attend to the 
duties of Secretary.
“No,” he replied,  “I shall regulate my 
work so as to attend the  meetings of  the 
Muskegon Association.  I expect that the 
work will call me away from home, how­
ever. 
I have consented to visit each  one 
of  the local  associations;  talk  to  them, 
encourage them all I can—in other words, 
make a tour of inspection. 
I shall plan 
my trip so as to lake  in  towns  adjacent 
to each other, and the  local  associations 
will hold special meetings to receive me.”
“When does the State Executive Board 
meet?”
“It is called to meet in  Grand  Rapids 
about  the  25th  of  September,  during 
the  time  that  the  fair  is  in operation. 
The standing committees  are  invited  to 
meet with the Board.  The chairmen  of 
these committees, by a resolution adopted 
at  the  meeting  held  in  Muskegon, are 
members  of  the  Board, so  you  see  we 
have a complete  working  force that can 
be gathered together easily.  One matter 
of interest to  come  before  the  Board is 
the appointment of  a State Organizer, to 
organize new associations, and  visit  and 
cheer old associations or re-organize them 
if found  necessary.  This  is a very im­
portant officer, and the appointment will 
be made with great care.”
“What is the plan of campaign for this 
year?”
“It is the organizing  of  new  associa­
tions, the re-organizing or the juvenating 
of  old  associations;  inspection  of  the 
local associations by  the  President;  the 
formation of the Michigan Business Men’s 
Fire Insurance Co.,  and  the  completion 
of a rating  plan.  The insurance scheme 
is  meeting  with  good  success,  and the 
stock is now being subscribed for.  The 
rating  system  now  under  discussion is 
not the Iowa scheme, but one of our own. 
The design is like this:  Each merchant 
will report whoever  deals  with  him  on 
credit, where he  works,  what his wages 
or salary  is,  whether  he  owns any real 
estate,  etc.  These  reports  will be col­
lected by the local  secretary,  and classi­
fied, whether  excellent,  good,  medium, 
or bad. 
In course of  time,  the secretary 
will probably have reports  of  the  same 
man  from  half  a  dozen  or  mare  mer­
chants.  The number of times he obtains 
credit will also be taken into  account  in 
the rating.  Now, when any one asks for 
credit, the merchant can obtain from the 
secretary his rating, and can go ahead with 
his eyes open.  The secretary will  be  in 
his office all  day,  and  can be reached at 
any time.  When a person  removes from 
the jurisdiction of one association to that 
of another, his rating will be  forwarded. 
The  whole  system,  if  adopted,  will be 
managed  most  probably  from the State 
Secretary’s office.

The  Old,  Old  Story.

From  the M&ncelona H erald.
The stock and fixtures of  J. L. Fuller’s 
meat market  were  sold  at  sheriff’s  sale 
last  Friday,  to  satisfy  a  mortgage  of 
$1,690.66, held  by the  Steele  Packing & 
Provision Co., of Grand Rapid6.  The net 
returns  from  the  sale  were  only about 
$140.  Poor  judgment and a heavy credit 
business  was  the  direct  cause  of  Mr. 
Fuller’s  insolvency.  He 
looked  upon 
mankind as being  generally honest,  and, 
having a kind and liberal  disposition,  he 
trusted patrons, as  he  now  realizes—to 
his sorrow.  Mr. Fuller is a hard worker, 
has never  been  extravagant,  and  is cer­
tainly deserving  of  a better fate.  L. M. 
Barnhart  and  Horace  Hoffman will, we 
learn, conuinue  the  business  at the old 
stand, and, if  they will  but  profit  from 
Mr. Fuller’s experience  and sell for cash 
only, they cannot  well  help  being  suc­
cessful.

He  Talked Too Much.

said 

“Yes,  ma’am,” 

the  butcher, 
“there’s as  nice  and  tender  a  roast  of 
lamb  as  you’ll  find  in  the  market. 
I 
wouldn’t  sell  it  to anybody but  an  old 
customer  like  you. 
It  was  my eldest 
daughter’s little pet  lamb. 
It broke her 
heart  to  let  it  go.  You  see,  she  had 
played with it ever since she  was a little 
girl. 
I—I—mean to say—Oh, yon prefer 
some  veal  cutlets.  Shall I send ’em up, 
ma’am ?”

A  GRAND  SUCCESS.

[CONTINUED  FBOM  FIB8T  PAGE.]

take  the  whole  period  for  twenty-five 
years previous to 1886 inclusive:  Amount 
of  insurance in force  $2,174,427,429;  as­
sessments 
levied,  $3,505,197.49;  losses 
paid,  $2,972,554.49,  or  $1.37  for  each 
$1,000 of  insurance in force;  cost of  col­
lecting  and  disbursing  243^  cents  per 
$1,000 of  insurance. 
If  these  statistics 
made to the  Commissioner of  Insurance 
of the State of  Michigan prove anything, 
they prove that the cost of collecting and 
disbursing  insurance  losses  through the 
average of  stock companies  doing  busi­
ness  in  the  State of  Michigan  is  about 
seventy-five times  more  than  through  a 
mutual  insurance  company.  The  won­
der is that the business men of  Michigan 
will  continue  to do  business  with,  and 
pay the  high  rates of  stock  companies, 
when by a simple  turn of  the wrist  they 
could  enjoy  the  advantages  of  mutual 
companies.
What are the  difficulties in the  way of 
the formation of  mutual insurance  com­
panies in Michigan?  I regret to say that 
the laws of  Michigan are  in a deplorable 
state in  this  matter.  There  is no  state 
in the Union  with which I am  acquaint­
ed where the laws are so absurdly framed, 
insurance  companies  so 
and  mutual 
hampered  as  in 
the  State  of  Mich­
igan. 
I  have  been  informed  by  one 
of 
the 
the 
secretaries  of  one  of 
mutual 
insurance  companies  which 
has done  business in Grand Rapids for a 
number  of  years,  that, at  every  session 
of  the Legislature for the last ten years, 
there  has  been  a  strong  lobby  in  the 
interest of  the  stock  companies  in  con­
stant  attendance, opposing  the  passage 
of  every law in the  interest of  or favor­
ing mutual  companies,  and  favoring the 
passage of every law which was designed 
to  hamper and  harass the  mutual  com­
panies,  compelling  them  from  time  to 
time to change the form of their policies, 
and,  in  some  cases, to re-organize  their 
companies,  until,  finally, life  became  a 
burden and  from  sheer disgust  some  of 
the  companies quit the business. 
It has 
become  a  settled  fact  in  the legislation 
of  this and  other states that  all corpora­
tions and  business monopolies which are 
making  money  maintain a  lobby  to  in­
fluence and control legislation.  For this 
reason bills to control  powerful corpora­
tions  and  monopolies cannot  be  passed. 
For  this  reason  bills  to  regulate  tele­
phones,  telegraphs or  other  monopolies 
have  never been  passed, while  laws  to 
prevent  the success of  mutual insurance 
companies have been passed.
What has  been done  by law to destroy 
mutual  companies?  First,  mutual  in­
surance  companies are confined in  their 
business  to  three  adjoining  counties. 
Why is this?  It  is well  known  that the 
stability and safety of an insurance com­
pany  is  promoted  by  having  its  risks 
widely  scattered—so  far  apart  that  no 
single fire can  destroy  so much  property 
or  inflict so many  losses as to impair the 
capital of  the company. 
It  would  seem 
that  this  law was  designedly  passed  to 
prevent  the  mutual  companies 
from 
adopting  a  rule of  action  necessary  to 
secure  the  stability  and  safety  of  the 
company.  What  has  been  the  result? 
Why, you  know that  some of  the  most 
successful  companies  in the  State,  for a 
season,  in  Sanilac, Huron  and  Tuscola 
counties,  were swept out of  existence by 
the fires  that  devastated all that portion 
of  the State several  years  ago.  Nearly 
every risk in the three  counties was con­
sumed.  Could  this  have  been so if  the 
companies  had been  allowed  to  do busi­
ness all over the State?  In that case, the 
sufferers by the fires would have received 
contributions from their mutual insurers 
all  over  the  State,  the  outside  world 
would  not  have  been  appealed  to  for 
charitable  contributions to relieve  their 
misery,  and  in due  season the  recipients 
of  their  insurance  would  have  rebuilt 
their  properties and  been  ready to  ren­
der  like  assistance  to the  next  sufferer; 
but their  losses were total  and the  com­
panies were  annihilated, simply  because 
they were  compelled  by an  unwise law 
to confine their insurance within too nar­
row  limits.  And  yet, this  same  provi­
sion  exists in the  laws to-day in the  in­
terest  of  stock  companies who  find  the 
whole  world  too  narrow for  the field  of 
their operations.
Second,  not  satisfied  with  confining 
mutual insurance  to  a  limited  locality, 
the  laws  now existing confine  the  busi­
ness of  any mutual  company  to  certain 
specified  classes within  those  localities. 
Instead of consolidating and forming one 
strong  company,  thereby  lessening  ex­
penses and including all classes of  prop­
erty, as  stock  companies do, there  must 
be  a  multitude  of  mutual  companies 
formed to do the  business—one for  farm 
property, one  for village  and  city prop­
erty,  one  for merchants,  one  for  manu­
facturers,  one  for  millers,  and  so  on, 
each  individual class of  property requir­
ing  a  separate  organization,  separate 
books,  separate  agents,  managers,  offi­
cers and offices, thus diffusing the efforts 
of  mutual  insurers  for  the  purpose, it 
would  seem,  of  aiding  the  stock  com­
panies t© “divide  and  conquer” the mu­
tual  companies—to  render  the  mutual 
companies so small  and  weak that  their 
power and  influence will be insiguificant 
and  entirely unable to compete with  the 
old,  established,  plutocrat  stock  com­
panies.
Third,  perhaps  the  most  outrageous 
and discriminating  provision that exists, 
is the  law making  policy holders in mu­
tual  companies  liable for  all  losses that 
may occur, without regard to the amount 
of  their  premium notes, a provision  not 
known  or  applied  to any  other  kind  of 
corporation in  existence,  and  not known 
or applied in any other state than Michi­
gan, so far as 1 know, excepting, perhaps, 
California.
If  such a provision was  applied to the 
stock companies or to their shareholders, 
how long would  they continue to do bus­
iness?  Such  a provision  is  a  violation 
of  the  fundamental  principles  which 
underlie tiie formation of  all eorprations. 
The  prime  object of all  corporoations is 
to protect their members from individual 
liability. 
If  corporations did  not enjoy 
this  advantage, not  one  in  a  thousand 
now in existence would continue to exist. 
The railways and all associations of  cap­
ital  throughout this  country would  soon 
disorganize and disband if  the owners of 
the capital—the  shareholders—were  in­
dividually liable for  all  the  companies’ 
debts,  and  the  business  of  the  country 
would be paralyzed.
To  be sure, the Supreme  Court of  eur

State  has  devised  a  way in  which  the 
policy holders  may by contract  between 
themselves, protect  themselves from  the 
enforcement of  this liability;  but  this is 
simply a method of  evading  the  law and 
sometimes  entails a suit in chancery and 
an  injunction  to  prevent  the  enforce­
ment of a liability imposed by the law as 
it now stands. 
In short, the law imposes 
a  liability and a burden  against which it 
should  protect the policy holders,  and  it 
compels  the  policy  holders  to  stipulate 
and  agree  among  themselves  for  their 
own  protection,  thereby abrogating  and 
nullifying  the  very  law  under  which 
they  are  incorporated  and  substituting 
for  it  a  mere  agreement  among  them­
selves.  Of  what use is  such a law?  Of 
course,  men  may associate  and  agree  by 
contract  among  themselves to  mutually 
insure themselves.  Of  what  use,  then, 
is a law which only hampers and  embar­
rasses  them  in  their  efforts?  Why tol­
erate upon the statute books a lot of use­
less  lumber which  stands in the  way of 
the  accomplishment of  the declared  ob­
ject of  the law and  which is only a delu­
sion and a snare to the unwary?
Generally speaking,  then,  we  may  say 
that  the  laws of  the State, so far  as the 
incorporation of  mutual  insurance  com­
panies  is  authorized,  are  a  bungling 
mass of  absurdities,  and  it  will  require 
herculean  efforts to amend  them so  they 
may conform  to common  sense and  jus­
tice.  Every B.  M. A.  in this State should 
commence now to investigate and agitate 
this  subject and  continue to  do so until 
the next meeting of  the Legislature; and 
when  that  occurs, they  should  be  pre­
pared to demand  the enactment of  a law 
which  should  give mutual  companies a 
fair chance in their competition with the 
stock companies.  Despite  the foregoing 
obstacles to success, there  are now  sixty 
mutual companies in the State struggling 
to  overcome  the  foolish  limitations  of 
law, and their  assistance  can be depend­
ed  upon to favor the enactment of  a fair 
and equitable mutual insurance law; and 
if  the  business  men  of  the  State  will 
arouse themselves  and  push  the matter, 
there  will  be no  doubt of  their success. ' 
What  we  want  is  a fair  and  just  law 
under  which  purely  mutual 
insurance 
companies may become incorporated and 
free from provisions designed to obstruct ] 
and  render their  successful working  an j 
impossibility, such  a  law  as was  passed I 
in 1883, but was declared unconstitution­
al  because of  duplicity in  the  title. 
It 
seems  to  be  generally the  case that  all 
good  laws  passed  by the  Legislature of 
Michigan  for the  interests of  the  people 
are  declared void  for some  technical de­
fect,  either  in the  body or in  the  title. 
Whether  these defects  are  inserted  de­
signedly  by the  opposers of  the  law, or 
through the inadvertence and negligence 
of  their  supporters, we  can  only  sur­
mise;  in  either  case the  people  are  de­
feated in their purpose.
Speaking  for the  Muskegon  Business 
Men’s  Association,  we  want  simply  a 
mutual insurance  company.  The  pre­
mium  notes of  the insured,  secured by a 
lien on  the  property insured,  are  a suffi­
cient capital  stock and  guaranty for the 
payment  of  all  losses, without  heaping 
up  in some  bank vault  $100,000 of  cash 
or stocks  or  bonds  as  capital  stock,  on 
which large dividends must  by paid. 
It 
is  better  than a stock  company, because 
in the  case of  a stock  company we have 
only $100,000  as guaranty, while  in  the 
case  of  a  mutual  company, if  we  have 
$10,000,000  of  risks, as  the Citizens’  of 
Grand  Rapids  has, on  a  basis of  2 per 
cent,  premium, we have $200,000 of  pre­
mium  notes as stock  capital, secured  by 
lien  on  the  whole  $10,000,000  worth of 
property  insured. 
In the  case cf  stock 
companies, the  dividends paid  must  be 
taken  from the  cash  premiums or notes 
given  by the  insured, which  should  be 
devoted to the payment of  losses.  With 
the  security  of  mutual  companies  so 
superior to that of stock companies,  how 
long  will  the  timidity of  business  men 
force them to pay the high rates of stock 
companies,  when, as  I  said  before,  by a 
simple  turn  of  the  wrist,  the  writing 
their  names  to  a  premium  note,  they 
could get  their insurance for one-fifth of 
the  money it now  costs  them?  Is  the 
force of  habit so great that we must bow 
our  heads  under the  yoke of  capital  in 
all our  enterprises, when it is not  neces­
sary.
There is  uo doubt  that a stock  capital 
increases the  cost of  running a company 
prodigiously.  There is no  doubt  that it 
deprives  the  policy holders of  any share 
in its management.  This is vested in its 
stockholders, on  the plea  that  the  man 
who has invested his capital  for stock as 
a guaranty is the most  largely interested 
in  its  management  and should  control 
everything  about it;  and  instead of  car­
rying out the mutual principle to furnish 
indemnity against  loss at the  least  cost 
to the insured,  it  becomes the sole object 
of  the  stockholders  to  make  it  cost  as 
much as  possible to the policy holder, in 
order  that  he  may receive  larger  divi­
dends  on his  stock.  Thus the  interests 
of  the stockholder and  the policy holder 
are naturally  antagonistic, j ust as  much 
as freedom and slavery,  or good and evil. 
Experience demonstrates that  the  stock 
company is managed  for the  interest  of 
the  stockholder, while  the  mutual  com­
pany is managed  for  the  interest of  the 
policy holder—and  that is why the  Mus­
kegon  business  man  wants  the  mutual 
company. 
If  more stability or a greater 
certainty is  desired  for the  payment  of 
extraordinary  losses,  he  might  consent 
to the gradual accumulation of  a reserve 
fund  by setting apart a small percentage 
of  all cash  premiums or assessments for 
that  purpose,  but  this  would  not  be 
needed if  the  foolish  law confining  the 
operation of  a mutual  company to  three 
counties 
company 
with  risks  wide 
the 
whole  State  could  hardly  meet  with 
such a  catastrophe  as  would  impair  its 
ability to meet  every loss  incurred from ] 
its reserved premium notes.
And  so we  might meet  all  the  objec- j 
tions  urged  against  mutual  insurance 
companies and  show them to be the fair­
est, the  strongest, the  cheapest and  the 
best  under all  circumstances, if  rightly 
managed, for the business man to patron­
ize  and  establish.  A  stock  company 
must of  necessity,  as said  before, be run 
for  the  interests  of  the  stockholders, 
while a  mutual  company is  run for  the 
interest of  the  policy holders,  and  it  is 
because we desire insurance, for ourselves 
that we favor the truly mutual plan.  To 
this  end we  believe  that the  efforts  of

repealed.  A 

spread  over 

is 

[c o n t in u e d   on  f if t h   p a g e .]

' 

“ 

» 

“ 

“ 

“ 
“ 

“ 
“ 
“ 

BLEACHED  COTTONS.

tííkWf 
I V  
twwi 
iiw y  r

American indigo—   634 
American shirtings.  5 
Arnold 
“  —   634
“ 
long cloth B. 1034
“  C.  834
“  century cloth  7
gold seal...... 1034
“  Turkey red
'1034
-  
Berlin solids........
534 
“  oil bine__
634 
“ 
“  green ..
634 
Cocheco fancy__
6 
“  madders.
6 
Eddystone fancy. 
6
Hamilton fancy.  .
634 
staple..
[ 
6.  6
Manchester fancy
new era.  634 
Merrimack D fancy.  634 
shirtings...  534 
Repp furn .  834
Pacific  fancy.......... 6
robes............   634
Portsmouth robes...  6 
Simpson mourning..  634
greys........634
solid black.  634 
Washington indigo.  634 
“  Turkey robes..  734
“  India robes__   734
“  plain T’ky X 34  834 
“ 
“  X...10
“  Ottoman  Tur­
key red.................  6
MartfifeW ashington
Tii
red 34 ......   734
"ashington
Mar
y red ...........  934
Tu
Riverpoint robes__  5
Windsor fancy..........634
gold  ticket 
indigo  blue......... 10
TICKINGS.
Amoskeag A C A — 13
Hamilton N .............  734
Pearl  River............. 1234
.1334
Amoskeag............
.15
Amoskeag, 9 oz...
Andover...............
.1134
Everett................. • 12V.
Lawrence XX.......
.1334
GINGHAMS.
Glenarven............
.  634
Lancashire........... ■  634
Normandie................8
Renfrew Dress..........8
Toil du Nord........... 10
434|Peerless, white....... 1834
colored__ 21

UNBLEACHED  COTTONS.
Atlantic A ..............   7J4
Atlanta A. A...........  634
Archery  Bunting...  4%
Amory.....................7%
Beaver Dam  A A ...
Berwick  L ..............   634
Blackstone O, 32__  5
Chapman...................334
Cohasset A —  .......... 7*4
Comet....................  7
Clifton CCC...........  6>4
Conqueror XX........434
Dwight Star............   734
Exeter A..................  634
Full Yard Wide......   634
Great Falls E ............7
Honest Width............634
Hartford A..............   534
Integrity XX............. 4%
King, E F ................  6
“  E X ................  6
“  E C ,32in ......   534
Lawrence L L ..........534
Maginnes................  534
New  Market B........  5
Noibe R...................  534
Newton.....................634
Our Level  Best...... 634
Riverside XX.........   4%
Sea Island R...........   634
Sharon B  ...............   634
Top of the  Heap__  734
Williamsville.......... 7
Comet,  40 in ........... 8
Carlisle  “ 
..........  734
New Market L, 40 in.  734
Blackstone A A......   734
Beats All.................  434
Cleveland.............   7
Cabot.......................  734
Cabot,  %..................  634
Dwight Anchor......   9
shorts.  834
Edwards..................  6
Empire....................  7
Farwell................... 8
Fruit of the  Loom..  834
Fitchville  ................734
First Prize..............  7
Fruit of the Loom %.  8
Fairmount................ 434
Lonsdale Cambric. .1034
Lonsdale................. 834
Middlesex...............  534
No Name.................  734
Oak View.............. .  6
Our Own.................  534
Sunlight
Vinyard..................  8
HALF BLEACH’D COTTONS
...1934
Cabot....................... 734 Stark.................
Farwell................... 834 American........... ...1634
...16
Dwight Anchor...... 9 Valley City.......
Georgia.............
-.1534
.  .1334
Biddeford............... 6 Pacific...............
...11
Brunswick.............. 634 Burlap...............
Nanmkeag sntteen.. 7
Rockport................. 634 Clark’s Mile End ...4 7
Coats’, J.  & P __ ...47
American  fancy__ 6 Holyoke.............. ...2234
Mecosta—A.  A. Pangborn’s mill, Boom
Lake,  burned on the 20th.  The losstalls
heavily  upon  Mr.  Pangborn,  who  hid 
just moved his mill here and started run­
ning.

SPOOL  COTTON.

CARPET  WARP.

CORSET  JEANS.

GRAIN BAGS.

DEMINS.

PRINTS.

“ 

“ 

“ 

D J L R D W J L F æ .
P r ic e s   C u rren t.

 

 

dis.

dis.

diS.

“ 
“ 
“ 

AXES.

BELLS.

bolts. 

dis.
dis.

BARROWS.

BALANCES.

BRACES. 

BUCKETS.

BUTTS, CAST. 

AUGURS AND BITS.

These  prices are  for cash buyers,  who
pay promptly  and  buy in  full  packages.
dis.
Ives’, old style  ............................. ..............  
60
60
Snell’s............................................ ............... 
Cook’s ........... .....................*......... ............... 
40
Jennings’, genuine........................ ..............  
25
Jennings’,  im itation.................. .................5C&10
First Quality, S. B. Bronze........... .............. * 7 00
D.  B.  Bronze........... ..............   11  00
S.B. S. Steel........... ..............   8 50
D. B. Steel.............. ..............   13 00
4o
Spring  ........................................... ..............  
Railroad......................................... .............*  14 00
Garden........................................... ........net  30 00
Hand............... 
60&10&10
70
Cow ................................................................ 
Call  ................................................................30&15
Gong.............................................................. 
25
Door, Sargent.................................................60&10
Stove................................................................50&10
Carriage new list...........................................  
75
Plow................................................................ 40&10
Sleigh shoe....................................................  
70
Wrought Barrel  Bolts................................... 
60
40
Cast Barrel Bolts................................. 
 
40
Cast Barrell, brass  knobs............................. 
Cast Square Spring........................................ 
60
40
Cast C hain..................................................... 
Wrought  Barrel, brass knob........................ 
60
Wrought Square........................................... 
60
Wrought Sunk  Flush...................................  
60
Wrought Bronze and Plated Knob Flush.. .60&10 
Ives’ Door........................................................ 60*10
Barber............................................................  
40
Backus .......................................................   50&10
Spofford.........................................................  
50
Am. B a ll........................................................  net
Well,  plain.................................................... * 3 50
Well, swivel...................................................  4 00
dis.
Cast Loose Pin, figured.................................70&
Cast Loose Pin, Berlin  bronzed...................70&
Cast Loose Joint, genuine bronzed..............60&
Wrought Narrow, bright 5ast joint...............60410
Wrought Loose Pin........................................ 60410
Wrought Loose Pin, acorn tip.......................60405
Wrought Loose Pin, japanned..................... 60405
Wrought Loose Pin, japanned, silvertipped .60405
Wrought  Table...............................................60410
Wrought Inside Blind....................................60410
Wrought Brass..............................................  
75
Blind,  Clark’s ................................................ 70410
Blind,  Parker’s...............................................70410
70
Blind, Shepard’s ........................................... 
Ordinary Tackle, list April 17, ’85................ 
40
Bissell  No. 5.....................................per doz.*17 00
Bissell No. 7, new drop p a n ...........  
19 80
36 00
Bissell, G rand.................................  
Grand Rapids...................................  
24 00
Magic................................................ 
15  00
Grain......................................................dis. 50402
Cast Steel.............................................per fi>  4*4
Iron, Steel Points.................................   “  334
Ely’s 1-10............................................. per m  65
60
Hick’s C. F ........................................... 
G. D .....................................................  
35
60
Musket.................................................  
50
Rim Fire, U. M. C. 4  Winchester new list.. 
Rim Fire, United  States...(..................dis. 
50
Central  Fire...........................................dis. 
25
Socket Firm er................................................ 70410
Socket Framing.............................................. 70410
Socket Comer..................................................70410
Socket Slicks..................................................70410
Butchers’ Tanged Firmer............................. 
40
Barton’s Socket  Firmere..............................  
20
Cold................................................................ 
net
Curry,  Lawrence’s  ...................................... 40410
Hotchkiss...................................................... 
25
White Crayons, per gross..............12@1254 dis. 10
Brass,  Racking’s.
60
Bibb’s .................
60
B eer.....................
..40410
Fenns’..................
60
Planished, 14 oz cut to size........per pound 
28
36
14x52,14x56,14x60........................ 
Cold Rolled, 14x56 ana 14x60........................ 
34
Cold Rolled, 14x48.........................................  
34
Bottoms.........................................................  
25
40
Morse’s  Bit  Stocks........................................ 
Paper and straight Shank............................. 
40
Morse’s Taper Shank..................................... 
40

CRADLES.
CROW BARS.

CARPET  SWEEPERS.

CARTRIDGES.

chisels. 

BLOCKS.

combs. 

CHALK.

dr ills. 

COPPER.

“ 
“ 
“ 
“ 

CAPS.

COCKS.

“ 
“ 
“ 

dis.

dis.

dis.

“ 

d r ip p in g  p a r s .

Small sizes, ser pound.................................  
07
Large sizes, per pound............................... 
 
Com. 4  piece, 6 in ............................ doz. net 
75
Corrugated...................................... die. 20410410
Adjui*able..............................................dis.  *4410

ELBOWS.

 

F o ster, S te v e n s & Co.,

W H O L E S A L E   H A R D W A R E .

10 and 12 Monroe St. 

33, 35, 37, 39 and 41 Louis St,

GRAND  RAPIDS,  MICH.

d is.

EXPANSIVE BITS. 

f i l e s —New List. 

Clark’s, small, $18; large, $26........................ 
30
Ives’, 1, *18;  2, *24:  3, $30............................. 
25
American File Association List....................60410
Disston’s ........................................................ 60410
New  American...............................................60410
Nicholson’s ................................................... 60410
Heller’s ..........................  
 
50
Heller’s Horse Rasps................. 
50
GALVANIZED IRON.

dis.

 

 

 

Nos.  16  to  20;  22  and  24;  25  and  26;  27 
List 
15 

13 

12 

14 

28
18

Discount, 60

dis.

g a u g e s. 

HAMMERS.

Stanley Rule and  Level Co.’s......................  
50
Nay dole  4  Co.’s.......................................dis. 
25
Kip’s..........................................................dis. 
25
Yerkes 4  Plumb’s....................................dis. 40410
Mason’s Solid Cast Steel..........................30c list 60
Blacksmith’s Solid Cast  Steel, Hand__30c 40410
Gate, Clark’s, 1, 2, 3 ................................ dis.60410
State............................................ per doz. net, 2 50
Screw Hook  and  Strap, to 13 in. 434  14  and 
334
10
...........net
........... net
834
........... net
“V*
714
........... net
...........dis.
70

Eye, *4...........
%...........
“ 
« ...........
%...........
“ 

longer..

HINGES.

dis.

HANGERS. 

Barn Door Kidder Mfg. Co., Wood track__50410
Champion,  anti-friction..............................   60410
Kidder, wood tra c k ......................................  
40

HOLLOW WARE

Pots.... ..............
Kettles..............
Spiders............
Gray enameled.

.60405
.60405
.60405
50

HOUSE  FURNISHING  GOODS.

Stamped  TinW are......................... new list 70410
Japanned Tin Ware.........   .......ft............... 
25
Granite Iron W are......................new list 33*4410

HOES.

HORSE NAILS.

LOCKS—DOOR. 

knobs—New List. 

...... *11, dis. 60
Grub  1__
.. .*11.50, dis. 60 
Grub 2 __
.........812, dis. 60
Grub 3 —
An Sable...............................dis. 25&10@25&10&10
Putnam......................................dis.  541042344234
Northwestern....................................  dis. 1041045
dis.
55
Door, mineral, jap. trimmings..................... 
Door,  porcelain, jap. trimmings.................. 
55
Door, porcelain, plated trimmings..............  
55
Door,  porcelsin, trimmings.........................  
55
70
Drawer  and  Shutter, porcelain................... 
Picture, H. L. Judd  4   Co.’s ..........................40410
45
Hemacite.......................................................  
55
Russell 4  Irwin  Mfg. Co.’s new l i s t .......... 
55
Mallory, Wheeler  4   Co.’s............................. 
Branford’s ...........................;.......................  
55
Norwalk’s ...................................................... 
55
Stanley Rule and Level  Co.’s......................  
70
Adze Eye....................................... 
*16.00, dis. 60
Hunt Eye................................................*15.00, dis. 60
Hunt’s........................................*18.50, dis. 20410.
dis.
Sperry 4  Co.’s, Post,  handled......................  
50
dis.
40
Coffee, Parkers  Co.’s  ................................... 
40
“  P. S. 4  W. Mfg. Co.’s  Malleables.... 
“  Landers,  Ferry 4  Clark’s.................  
40
“  Enterprise.........................................  
25
Stebbin’s Pattern........................................... 60410
Stebbin’s Genuine..........................................60410
Enterprise, self-measuring........................... 
25

MOLASSES GATES. 

v  A rnirnrYa

MAULS. 

l e v e l s : 

m i l l s . 

diS.

dis.

dis.

NAILS
Advance above 12d nails.

FENCE  AND  BRADS.

50d to 60d...................................................
lOd.
8d and 9d. 
6d and 7d. 
4d and 5d.
3d.............
2d .............

25 
10 
25 
40 
60
...  1 00 
...  1  50

FINE  b l u e d .

CASTING AND BOX.

. . .   1  00 
...  1  50 
...  2 00
50 
12d to 30d. 
60
lOd.
8dto9d  . .i ....................................................  
75
6dto7d........................................................... 
90
4d to 5d...........................................................  1  10
...  1  50
3d.
%  Inch...

COMMON BARREL.

2 25
1  35 
1  15 
1 60 
85 
75

CLINCH.

I54 and  134 inch....................................
2 and 234 
“ 
..................................
234 and 2*4  “ 
...................................
3 inch......................................................
334 and 434  inch....................................

Each half keg 10 cents extra.

o il e r s. 

dig.

dis.

PLANES.

Zinc or tin, Chase’s Patent............................604i0
Zinc, with brass bottom................................ 
50
Brass or Copper.............................................. 
50
Reaper........................................per gross, *12 net
Olmstead’s .....................................................50410
Ohio Tool Co.’s, fancy...........................
...40@10 
...  @60 
Sciota Bench...........................................
...40@10 
Sandusky Tool  Co.’s, fancy...................
...  @60 
Bench, first quality.................................
...20410
Stanley Rule and  Level Co.’s, wood...
60
Fry,  Acme..............................................dis. 
Common,  polished................................. dis. 
70
50
Iron and  Tinned........................................... 
Copper Rivets and Burs................................ 
50
“A” Wood’s patent planished, Nos. 24 to 27  10 20 
“B” Wood’s pat. planished, Nos. 25 to 27...  9 20 

PATENT PLANISHED IRON.

rivets. 

Broken packs 34c per pound extra.

PANS.

dis.

ROPES.

SQUARES. 

Sisal, 34 inch and larger..............................   12
Manilla..........................................................   14
diS.
Steel and Iron...............................................  
Try and Bevels.............................................. 
M itre.............................................................. 

75
60
20
Com.  Smooth.  Com.
*3 00
3 00
3 10
3 15
3 25
3 35
All  sheets No. 18  and  lighter,  over 30  inches 

Nos. 10 to  14....................................... *4 20 
Nos. 15 to 17.......................................  4 20 
NOs.  18 to 21.......................................  4 20 
6*4
Nos. 22 to 24 ......................................  4  20 
Nos. 25 to 26 ......................................  4  40 
No. 27 .................................................  4 60 
wide not less than 2-10 extra

SHEET IRON.

SAND PAPER.

List acct. 19, ’86....................................... dis. 
Silver Lake, White A...................
.list
Drab A ..................... ..........
White  B........................... .  “ 
DrabB.....................  
“ 
white c ........................ « 

SASH CORD.

“ 
“ 
“ 

. 

Discount, 10.

40

50
55
*

SASH WEIGHTS.

SAUSAGE SUUFFERS OB FILLERS.

Solid Eyes..............................................per ton *25
Miles’ “Challenge” .... per doz. *20, dis. 50@50405 
Perry...................per doz. No. 1, *15;  No. 0,
t> "’ W V V 7 ......................... S21;  dis. 50@5045
Draw Cut No. 4. 
........................each, *30, dis  30
Enterprise Mfg. Co...........................dis. 20410@30
Sllver s....................................................dis.  40410
SAWS. 
Disston’s  Circular.....................................45®4545
................................. 45@4545
H and......................................... 256&25A5
«Extras sometimes given by jobbers.
dis  9
“  Silver Steel  Dia. X Cuts, per foot,....  * 70
50
30
28

Special Steel Dex X Cuts, per foot__  
Special Steel Dia. X Cuts, per foot__ 
“  Champion  and  Electric  Tooth  X 
Cuts,  per  foot.............................................. 

Atkins’  Circular.......................  

d is

d is.

. 

TACKS.

 

 

„  

dis.

WIRE. 

traps. 

American, all kinds...........................
Steel, all  kinds......................” [.......
Swedes, all kind«.............
Gimp and Lace...... ..................1.......
Cigar Box Nails.................
Finishing  Nails.......................
Common and  Patent  Brads. . . . . . . .  .
Hungarian Fails and Miners’ Tacks
Trunk and Clout Nails......................
Tinned Trunk and Clout Nails  ..
Leathered Carpet Tacks.............. ......'

60 
60 
60 
60 
50 
50 
50 
50 
50 
45 
35
Steel  Game.....................................................60410
Oneida Community, Newhouse’s ................ 
35
70
Oneida Community, Hawley & Norton’s  ... 
Hotchkiss’.................. 
70
P .S .4 W .  Mfg. Co.’s 
 
70
Mouse,  choker....................................18c per doz.
Mouse, delusion...............................*1.50 per doz.
diS.
Bright Market...............................................   5714
70410
Annealed Market.......................  
Coppered Market..........................                      6234
Extra Bailing............................................'. 
55
Tinned Market................................................. 6234
Tinned  Broom....................................... per pound 00
Tinned Mattress..............................per pound 834
Coppered  Spring  Steel................................. 
50
Tinned  Spring Steel............................             40410
Plain Fence............................................ per pound 03
Barbed  Fence, galvanized...... ......................*3  75
painted.....................................   3 00
Copper.............................................. 
lew list net
Brass................................................. 
WIRE GOODS.
Bright.........................................
Screw  Eyes................................
Hook’s .......................................
Gate Hooks and Eyes................
WRENCHES.

.70410410
.70410410
.70410410
.70410410
Baxter’s Adjustable, nickeled...............          30
Coe’s  Genuine................................. 
 
50
Coe’s Patent Agricultural, wrought.........” 
75
Coe’s  Patent, malleable................................T5&10

«  «  «
dis.

dis.

“ 

 

MISCELLANEOUS. 

Bird Cages.................................................... 
50
7s
Pumps, Cistern.........................................   ’ 
Screws, New List........................................... 
50
Casters, Bed  and  Plate........................... 50410410
Dampers, American....................................  
40
Forks, hoes, rakes  and all steel goods........ 
65

dig.

METALS.

PIG TIN.

Pig  Large........................................................ ..28c
Pig Bars..............................................................30c

@5

COPPER.

Duty:  Pig, Bar  and  Ingot,  4c;  Old  Copper,  3c 
Manufactured  (including all articles  of which 
Copper is a component of  chief  value), 45  per 
cent  ad valorem.  For large lots  the following 
quotations are shaded:

Lake...................................................................1834
“Anchor” Brand................................................. 18

INGOT.

ZINC.

LEAD.

Dwty:  Sheet, 234c per pound.
680 pound  casks................................................. 634
Per pound......................................................7@734
Duty:  Pig, *2  per 100 pounds.  Old  Lead, 2c per 
pound.  Pipe and Sheets 3c per pound.
American  ......................................................@5
Newark................................................... 
B ar.....................................................................    .6
Sheet....................................................... 8c, dis. 20
34@34.................................................................... 16
Extra W iping...................................................1334
The  prices  of  the  many  other  qualities  of 
solder in the market indicated by private brands 
vary according to composition.
ANTIMONY.

SOLDER.

Cookson.........................................per  pound  14*4
Hallett’8........................................ 
1134
TIN—MELYN GRADE.
10xi4 IC, Charcoal............................. 
...S60C
6  00
14x20 IC, 
12x12 IC, 
6 25
10 00
14x14 IC, 
10x28 IC, 
7 75
10x14 IX, 
7  75
14x20 IX, 
12x12 IX, 
8  00
14x14 IX, 
12 50
20x28 IX, 

 
 
 
.........................................
 
 
 
 
........................................

“ 
“ 
“ 
“ 
“ 
“ 
“ 
“ 
“ 

Each additional X on this grade, *1.75.

“ 

 
 
 

 
 

 

 

10x14 IC,  Charcoal....................................... ( 5 50
5  40
14x20 IC, 
5 66
12xl2IC, 
14x14 IC, 
9 25
29x28 IC, 
11  80
10x14 IX, 
6  90
6  90
14x20 IX, 
7 15
12x12 IX, 
14x14 IX, 
11  66
20x28 IX, 
14  80

TIN—ALLA WAY GRADE.
“ 
•* 
“ 
“ 
“ 
“ 
“ 
“ 
“ 

Each additional X on this grade 81.50.

 
 
 
 
 
 
 
 

 
 
 
 
 
 
 
 
 

ROOFING PLATES
“ 

14x20 IC, Terne  M. F ......................................*7 6«
20x28 IC, 
“ 
....................................   15  75
14x20 IC, “  Worcester.................................   5  SO
“ 
14x20 IX, 
...................   ....  7 00
.........................   11  50
“ 
29x28 IC, 
“ Allaway  Grade....................  4  90
14x20 IC, 
6 40
“ 
14x20 IX, 
20x28 IC, 
“ 
10  50
“ 
20x28 IX, 
13 56
BOILER SIZE TIN PLATE.

14x28  IX....................................... 
 
612 00
14x31  IX............................................................13 56
14x56 IX, for No. 8 Boilers, I „   nonnd 
M
14x60IX,  “ 
N

f per pound.... 

“ 
“ 
“ 
“ 
“ 

“  9 

“ 
“ 
“ 

 
 
 

“ 

 
 
 

The Michigan Tradesman

Official O rgan of M ichigan Business Men’s  Association.

▲  WEEKLY  JOURNAL  DEVOTED  TO  THE

Retail  Trade  of the Wolilerine State.

K.  A.  STOWE &  BBO., Proprietors.

Subscription Price, One  Dollar per year, payable 
Advertising Kates made known on application. 

strictly in advance.

Publication  Office,  100 Louis St.

Entered  at  the  Grand  Rapids  Post  Office.

E.  A.  STOWE,  Editor.

WEDNESDAY,  AUGUST  2«,  1889.

THE  P.  OF  I.

Not since the days  when  the  grangers 
began their  crusade  against the middle­
man—a plan of  action which  was  aban­
doned  in  disgust  within  a few  months 
after it was  inaugurated—have  the mer­
chants of  Michigan been so stirred up as 
they are at present over the machinations 
of  a  band  of  schemers,  acting  through 
the  ignorant  portion  of  the  farming 
community.  Numerous  plans have been 
proposed  to  combat  the movement, but 
the  sober  second  thought  of  business 
men has  persuaded  them  that the pesti 
lence is in the air and that  nothing but a 
run of  the epidemic  will  satisfy the de­
luded individuals who  have  given  blind 
allegiance to false gods and now worship 
at the shrine of  deception.

As long ago as March 20, T h e  T r a d es 
m an  dissected  the  P.  of  I.  movement 
exposed  the  false  claims  of  its  propa­
gators  and  disclosed  the  incongruous 
elements which the leaders  are  attempt 
ing to harmonize,  at the same time giving 
the following  wholesome  advice  on  the 
best  method of  dealing  w ith  the  move 
ment:
How to treat the craze—for it is  noth 
ing  else  and  will  soon  be  numbered 
among  the  things  that  were—seems  to 
T h e  T ra d esm a n to be  as  plain  as  the 
nose on a man’s face.  The most consis 
tent course for merchants  to pursue is to 
ignore the matter  altogether,  treatin 
as too trifling for their consideration, 
this way, the  people  who  have  become 
a party to the scheme will soon  begin  to 
wonder whether they are  deriving  much 
advantage  after  all,  and  an  occasional 
comparison  of  qualities and  prices  will 
satisfy them that the prices they are pay 
ing—ostensibly  but  a  small  percentage 
above “cost”—are no better than  can  be 
obtained at other stores  where  contract 
in  restraint  of  trade  do not exist.  By 
allowing matters to take their course, the 
influence  of  the  compact  entered  into 
with the schemers will  gradually  lessen 
until it becomes a rope of  sand,  eventu 
ally falling to pieces by its  own  weight.
If, on the  other  hand,  the other mer 
chants seek to make a mountain out of 
mole-hill, taking it for  granted  that  the 
contract dealer sells as close to cost as he 
professes  to  do,  and  that the fool mer 
chant will necessarily get all the trade of 
the community, the embers of discontent 
will  be  fanned into a flame;  the  people 
will rally to the support of the  one  mer 
chant, imagining that the  lowness of his 
prices is a thorn in  the flesh of the other 
merchants and that only by  the  mainte 
nance of the one merchant can the  rapa 
cious designs of the  other  merchants  be 
defeated.
In  giving  the  above  advice,  T h e 
T r a desm a n  is guided by the experience 
of  the granger movement,  which threat 
ened  to  acquire  alarming  proportions 
nearly twenty  years ago.  Grange store 
were established in nearly every locality 
Wherever the  regular  merchants fought 
the new competitor  tooth  and  nail,  the 
movement  flourished  for  a  time,  but 
wherever  the  matter  was  treated  with 
contempt and  indifference,  the  co-oper 
ative store disappeared.  The Patrons of 
Industry are no more to be  compared 
the  Patrons  of  Husbandry  than  is 
shadow  to the  substance.  The  grange 
movement possesses  elements  of  stabil 
ity  which  will  serve  to  make  its 
fluence  felt,  socially,  as  long  as  the 
world  stands.  The P. of L is a money 
making  expedient,  adopted  by men too 
proud to beg  and too  cowardly to  steal 
which will speedily disappear  as soon 
its  true  character  becomes  generally 
known.
The above advice is as good in  August 
as it was last March, and if it is followed 
to the letter, the existence of the P.  of 
idiocy will be materially shortened.

The success of the Icelanders as colon 
ists in Manitoba  has suggested that they 
be induced to settle in  Alaska  also, 
there are only about  60,000 native  Alas 
kans in a territory as large as the  whole 
of  the United  States east of  the Missis­
sippi  and  north  of  the  Alabama  line, 
there should be room enough for the whole 
population  of  Iceland, whose  less  than 
75,000  people  are  scattered over a coun­
try as large as Ireland.  Alaska probably 
would  be  more  attractive  to  them  than 
Manitoba, as they are accustomed to live 
by fisheries rather than by raising wheat. 
No kind of  grain has been grown in Ice­
land  for  more  than  a  thousand  years, 
with the exception of a few small patches 
sown  recently  by  way  of  experiment. 
The first settlers probably did grow  bar­
ley if  not wheat,  as we read of  the  use 
of  plows  in  the early Sagas.  But  the 
deterioration  of  the soil through the de­
struction  of  the  forests  has  compelled 
the use  of  the land exclusively for  pas­
turage and  garden  crops.  The  people 
therefore  would not feel the loss  of  the 
chance to grow  wheat in  Alaska,  while 
the  pastures,  the  garden-crops  and the 
fisheries  would make them  contemplate 
the  territory  as  a  more  favored  and 
spacious Iceland.

The  number  of  physicians,  eminent 
and otherwise, who are taking advantage 
of  the elixir craze to get their names in-

the papers  through  experiments,  in­
terviews and communications of one sort 
and another is daily increasing, until the 
physician  whose opinions have not been 
publicly paraded  will  soon be an excep­
tion.  A  few  months  hence,  when  the 
medical  societies  begin  holding  their 
annual meetings,  it  will  be  interesting 
see  how  they  will  discipline  those 
who have violated that  venerated law of 
medical ethics which forbids advertising. 
There  won’t be enough regulars to make 
up a good Committee* n Expulsion.

Any legitimate  merchant—that is, one 
not catering to the  P.  of  I.  trade—who 
ishes to be  kept  posted  on  the  steps 
now being  taken  to  curtail  the  opera­
tions of the P.  of I.  stores, would do well 
to communicate  with the editor  of  T h e 
T r a d esm a n.

STAY  AT  HOME.

O bservations  o f a   M ichigan  M erchant 

on  the  North  Pacific  Coast.

t  to  your  many  readers. 

W ritten Especially fo r The Tradesman.
Having  recently returned  from  Wash­
ington Territory, it struck  me  that, per­
haps, a  short  letter  embodying  my  ob­
servations as to the  manner of  merchan­
dising in that country w'ould be of  inter- 
I  think we 
may safely lay it  down as a rule  that all 
new booming towns are more everdone in 
mercantile  way  than  the  more  staid, 
older places that are not passing through 
boom.  The  reason of  this is self-evi­
dent  and  needs no demonstration on my 
part. 
In  a  booming  town,  which  has 
prung  up  as  if  by magic,  we  find  all 
branches of the mercantile business over­
done  and  represented by strangers from 
other lands, who have  brought  their for­
eign or Eastern ideas  with  them, assum­
ing that the  conditions of  trade  are  the 
same  as  in  the  various  states  whence 
they came.  The  conditions  being  very 
much different, their ultimate  success is, 
therefore, very uncertain, and  hence  we 
find in these  booming  cities  not only an 
overcrowded  condition of  affairs, but we 
find the trade passing  through an uncer­
tain, experimental  stage, and, therefore, 
not  fairly representative  of  the  general 
mode  of  merchandising  in  the  country 
at  large.  So far,  then, as  the  purposes 
of  this  letter  are  concerned,  we  shall 
strike  out  as  exceptions  the  cities  of 
Seattle, Tacoma and Spokane Falls.
To  any man who  would  depend  upon 
his  own  iudividual  effort  and  limited 
means for success in business, my advice 
is, stay in Michigan;  stay where you can 
exercise  your  God-given faculties in the 
way and  manner  that  seemeth  best  to 
¡rou;  stay where  you can take  the  little 
capital  that  has  been  accumulating for 
many  years,  and  invest it in business, in 
your  own  favorite  line,  in any one of 
thousand  beautiful  Michigan towns, and 
go on to success, leading  the  life  of  an 
independent,  Christian  gentleman,  and 
surrounding  the children  that  God  has 
given  you with  all  the  glorious  advan 
tages  of  our  Eastern  civilization.  *If 
already in business, do  not  sell  it  at  a 
acrifice  and  start  off  on  a  wild  goose 
chase toward the land of  the setting sun 
for, if  you do, you  will  return, like  the 
writer, a wiser but poorer man.  The en 
tire  business of  the North  Pacific  coas 
country, including  Oregon,  Washington 
and  a  large  portion  of  Idaho,  is  con 
trolled  and  regulated  by  great  monied 
combinations with  headquarters at Port­
Individual  effort  is  of  small  ac 
land. 
count  when  confronted by this  state of 
affairs. 
In order  to  succeed in the mer 
candle  business  in  this  coast  country 
two absolutely essential qualifications an 
necessary—a cast-iron  conscience  and i 
capital  of $15,000  to $20,000.  The  mer­
chant must keep in stock everything from 
a header  or  lumber  wagon to a nutmeg 
He sells  everything on  credit and, when 
the crops fail, as they have  this  season 
he  must  be  prepared  to  carry many of 
his  customers  over  another  year.  The 
only business  conducted on the cash sys­
tem (and it strikes  the  stranger as being 
the principal one) is the saloon business, 
He must be an expert in  the  real  estate 
business, for he must keep posted on the 
title  of  every quarter  section  within his 
field  of  operations.  He  must know  the 
value of  a cuyuse  at  sight;  and, in fact 
he must keep posted on the market value 
of  all kinds of  stock and produce, for he 
ships many a carload.  He must not keep 
his stock too cleanly brushed or his floors 
too cleanly swept, or he  would  lose cus 
tom.  Of course, he is expected to scrape 
and  pick  and  pick  and scrape the poor 
ranchmen  at every turn.  He pays them 
just about  what  he sees fit for their pro­
duce,  and  charges  them  100  per  cent, 
margin  on  his merchandise, which,  with 
the exorbitant  freight  rates  charged by 
the railroads, send  up  the  cost  of  sup­
plies to about double  what our Michigan 
farmers  pay.  These  ranchmen  settle 
their  accounts  by  giving  their  notes, 
drawn with  interest at  from 12 to 18 per 
cent.  The  generous-hearted  merchant 
allows the note to run  until the accumu­
lated interest and  principal  equals  one- 
half  the  value  of  the  ranch.  The  old 
commercial  vulture is now  supposed  to 
seize the ranch (which he does whenever 
he gets a chance) and turn the ranchman 
out to browse on sage  brush, with  noth­
ing but his skin.  This  last-named  arti­
cle is of  no  known  value  to  the  enter­
prising  merchant  of  the  coast, so  he is 
dropped  as  a  thing  of no  further  use 
The following, painted  across  the  front 
end of  a store, would  be an average sign 
in the Far West:

B.  MEISTER,  BAUM,  SEIGEL & CO., 

General Merchandise.

The concern  would  probably embrace 
two or  three  branch  stores  and a bank 
Now, if  there be a man in this State who 
possesses the  aforesaid qualifications, let 
him start at once for the  coast, where he 
can make money ten times faster than he 
can here, and  where  he can exercise his 
greed to his heart’s satisfaction; and, my 
word  for  it,  Michigan  will  not  shed 
E. A.  Ow en. 
tear at his departure. 
Plainwell, August 19,1889.

Attention  is directed  to  the  business 
opening  advertised  in  another  column 
by Lemon & Peters.  The  stock is an ex­
ceptionally good  one  and the location is 
unsurpassed as a trading point.

à

B A  

I I

To the P a s s   Booh.

Such is the fate of the  Pass Book System wherever it comes in

contact with the

Tradesman  Credit  Cotlpon  Book,,

W hich is now used by over 2,600  Michigan  merchants.

The Tradesman Coupon  is  the  cheapest  and  most modern in 

the market, being sold as follows:

 
 
 

“ 
“ 
“ 

“ 
“ 
“ 

SUBJECT  TO  THE  FOLLOWING DISCOUNTS:
Orders for  200 or over.............5 per cent.

$  2 Coupons, per hundred.................$2.50
3.00
5 
$10 
4.00
$20 
5.00

“
“
SEND IN SAMPLE  ORDER AND  PUT YOUR  BUSINESS ON  A  CASH  BASIS.

E. Ä. STOWE i  BR0„ Grand Rapids.

“  500  “ 
“  1000  “ 

 
10 
...........20 

“ 
“ 

TEBBER’S

Absolute  Japan  Tea,

Crop  of 18&).

This Tea was  grown  on  the  Kobe  Plantation,  picked  in  the month of May, 
cured  and  manipulated  by  the  most  modern  machinery  known  to the trade, is 
without coloring matter, and is pronounced by experts  to  be the sweetest and best 
Tea produced. 

If you want to double your Tea trade, handle

T B L F B R ’S

Absolute  Japan  Tea.

Importers.
TELFER  SPICE  GO.
S .
P E R K I N S  
H E S S
Hides, Furs, Wool & Tallow,

G R A N D  

DEALERS IN

NOS.  122  and  124 LOUIS STREET. GRAND  RAPIDS, MICHIGAN.

WE  CARRY  A  STOCK OF  CAKE TALLOW FOR MILL  USE-______________

C hem icals.^

“   BAKER 
C0.’S
Breakfast  Cocoa
Is absolutely pure 

and  it is soluble.
To  increase  the  solubility  of 
' the powdered cocoa, various expe­
dients are employed, most of them 
being  based  upon  the  action of  some  alkali, potash, soda  or 
even ammonia.  Cocoa  which  has been  prepared  by one of 
these chemical processes  can  usually be  recognized  at  once 
by the distinct alkaline reaction of the infusion in water.
W .  Baker & Co.’s  Breakfast Cocoa
Is  manufactured  from  the  first  stage  to  the^last  by  perfect 
mechanical  processes,  n o   c h e m ic a l  b e in g   u s e d   m  
its  p r e p a r a tio n .  By one of the most ingenious of these 
mechanical  processes  the  greatest  degree  of  fineness^  is 
secured without the sacrifice of  the  attractive  and  beautiful 
red color  which  is  characteristic  of an absolutely pure and 
natural cocoa.
W . Baker & Co., Dorchester, Mass.

CANDYI

___________  
PUTJVAM  &  
S.  K.  BOLLES.

We  manufacture  a  full 

| line, carry  a  heavy stock,  ^  
and  warrant  our  goods  to  *  
be STRICTLY  PURE  and 
[ first class.
.
E.  B.  DIKEMAN.

S.  K .  B o lle s   &  Co.,

77  CANAL  ST.,  GRAND  RAPIDS,  MICH.

" W h olesale  C igar  D ea lers.

« T O S

S

  U P T

99

i n

We  w ill  forfeit  $1,000  if the  “TOSS  UP” 
Cigar  is  not  a  Clear  Long  Havana  Filler  of 
excellent quality,  equal  to  more  than  the  aver­
age ten cent cigars on the market.

HARDWOOD  LUMBER.

 

 

60 00@65 00
@12 00

The furniture factories here pay as follows for I 
dry  stock,  measured  merchantable,  mill  culls 
out:
Basswood, log-run................................... 13 00@15 00
Birch,  log-run........................................... 15 00@16 00
Birch, Nos. 1 and 2..............................  @22 00
Black Ash, log-run................................... 14 00@16 00
Cherry, log-run......................................... 25 00@40 00
Cherry, Nos. 1  and  2............ 
Cherry, Cull......................... 
Maple, log-run......................................... 12 00@13 00
Maple,  soft, log-run..................................11 00@13 00
Maple, Nos. 1 and 2..............................  @20 00
Maple,  clear, flooring.........................   @25 00
Maple,  white, selected........................  @25 00
Red Oak, log-run...................................... 20 00@21 00
Red Oak, Nos. 1 and 2.............................. 26 00®28 00
Red Oak, \  sawed, 6 inch and upw’d.38 00@40 00
Red Oak, \  sawed, regular...................... 30 00@32 00
Red Oak, No. 1, step plank.................   @25 00
Walnut, log ru n...................................  @55 00
Walnut, Nos. 1 and 2...........................  @75 00
Walnuts, c u ll...............................................  m©25 00
Grey Elm, log-run.....................................12 60@13 05
White Aso, log-run................................... 14 00@16 00
White wood, log-run................................. 20 00@22 00
White Oak, iog-run................................... 17 00®18 00
7hite Oak, H sawed, Nos. 1 and 2— 42 00@43 00 |

Lot-

SizI

+  Price. 

*

Ik-

Every  garment  bearing  the  above  ticket  is 
WARRANTED  NOT TO  RIP, and,  if  not as re­
presented, yon are requested  to  return  it to the 
Merchant of whom it was purchased and receive 
new garment.
S T A N T O N ,   S A M P S O N   &  CO.

Manufacturers, Detroit. Mich.

(Jilskepn  Paper  0o„

Dealers in

FINE  STATIONERY,  WRAPPING 
PAPERS, PAPER BAGS, TWINES, 

WOODEN  DISHES,  ETC.

Mail  Orders  Promptly  Filled.

44 Pine St.,  Muskegon, Mich.

8YÄR6H.

T h e   B e st  T h in g   o n   th e  

M a rk et.

For Lowest Wholesale  Quotations on

Best  Seranton  Coal

Call oh  or  address

I.  B.  KNOWLSON,

25  Pearl Street, 

-  Grand  Bapids.

^SHIPPING
r B LANKS.
^  SAMPLÈ  SHEET^PRICES 
BARLOW BROS.GRAND RAPIDS,MICK

Cherryman  &  Bowen,

Undertakers  and  Eibalmers,

IMMEDIATE ATTENTION GIVEN TO CALLS DAT OB NIGHT.

Telephone  lOOO. 

5 South  Division St. 

GRAND  RAPIDS.

Lady assistant  when  desired.

P O U L #

AND

Plumbing,

Steam  and  Hot  Water Heating, 
Brooks’  Hand  Force  Pump, In­
stantaneous  Water  Heater,  Hot 
Air  Furnaces,  Mantels,  Grates 
and Tiling,  Gas  Fixtures, Etc. 
Wholesale and Retail Dealers in

P lu m b e r s ’  S u p p lie s.
184 East Pillion  81., Head of Monroe,

Telephone  No. 147.
21  Serihner  Street,
Telephone No. 1109.

GRAND  RAPIDS, 

-  MIOH.

Io n ia  P a n ts  & O v e ra ll Co.

E. D.  Voorhees,  Manager.

MANUFACTURERS  OF

Overalls,  Coals,  Jackets,  Shirts,

I Warranted  Not to Rip.

Fit Guaranteed.

Workmanship  Perfect,

Mr. Voorhees’ long experience in the manufacture of  these  goods  enables him 
to turn out a line especially adapted to the  Michigan  trade.  Samples  and  prices 
sent on application.

IONIA,  MIOH

D E T R O IT  S O A P  CO.,

Manufacturers of the following well-known brands:
ROYAL  BAR, 
MASCOTTE, 
OTHERS.

MOTTLED  GERMAN, 
PHOENIX, 
AND

SUPERIOR,

QUERN  ANNE, 
TRUE  BLUE,

CZAR,

CAMEO,

For quotations in single box lots,  see  Price  Current.  For quotations in larger 
1 1 7  
W #  Cjr.  I l A  VV i i . I i > v 5 j   LOCK  BOX  173, 

Salesman for  Western Michigan,

quantities,  address,

x r   A  t t t t t -t x t c i  

GRAND  r a p i d s .

Over  100  Boxes  Sold 
the 

Grand  Rapids 
First  Week.

i n

A  C o m m o n  ^ en 5 ^

Wax Starch is  sold as follows:

50 %-lb. Packages,
16  2  lb. Wood  Boxes, 
30 %t-lb.  Packages,

Fine  picture  with 

small packages.

$4.00
$5.00

each 2-lb. box or 3

Two Years
TEST,

Wholesale  Dealer in

E.  C.  8TUDLEY,
R u b b e r
Boots and Shoes
CKNDEE RUBBER  GO.

Manufactured by

Sole  Agents, 

G ra n d   R a p id s.

STAR  FEED

Just  what farmers need.

The Cheapest,  Very  Durable.  Slightest

in Draft and Most Rapid Grinder 

on the Market.

Agents  Wanted  for  Every  County  in | 

Michigan  and Wisconsin.

TOR  TERMS  W RITE  TO

JÆELOY  &  RICH,

20  LYON  ST.,  GRAND  RAPIDS.  MICH.

ttC T R o W C R S

— . a   _   _  A / -

 

P

Send  for  Large  Illustrated  Catalogue  and 

Price List.

TELEPHONE  464.

No.  4  Monroe  Street, 

GRAND  RAPIDS,  MICH.

H E S T E R   <Ss  F O X ,

M anufacturers’ Agents fo r

S A W  AITD G R IS T  M IL L  M A C H IN E R Y ,
S end  for 
C atalog u e 

ATLAS s.

ENGINE 
WORKS

ana 
P rice s

IN D IA N A PO LIS.  IND.,  U.
_________ MANUFACTURERS  OF
STEAM ENGINES* BOILERS.
Carry Engines and Boilers in Stock 

for  immediate  delivery.

Saws, Belting and  Oils.

Planers, Matchers, Moulders and all kinds of Wood-Working Machinery, 

I And  Dodge’s  Patent Wood Split Pulley.  Large stock  kept on hand.  Send for Samph 

Pulley and become convinced of their  superiority.

44, 46 and 48 So. Division St.. GRAND  RAPIDS,  MICH.

Write for Prices. 

KOALI

GRAND  RÄP1DS  ICE  &  GOAL  GO.

WHOLESALE

Anthracite and Bituminous Goal
Before ordering your coal write to us for prices.

State Trade a Specialty.

52  Pearl  Street. 

GRAND  RAPIDS,  MICH

THE

S e l e c t e d   H e r b s   ■ *
THOMSON  &  TAYLOR  SPICE
Oliioago.

P r e p a r e d   b y

Is  a  C o m b in a tio n   o f

The  Binest  Ingredients  for  use 

Seasoning Meats,  Poultry, 

Game and Bish.

SOLD  BY ALL  GROCERS.

yn

W e  are  selling  the  BEST  RUBBER  HOSE  in 
3 4,  1,  11-4,  11-2,  2  and  21-2  inch.  Cotton Mill 
Hose, Rubber Lined;  also unlined Linen Hose, in all 
sizes, for fire protection.

|O iJ r P r iG e §  a re  R o G k  B o t t o m

W e  have the Best  Lubricators, Grease and  Oil 
Gups, Lath  and  Fodder  Yarn,  Saw Gummers, and 
the best General Stock of Mill Supplies in this State.

FIRST-CLASS m every respect,
Send  Specifications for  Estimates  before  Contracting.
t h e L A N E & B O D L E Y G O .
2 to48 JOHN ST., CINCINNATI, O.

S T E E E E

j P a c f c l n g   a a d   P r o v is io n
GRAUD  RAPIDS.  MICH.

Fresh and Salt Beef, Fresh and Salt Pork, Pork Loins, Dry Salt I 

W HOLESALE  DEALERS  IN

Pork, Hams,  Shoulders,  Bacon, Boneless Ham, Sausage 

of  all  Kinds,  Dried  Beef  for  Slicing.

L A R D

strictly Pure and Warranted, in tierces, barrels, half-bbls., 501b. cans,201b. cans, 3, 5 and 101b. palls j

Pickled Pigs9 Beet, Tripe, Etc.

O u r  prices for first-class goods are very low and all  goods  are  warranted  first-classin every in- 
stance.  When in Grand Rapids, give ns a  call  and  look  over  our  establishment.  Write  us  for 
prices. 

_____

AGENTS  FOR  STEWART’S  BEADY  ROOFING,  DEAFENING  FELT  AND 

SHEATHING,  IRON  FIBRE  PAINT  AND  CEMENT.  BEST 

OF  THE  KIND  IN  USE.

S A M U E L   LY O N .
GEO. H. REEDER,  I  A L F R E D  J. B R O W N ,
na

WHOLESALE  DEALER  IN

State  Agent

Tropical  and
F R U IT S .

and Jobber of

1 1   Lycoming  Rubbers
Oq  g* 
M CTQI®  Meiimn Price Shoes.
*  |   Grand Rapids, Mich.

rtow w a u n a s e

l\(U

We na?f cooked the corn in this c*ui 
fufficienti 
should  be  Thoroughly 
Warmed .not cooked) adding  piece  oi 
jo o d  Butter (size o f hen’s egg) aud gii. 
v f   fresh  milk  (preferable  to  water.> 
l| 
I*  Season to suit w henon the tabie. None 
genuine unless bearing the signature <
jjivenport Canning (Jo,

Davenport,  la.

Q/S

A T   THIS

H e a d q u a r te r s  for  B a n a n a s .

16 AND 18 NORTH  DIVISION 8T.

GRAND  RAPIDS, MICH.

Peaches!

Peaches!

THEO.  B.  GOOSSEN,

WHOLESALE

P r o d u c e   a n d   C o m m issio n   M er c h a n t,

Is bound to let you know that he will sell you peaches as low  as  any  one.  Write 

or wire for prices and same  will receive prompt attention.

33  OTTAWA STREET, 

Telephone 269.

_  

_

GRAND  RAPIDS,  MICH.

good  or I do  not  want  it  at  all.  Sup­
posing I have so  many premium  notes— 
say $10,000. 
If  I have a loss, I have  got 
to  depend  upon  six  or  eight  thousand 
others  before  I  get  pay,  and it  will be 
some time. 
If  you can  assure  the  bus­
iness man that it is  going  so be good, he 
will take hold of  mutual insurance.

A Delegate—Was not that  company an 

assessment  company?

Mr.  Sprague—Mutual  and  assessment 

are nearly alike.

Mr. Crandall—I feel  sorry for  Brother 
I don’t blame him for being a 
Sprague. 
I remember that com­
little “skittish.” 
It  was  organized  for  swindling 
pany. 
purposes  and  swept  us  all out. 
It was 
the  Ionia, Clinton and Montcalm.  They 
did not die.  They had more  lives than a 
cat—sued  us  for  years.  And,  as  Mr. 
Sprague  has  addressed  us  as  business 
men, we  feel  like  being  scared. 
I call 
your attention to the  Kent, Allegan  and 
Ottawa  County mutual  company, which 
has  done  business for  years.  We know 
it  has  done  a  straight  business  on  a 
cheap,  assessment  plan.  Here  is  the 
Newaygo, Oceana and Montcalm County, 
which  has  run  twelve  years. 
I  have 
$15,000 in it and have not paid one dollar 
on a thousand  per  year. 
I tell  you,  we 
have  assessment  mutual  companies  in 
Michigan  that  have  done  business  for 
years.  We have one in  Grand  Rapids— 
the old Kent—which  is carrying ten mil­
lions, and which has been  honorable and 
straight. 
I have insurance  in  that com­
pany as well as in the Kent,  Allegan and 
Ottawa. 
I  am  only  throwing  this  in 
here to stop any feeling  that  might pos­
sibly  be  engendered  by  Mr.  Sprague’s 
remarks. 
1 have confidence in  the prop­
osition  of  a  business  men’s  insurance 
company. 
I  believe  that  Mr. Caldwell, 
assisted  by  the  other  gentlemen,  and 
legal  advice,  has  never  put  in  print 
the  paper  I  hold 
in  my  hand  here 
and  concocted  this  scheme  and  sent 
it broadcast as a swindling institution or 
proposes an insurance  that will  rob  you 
or me. 
I  believe it will  save us  money
I would like  i  have  looked  the  proposition  over,  and
when I received  one six  months ago  the 
only trouble that I could not respond was 
that  the most of  my  property was  haz 
ardous and  I  could not  go  in. 
I  have 
just  paid  10 per  cent, on  $7,000 on  my 
mill—$700  per  year. 
I  did  pay  7  per 
cent, two years in wild-cat southern com 
panies.  Three  of  them  busted.  They 
said if  there was  anything  left I should 
hear  from  them  later. 
I  never  heard 
Two years  ago I got  extra religious  and 
went  to  prayer  meeting.  While  I  was 
gone  my  store  burned  up  and 
there 
wasn’t any insurance and I got out even 
(Laughter.) 
I have not  been to meeting 
since. 
(Renewed laughter.)  My wife i 
a member of the church.  She is the be: 
one I ever had,  I never had but that one 
Laying jesting aside, I am honest in this 
I want  you as business  men to think  of 
it. 
I believe it is time for us as business 
men to  look the  matter  squarely in  the 
face and  crawl out  from the  stock com 
I  know what it means to be  in 
panies. 
sured in a stock  company. 
I  have  bled 
in  my pocket-book,  and  the  only reason 
I  am  worth a cent  to-day is that  I  hav 
not burned out.  The wild-cat companies 
would  not  have paid  me a cent if  I had 
burned out.  They were stock companie 
Let us take hold of  this company. 
I be 
lieve that  the paper  that was read  here 
this  morning and  the motions  that were 
made  should  be engrafted  by our  Com 
mittee and  become a part and  parcel  of 
the Business Men’s Insurance  Company 
I  do not  want  you to get  scared and  go 
home with a flea in your ear.  Look at 
from a business  standpoint—as a money 
saving institution—as a matter of choice 
Most of  you can take  hold of  it. 
f  can 
It will  save us money.  That paper is as 
true as the Bible.  We are recreant to our 
own  interests, if  we  turn a deaf ear  tp 
it.

WEDNESDAY.  AUGUST  28,  1889.

A   GRAND  SUCCESS.

[CONTINUED  FROM  THIRD  PAGE."]

.

. 

. 

this Association should be directed.  For 
several years the extraordinary expenses 
of establishing  a  stock company in com­
petition  with  those  alreadj  established, 
would  necessarily wipe out  the prospec­
tive  profits;  and  business  men,  instead 
of  obtaining  cheaper  insurance, would 
pay  just as high  rates as at  present and 
probably lose  the interest  on the  capital 
and a part of  the  capital  which  they in­
commoded  themselves  to  raise  for  the 
new company, thus, altogether, doubling 
the present cost of  their  insurance.  On 
the  other  hand, the  cost  of  running  a 
mutual  company  ought  not  to  be  one- 
tenth of the cost of n stock compftnj. 
It 
will  require no high-salaried  officials to 
invest  its  accumulating  premiums  and 
capital  in loans? and  investments, while 
its  guaranty  against  losses  will  be  its 
constantly  renewed  premium  notes,  se­
cured  by first lien upon all the  property 
insured  by  its  policy  holders.  What 
could  be simpler, cheaper or more  effec­
tive? 
Let the local  associations  start organ­
izations  in  three  counties  under  the 
present  law,  (chapter  132,  of  Howell s 
Statutes, providing  for  a  careful  selec­
tion of  risks, limiting  the amount of  in­
surance allowed to be  taken in  localities 
subject to risk from one fire, and protect­
ing the policyholders by agreement from 
liability beyond the amount of  their pre- 
mium  notes), and,  in  the  meantime,  let 
us  agitate for  the  enactment of  a  more 
liberal and  just law upon the subject by 
the  next  Legislature,  after  which,  if 
deemed  best, the  local  companies  may 
consolidate  and  form  a  strong  mutual 
company whose  operations  shall  be co­
extensive  with  the  State  of  Michigan. 
Then  shall we be  able to  enjoy the  real 
benefits and  objects of  insurance—abso­
lute protection and indemnity against all 
losses, at the least cost.
The only possible method of  organiza­
tion  which I can see at  present is  under 
chapter  132 of  Howell’s  Statutes, given 
above.  The burdens and inconveniences 
under  chapter 133 are too great.  Under 
this  chapter  every premium  note  taken 
for insurance must be sent to  the county 
clerk  and  his  certificate  attached,  in­
volving  the  expense  of  an examination, 
'certifying that the person executing such 
note is pecuniarily good  and  responsible 
for  the  same  in  property  not  exempt 
from execution  by the laws of  the State.
Of  what  use is this  provision when  the 
note  is  made a lein  on the  property in­
sured, excepting to make it inconvenient 
and  expensive to transact  the  business. 
Again, no  company can commence  busi­
ness  under  this  law  until  twenty-five 
thousand  dollars  in cash  and  notes  has 
been  received  for  premiums.  Do  you 
recognize the  fact  that this  requires  ap­
plications for over $1,000,000 of insurance 
and that these applications are restricted 
to two  counties, thus throwing obstacles 
in the  way and increasing the difficulties 
of organization?  And the amount of the 
cash  and  notes  required  to be  received 
before any business at all  can be done is 
greater than the largest mutual insurance 
company in the  State  has ever  paid for 
losses  during  any year of  its  existence, 
and some of  them  carry risks of  nearly 
$ 10, 000, 000.
There  are  other  provisions  equally 
senseless, which I have no  time to speci 
fy. 
I  have  indicated  enough  to  show 
that the laws of Michigan on this subject 
are entirely one-sided  and in the interest 
of  stock companies, and  make it danger­
ous and difficult for mutual companies to 
compete with them, yet, by evading these 
laws  in the  way pointed  out by the  Su 
preme  Court, a mutual  company can  be 
formed  that will  be entirely safe for  its 
policy  holders, until  such  time  as  the 
laws can be amended so as to afford more 
efficient  aid  in  conducting  mutual  in 
surance.
The formation of  purely mutual  com 
panies  by this  Association  will  be  the 
most effective  blow which can  be aimed 
at those mighty trusts and consolidation 
of  capital which we have  heard so much 
about at this meeting, and their  success 
ful establishment will be the first step in 
the  organization of  our  associations  to 
meet  the  encroachments of  these  rapa 
cious  robbers of  the  American  people 
Let  us  throw  the  insurance tnist  over 
board  first, disdain all  its principles and 
methods,  its  accumulations  of  capital 
and high-salaried officials:  and, when w 
can  walk  alone in  this  matter, we  will 
attack the  Sugar  Trust, the  Oil  Trust, 
the-to-be Salt Trust, and the other trusts 
which  threaten our  economic and  finan 
cial safety and our commercial  libertie
The President—I  think  this  is a very 
worthy’  contribution  to  the  discussion 
that is about to follow  the  report of  the 
Committee on Insurance.  The discussion 
of  this paper, in connection  with the re­
port of  the  Committee  on  Insurance, is 
now  in order.
Mr. Bates—If  it is proposed to do any­
thing  toward  organizing  a  mutual  in­
surance  company, no  better  investment 
could be made while this paper is in type 
than  to have a sufficient  number of  cop­
ies struck off, so that every business man 
in Michigan can be supplied with one.  I 
make a motion to that effect.

Mr. Van Asmus—I have  been  fighting 
stock  companies  for  eight  years.  We 
have  fought  the  compact  business and 
succeeded.  We  withdrew  stock  insur­
ance  to  the  amount  of  $2,500,000  in 
Grand Rapids.  We commenced six years 
ago;  went to the  Legislature  four  years 
ago;  two  years  ago  we  succeeded.  We 
are  satisfied  with  mutual 
insurance.
The insurance  companies  have  come to 
the Legislature with lots of  money and a 
lobby,  and we have  fought them without 
money.  We think  we have  made a suc­
cessful  inroad on  stock  insurance  com­
panies.  We  shall  continue  the  good 
work.  It is one reason why I came here, 
to listen to this paper.  I move  that  the 
paper  be  received  and  referred  to  the

new Committee  on  Insurance, that 5,000 
copies be printed and that  the  Secretary 
mail two copies to every business  organ­
ization,  board  of  trade,  manufacturing 
association  and  central  labor  union  in 
the State,  requesting the  co-operation of 
these associations in bringing about such 
legislation  at  the  next  session  of  the 
Legislature  as  will  bring  about  the 
recommendations made.  Supported.

A  Delegate—I  would  like  Secretary 
Stowe to give us some  idea of  the cost of 
the work.
Mr.  Stowe—Independent  of  the  reg- 
lar  proceedings  of  the  convention,  I 
should think that 5,000 copies would cost 
$20;  postage and envelopes, $50 more.

Mr. Crandall—I  believe  if  every  bus­
iness  man  throughout  our  State  had a 
pamphlet  calling his attention as ably as 
that will call it to  this  subject,  his  eyes 
will  be opened to the  necessity of  look­
ing  for  mutual  protection,  instead  of 
stock  companies. 
I  carry  $15,000  in 
mutual  companies.  Where  we  cannot 
get mutual companies to insure our prop 
erty,  we go  into  stock  companies.  We 
are  possibly  the  only  ones  carrying 
mutual insurance in our community.  We 
feel the benefit of  mutual companies.  It 
has  cost  us  less  than  one  dollar  on  a 
hundred  for  ten  years—less  than 1 per 
cent.,  while  stock  insurance  costs  2M 
per cent.  We sometimes  beg  our  stock 
companies  to  take  us at 10 on our mills. 
I want this pamphlet to go out and reach 
every business man throughout the State 
I have got sick  and  tired of  being taxed 
by stock  companies.  We  have  learned 
this morning where  the  profits go—they 
do not go to the policy-holder

Mr. Conklin—I would like to  have the 
mover  of  that  resolution  wait  a  while 
and  see  what  is brought out by the dis­
cussion. 
It is not doing  the  Committee 
on Insurance  justice  to pass  such a res­
olution  until  a  report  is  made  by  the 
Committee.  We  all  like  the paper, but 
it is not really serving the  Committee on 
Insurance courteously to  have  the  reso­
lution passed, until we  hear  more.  We
may want to embody more. 
to have it withdrawn until that time.

I hope  so. 

they  asked  him 

Mr. Blain—I  move  the  resolution  be 
laid on the table  for  the  present.  Sup 
ported and carried.
Mr. Sprague—I  believe  that  paper to 
the 
be  an  exhaustive  description  of 
stock companies. 
I have  been  groaning 
under  this  load for a great many  years, 
and  have  been  looking  for a chance  to 
improve or get  cheaper insurance;  and I 
think,  through  the  suggestions  of  Mr 
Kelley, I see a way whereby,  perhaps, it 
may come  about. 
I  pay on 
$30,000 a  year, all stock companies.  We 
were  induced  eleven  years  ago  to  put 
$3,000  into a mutual  company. 
I know 
so little about it I can’t tell  the  name of 
it. 
It  was in  Ionia.  We  wrote  to  the 
Secretary,  “Will  you  tell  us  how  much 
we owe ?  We  want to go out.”  Finally 
one of  us got on  the  train  and went up 
there.  We made up  our  minds  that we 
would stay there  until  we got out of  the 
company.  We wrent with  money enough 
to  get  us  out,  if  they  would  take  it 
After awhile, we got out, and wo got out 
just  exactly in  time, because  they were 
writing all over  our  county and all over 
Ionia  county  and  many  more.  A  man 
came to me  the  other day, a mechanic, a 
good,  straight,  honest  man,  who  with 
hard  work  has  got a home.  He was in­
duced by the “palaver” of  this  agent  to 
take  some  insurance  in  this  company 
He  insured  his  home  for $900 and paid 
every  cent 
to  pay 
Finally the  company  busted.  He  went 
and insured  somewhere else.  The other 
day the  man  came to me with a paper in 
his  hand  and  said:  “What  does  this 
mean?  $7 9 !” 
I  believe  they  will  sue 
him for it and make him pay it.  That i 
the effect of  mutual insurance companies 
on  that  man.  There  is  a  Church I am 
brother-in-law to has got eighty or ninety 
thousand  dollars in the  same  company. 
(Laughter.)  They “take in” everybody 
I am 
they get hold of. 
not  interested  in  stock  companies. 
1 
dislike them.  I am telling the experience 
that business men have had  with mutual 
companies.  You  have  got  to  get  up 
something better or I do not  w^nt  them.
I believe  there  can be something better. 
To-night  we  are going to Chicago, some 
of  us.  We  go  to  the  wharf  and  see a 
boat that cannot be  questioned.  We say 
we will guarantee $4,000 if  you will give 
us $10 fare.  We see  another  old, leaky 
looking  craft, which  will  take  you  for 
$3.50.  Which boat will  you take ?  That 
is the  way we feel.  Until  you  get up a 
mutual  company  that  will  guarantee 
something, we are not going  to  take any 
stock in it.  There  has  got  to  be a rad­
ical  change.  Stock  companies, whether 
through fault of  the  form of  the  law or 
whether 
the 
manager  of  our  system 
itself,  are 
not  giving  us  a  good  thing  as  bus­
iness  men. 
I think  you  have  got to go 
to  Lansing  to  make a start  on  it.  We 
are  paying  three  times  as  much  as we 
should.  We do have confidence that it is 
good  after  we  get money enough to pay 
for it.  We are willing  to pay two-thirds 
as much—just as much if  it is good.  Le 
us start right.  Don’t  get  up  something 
that  will  make  us  trouble  hereafter 
I would  not  like to go to bed and  think 
I want  it
my insurance  was  not  good. 

It is a swindle. 

fault  of 

through 

the 

H.  Leonard.  &  Sons.

G ra n d   R a p id s,

M ich .

Near Union Depot.

Cor. Spring and Fulton Sts.

T h e   Old  R elia b le.

WE  ARE

Headquarters
Michigan.

FOR

THE

Quick  Meal 
Gasoline 
Stone
Has

Mr.  Caldwell—I  am  sorry  that  I  am 
the  only member of  the  Insurance Com 
mittee  present.  The  Committee  relies 
on the  judgment of  this  Association 
do as they thought  best in the  matter 
insurance.  We  saw  early  in  our  work 
that there were two  elements.  We tried 
as  best we  could to  recognize  both, and 
as far as we could. 
It could not be done 
under  existing  laws, as  Mr. Kelley  has 
stated.  We  recognize  it  as  well  as 
does.  We would  like  to see  everything 
he recommends carried out as far as pos 
sible,  particularly the better law for mu 
tual  insurance  and  making  it  possible 
for  business  men  and  merchants  and 
manufacturers getting cheaper insurance 
That is good.  The  thing we do  take ex­
ceptions to is the charge made against us 
by  those in  favor of  assessment  insur 
ance—premium note assessments alone 
that we  are a  stock  company.  We  are 
not  bloated  bond-holders,  are not  going 
to  have  high-salaried  officers,  nor  is  it 
possible  to have  them. 
It  is not  possi­
ble for our  capital  stock to draw all  the 
dividends,  and  the  policy holders  none. 
We realized  in the  start that  we had in 
Michigan  business  men of  means, busi­
ness men who recognize security in their 
policies,  who  desire  security  and  will 
pay  for  it;  otherwise,  stock  companies 
would  not  have  been  as numerous  and 
prosperous as they are.

[CONTINUED  n e x t   w e e k .]

Saî8tu  Points 

26,765
QUiGk Meal
Foilni 
StoUes 
in no Other 
Sold 
Stove.
in  II
Warranted  to  Give* Satisfaction.

List Price.
$21.50
20.50
23.50
22.50

“ 

Above Stove, with Russia Iron Oven, Self  Lighter 
- 
- 
- 
With Three Burners on Top, Russia Iron Oven, Self Lighter 
- 

“ 
u 
“Useful  Hints  to  Dealers  in  Quick  Meal  Oil  Stoves”  sent free on request.

“  Tin Oven, Self Lighter 
“ 

- 
Tin Oven, Self Lighter 

Send for Complete Illustrated  Catalogue and write for Factory Discounts,

“ 

- 

- 

- 

- 

Every dealer should have a copy.

H.  L eonard  &  Sons.1 
M IC H IG A N   C I G A R   CO.,

B is  Rapids,  Mich.

MANUFACTURERS OF THE JUSTLY CELEBRATED

“ M .  C.  C .” “ Y u m Y u m ”

T he  M ost  Popular  Cigar. 

T he  B est  Sellin g  C igar on th e M arket.

E D W IN   M U A w S,

.Bitter, I® , FiirM  0 « ,  it » »  Friite, K ill H at Kill, H i

JOBBER  OF

Will  be  prepared  to  fill  all  orders  for  his  popular  Solid  and  Daisy Brands of 

Oysters after Sept. 1.  Let your orders come.

Office  and  Salesroom, No. 9 Ionia St., Grand Rapids,  Mich.

Grand Rapids Fruit and Produce Go.,

(SUCCESSOR  TO  GEO.  E.  HOWES  Sc  CO.)

Jobbers  of

F O R E IG N   F R U I T S .

I O r a n g e s,  L e m o n s   a n d   B a n a n a s   a  S p e c ia lty .

3 NORTH IONIA  ST., GRAND RAPIDS.

M O S E L E Y   B R O S .,

F r u its,  S eed s, O y ste r s | P r o d u c e .

------WHOLESALE------

All kinds of Field Seeds a Specialty.

If you are in market to buy or sell Clover Seed,  Beans or  Potatoes,  will be 

pleased to hear from you.

126, 28, 30 and 32 Ottawa  St., 
| c A. LAMB  G rand Rapid*. Mich. 

-

C .  

FRED  CLOCK,  Chicago,  111. 

F. J. LAMB & CO., G rand Rapid*, Mioh .

A . E A M 13  &   CO .,

GRAND  RAPIDS.

Wholesale  and  Commission

i F r u i t s

Our Speciaitiesi

CALIFORNIA  FRUITS, 

ORANGES, 

LEMONS,

BANANAS  AND  BERRIES.

f-

56  and  58  So.  Ionia  St.,  Grand  Rapids,  Mich.

Buy  and  Try!
M n  „  
for 
s s s s r   rsE-
STEAM  PURPOSES.
A .  H IM E S ,  S o le   A g e n t,

Island  Gity  Goal.
If you buy it, we Guarantee the Best Results.
Used by  Principal  Hotels, Leading  Manu­
facturers and Railroads.

GIVE  IT  A  TRIAL.

NO  CLINKER.

LIGHT  ASH. 

SEND  FOR  TRIAL  ORDER.

TELEPHONE  490-1.

M AIN  OFFICE. 54  PE A R L   8 1 .

branch of business for the time consumed 
in  drawing  the  milk  from the  cows  to 
say nothing about feed, care and trouble.
But, it were useless to complain unless 
we  could  suggest  some  remedy,  and, 
right  here,  you  business men can  be of 
great service if you will.  Upon the part 
of  the producer  there  must be an  aban­
donment  of  the  practice  of  trying  to 
force  so much of  this  class of  products 
upon  the market during the hottest  por­
tion  of  the  year. 
It  demoralizes  the 
market;  it  perplexes  the  merchant;  it 
does  not pay the  producer,  and not  one 
good  reason can be given  why the  prac­
tice  should  be  longer  followed.  The 
creamery should  be supplied with cream 
the  year  around;  the  cheese  factory 
should  store, or cause  to  be  stored,  the 
surplus during  the warm months  for the 
fall trade, which can easily be kept with­
out  injury for  consumption during  win­
ter,  and  the  business  man—yes,  what 
can  the business man do  to  help on  the 
great work?  Let us see:
Quite a  percentage,  perhaps, of  those 
before me are merchants. 
I do not know 
exactly  what  you  might  say about  the 
matter, but, generally speaking, the price 
has  very much  to do  with the  quantity 
sold of any article. 
I lately saw an esti­
mate that the amount of coffee consumed 
had fallen off  one-third  since the  rise in 
price had been so excessive.  Sugar, tea, 
tobacco, butter  and  cheese  are all  sub­
ject  to the  same  law,  and  high  prices, 
doubtless, curtail consumption.
We are  supposed  to be  in  the  second 
city of the State,  in the office of a friend, 
and  are going  home  with  him  to  dine. 
He is intending to  stop at the  grocery as 
he  goes  along  and  take  a few  articles, 
but  he is  in a business  which  compells 
him to inquire  often  after the wholesale 
prices of  goods, in  fact, he  is a  market 
reporter.  He  rings his telephone.
“Hello, Central!  Give me number 42.”
“Hello!  Is this M. & Q.’s?”
“Yes.”
“Where  are  you  getting  your  cheese 
“Well, mostly  from  across  the  lake.”
“What is it worth?”
“Oh, 7%, or about 8 cents here.
“Oh,  I  mean  what  is  it  worth  at  re­
tail?”
“Oh, yes.  Well,  we  are  retailing  at 
15 cents.
Now, here  is  an  article that  brought 
the  producer  6  cents  per  pound;  the 
manufacturer got  one  and  three-fourths 
cents for making, boxing  and marketing; 
transportation, one-fourth cent, retailer’s 
profit, 7 cents!

from now?”

Business men, is it fair?

The  Sioux  City  Corn  P alace.

The only one in the world.
Opens September 23, 1889.
Closes October 5, 1889.
Corn  is  King  and  Sioux  City  is  the 
capital of  his  Kingdom.
The Corn Palace of 1889 will be larger, 
grander and more artistic  than its prede­
cessors.
Reduced  excursion  rates  on  all prin­
cipal railways.
The  Chicago,  Milwaukee  &  St.  Paul 
Railway is the direct route to Sioux City.
For  all  details  relative  to  the  Com 
Palace,  address  Jas. Y. Mahoney, Secre­
tary,  Sioux  City  Iowa.  For  rates,  ad­
dress  Harry Mercer,  M. P. A.,  C., M. & 
St. P. R’y, 90 Griswold street, Detroit.

GROCERIES.

A  NEW   BUSINESS.

E stablishm ent  o f  a  B rokerage  Office 

for  th e  Retail  Trade.

Messrs. O. D. Fisher  and  D. C. Under­
wood  respectfully notify the public that 
they  have  opened  a  brokers’  office  in 
Grand  Rapids  for the purchase of  goods 
for the retail trade.

followed  by  the 

The  business will be conducted on the 
same  plan 
jobbing 
houses in the purchase of  their supplies, 
Mr. Fisher having been for several  years 
past buyer for Arthur Meigs &  Co.

Our  method  is  simply this:  You mail 
us  an  order  and  we  place  it  with  the 
house  making  the  best  prices,  without 
cost to  you for our services.

We  can  buy goods  cheaper  than  you 
can. 
It is our business, and we have the 
entire  market  before  us.  An  order 
mailed  to any house  meets  no  competi­
tion.  The same  order  sent to  our  office 
would be open to  the  competition of  all 
houses.  The  natural  result  is  easy  to 
see.

The  traveling  salesman’s  interest  is 
with  his  house.  His  salary is based on 
the  amount  of  profit  he  makes  on  his 
orders.  We  represent the buyers’ inter­
est solely.  The  lower we can buy goods 
for you, the more trade  you will send us.
We  shall  also  pay close  attention  to 
the quality or  goods shipped  on  our  or­
ders.  There is a class of  goods,  such as 
oranges,  lemons, bananas,  and  fruit  and 
produce  generally, which  should  be  se­
lected  by  a  competent  judge  to  insure 
good  stock,  and  many  articles  in  the 
grocery  line  ought  to  be  closely exam­
ined.

We  shall  keep a list of  our  customers 
and post them in all changes of  the  mar­
ket  free of  expense.  We  can  save  you 
money and  be of|benefit  to  you in many 
ways,  if  you  avail  yourselves  of  the 
privileges  we  offer.  That  this  is  the 
most  satisfactory manner of  doing  busi­
ness is shown by the fact that the whole­
sale  dealers  buy  their  supplies  chiefly 
through brokers.

We  are  well  known  to  most  of  the 
trade,  both having  been  connected with 
the grocery house of  Arthur Meigs & Co. 
(now  out of  business,)  and  we solicit  a 
trial.  Send  us  an  order  for  groceries, 
provisions,  flour  and  feed,  fruits  and 
produce,  dry  goods  and  notions,  hard­
ware,  etc.—in  fact,  for  anything  you 
need,  and  we  will  personally place the 
order  with  the  house  making  lowest 
prices,  without  charge or cost to  you for 
our services. 
If  you  have any choice of 
houses, please  mention  same, but  in all 
cases we  reserve the right  to place order 
where best prices are  made, unless  pos­
itively restricted in choice.

We shall  always be glad to furnish in­

formation,  and invite correspondence.

Respectfully  yours,

F is h e r   &  U nderw ood,

95 Monroe street, Grand  Rapids.
W ool,  H ides  and  Tallow .

The  wool  market  is simply flat.  The 
depression in this  trade  continues, with 
little  moving.  Buyers  with  money  in 
Rand  command  the  situation  and  are 
ready to  buy,  if  price  is conceded  suffi­
cient.  Dealers  forced  on  the  present 
market  must  take a loss.  At  the  same 
time foreign wools have advanced 2c and 
are strongly held.  What the future may 
bring  the  trade,  is uncertain. 
It is suf­
ficient that the present is dark enough.

Hides  remain  quiet,  with a light  de­
mand and a good supply. 
If  quality and 
price  are  right,  tanners do not hesitate, 
as the leather market is fairly good, with 
stocks  being  slowly  reduced  at  low 
prices.
Tallow is dull  and  low, with light de­
mand.

The  G rocery  M arket.

Sugars are  unchanged.  The  refiners 
are a week oversold,  but for  which fact 
the price  would decline very materially, 
as present  prices  are out  of  proportion 
to the cost  of  the  raw  product.  Corn 
syrups  advanced lc  last  week  and  are 
still  very firm.  Coffee  is  virtually un­
changed, in spite of fluctuations.  Tea is 
unchanged. 
Fish  is  without  change. 
California  Muscatel  raisins  are  very 
scarce  and  high.  New  Valencias  are 
expected to  reach  this  market  by Sept. 
25, as they are due in  New  York on the 
10th.  Canned  peaches  are  very firmly 
held,  some  manufacturers  asking  40c 
more for the new pack  than they did for 
last year’s pack.

The  Fruit  Jar  M arket.

Fruit  jars  are  firm  and  the  price  is 
well  maintained.  The blowers are talk­
ing about  another strike,  in which event 
a scarcity of  stock  might be followed by 
an advance in price.

Too  G reat?*

Is  th e  M erchant’s  Profit  on  C heese 
A variety of  reasons might be present­
ed to  show  why we.  as  a  nation, ought 
to consume  more of  this  product of  one 
important branch  of  agriculture.  The 
first  and foremost  in  importance is that 
it is a most  healthy, nutritious and easi­
ly  preserved  article of  food.  A  prime 
quality  of  cheese  will  retain  its  good 
flavor  longer than  is  usually supposed. 
I  was  visiting  a  cheese  factory in  the 
western  part of  Ohio last  fall, in which 
the  cheese  was  made  from  full  stock, 
was firm, well  made and well  cured. 
It 
was in the  latter part of September,  and
1  was  asked  to  sample  a  July  cheese. 
It was mild in flavor, but rich and showed 
that  buttery  quality  so  much  desired 
when pressed between the fingers.  “How 
long  will  such a cheese keep?”  I asked. 
“Five  years,”  was the  instant  reply  of 
the  manufacturer.  My  experience  in 
the  business  would  not  justify  me  in 
denying the  assertion,  although I was  a 
little  incredulous,  but  I  could  easily 
understand  that  it  was a  good  keeper. 
The  fact is that our  home trade  has de­
manded  a  soft  cheese, and,  if  possessed 
of this quality,  other  and more desirable 
qualities  have  not  been  insisted  upon; 
the  consequence is that  our  cheese  are 
short lived,  for it is  impossible to retain 
the  flavor  of  a  partly  skimmed,  soft 
cheese.
So far as  the  nutrition and  healthful­
ness of our modern cheese are concerned, 
nothing  can  be said  against  it,  and,  as 
the  market  demands  it, manufacturers 
are  bound to supply it.  With these pre­
servative  qualities  in its  favor,  and  the 
fact that the  cooler is fast  coming to the 
rescue  of  the  manufacturer,  by  aiding 
him  in  the  disposal  of  the  excessive 
quantity made in June and July,  it seems 
to me  that  the  time  is  not  far  distant 
when prices  will  be more  uniform  dur­
ing  the  entire  season:  and  our  people 
should  learn to use  this  article,  not  as 
relish  simply,  but  as  a  food,  in  some 
families  largely taking the place of  but­
ter or meat.
On .the  part  of  the  producer  there 
would  seem  to be  a  variety  of  reasons 
why  the  consumption of  cheese  should 
be encouraged:  First, It  is  the  product 
of  an  animal that  stands next to the  top 
of  any  raised  upon  the  farm:  second, 
there are certain features of  this kind of 
farm work which  will always  cause it to 
• shunned  by the  great mass of  the farm­
ing fraternity—a herd of  cows needs  the 
care  and  attention of  the  owner  twice 
daily three  hundred and  sixty-five times 
in the year;  third,  it  would  seem  as  if 
here, at least, was one branch of business 
in which  there is no great  danger of  the 
Western  ranch farmer  taking it peremp­
torily from the  small land  owner of  the 
Eastern and  Middle States. 
Imagine,  if 
you  can,  a  ranchman  sending  out  the 
cowboys  to  round  up  a  herd of  500  or 
1,000  cows,  and  then  finding  himself 
under  the  necessity of  lassoing  90  per 
cent,  of  them before he could get within 
branding, much less milking, distance of 
them.  The  only  way that  a  ranchman 
could  keep  a sufficient  number of  cow­
boys around  him to make a show of bus­
iness would  be  to  import a full  cargo of 
Danish  dairymaids,  and  I  doubt if  that 
would hold them together,  i.  e., the boys.
Our market for  pork,  a few years  ago, 
bade  fair  to  depart  for  the West,  but 
nature stepped in and  kindly provided  a 
remedy.  Our  wool  market  bids  fair to 
find  a  competitor of  Australian  dimen­
sions  in  the West, with  no  cfiance of  a 
tariff even to interfere.  Our wheat mar­
ket  went  West, but I  am sometimes  un- j 
decided whether it ever got past Chicago. 
Then our  butter market went  crazy, and 
we  hardly  knew  in  which  direction  it 
had  gone,  but, after  laying  to  Holland 
and  several  other  foreign  countries,  it 
was cornered  up in  Chicago.  Then the 
dairymen just got upon their dignity and 
marched  straight  down  to  Washington 
and said  that every pound of  tallow and 
lard that was put upon the market under 
the  head of  oleomargarine  or  butterine 
should  pay  an  internal  revenue tax  of 
10 cents per pound.  But those beef men 
are  cute  fellows,  and  after  trying  to 
blackguard  us  out of  our  position, they 
just winked their winky eye and crooked 
their crooky fingers and said,  “See  here, 
you fellows!  Did you not know that the 
manufacture of  oleomargarine  and  but­
terine would increase the price of  tallow 
so  that every  bullock you  fat would  be 
enhanced in value at least $5 per  head?” 
And  so  they were  let  off  with a tax  of
2 cents,  and  the  poor  astounded  dairy­
man  is  to-day scratching  his  head  and 
asking himself,  “If  this  be the  price  of 
beef  now in consequence of  oleomargar­
ine, what would  be the  price  if  it were 
not for the margarine manufacture?”
And, so,  in  casting  around for  some­
thing  to  do, some  have  gone  into  the 
cheese  business, thinking  that  here,  at 
least, is  immunity from the disaster that 
has overtaken our other markets.
Allow  me  to  say,  right  here, that  I 
read in a newspaper  not  long since  that 
a certain bean  had been discovered from 
which  a  substitute  for cheese  could  be 
made for 2 cents  per pound. 
If  that be 
true, then we  can  only  pray,  ‘-May Ood 
blast the beans.”
My  subject  has  been  announced  as 
“Why Not  Become  a  Nation  of  Cheese 
Eaters?”  but,  as  the  geniality  of  our 
Secretary is  unbounded, I shall  take the 
liberty of  treating the  question relative­
ly, or  as if  it read,  “What Will Aid  Our 
Dairy Industry?”  And, first,  let us look 
at the  cost of  the production of a pound 
of butter or a pound of cheese.
It takes of pure milk,  common quality, 
twenty  to  twenty-five  pounds  to  make 
one pound of  butter, and it takes, on the 
average,  about  ten  pounds  of  milk  to 
make one pound of  cheese.  Perhaps we 
would  be better  understood if  we  used 
the terms pints and quarts;  then it would 
take ten to twelve quarts of milk for one 
pound of  butter, and  five quarts of  milk 
for  one  pound of  cheese.  Butter  sells 
from  first  hands  now  at  from  10 to  12 
cents  per  pound  for  common  and about 
three  cents  extra  for  ext/ra.  Cheese  is 
selling from the  factory or first hands at 
about 8 cents,  sometimes going as low as 
cents and 7 cents.  Butter at 10 to 12 
cents  gives  the  dairyman  1  cent  per 
quart  for his  milk, without  one cent  of 
remuneration  for  the  work  of  making 
and marketing,  and when either of  these 
articles  is  bought  at the  prices  named, 
the man at the  beginning of  the route  is 
not getting  more for his product than an 
expert  would  want in  almost  any  other
•Paper read by Hon. £. N.  Bates,  of  Moline,  at  the 
fourth animal  convention  of  the  Michigan  Business 
Men’s Association.

Wholesale Price  Current.

The  quotations  given  below  are  such  as are ordinarily offered cash buyers who 

pay promptly and buy in fu ll packages.

BAKING  POWDER.

 

“ 

“ 

 
 
 
 
 

dried  fruits—Peel.

farinaceous goods.

DRIED FRUITS—Citron.

DRIED FRUITS—Prunes.

dried fruits—Currants.

“ 
FLAVORING extracts. 

dried fruits—Domestic.
“ 

Apples, sun-dried.......  3  @ 334
evaporated___6  @634
12 @15
“ 
Apricots, 
 
Blackberries “ 
5
Nectarines  “ 
.12
Peaches 
“ 
12
Plums 
“ 
9
Raspberries  “ 
20
In drum......................  @23
Inboxes......................  @25
Zante, in  barrels........  @ 434
in less quantity  @ 5 
Turkey.............. . .......   434® 434
Bosna..........................  534@ 6
Imperial......................  @
dried fruits—Raisins.
Valencias...................   @
Ondaras......................   @1034
London  Layers,  Cali­
fornia........................2 40@2 50
London Layers,  for’n.  @
Muscatels. California.  @2  15
Lemon......................... 
13
Orange........................  
14
Farina, 100 lb.  kegs.............  04
Hominy,  per  bbl................3 50
Macaroni, dom 12 lb box__   60
imported.......  @10
Pearl  Barley..............   @ 3
Peas, green.................   @1  40
“  split.....................  @ 3
Sago,  German.............  @634
Tapioca, fl’k or  p’rl...  @ 6*4
Wheat,  cracked..........  @ 634
Vermicelli,  import__   @10
domestic...  @60 
Jennings’ D. C. Lemon  Vanills
85
1  25
“  1  40
4oz. 
“ 
2 25
“  2 25
“ 
6 oz. 
3 25
“  1  00
No.  3,  “ 
1  60
“  2  75
No.  8,  “ 
4 00
No.10,  “ 
4 50
“
6 00
No.  4, Taper,  “  1  60
2 50
54 pt,  Round, “  4  25
7 50
1  “ 
“  8 50
15 00
FISH—SALT.
Cod, whole................... @ 5
“  boneless................
H alibut........................ 10@11*4
Herring,  round, *4 bbl.
2 50
“ 
gibbed............
2 75
“  Holland,  bbls.
10 00
“  kegs, new  @  85
“ 
Scaled  .........
*• 
25
11  00
“  12  lb kit. .1  65
■“ 
“ 
“ 
“  10
“ 
.1   45
Trout,  34  bbls............. @5 00
*'  10  lb.  kits.........
....  75
White,  No. 1 ,34 bbls...
....5 50
12 lb. kits ....1  15
“ 
10 lb. kits ....  90
“ 
Family,  *4  bbls.
“ 
..  .2 35
kits......
“ 
....  50
GUN  POWDER.
Half  kegs.....................
....2  88
LAMP WICKS.
No. 0.............................
30
... 
No. 1..............................
... 
40
No. 2..............................
... 
50
Pure..............................
....  30
Calabria........................
....  25
Sicily.............................
. . . .   18
Black  Strap..................
18
Cuba Baking..........
..22@25
Porto  Rico...................
..24@35
New Orleans, good......
,.25@30
choice...
..33@38
fancy___ . .45@48

Mack,  sh’s, No. 2, *4  bbl 

One-half barrels, 3c extra.

MOLASSES.

LICORICE.

“ 
“ 

“ 
“ 

“ 

“ 

“  

“  

“ 

“ 
“ 

OIL.

RICE.

PIPES.

PICKLES.

ROLLED  OATS.

OATMEAL.
Muscatine, Barrels___ . . . . 5 75
Half barrels ....3  12
Cases..........2 15@2  25
Muscatine, Barrels___ @5 75
Half bbls.. @3 12
Cases.......... 2 15@2 25
Michigan  Test.................
....  9
Water  White..................... — 10?4
Medium...............................
34 b b l.................
....3  00
Small,  bbl.....................
. . ..5 00
34  bbl.................
. . . .3 50
Clay, No.  216.....................
....1  75
“  T. D. full count...
. . . .   75
Cob, No. 3...........................
. . . .   40
Carolina head..............
-...-.634
“  No. 1..............
.......534
“  No. 2................ 534®
“  No. 3..............
...... 5
Japan...........................
Common Fine per bbl..
....  80
Solar Rock, 56 lb. sacks ....  28
28 pocket......................
...2  05
60 
......................
....2  15
100 
......................
....2 40
Ashton bn. bags..........
....  75
........... ....  75
Higgins  “ 
........... ....  37
Warsaw “ 
....  20
........
SAL  SODA.
Kegs...............................
134
Granulated,  boxes......
Kitchen, 3 doz.  inbox.
Hand, 
Mixed bird.....................
Caraway......................... ....1 0
Canary........................... ....  4
Hemp.............................. ....  4
Anise.............................. --  .  834
Rape.............................. ....  434
Mustard.......................... ....  734
Scotch, in  bladders...... ....37
Maccaboy, in jars.......... ....35
French Rappee, in Jars. ....43

....  2
...  2 35
...  2 35

SAPOLIO.
“
8E E D S.

“ 
“ 
54 bu  “ 

3  “ 

SN U F F .

SALT

“ 
“ 

“ 

SOAP.

Detroit Soap Co.’s Brands.

spices—Whole.

Allen B. Wrisley’s Brands.

Superior..............................3 30
Queen  Anne...................... 3 85
German  Family................. 2 40
Mottled  German................3 00
Old German....................... 2 70
U. S. Big  Bargain...............1  87
Frost, Floater.....................3 75
Cocoa  Castile  .....................3 00
Cocoa Castile, Fancy......... 3 36
Happy Family,  75...............2 95
Old Country, 80...................3 30
Una, 100...............................3 65
Bouncer, 100........................3  15
Allspice...............................10
Cassia, China in mats......... 734
Batavia in bund__11
Saigon In rolls........40
Cloves,  Amboyna...............30
Zanzibar.................23
Mace  Batavia.....................80
Nutmegs, fancy.................. 80
No.  1.......................75
No.  2.......................70
Pepper, Singapore, black— 18
white...... 26
“ 
shot........................ 20
“ 
spices—Ground--In Bulk.
Allspice................................ 15
Cassia,  Batavia....................20
and  Saigon.25
Saigon................... 42
Cloves,  Amboyna................ 35
Zanzibar................ 26
Ginger, African...................1234
Cochin....................15
Jam aica................ 18
Mace  Batavia.......................90
Mustard,  English................ 22
and Trie..25
Trieste....................27
Nutmegs, No. 2 ....................80
Pepper, Singapore, black__ 21
“  white...... 30
Cayenne................ 25
Herbs & Spices, small......   65
large...... 1  25

“ 

“ 

“ 

starch.

Mystic,  64  pkgs...................4 48
barrels.......................6

SUGARS.

Cut  Loaf......................  @ 9*4
Cubes  .
.....................  @ 9
Powdered...................   @ 9
Granulated,H. AE.’s..8.56® 894 
Franklin..8.56@ 8% 
K night’s.,.8-56@  8%
Confectionery  A......... 8.31@ 896
Standard A...................8.06® 834
No. 1, White Extra C. 
@ 7!. 
No. 2 Extra  C..
@  734 
@ 7*4 
No. 3C, golden.
No. 4 C, dark...
©  7 
No. 5  C.............
@  634

s a l e r a t u s.

“ 

SYRUPS.

DeLand’s,  pure................. 5
Church’s, Cap  Sheaf......! ’  5
Dwight’s ............................ ."5
Taylor’s.............................“  I5
Corn, barrels.....................  @2g
one-half  barrels__   @28
Pure  Sugar, bbl................ 28@36
half barrel__ 30@38
“ 
XXX
934
034
9349
9

SWEET  GOODS.
Ginger Snaps..............9
Sugar Creams............9
Frosted  Creams.........
Graham  Crackers......
Oatmeal Crackers.......
Boxes
534
Kegs, English.................... . [4S

s o d a .

X

TEAS.

j a p a n —Regular.
F a ir............................ .
Good........................... ig
Choice..........................24
Choicest.......................30

SUN CURED.

F a ir..............♦........... J4
Good....................... ,’l!i6
Choice......................
Choicest....................1.30
BASKET  PIBED.

F a ir............................
Choice......................
Choicest......................
Extra choice, wire leaf 
g u n p o w d e r .
Common to  fair..........25
Extra fine to finest__ 50
Choicest fancy............75
Common to fair..........20
Superior to fine............40
YOUNG HYSON.
Common to  fair..........18
Superior to  fine....... l.so
Common to  fair.......... 25
Superior to  fine..........so
Fine to choicest..........55

IMPERIAL.

OOLONG.

@16
@22
@29
@34

@35
@20
@28
@33

@20
@25
@35
@40
@35
@65
@85
@35
@50
@26
@40

ENGLISH BREAKFAST.

@50
@65
£ “ r............................... 25  @30
Choice...........................30  @35
-...................... 55  @65
Tea Dust......................  8  @10
TOBACCOS—Plug.

S. W. Venable & Co.’s Brands. 
Nimrod, 4x12 and  2x12..  . 
37
Reception, 2 2-5x12,16 oz........36
Vmco, 1x6, 4*4 to  fit.... 
30
Big 5 Center, 3xl2,  12 oz....  34
Wheel, 5 to  a>............. 
37
Trinket, 3x9,  9  oz. . . . . . . . . . . . .25 

t o b a c c o s —Fine Cut.

D. Scotten & Co.’s Brands.

3 00
4 00
5 00

 
 
 

„ 

“ 
, 
‘ 

Sweet  Cuba.
t r a d e s m a n   c r e d i t   c o u p o n s
$ 2, per hundred..............   2  50
 
L5’ 
 
££’ 
. 
 
Subject to  the  following  dis­
counts :
200 or over...............5 per cent.
 
500  “ 
10 
 
1000.  “ 
20 
VINEGAR.
30 gr...........................
40 gr...........................
50 gr.....................1111

“
“

•  634
•  8%  
■ 1034

$1 for barrel.

y e a s t .

m is c e l l a n e o u s .

Fermen turn,  Compressed.  . 
Cocoa Shells,  bulk.............  354
Jelly, 30-lb.  pails..........4  © 41z
Sage...................................  15
PA PE R  & WOODENW ARE

PAPER.

Curtiss  &  Co.  quote  as  fol­

lows:
S ^ w   ..................................... 105
Light  Weight...............200
Sugar.................................... ..
Hardware........................... 
Bakers.............................  
 
Dry  Goods................. 
 
5
Jute  Manilla..........g
Red  Express  No.  1....... ....5
No.  2.............4

334
o2

t w i n e s .

48 Cotton.............................  22
cotton, No. 2........................ 20
„ 
“ 3.....................[‘.is
Sea  Island, assorted.........   40
No. 8 B ...7 .......  
j?
w °o1................................"   7*£
WOODENWARE.
Tubs, No. 1.................... 
  7  25
No. 2......................"   6  26
n  ..  No. 3.........................   5  25
1  60
Pails, No. 1, two-hoop.. 
“  No. 1,  three-hoop__   1  75
Clothespins, 5 gr. boxes__  
60-
Bowls, 11 inch....................   1  00
!3  “ 
“ 
................. "   1  25
15  “ 
.......................2 00
: 
 
2  75
17 
‘ 
assorted, 17s and  17s  2 50 
“  15s, 17s and 19s  2 75
“ 
40
bushel................    1  go
“ 
“  with covers  1  90 
“  willow cl’ths, No.l  5  75 
“ 
No.2 6 25
No.3 7 25
“ 
No.2 4 25
“ 
“ 
No.3 5 00

“ 
“ 
“  No.l  3 50
“ 
“ 

Baskets, market....................  

splint 

 

80

GRAINS and PEEDSTU FES
White . 
Red....
Straight, in sacks..............  4 80
“  barrels............  5 00
Patent  “  sacks..............  » so
“  barrels............  6 00
Bolted................................  2  20
Granulated...................... 2o45

FLOUR.

MEAL.

“ 
“ 

m i l l s t u p f s .

Bran...................................  12  00
Ships..................................  12  50
Screenings........................  12  00
Middlings.........................   13  00
Mixed Feed......................   16  00
Coarse meal......................   16  00
Small  lots.........................   42
Car 
“  .........................   40

c o r n .

Small  lots...............7.2^
“  ...................26
Car 

Old.
30
28

No. 1.................................. 35@40

NO. 1...................................  1  25
No.2..................................  
l  10

RYE.

BARLEY.

HAY.

No. 1..........................  
11  50
No.2..................................  10  00

 

HIDES, PELTS  and  FURS.
Perkins  &  Hess  pay  as  fol­

HIDES.

lows:
Green.........................   4  @4*4
Part Cured..................  434®  5
Full 
..................  5  @5*4
Dry..............................  5  @ 6
Dry  Kips  ....................5  @ 6
Calfskins,  green........3  @ 4
cured........434®  5
Deacon skins............. 10  @20

“ 

“ 

34 off for No. 2.

PELTS.

Shearlings..................10  @25
Estimated wool, per B> 20  @28

MISCELLANEOUS.

Tallow........................  334®  4
Grease  butter.............  3  @ 5
Switches.....................  2  @ 2$4
Ginseng..................... 2 60®2  26

WOOL.

Washed.............................25®30
U nwasbed  .......................12@2ft

“ 

“ 
“ 
“ 
“ 
“ 
“ 
“ 
“ 
“ 
“ 
“ 

Arctic, 34 lb. cans, 6 doz
34 lb.  “  4  “
341b.  “  2  “  ...  1 40
lib .  “  2  “  ...  2 40
51b.  “  1  “  ...12 00
Absolute, 34 lb. cans, 100s. .11 
34 lb. 
50s.. 10 00
lib .  “  50s..18
Telfer’s,  34 lb.cans, doz.. 
45 
85 
341b.  “ 
lib .  “ 
1  50
1  50 
3 00 
20 
45 
85 
1  50

“  ..
“  ..
Acme, 34 lb. cans, 3 doz__
341b.  “  2  “  ....
“  ....
lib .  “  1 
bulk.........................
Red Star, *4 lb. cans,

34 lb.  “
1 lb  “
AXLE GREASE.

“ 
“ 

 

 

 

“ 

“ 

“ 

“ 

80

“ 
“ 

“ 
“ 

“ 
“ 
“ 
“ 
“ 

BUTTERINE

BATH BRICK.

BUCKWHEAT.

CANNED GOODS—Fish.

Frazer’s....................................$2 60
Aurora.................................  1
Diamond.................................... 1 60
English, 2 doz. in case......  
•*
Bristol,  2  “ 
American. 2 doz. in case
Gross
b l u i n g . 
Arctic Liq,  4-oz...................  3 40
34 Pt...........  7  00
“ 
“ 
1 pt.............   10 00
7 20
“ 8-oz paper bot 
Pepper  Box  No. 2  3 00
“  4  4 00
“  5  8 00
b r o o m s .
No. 2 Hurl...........................  1  70
No. 1  “ 
...........................   1  90
No. 2 Carpet........................  2 00
No. 1 
“ 
........................  2  25
Parlor Gem.........................   2 60
Common Whisk.................... 
90
Fancy 
..................  1  00
M ill.....................................  3 25
Warehouse........................... 2
Kings 100 lb. cases...............5 00
“  80 lb. cases................ 4 25
13
14
15
16

Dairy, solid  packed........... 
rolls............................  
Creamery, solid packed__  
rolls....................  
CANDLES.
“ 

Hotel, 40 lb. boxes..............   1034
934
Star,  40 
Paraffine...................
Wicking................................. 
25
Clams. 1 lb. Little Neck...... 1  20
Clam Chowder, 3 lb— .......2  10
Cove Oysters, 1 lb. stand —
“  ....1
“ 
21b. 
Lobsters, 1 lb. picnic............1  50
2  lb.  “ 
 
2 65
“ 
1 lb.  Star................ 2 00
“ 
2 lb. Star................ 3 75
“ 
Mackerel, In Tomato Sauce.
1 lb.  stand.............1
“ 
2 lb. 
3 00
“ 
3 lb. in Mustard.. .3 00
“ 
3 lb.  soused...........3 00
“ 
Salmon, 1 lb.  Columbia..  ..1  90
1 lb.  Alaska............1  80
“ 
Sardines, domestic  34s ........
“ 
34s........@ 9
“  Mustard 34s........  @10
“ 
imported  34s.......  1334
spiced,  34s.......... 
“ 
10
Trout, 3 Id. brook.............
12
CANNED GOODS—FruitS.
Apples, gallons, stand.  ___2 40
Blackberries,  stand.............  90
Cherries, red standard.........1  35
pitted...................... 2 00
Damsons ..............................   90
Egg Plums, stand.................1  30
Gooseberries.........................1  00
Grapes ........................
Green  Gages........................ 1  30
Peaches, all  yellow, stand.. 1  70
“ 
seconds...................1  45
“  P ie...........................1  15
Pears..................................... 1  30
Pineapples................. 1  50@2 50
Quinces................................ 1 00
Raspberries,  extra...............1  35
red................... 1  60
Strawberries........................ 1  10
Whortleberries................
CANNED VEGETABLE
Asparagus, Oyster Bay...
Beans, Lima,  stand.............  90
“  Green  Limas__   @1  06
Strings..............   @  90
“ 
“  Stringless,  Erie..........  90
“  Lewis’ Boston Baked.. 1  40
Corn, Archer’s Trophy......... 1 00
“  Morn’g Glory. 1  00
“ 
“ 
Early Golden. 1  00
“ 
Peas, French......................... 1 68
“  extra marrofat...  @135
“  soaked..........................  80
“  June,  stand...................1 35
“  sifted.....................1 55
“ 
“  French, extra fine...  .150
Mushrooms, extra fine.........2 15
Pumpkin, 31b. Golden..........1 00
Succotash,  standard...........   95
Squash  ................................ 1  10
Tomatoes,  Red  Coat..  @1 00
Good Enough__ 100
BenHar................1 00
stand hr....  @1 00
CHEESE.

“ 
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“ 

“ 

“ 

“ 

 

“ 

CHICORY.

CHOCOLATE—BAKER'S.

Michigan Full Cream  @  9
Sap Sago.....................16  @1634
German Sweet............
23 
Premium......................
35 
Cocoa...........................
38 
48 
Breakfast  Cocoa........
Broma.........................
3
CHEWING  GUM.
Rubber, 100 lumps................ 25
200  “ 
35
Spruce...................................30
Bulk........................................6
Red.......................................   733
Rio, fair.......................17  @19
“  good..................... 1834@20
“  prime...................  @21
“  fancy,  washed.. .19  @22
“  golden..................20  @23
Santos..........................17  @22
Mexican & Guatemala 19  @23
Peaberry ..i.................20
@23
Java,  Interior.............20
“  Mandheling__ 26
@29
Mocha, genuine..........25
@27
To  ascertain  cost  of  roasted 
coffee, add 34 c. per lb. for roast­
ing and 15 per  cent,  for shrink­
age.

coffee—Green.

coffees—Package.

“ 
“ 
Jute 
“ 

“ 
“ 
“ 
COPPEE EXTRACT.

CLOTHES  LINES.
“ 
50 f t.......... 
60 f t.......... 
“ 
70 f t..........  
“ 
80 ft..........  
“ 
60 f t..........  
“ 
72 f t '......... 
“ 
CONDENSED MILK.

100 lbs
Lion......................................22*4
“  in cabinets...................23*4
McLaughlin’s  XXXX.... 22*4
Durham........  .....................22*4
Thompson’s  Honey Bee___ 2434
Tiger............... 2234
Nox All........... 2334
O  B.................2234
Valley City.........................  
75
Felix................................... 1  10
Cotton,  40 ft..........per doz.  1  25
1  50
1  60
2  00
2  25
1  80
1  15
Eagle...........................'.......  7  50
Anglo-Swiss.......................   6  00
Kenosha Batter..................  8
Seymour 
...................   6
Butter...................................  6
“  family...................... 
6
“  biscuit........................  7
Boston...................................  8
Olty Soda..............................  8
Soda......................................  634
S. Oyster ..............................  6
City Oyster, XXX.................   0
Picnic..................................   6
Strictly  pure......................  
Grocers’.............................. 

CRACKEBS.
“ 

CREAM TARTAR.

38
24

WATCH  FOR

LYNGH’8  BEAUTY,

B e st  $ 2 6   C igar

o n   th e   M a rk et

D. LYNCH,  Sole Owner,

GRAND  RAPIDS.

Voigt, Herplsbeimer  Go.,

Importers and Jobbers of

D r y  G oods

STAPLE  and  FANCY.

O v e r a lls,  P a n ts ,  E tc.,

OUR  OWN  MAKE.

PRODUCE  M A RK ET.

Apples—Red Astricans are about  out  of  mar­
ket.  A few choice lots  of  Duchess of  Ogdens 
burg have  brought  $2  per  bbl.,  while common 
Green Pippins command S1.20@S1.25.  Tbe short­
age  appears  to  be  mainly  in  Spies, Greenings 
and Russets being in  fair  supply  and  Wagners 
being plentiful.
Beans—Dry  are  firm  and  scarce—so high, in 
fact,  that  considerable  quantities  have  been 
imported to advantage.  Local dealers pay $1.75 
@«2 for home stock and S2 for imported, quoting 
to the retail trade at $2.15@$2.25.

at 3%@434c and evaporated at 6@7c per lb. 

Beets—40c per bn.
Blackberries—S1@S1.25  per  16-qt.  case.  The 
market is firmer.
Butter—The dry weather, presaging  an  inevi­
table curtailment  of  production, has induced a 
firmness in the market,  although there has been 
no actual advance  in  price.  Creamery  is held 
at 16@l7c and fair to choice dairy at  $13@15c.
Cabbages—Illinois  stock is in plentiful supply 
at $1.45 per crate.
Cheese—Lenawee and Allegan county  makers 
bill  their  stock  at  734c,  while jobbers  hold  at 
834@8;4c.  The  market is firmer ajid advancing. 
Cider—10c per gal.
Cooperage—Pork barrels, $1.25;  produce barrels 
Cucumbers—10c per doz.
Dried Apples—Commission men hold sun-dried 
Eggs—Jobbers pay 12>4@13c and hold at 14c. 
Field  Seeds—Clover,  mammoth, $5  per  bu.; 
medium, $4.85.  Timothy,  $1.75 per  bu 
Green Onions—12c per doz. bunches.
Honey—In small demand.  Clean  comb  com­
Musk Melons—$1 per crate. ■
Onions—Southern, $2  per bbl.
Peaches—Hale’s  Early  command  $2.50@2.75 
Pears— California,  $2.50  per  crate;  Bartlett, 
Pop Corn—4c per lb.
Potatoes—Southern  no  longer  finds  a market 
in this State,  having  been  entirely  supplanted 
by home grown stock, which sells for 25c per bu. 
Squash—Crookneek, 50c per crate.
Tomatoes—$2 per bu., but on  the  down  grade 
and will probably touch $1 before the end of the 
week.

per bu.
$4.50 per bbl;  Flemish Beauties, $4 per bbl.

mands 15@16c per lb.

Turnips—30c per bu.
Water Melons—$15@$18 per 100.
Whortleberries — Very  scarce,  readily  com 

25c.

man ding $4@$4.50 per bu.

A  COMPLETE  LINE  OF

Fancij  Crockery  and

Fancy  Woodenware

OUR  OWN  IMPORTATION.

Inspection  Solicited.  Chicago  and  De- 

.  trojt  prices  guaranteed.

FLOUR

Owl, Crown Prince, White Lily, 

Standard, Rye, Graham.

B o lted   M eal,

F e ed ,  E tc.
HEWRYGO  ROLLER  MILLS,

MAIL  ORDERS  SOLICITED.

  12 50

PROVISIONS.

 

PO K E  IN  BARRELS.

The Grand Rapids  Packing  and Provision Co 

smoked  meats—Canvassed or Plain.

quotes as follows:
Mess, new......................................../...........   10 25
Short cut Morgan............................................  11 25
Extra clear pig, short cut........................ 
Extra clear,  heavy.........................................  12 50
Clear, fat  back...............................................   12 00
Boston’ clear, short cut.................................   12 50
Clear back, short cut.....................................  12 50
Standard clear, short cut, best.....................  12 50
Hams, average 20 lbs........................................ 1034
“ 
16 lbs........................................1134
“ 
12 to 14 lbs................................ 1154
“ 
picnic....................................................  734
“  Lest boneless.........................................   9
Shoulders.........................................................614
boneless.......................................   8
Breakfast Bacon, boneless...............................10
Dried Beef, extra..............................................
Long Clears, heavy...........................................  6
Briskets,  medium.............................................  6

ham prices.....................................1014

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“ 

“ 

“ 

“ 

 

 

“ 

BEEF  IN  BARRELS.

lard—Refined.

lard—Kettle Rendered.

lig h t.............................................. 

  6
Tierces..............................................................   714
Tubs...................................................................  734
50 lb.  Tins.....................•...................................   734
Tierces...............................................................  6%
30 and 50 lb. Tubs.............................................  6I4
3 lb. Pails, 20 iD a  case.....................................  714
5 lb. Pails, 12 in a case......................................   7
10 lb. Pails, 6 in a case......................................   6%
20 lb. Pails, 4 in a case........................... 
  634
50 lb. Cans.........................................................   614
Extra Mess, warranted 200 lbs.......................   7 00
Extra Mess, Chicago packing.........................  7 00
Plate...................................................................7 25
Extra Plate...... •................................................  7 75
Boneless, rump butts.......................................   9 00
Pork Sausage.....................................................7
Ham Sausage.................................... 
Tongue Sausage................................................  9
Frankfort  Sausage...........................................  8
Blood Sausage...................................................  514
Bologna, straight..............................................  514
Bologna,  thick................................................... 514
Headcheese......................................................  514
In half barrels................................. .•...............2 75
In quarter  barrels............................................. 1  60
In half  barrels..................................................2 75
In quarter barrels............................................. 1 50
In kits.................................................................   75

sausage—Fresh and Smoked.

pigs’ feet.

TRIPE.

Inrijtg F. Glapp,

GROCER.

a  7   L o c u s t   S tz e s t.

w*-.

IT
î

•w Shipper of Fruita.  Batter.  Eggs, and Vegetable«

V 

*

t f
O

n

!

"

H

«

i t

//

%n  

't
t f

tt

t

' t

FRESH  MEATS.

*• 

“ 

Swift and Company quote as follows:

hindquarters.
fore 

.......
Hogs................................
Pork loins......................
shoulders..............
Bologna......................  .
Sausage, blood  or head.

Beef, carcass...........................................  414@ 6
514®  614 
3  @  4 
@ 6 
@ 8 
@ 6 
@ 5 
@  5 
@ 5 
@ 8
M utton...................................................... 514® 6

liver..............
Frankfort.

“ 

“ 

OYSTERS and  FISH .

“ 

F. J. Dettenthaler quotes as follows:

FRESH  FISH.
smoked.................... 

Whitefish.................................................  @ 6
Trout........................................................  @ 6
Halibut....................................................   @15
Frogs’ legs,  per doz...............................  10@50
Fairhaven  Counts...............................   @35
Selects......................................................  @28
F. J.  D.’s .................................................   @22
Anchors...................................... 
@20

OYSTERS.

 

 

  @  714

CANDIES,  FRUITS  and  NUTS. 

“ 

“ 
“ 

“ 
“ 

PutDam & Brooks quote as follows:

fancy—In 5 lb. boxes.

2001b.  bbls.............................................10
2001b.  bbls.............................................11

STICK.
Standard, 25 lb. boxes..................................... 1014
..................................... 11
25 
Twist, 
Cut Loaf, 25 
...................................... 1114
MIXED.
Royal, 25 lb. pails.............................................1014
Extra, 25 lb.  pails.............................................1114
French Cream, 25 lb.  pails...........................  1214
Lemon Drops................................................... 13
Sour Drops.......................................................14
Peppermint Drops............................................15
Chocolate Drops...............................................15
H. M. Chocolate Drops....................................18
Gum  Drops.......................................................10
Licorice Drops...................... m ..................18@22
A. B. Licorice  Drops.......................................14
Lozenges, plain................................................ 15
printed............................................ie
Imperials.......................................................... 15
Mottoes............................................................. 15
Cream Bar........................................................ 14
Molasses  Bar....................................................13
Caramels.....................................................16@20
Hand Made  Creams.........................................18
Plain Creams....................................................18
Decorated Creams............................................20
String  Rock...................................... ...............15
Burnt Almonds................................................ 22
Wintergreen  Berries....................................... 15
Lozenges, plain, in  pails.................................1214
printed, in palls...............................13*4
in bbls............................... 1254
Chocolate Drops, in pails..................................13*4
Gum Drops, in palls.........................................   6*4
in bbls...........................................  5
Moss Drops, in pails..........................................1134
in bbls............................................1054
Sour Drops, in pails.........................................13
Imperials, in pails............................................12*4
in bbls..............................................11 »4
Oranges, fancy  Rodi...............................5  25@5 75
LemonB, choice........................................4  75@5 00
fancy........................................  @5 50
Figs, layers, new....................................  
Dates, frails, 50 lb...................................  @ 434
*4 frails, 50 lb..............................   @534
Fard, 10-lb.  box...........................  @
...........................  8  @
Persian, 50-lb.  box......................   534® 6

“ 
9@11
“  Bags, 50 lb......................................   @ 6
“ 
“ 
“ 
“ 

fancy—In bulk.
in bbls.................................. 12

Bananas................................................... 1  25@2 50
Almonds, Tarragona..............................   @17
Ivaea........................................ 14*4@15
California..............................13  @15
Brazils......................................................  @ 8
Filberts,  Sicily........................................ 1034@11
Walnuts, Grenoble.................................  @13
French......................................  @10
Pecans, Texas, H. P ................................  734@12
Cocoannts, per 100....................................4  25@4 50
PEANUTS.
Game Cocks.............................  
  @8
Star!:.................................... 
  @7
Horse...........................................................  @6

50-lb.  “ 

FRUITS.

“ 
“ 

NUTS.

“ 
“ 
“ 

“ 
“ 

“ 
“ 

“ 
“ 

“ 

“ 

“ 

 

 

 

■VH

IflagiG  Goffee  Roaster.

The Best in the World.

Having on hand a large  stock of No. 1 
Roasters—capacity  35  lbs.—1  will  sell 
them  at  very  low  prices.  Write  for 
Special Discount.

H O B T .  S W E S T ,

48-50  Long  St.,

CLEVELAND,  OHIO.

G.  M.  MUNGER  &  CO.,
Successors to Allen’s Laundry.
Mail and Express orders  attended  to with 

GRAND  RAPIDS.

promptness.  Nice W ork, Q uick Tim e 

Satisfaction G uaranteed.

W.  B. HALL, Jr., 

- 

-  Manager.

H A Z E L T IN B

&  P E R K IN S  

D RU G CO

Importen  and  Jobben  of

--DRUGS--

Chemicals  and  Druggists’  Sundries

Dealen  in

Patent Mmm, Paints,  Oils, Varnishes.

Sole  Agents  for  the  Celebrated  Pioneer  Prepared  Paints.

We  are  Sole  Proprietors  of

WEATHERLY’S  MICHIGAN  CATARRH  REME!’

D r u g s  

JSiZ&cl

Prescription  No.  21,432 — The  N ight 

Clerk’s  Story.

Stale  Board of  Pharmacy.

One Y ear—O ttm ar Eberbach, Ann Arbor.
Two Y ears—Geo. McDonald, K alam azoo.
Three Y ears—Stanley E. P ark ill, Owosso.
F o u r  Y ears—Jacob  Jesson,  Muskegon.
F ire  Y ears—Jam es V em or, D etroit.
P resident—Jacob  Jesson, Muskegon.
S ecretary—Jas.  V em or, D etroit.
T reasu rer—Geo.  McDonald, Kala m azoo.
N ext  M eeting—At Lansing, Novem ber 5, 6 an a i.

Michigan  State  Pharmaceutical  Asa'n.

P resident—Geo. Gundrum , Ionia.
F irst Vice-President—F. M. Alsdorf, Lansing.
Second Vice-President—H. M. Dean, Niles.
T hird Vice-President—O. Eberbach, Ann Arbor. 
S ecretary—H. J. Brown, Ann Arbor.
T reasurer—W m D upont, Detroit. 
_
Executive Com mittee—A. H. Lyman,  M anistee;  A. Bas 
sett,  D etroit; F .J .  W urzburg,  G rand R apids;  W .  A. 
H ad, G reenville;  E. T.  Webb, Jackson.

Local Secretary—A. Bassett, Detroit.
Annual Meeting—At D etroit. Sept. 17.18 and 19.

G r a n d   R a p i d s   P h a r m a c e u t i c a l   8o c ie t y . 
P resident, J. W. Hayw ard,  Secretary, F ran k  H. Escott.
Grand Rapids Drug Clerks’ Association. 

P resident, F. D. Kipp;  S ecretary, A lbert Brower.
D e t r o i t   P h a r m a c e u t i c a l   S o c ie ty  

President, J.  W. Alien;  Secretary, W. F. Jackm an.

Muskegon  Drug Clerks’  Association. 

President. C. 8. Koon;  Secretary. J. W. H oyt._____

THE  DRUG  CLERK.

O h!  I’m a drug clerk, brave and bold.
In me all wisdom you behold,

With  chemicals I dally;
I’m Galen's ablest ally.

I wrestle with the tough pill mass,
The mass I then cut into spheres 

I make the pestle quiver,
That agitate the liver.

At midnight’s hour I sally forth 
And sell a nickel’s worth of oil 

The loud-mouthed bell to answer,
To lubricate a cancer.

Three years’ apprenticeship I serve,
To fit myself to sell cigars 

With tough exam’s I struggle,
And soda water juggle.

I go to work at 8 a. m.,
’Till 8 a. m. I hustle,
At other times I recreate 
To elevate my muscle.

And thus to drugs I’m firmly wed,
For men may work and men may rest,

Till death us two shall sever,
But drug clerks work forever.

T est  C ase  a t  M anistee.

A Manistee correspondent  thus  refers 
to a case  now  being  prosecuted  by the 
State Board of Pharmacy at that place.
Considerable  interest  was  manifested 
in the trial of  Wm.  P. Hall in  a  justice 
court this  week.  Hall  was  complained 
of  for keeping a drug store, he not being 
a  registered  pharmacist  nor  having  a 
registered pharmacist  in  charge  of  the 
store.  He had  been a druggist for over 
twenty  years,  but for a  period  of  four 
years,  from 1883 to 1887, he  was engaged 
in brick  making.  During that time the 
present  pharmacy law,  requiring  regis­
tration,  went into force.  When he again 
embarked in his  regular  profession,  he 
was examined,  but failed  to  pass.  He 
then went into  the  drug  business,  not­
withstanding  his  disqualifications,  and 
continued so ever since.  On July 30 last 
James H.  Kimane, of  Kalamazoo,  attor­
ney for  the  State  Board  of  Pharmacy, 
was  here  and  made  complaint  against 
Hall.  On Tuesday of  this week the first 
trial resulted in  a  disagreement  of  the 
jury,  four  for  conviction  and  two  for 
contra,  while  on  Wednesday  the  jury 
stood  five  for  conviction  and  one  for 
acquittal.  The  jurors  holding  against 
conviction  said  that  the  law  was  un­
constitutional,  as  claimed  by  the  de­
fense.  The case on both  trials  went  to 
the jury on the proofs of the prosecution, 
the  defense  introducing  no  testimony. 
There is no doubt  about Mr. Hall’s com­
petency, but,  having  been  out  of busi­
ness for several years when he attempted 
to pass  his  examination,  he  was rusty. 
Since then he  has  openly defied the law 
and  the  State  Board—consequently the 
prosecution.
It is understood that Mr. Hall proposes 
to make the  above a test  case,  carrying 
the matter to the court  of  last resort, if 
necessary.

The  Pepperm int  Crop.

A friend of  The Tradesman, who has 
been  making  a  tour of  the  peppermint 
district  of  the  State, writes  as  follows 
regarding the  crop prospects:
There  is  nothing  very definite  about 
the peppermint crop  yet, except  that  on 
marsh land it is a failure.  The old mint, 
or  second  crop, on  upland  is very good 
this  year,  running  about  ten  or eleven 
pounds to the acre.  The new mint is the 
main crop and it is  not  cut  yet, but  the 
prospect is that it will  run  about fifteen 
pounds  to  the  acre  or upward, making 
about half  a full crop.

The  Annual  A ssociation  M eeting 
The annual  meeting  of  the  Michigan 
State  Pharmaceutical Association, which 
will  be  held  at Detroit Sept.  17, 18 and 
19, bids fair to prove one of the most sue 
cessful  conventions  ever  held  by  the 
organization.  The programme has been 
prepared with much care and  the  enter­
tainment features  devised by the Detroit 
druggists and their friends of the jobbing 
trade will prove  very enjoyable.
M ended  W hile  You  W ait.
Scene—Bootmaker’s shop with legend 
“Boots mended while  you wait.”
Credulous  Party 
in  his 
(handing 
boots)—Look  sharp, now,  and  I’ll wait
Bootmaker—We’re so full up of  work 
you  can’t  have  ’em  under  a  couple of 
days.
Credulous  Party—A  couple  of  days 
Why, you old humbug, you have it stuck 
up in  your  window  that  you  mend ’em 
while people wait!
Bootmaker—Just so;  and if you’ll wait 
a couple of  days  you’ll have ’em.

The D rug  M arket.

Quinine is very firm and German brands 
have  again  advanced.  American  brans 
are as  yet  unchanged.  Opium  is firm. 
Morphia is tending  higher. 
Iodine and 
preparations  are  unchanged.  Linseed 
oil has declined.

Big  Rapids—Jas.  A.  Hunt  succeeds 
the Big Rapids Stave  Co.  in  the  manu­
facture of staves.

An unscrupulous druggist  named Root,
On prescriptions, he would substitute;

Till the doctor smelled mice,
His own medicine buys,

The poor druggist is  now destitute.

N other in D ruggists’ Bulletin.
“By Jove!  she is handsome,”  I  mur­
mured, as I closed the door  of  a  -------
Street  drug  store  the  other  evening.
where I had  entered to purchase a weed 
This ejaculation  was called forth by one 
the  loviest faces it has ever  been my 
fortune to see. 
It  was  a  face  full  of 
beauty and  goodness,  to  which a figure 
of  grace  and  dignity  lent  au  added 
charm. 
I stood  watching her retreating 
form a few  moments;  then,  with a half­
sigh,  turned to the clerk,  who  was  pa­
tiently awaiting my orders.
Hello!  I  did  not expect to find  you 
on duty so early;  what has  happened?” 
said, recognizing  my friend  the  night 
clerk.
Just came on an hour sooner to oblige 
one  of  the day clerks, that’s all.  What 
kind?”
Same old brand,”  1 replied absently, 
still thinking of  a  pair of  lovely brown 
eyes.  “By the way! can you tell me who 
that  young  lady is who  just  went out? 
She is one of the handsomest girls I ever 
aw.”
“Handsome!”  answered  my  friend; 
you  are  right  there;  and  as  good  as 
she is beautiful.”  And a tinge  of  color 
usually  foreign  to  drug  clerks’  faces 
painted for a moment his  dark  features.
Yes, as good  as beautiful,”  he  went 
on. enthusiastically,  “and whisper!  she 
is going  to  do  me  the  great  honor  of 
some day assuming my name.  There!  it 
is out at last.  You are the first to whom 
have told my pleasant secret,  but then 
known  you  to  be  discretion  itself. 
Perhaps you wouldn’t mind hearing how 
e  got  acquainted?  No!  * Then  just 
wait a few  minutes till I finish  dispens­
ing a prescription  to  be  called for,  and 
ou  shall  have  a  ‘plain,  unvarnished 
tale,’ setting forth my romance.”
It is not  often  that  a  mistake  in  a 
drug store results pleasantly,” remarked 
the night clerk,  as  we  seated  ourseves 
in the  “back shop,”  “but I am about to 
tell  you  of  one  of  those  exceptional 
cases. 
It  is  almost  four  months  now 
since it happened,  but it  would  not  re­
quire an over-retentive  memory to  store 
up all the facts.  At least  I  shall  never 
forget them. 
It was  a  miserable  night, 
the rain falling in long slanting  streaks, 
and a wind blowing  that  almost  chilled 
the marrow in one’s  bones. 
I  had  just 
come on duty,  when a lady of,  I  should 
judge,  twenty-eight  or  thirty  years  of 
age  entered with a prescription. 
1  dis­
pensed  it  and  she  departed,  wrapping 
her long water-proof closely around  her. 
Returning from the  door  after  showing 
her  out,  1  noticed  a  wrapped  bottle 
tanding on  the  counter  and,  idly won­
dering who was  yet to call for it,  picked 
it up.  You may, perhaps,  judge of  my 
urprise  and  consternation,  when 
I 
found it was the identical  bottle  that  I 
had handed  the  lady  just  gone. 
She 
had, evidently, picked  up  another,  that 
was standing there, supposing it to be her 
own;  but I did not  lose any time in such 
peculations, I can assure you.  To rush 
to the door, with this  bottle in my hand, 
spring  the  night  latch,  and  go  tearing 
along the deserted, splashy street  in  the 
direction  I  saw  the lady take,  was  the 
work  of  a  moment.  Wheugh!  How  I 
ran! 
If  I  had  been  entered  for  a 
quarter-mile 
I  would  have 
won  sure.  Well, 
just  when  I  was 
about  giving  up  in  despair,  I  espied, 
about  half  a  block  ahead  of  me,  the 
muffled figure of  a lady, bending bravely 
against the storm  and  walking  quickly. 
To  the  shipwrecked  and  half-starved 
ailor, no port  was  ever  yet  more  wel 
come than was  the  sight of  that ‘water­
proof’ to  my anxious  eyes;  I  slackened 
my  pace  so  as  not  to  needlessly alarm 
her,  also to get breath  enough to explain 
matters,  for  I  was  just  about  winded. 
Soon I was at her side;  she gave  a slight 
start as I accosted  her,  but I paid no at­
tention to such  petty details. 
‘Pa—par 
don  me,  ma—madam,’ I  said,  ‘but  you 
took up the wrong  bottle  when  leaving 
the  store a few  mo—moments  ago;  this 
is  yours.’ 
‘Thank  you,  sir;  sorry  to 
cause  you so much trouble,’ said a sweet 
voice, taking the bottle I held and giving 
back the one that  had  caused me such a 
hot chase. 
‘Not  at  all,  madam,’  I  an 
swered, making  an  attempt  to raise my 
hat,  which,  as  it  had  been  left  at  the 
store,  you will  believe  was  nothing but 
an attempt. 
I  hurried  back, wondering 
meanwhile how many had tried to get in 
and used terse Saxon  because they could 
not;  but what cared I ?  I had  the bottle 
safe and no accident  could  happen now 
I  almost  hugged  the  unfeeling  glass 
thing in my thankfulness.  Well, I must 
not  spin  this  out  too long. 
I see  your 
cigar  has  burnt  out — have  another 
Don’t  mention  it!  I  got  back  to  the 
store and looked at the parcel I had made 
such  an  effort  to  recover.  Something 
about  the  shape of  it struck  me  as un 
familiar. 
I unwrapped it.  Great Heav­
ens !  it was not our bottle at all!  It was 
from another store, and was  labeled, ‘To 
be  taken  at  once.’  Say!  I don’t  mind 
telling  you that for  about  four  minutes 
I was a fit candidate for a lunatic asylum 
1 snatched up the wrapper.  Ah !  Thank 
God, the name and  address were written 
on it. 
I need  not tell  you  that I almost 
beat my record of a few minutes previous 
in my trip to the address I had  thus  dis­
covered,  and  arrived  there,  ruined  the 
door-bell for all further  use, by the  mad 
way in which  I pulled  it—got  the  bell 
knob up in my room now; pulled it clean 
off.  My ring was soon answered, for, the 
patient  being  seriously ill,  no  one  had 
retired;  and it was answered  by a vision 
of  loveliness  that  almost  took away my 
breath. 
I stammeringly  explained  mat­
ters.  The  beauty  before  me  gazed  in 
open-eyed  surprise, then, quickly recov 
eriug herself, asked  me inside,  and went 
to  find  the  servant, who  had but a few 
minutes  before  returned  from the drug 
store.  The  two  bottles  were  soon  as 
they had been before my first mad flight. 
In  the  hurry  and  darkness  the  pretty 
servant had never recognized me as other 
than  the  one who  had waited upon her, 
and  unhesitatingly  exchanged  bottles 
with me. 
‘Well, no time to linger here!’ 
thought 1, ‘the  other  customer  must  be 
found  at  any  cost;’  so,  taking  up  my 
parcel  and  apologizing  for my blunder­
ing, I was bowed out by the vision afore­
said,  who  gave  me a parting  smile  that 
set  every nerve  in my body ‘a-tingling.’ 
Back  to  the  store  once  more.  Great 
Scott!  how  monotonous  this  midnight 
sprinting  was  becoming!  and  how  my 
poor  legs  ached!  But  no  matter,  per­

sprint, 

stone  pavement,  had 

haps  some  one’s  life  was  even  now in 
jeopardy,  and  I  must move. 
I went to 
the  prescription  file,  got  the  doctor’s 
name who had  written  the  prescription 
which  had  caused so much  trouble,  and 
was about to sally forth  on a new quest, 
when who should I meet at the  door  but 
the lady for whom 1 was about to search. 
She  carried  the  ruins of  a bottle in her 
hand and hurried to explain  that  just as 
she  neared  her  home  the  parcel  had 
slipped  from  her  hands,  and, falling on 
the 
instantly 
broken. 
‘Would  it  be  a  great  deal  of 
trouble  .to  redispense  it ?’  Trouble! 
Well,  it did  not  take  me long to get be­
hind  that  glass  door  and allow my fea­
tures  to  assume  the  true expression of 
thankfulness  that  my heart at that  mo­
ment prompted. 
I finished her prescrip­
tion, carried it in  my own  hands  to  the 
door, and gave it to her as she was  going 
out.  You see I was not going to run any 
more chances. 
I am  not a great party to 
pray, but I do not think  any good  Chris­
tian soul in this city had said a more fer­
vent  ‘Thank  God!’ 
that  evening  than 
welled up from my heart  when  the door 
was finally closed upon my customer.  On 
the fragment of  lable  that  was  sticking 
to the piece of  bottle  which  the lady re­
I always
turned, was simply No. 21,432. 

keep  it  in my pocket.  Why?  Well, as 
a reminder, and  also  because it  was the 
means of  my meeting  the  sweetest  and 
loveliest  of  girls,  and  I  trust  will  also 
bring  me  the  best  an  most  loving  of 
wives.  How?  Why, don’t  you see, that 
midnight call acted as a kind of informal 
introduction.  We have^often met since. 
I love  her  madly;  and  she, foolish girl, 
has got it into her dear head that I saved 
her sister’s  life  that  night by my ‘pres­
ence’ of  mind, forsooth,  and out of  grat­
itude  has consented to become  my wife. 
Interesting?  Glad  you  say  so. 
It  cer­
tainly has done me good  to  talk  to  you. 
You  see, good  sometimes  comes  out of 
evil.  Yet I would not  advise other drug 
clerks to attempt to secure a bride in the 
same manner.  They might  considerably 
decrease  the  population  ere  they  met 
with any great amount of  success.  *  *
Have another before you go, to smoke on 
your way home|?  Good  night!  Drop in 
again;  I may find  something  else  to  in­
terest  you.  We  night  olerks see a great 
many things  that  you  do  not—and per­
haps it is as well  you don’t.”

GHTSXXTG  ROOT.
sta,

We p ay  th e  h ighest price fo r it.  Address 
D PriT T   T}15 flQ   Wholesale  Drugs 
g r a n d   r a p ii
L Jj UU l  d JlI U iOm 

Wholesale Price  Current•

Advanced—German Quinine.  Declined—Linseed Oil.

ACIDUM.

8@ 10
Aceticum...................... 
Benzoicum, German..  80@1 00
Boracic 
..................... 
30
Carbolicum..................  40® 45
Citricum......................   50© 55
Hydrochlor..................  
3©  g
Nitrocum  .....................  }0® if
Oxalicum.....................  13© 14
Phosphorium dil....... 
j®
Salicylicum................ 1  40@1  80
Sulphuricum................   D£@ 5
Tannicum................... 1  «J®1  go
Tartaricum...................   «0® m

AMMONIA.

“ 

Aqua, 16  deg................. 
3®  5
18  deg................. 
4©  6
Carbonas  .....................  JJ®  "J
Chldridum................  1*© 14

a n il in e .

Black......................................... 2 —
Brown...........................  80@1 00
rpA 
........................  45® 50
Yellow-'.......................2 50@3 00

BACCAE.

Cubeae (po. 1  60..........1  85®2 00
Xanthoxylum...............  25® 30

b a l sa m u m .

Perpu ib^ : : ' " . : : . ““t i »
Terabin, Canada  ........   45® 50
Tolutan........................  45® 00

COBTEX.

Abies,  Canadian..................  18
Cassiae  ..........................   Ji
Cinchona F la v a ..................
Euonymus  atropurp...........   go
Myrica Cerifera, po...........
Prunus Virgini.....................  “
Quillaia,  grd........................  “
Sassafras  ........... ••••■......... 
if
Ulmus Po (Ground 12)........  10

EXTBACTUM.

“ 
“ 
“ 
“ 

po...........   03®

Glycyrrhiza  Glabra...  24®  25
Haematox, 15lb. box..  11®  «
Is.................   13® 14
u s ..............  14©  15
2 s ..............   16©  17
PEBKUM.
®  15 
Carbonate Precip. -. •
@3 50 
Citrate and Quima..
®  80 
Citrate  Soluble........  w
©  50 
Ferrocyanidum Sol—   ®
Solut Chloride.........  ©
®  15 
2 
Sulphate,  com’l ..........D4®
pure...........  ©
7

7* 

FLORA.

Arnica  ... 
Anthémis  . 
Matricaria

FOLIA.

Barosma  ••••••  •■••••
Cassia  Acutifol,  Tin- 
n i v e l l y . . . X!x-

Salvia  officinalis,
and  )is.....................
UraUrsi......................

eUMMI.

14®
30®
30®

10®   12
25®
35®
10®

Acacia, 1st  picked....

@1  00 
^  90 
2d 
“ 
80 
“  3d 
65
sifted sorts...
“ 
p o .................   75@1  00
“ 

“ ••••
“ ....

Aloe,  Barb, (po. 60)...  50® 
Cape, (po.  20)...  ®
Socotri, (po.  60).  @
Catechu, Is, (Vis, 14 V4s,
1 6 )...................................  
©
Ammoniac........•■••••  25©
Assafcetida, (po. 30)...
Benzoinum.................. 
jj®
Camphor»...................   {®®
Euphorbium  po 
Galbanum.
•
Gamboge,  po.... 
Guaiacum, (po. 45).
Kino,  (po.  23)........
M astic....................
Myrrh, (po  45)....... 
Opii,  (pc. 4 85)................ 3g@ 3 45

1
30 
15 
55 
38 
10 80 
95 
®  40 
©  20 
@1  00 
®  40
_

ipnor»-..' 

Tragacanth......................   30® 75

bleached........  25@  *8

“ 
hebba—In ounce packages.
Absinthium........... -............ 
j®
Eupatorium.........................
Lobelia.................................   —?
Majorum..............................   ¡2
Mentha  Piperita..................
“  V lr..........................  25
R u e ......................................  “5
Tanacetum, V ......................
Thymus,  V ...........................  25

MAGNESIA.

Calcined, Pat..............   55®
Carbonate,  P a t ..........  20®
Carbonate, K. &  M —   20® 
Carbonate, Jenningö..  35®

36

OLEUM.

Absinthium................5  00@5 50
Amygdalae, Dulc........  45®  75
Amydalae, Amarae— 7 25@7 50
A nisi...........................1  85@1  95
Auranti  Cortex..........   ®2 50
Bergamii  ...................2 80@3 00
Cajiputi......................
50
Caryophylli...........  @1 
Cedar  ..........................  35®  65
Chenopodii...........  @1 
75
Cinnamonii................ 1  20@1  25
Cltronella...................  ©  75
Conium  Mac..............   35®  65
Copaiba.................   90@1 
00
Cubebae...................16 00@16 50
Exechthitos...........  90@1 
00
Erlgeron.....................1 20@1  30
Gaultherla..................2  10@2 20
Geranium,  ounce.......  @  75
Gossipii,  Sem. gal.  50©  75
Hedeoma  ...................1 15@1  25
Juniperi.................  50@2 
00
Lavendula............  90@2 
00
Limonis.......................1  50@1  80
Mentha Piper...............2 35@2 40
Mentha Verid.............2 50@2 60
Morrhuae, gal.............  80@1 00
Myrcia, ounce.............  @  50
Olive........................... 1  00@2 75
Picis Liquida, (gal..35)  10®  12
R icini..........................1  24@1 32
75@1  00
Rosmarini............. 
Rosae,  ounce..............   @6 00
Succini...................  40® 
45
Sabina..................   90@1 
00
Santal  ........................3 50@7 00
Sassafras...............   55® 
60
Sinapis, ess, ounce—  
@ 65
50
Tiglii.....................  @1 
50
Thym e..................   40® 
opt  ................  ©  60
20
Theobromas..........   15® 
Bi Carb..................   15® 
18
Bichromate..........   13® 
14
Bromide.................  37® 
40

POTASSIUM.

“ 

Carb.............................  12©  15
Chlorate,  (po. 18)........  16©  18
Cyanide......................   50®  55
Iodide......................... 1  75@1  85
Potassa, Bitart,  pure..  27@  29
Potassa, Bitart, com...  ®  15
Potass  Nitras, opt......  
8®  10
Potass Nitras..............  
7©  9
Prussiate.....................  25®  28
Sulphate  po................  15®  18

Antipyrin...................1  35©1  40
Argenti  Nitras, ounce  @  68
Arsenicum.................  
5®  V
Balm Gilead  Bud.......  38®  40
Bismuth  S.  N ............ 2 10@2 20
Calcium Chlor, Is, (V4s
11;  Ms,  12)..............   @  9
Cantharides  Russian,
p o .............................  @1  75
Capsici  Fructus, a f . ..  @  18

RADIX.

Aconitum...................  20@
Althae.........................   25©
A nchusa.....................  15®
Arum,  po.....................  @
Calamus......................   20®
Gentiana,  (po. 15)......   10®
Glychrrhiza, (pv. 15)..  16@ 
Hydrastis  Canaden,
(po. 50).....................  ©
Hellebore,  Ala,  po—   15®
Inula,  po.....................  15®
Ipecac,  po...................2 40@2 50
Iris  plox (po. 20@22)..  18©  20
Jalapa,  p r...................   25@  30
Maranta,  V£s..............   @  35
Podophyllum, po........  15®  18
R h e i . . . ......................   75@1  00
“  cut......................   @1  75
“  pv........................  75@1  35
Spigelia......................   48®  53
Sanguinaria,  (po  25)..  @ 20
Serpentaria.................   35@  40
Senega........................  60@  65
Similax, Officinalis,  H  @ 40
M  @  20
Scillae, (po. 35)...........  10®  12
Symplocarpus,  Foeti-
dus,  po.....................  @  35
Valeriana, Eng.  (po.30)  @  25
German...  15@  20
Zingiber a ...................   10®  15
Zingiber  j ...................   22®  25

“ 

“ 

“ 

SEMEN.
Anisum,  (po.  20) —
Apium  (graveleons)
10®
Bird, I s .'.................  
*©  »
Carui, (po. 18)............. 
8®  12
Cardamon.........................1  00@1 25
Corlandrum................  10®  12
Cannabis Sativa......... 3Vi© 
4
Cydonium...................   75@1  00
_  enopodium  ...........  10@  12
Dipterix Odorate.........1  75®1  85
Foeniculum................  @  15
Foenugreek,  po.......... 
8
Lini ...: ...................... 4  ® 4Vi
Lini, grd,  (bbl. 4  )...  4)4® 4Vi
Lobelia........................  35®  40
Pharlaris Canarian—   3Vi@ 4V4
R apa........................... 
5®  6
Sinapis,  Albu............. 
8©  9
Nigra...........  11®  12

6® 

“ 

“ 
“ 
“ 

SPIBITUS.
Frumenti, W., D.  Co..2 00@2 50
D. F. R .......1  75©2 00
 
1  10@1  50
Juniperis  Co. O. T — 1  75@1  75
“ 
............. 1  75@3 50
Saacharum  N.  E ........ 1  75@2 00
Spt.  Vini  Galli............1  75@6 50
Vini Oporto.....................1  25@2 00
Vini  Alba........................ 1 25©2 00

SPONGES.

Florida  sheeps’  wool
carriage........................ 2 25@2 50
Nassau  sheeps’  wool
carriage  .................
Velvet  extra  sheeps’
wool  carriage..........
Extra  yellow  sheeps’
carriage...................
Grass sheeps’ wool car­
riage  ........................
Hard for  slate  use —
Yellow Reef, for  slate 
u se ...........................

2 00 
1  10

1  40

SYRUPS.

Accacia................................  50
Zingiber  ..............................   50
Ipecac...................................  60
Ferri  Iod..............................   50
Auranti  Cortes.....................  50
Rhei  Arom...........................  50
Similax  Officinalis..............   60
Co........   50
Senega...................... 
50
Scillae...................................  50
“  Co..............................   50
T olutan................................  50
Prunus virg..........................  50

“ 

“ 

 

 

TINCTURES.

 

“ 

“ 

“ 

“ 

“ 

“ 

Aconitum Napellis R ..........  60
F .............  50
Aloes.....................................  60
and myrrh.................   60
A rnica.................................   50
Asafcetida.............................  50
Atrope BeUadonna..............   60
Benzoin................................  60
Co...........................   50
Sanguinaria.........................  50
Barosma.........  ..................   50
Cantharides..........................  75
Capsicum.............................  50
Cardamon.............................  75
Co......................   75
Castor.................................... 1 00
Catechu................................  50
Cinchona.............................  50
Co.......................  60
Columba..............................   50
Conium................. 
50
Cubeba.................................   50
D igitalis..............................  50
Ergot....................................   50
Gentian................................  50
Co.............................  60
G uaica.................................   50
ammon...................  60
Zingiber..............................  50
Hyoscyamus........................  50
Iodine...................................  75
Colorless.................   75
Ferri  Chloridum................  35
K ino.....................................  50
Lobelia.................................   50
Myrrh...................................  50
Nux  Vomica........................  50
O pii......................................  85
“  Camphorated................  50
“  Deodor......................... 2 00
Auranti Cortex.....................  50
Quassia................................  50
R hatany..............................   50
Rhei......................................   50
Cassia  Acutifol...................  50
Co...............  50
Serpentaria.........................   50
Stromoninm.............................60
Tolutan................................  60
V alerian..............................   50
VeratrumVeride.................   50

“ 
“ 

“ 

“ 

“ 

MISCELLANEOUS.

 

“ 

“ 

“ 

“ 

“ 

“ 
“ 
“ 
“ 

squibbs .. 

S. N.  Y.  Q. &

154).............................. 

@23@
B PO.
Caryophyllus,  (po.  28)
Carmine,  No. 40..........
50©
Cera  Alba, S. & F ......
Cera Flava.................
28®
Coccus............ _.......... 
_
Cassia Fructus..........   @
Centraria.....................  @
C etaceum .....................  @
Chloroform................  32®
@1 00
Chloral Hyd Crst........1  50@1  75
Chondrus...................   10®
12
Cinchonidine, P.  &  W  15@
20
German  4® 
10
Corks,  list,  dis.  per
cent  ........................  ©
60 
Creasotum.................   ©
50 
Creta,  (bbl. 75)...........  @
2
“  prep.................... 
5®
5 
8®
“  precip................. 
10
“  Rubra................   @
8 38 
Crocus........................  35®
Cudbear......................   ©
24 
Cupri Sulph................ 
8@
9 
Dextrine.....................  10®
12 
Ether Snlph................  68®
70 
Emery,  au  numbers..  @
8
po...................   ©
6 
Ergota, (po.)  45 
45 
40©
Flake  White...
15
@  23 
G alla.................  
_
Gambier......................  
9©
‘   10 
Gelatin,  Cooper..........  @
90 
French...........  40®
“ 
60
Glassware  flint,  75  & 10 per 
cent, by box 70 less
Glue,  Brown..............  
9®
15 
25 
“  White................  13®
Glycerina...................   22®
25 
Grana Paradis!...........  @
15 
Humulus.....................  25<a
40 
©
90on 
Hydraag  Chlor  Mite..
“  C or 
Ox Rubrum
@1  00 
Ammoniati..
@1  10 
45®  55 
Unguentum.
Hydrargyrum.............
“  80
Ichthyobolla,  Am...... 1  25@1  50
Indigo........................ 
75©1 00
Iodine,  Resubl...........2  l£@2 25
Iodoform.....................  @2 75
Lupulin........................  85@1 00
Lycopodium................  55® 60
M acis..........................
80®  85
Liquor  Arsen  et  Hy-
drarg Iod.................   ®
Liquor Potass Arsinitis  10® 
Magnesia,  Sulph  (bbl
2®
Mannia,  S. F ................  45®
Morphia,  S.  P. & W .. .2 55@2 80 
C. C o....................... 2 55©2 70
Moschus  Canton........  @ 4 0
Myristica, No. 1.........   60®  70
Nux Vomica, (po 20)..  @ 1 0
Os.  Sepia.....................  26®  28
Pepsin Saac, H. & P. D.
Co.............................  @2 00
Picis  Liq, N.  C., V4 gal
doz  .........................   @2 00
Picis Liq., q u arts......
p in ts...........
PI1 Hydrarg,  (po. 80)..
Piper  Nigra,  (po. 22)..  @ 18
Piper Alba,  (po g5)__   @  35
Pix  Burgun................  @  7
Plumb! A cet..............   14®  15
Pulvis Ipecac et opii. .1  10@1  20 
Pyrethrum,  boxes  H
& P. D.  Co., doz......   @1  25
Pyrethrum,  pv..'........  35®  40
8®  10
Quassiae..................... 
Quinia, S. P. & W ......   39®  44
S.  German__   30®  40
Rubia  Tinctorum.......  12®  14
SaccharumLactispv..  @  35
Salacin....................... 2 25@2 35
Sanguis  Draconis......   40®  50
Santonlne  .................   @4 50
Sapo,  W......................   12®
' 
14
8©
10 
15 
Seidlitz  Mixture........
25 
Sinapis........................
18 
opt...................
30
Snuff,  Maccaboy,  De
V oes...........................   @ 35
Snuff, Scotch, De. Voes  @  35
Soda Boras, (po. 12).  . 11®  12
Soda  et Potass Tart...  30®  33
Soda Carb...................... 
2® 2)4
Soda,  Bi-Carb...............  
4®  5
Soda,  Ash................... 
3®  4
Soda, Sulphas................  @ 2
Spts. Ether C o...........  50®  55
“  Myrcia  Dom......   @2 00
“  Myrcia Imp........  @2 50
“  Vini  Rect.  bbl.
2 05).............................  @2 15
Less 5c gal., cash ten days.
Strychnia  Crystal......   @1  10
Sulphur, Subl.............2%@ 3Vi
Roll................ 2 Vi® 3
Tamarinds.................... 
8® 10
Terebenth Venice......   28®  30
Theobromae..............  50®  55
Vanilla...................... 9 00@16 00
7®  8
Zinci  Sulph..................  
Bbl.  Gal
Whale, winter...........  70 
70
60
Lard,  extra................  55 
Lard, No.  1................  45 
50
63
Linseed, pure raw __  60 
Lindseed,  b o iled__   63 
66
Neat’s  Foot,  winter
strained.................   50 
69
Spirits Turpentine__   49 
55
bbl.  lb.
Red Venetian............. 154  2@3
Ochre, yellow  Mars__1)4  2@4
“ 
Her........154  2@3
Putty,  commercial__ 2)4  2Vi@3
“  strictly  pure.......2Vi  254@3
Vermilion Prime Amer­
ican ........................... 
13@16
Vermilion,  English__________ 70©75
Green,  Peninsular..................... 70@75
Lead,  red.....................  654®7V4
“  w hite..................6)4@7J4
Whiting, white Span...  @70
Whiting,  Gilders’....................... @90
1  00 
White, Paris  American 
Whiting,  Paris  Eng.
cliff........................... 
1  40
Pioneer Prepared Paintl  20@1  4 
Swiss  Villa  Prepared 
Paints..................... 1 00@1 20

paints. 

OILS.

“ 

“ 

“ 

1 
“ 

“ 
ground, 

Æther, Spts  Nit, 3 F ..  26®  28 
“  4 F . .   30®  32
Alumen........................2V4® 3)4

(po.
7).............................. 
Annatto......................   55@  60
Antimoni, po.............. 
et Potass T.  55®  60

3®
4®

“ 

VARNISHES.

No. 1 Turp  Coach..... 1  10@1  20
Extra Turp................ 1 60@1  70
Coach  Body...'.......... 2 75@3 00
No. 1 Turp  Furn....... 1  00@1  10
Eutra Turk Damar__1  55@1  60
Japan  Dryer,  No.  1 
70®  75

T u rn ................. . 

We have in stock and offer a full line of

W h iskies,  Brandies,

Gins,  W ines,  Bum s.

We are  Sole  Agents  in  Michigan  for  W. D. & Gc 

Henderson County, Hand Made  Sour Mash 

Whisky and Druggists’ Favorite 

Rye  Whisky.

We sell Liquors for Medicinal Purposes only.
W e give our Personal Attention to Mail  Orders  and  Gnat - 
All orders are Shipped and  Invoiced  the  same  day  we re­

antee Satisfaction.
ceive them.  Send in a trial order.

GRAND  RAPIDS,  MICH.

toltine 4 Perkins  Drug  Bo..
LIQUOR & POISON  RECORD
B e st o n  th e  M a rk et.
Ett  svm iru  t   non 
st.,
,  A,  0 1U I! h   a   Drill., g r a n d  r a p i d s
O I L S !

‘THE OLD ORIGINAL.'’
RE-PAINT

Acknowledged to be the

COMBINED.

1 0

0

S n o w  Drop.

A Fine Water White Oil, High Gravity and Fire 
00 { Test, and recommended to those wishing a High 
70 I Grade Burning Oil.

Red  Cross.
Water White—A splendid  oil.

(SPECIAL.)

Gasoline.
ranted to Give Satisfaction.

Naptha.

Our XXXX Red Cross brand is unexcelled.  War­

Sweet and Free from Oily  Matter, and has met 
the  approval of many of the  largest  consumers.
Red Cross Paint Oil
Is full of merit and needs but a trial to convince 
all of its great value.  For mixing with Linseed 
it is without  a  peer,  as  it  greatly  reduces  the 
cost of same ana without injuring its quality.
Mineral 'Turps.

Its peculiar composition is such  that  it can be 
used  with  turpentine in fair proportion, the lat­
ter  retaining  full  possession,  and  with  perfect 
results.

Constantly  in  stock, all at our Cleveland prices, 

Rubricating Oils
Grand  Rapids  Tank Line  Go.,

thus saving you time and freight.

WORKS—D. & M. Junction.

OFFICE  ROOM—No. 4 Blodgett Block.

ALL  KINDS

Scofield,  Shnrmer  & 

Cleveland, Ohio.

Teagle,

P o lish in a

This is  the Time to  Paint.

Th8  Best is Älwap tie Cheapest.
Pioneer Prepared Paint

WE  HAYE  SOLD  THE

For many  years and

G U A R A N T E E

Same  to

G iv e  S a tisfa c tio n .

Dealers  in  paints  will  find  it  to  their 

interest to write us  for  prices 

and«Bample cards.

HÄZELTINE  i  PERKINS  DRUG  CO.,

GRAND RAPIDS,  MICH.

(CADI ONLY Or
ACME

White Lead aid 
Colar Works,
DETROIT, MICH.

T

DIAMOND  TEH

CURES

Liver and 

Kidney Troubles 
Blood Diseases 

Constipation

---- AND-----

F e m a le

C om p la in t*
Being composed entirely of  HERBS,  I' 
is the only perfectly harmless  remedy oi 
the market and  is  recommended  by  al 
who use it.  ___________

Retail Druggists  will find it to 
their  interest  to  keep  the DIA­
MOND  TEA, as it fulfills all that 
is claimed,  making  it one of the 
very best selling articles handled.

Place your order w ith  our  Wholesai 

House.Diamond  Medicine  Go

PROPRIETORS,

DETROIT,  -  MICH.

Hazeltine & Perkins Drug Co.

WHOLESALE  AGENTS,

GRAND  RAPIDS 

- 

MICH

|

l

T H E  M O S T  R E L I A B L E  F O O D  
T T M L ' I  _1F"I\  Fo r Infants and Invalids.
IGE’S
|  u  m A   Used  everywhere,  with  vnquaiified 
Wm 1 1   I n  BK V   success.  S o t a medicine, but a steam- 
cooked  food,  suited  to  the  weakest 
stomach.  Take  no  other.  Sold  by 
OOD
druggists.  In  cans, 35c. and upward. 
W oolbich  ft  Co. on every labeL

Tie Finest 5-el. Cigar fiamlfacWred.

LONG HAVANA FILLER.

THEY HAVE NO EQUAL.

A.  S.  D A V I S ,

127 Louis  St.,  Grand  Rapids.

Grand Rapids  Fire  D u e   Co.

Cash  Capital,  $200,000.

HISTORY—Commenced  Business  Novem­

ber,  1882:

Year.
1882
1883
1884
1885
1886
1887
1888

Assets 
Dec. 31st.
$100,359
109,793
115,670
126,257
239,501
275,595
300,227

Total
Income.
$  2,578
25,276
40,933
51,054
57,759
102,181
123,240

Total
Expend’s Surplus.
$ 2,675
16,505
35,142
41.168
45,660
66,558
99,249

$ 5,378
20,695
35,963

DIRECTORS:

Julius Houseman, George  W.  Gay,  Mart'n  L. 
Sweet,  I.  M.  Weston,  H.  Widdicomb,  J.  W. 
Cbamplin, D. A. Blodgett, S. F. Aspinwall, James 
Blair, T. Stewart White, Philo C. Fuller, E. Crof- 
ton Fox, A. J. Bowne,  Thos.  M.  Peek,  Francis 
Letellier, Grand Rapids;  C. T. Hills, Muskegon; 
R.  A.  Alger,  Detroit;  Dwight  Cutler,  Grand 
Haven;  F.  B.  Stockbridye,  Kalamazoo;  O.  M. 
Barnes, Lansing;  W. R. Burt, East  Saginaw.

JULIUS  HOUSEMAN, President.
S. F. ASPINWALL, Secretary.

SEEDS!

If in want of Clover or Timothy, 
Orchard, Blue Grass, or Red Top, 
or, in  fact,  Any  Kind  of  Seed, 
send or  write to the
S e e d   S to r e ,
71  Canal  St.,  GRAND  RAPIDS.
W .T .L A M O R E A U X .

W A.NTED.

POTATOES,  APPLES,  DRIED 

FRUIT,  BEANS 

and all kinds of Produce.

If yon  have any  of  the  above  goods to 
ship, or anything in  the  Produce  line, let 
ns hear  from you.  Liberal cash  advances 
made when desired.

E A R L   B R O S . ,
157 South Water St.,  CHICAGO. 

C o m m issio n  M e r c h a n t s

Reference:  F i r s t   N a t i o n a l   B a n k ,  Chicago. 
M ic h ig a n  T r a d e s m a n . Grand Rapids.

FIVE DOLLARS FINE,

Or imprisonment for ten days, is  the  legal  pen­
alty for selling  tobacco  in  any form to a minor 
without  a  written  order  from  the  parent  or 
guardian.  To.

Conform 

to 

the  Law,

Merchants  should  procure  a  supply  of  blank 
orders, which will be sent postpaid on receipt of 
postal note, as follows:

250  TOBACCO  ORDERS  - 
500 
1,000 

.75
-  1.25
-  2.00

“ 
“ 

“ 
“ 

All  orders  must be  accompanied 
remit-
E.  I.  STOWE  l   BRO, O rni  Rapila.

tance.

by 

The Michigan Tradesman C r o c k e r y   & G la s sw a r e

War Glaims a Specialty.

P erm anency  in  Business.*

There is  no  other  trade  or  profession 
in this country in  which  those  who are 
engaged  make  such  rapid,  radical,  un­
reasonable  changes  as in the  mercantile 
profession.  Cast  your  mind’s  eye  over 
whatever  city  or  village  you  may,  and 
you can  scarcely find a man there to-day 
who  was  in  the  same  business twenty 
years  ago.  Some  have  changed  their 
locality, others have gone into some other 
branch of  trade,  while the  great  major­
ity  have  gone  out of  business  entirely, 
by gradual  shrinkage of  chattels, closed 
for repairs or to  determine the  status of 
ownership. 
If  honest,  the  goods  and 
accounts were divided among creditors, or 
a compromise made,  and the  same  thing 
repeated. 
If  dishonest,  some  wealthy 
friend or relative  who  had  loaned them 
large  sums  of  money  “bobbed  up  se­
renely” stepped in and closed  them  out, 
taking  the stock. 
(These  relatives,  who 
so  suddenly  and  unexpectedly  pose  as 
capitalists and money loaners are a great 
convenience at such times).
What is the cause of so many changes ? 
Why this  proverbial  lack of  stability in 
the  mercantile  profession?  Many  per­
sons engage in business  who  are  in  no­
wise  fitted  for it,  being  attracted by its 
visible allurements, thinking that if they 
were  only  merchants  they  could  wear 
good clothes and have plenty of ease and 
leisure, having  only to do up goods  that 
are  asked  for, take  in  the  shekels and 
make  daily bank  deposits of  good, even 
Tound  numbers,  look  up  the  stock  re­
ports, converse  with friends and be gen­
tlemen.  They view mercantile business 
as an Aladdin’s  lamp  which  will  bring 
them  immediate  wealth.  Many a  pass­
ably  good  farmer  has made a very poor 
business man.  While a farmer, his farm 
was as a fund kept in  trust  for  himself 
and  family—the  proceeds  he  could use 
but the principal he  must not touch. 
If 
he  raised  more  than  usual, his outlays 
and  expenditures  could be  increased by 
that  much. 
If  his  yearly  income  was 
less, he must  modify his  disbursements. 
Like  the  good  brother of  the  cloth,  he 
lived up to his  privileges.  Should some 
less  fortunate  neighbor  wish  to borrow 
or purchase  on  time a seeding of  wheat, 
or a few  bushels of  potatoes,  and he had 
it  or  them  to spare, if  they were never 
returned  or  paid 
for  it  would  not 
seriously impair his capital stock.  After 
selling  his  farm  and  putting the whole 
proceeds  into  merchandise — movable, 
changeable  chattels—the  circumstances 
are  entirely different.  The  situation  is 
grave.  Now, he has  not the proceeds or 
surplus only to dispose of, but the whole 
fund is in his hands  for  sale  and  man­
agement.
Ambition  is  commendable,  desirable, 
and  when it leads a man to strive to bet- 
his condition, to push whatever is within 
his reach to success, it is a praise worthy 
thing to possess; but when it leads one to 
be  dissatisfied  with  his  calling,  or  to 
make  a  change  from  the  anvil  to  the 
mill, from the loom to the farm, from the 
farm to the railroad or the store, or leads 
him  to  sell  his  pleasant  little home or 
his  business  to  try the  uncertainties of 
the  Wonderland  of  the  Dakotas, or  the 
elysium of  the  Sierras,  it  is  a  thing to 
be deplared.
“Happy the distaff  that knows its own 
spindle,” and thrice  happy the man who 
has pride and confidence in his own voea 
tion,  who  does  not  think  that the stars 
all  conspired  together at his creation to 
make  him  a  great  man,  infinitely too 
great  for  his  common-place  business. 
He  should  disabuse  himself  at  once of 
such  foolish, 
ideas,  look 
about, brush  up, take  hold of  whatever 
there  is  to do and show  himself  worthy 
of  his vocation,  strive to make  his  bus­
iness  successful  and  permanent,  teach 
his  children  to  be  proud  of  and  pro­
ficient  in  his  business.  After  a  long 
career,  what a monument to success and 
stability is it  to  see a man’s  heirs  con­
ducting the same  business !  What a les­
son of  rectitude,  industry,  permanency! 
What  a  pleasing  sight  to  see  a  man’s 
name in his business  handed down as an 
heirloom to  his children !  What feelings 
of  admiration and veneration will it pro­
duce  in  the  minds  of  those  who  come 
after us to behold  the  sign, in letters of 
gold,  over  the  door  of  a first-class  dry 
goods house,

impractical 

Frank Hamilton’s Sons.

The  tendency is  toward  stability  and 
permanency,  and  one of  the  strong fac­
tors to bring about  this  desirable  result 
will be the cash system.  As a guarantee 
of  permancy goods must be sold for cash, 
or such  judgment used in making credits 
that  those  only will be trusted  who can 
and will pay  A person  who cannot dis­
criminate between good and  bad  credits 
and who cannot say,  “No,” just as easily 
and pleasantly as,  “yes,” should  sell en­
tirely for cash, knowing that—

“He that sells and gets his pay 
May live to sell another day.”

There  are  some  persons  who  have 
chosen the  mercantile  business as a pro­
fession,  who  love it;  who  will use every 
means  within  their  reach  to  qualify 
themselves  for  it;  who  try  to  elevate 
their business by conducting it upon bus­
iness  principles;  whose  word  is  a  syn­
onym for truth;  whose  lives are the very 
incaranation of  honor,  energy, business; 
who, adding to their faith, virtue—to vir­
tue,  cleanliness—to  cleanliness, temper­
ance—to temperance, industry—to indus­
try, charity—I  say,  knowing  that if  all 
these  things  abound  in  them, and they 
read T h e  Mic h ig a n T r a desm a n,  belong 
to the Michigan  Business Men’s Associa­
tion,  and sell  for  cash,  whatsoever they 
wish  shall  be  added  to  them, and they 
shall be as permanent in this  generation 
as  the  everlasting  hills  and  the  great 
globe itself. 
•P a p e r  read  by Oscar F.  Conklin, of  G rand  Rapids, 
a t  th e  fo u rth  annual convention of  th e  M ichigan Bus 
iness  Men’s  Association*

________________

Half Bate  Harvest Excursions 

Will  leave  Chicago  and  Milwaukee via 
the Chicago, Milwaukee & St. Paul  Rail 
way for points in Northern Iowa, Minne 
sota,  South and  North Dakota, Montana 
Colorado,  Kansas  and  Nebraska,  on 
August 6 and  20, September  10  and 24 
and  October  8, 1889.  Tickets  good  for 
return  passage within  thirty days  from 
date of sale.
information,  circulars 
showing  rates  of  fare,  maps,  etc.,  ad 
dress  A.  V.  H.  Ca r p e n t e r ,  General 
Passenger Agent, Milwaukee, Wis., or to 
H a r r y  Mer c e r,  M.  P.  A., 90 Griswold 
st., Detroit. 

further 

For 

313

6 doz. in box.

LAMP  BURNERS.

No. 0 Sun...........................................................  45
No. 1  “  ..........................................................   48
No. 2  “  ..........................................................   70
Tubular...... ................... ................................  75

LAMP  CHIMNEYS.— Per bOX.

 

“  
“  

“  
“   

Pearl top.

First quality.
“ 
“ 
XXX Flint.
“ 
“ 

No. 0 Sun...........................................................1  90
No. 1  “ 
...........................................................2 00
No. 2  “  ...........................................................3 00
No. 0 Sun, crimp  top.......................................2  15
No. 1  “ 
S..-2 25
No. 2  “ 
3 25
No. 0 Sun, crimp  top.......................................2 58
No. 1  “ 
2 80
No. 2  “ 
3 80
No. 1 Sun, wrapped and  labeled.................... 3  <0
“ 
No. 2  “ 
.............. . . . 4  70
No. 2 Hinge,  “ 
.................... 4 70
No. 1 Sun, plain bulb,  per doz........................1  25
No. 2  “ 
........................1  50
No. 1 crimp, per doz......................................... 1  40
No. 2 
“ 
.........................................1  60
Butter Crocks, per gal...................................  06H
Jugs, % gal., per doz.....................................  65
“ 
...............................
..................................... 1 80
“ 
Milk Pans, 54 gal., per doz.  (glazed 66c)—   60 
“ 
“ 
“  90c).  ..  78

“ 
STONEWARE— AKRON.

“ 
“ 
l  “ 

1  “ 
2 
“ 
“ 

La Bastic.

“ 
“ 

“ 
“ 

“ 

“ 

“ 

( 

fruit  jars—Per  gro.

Mason’s, pints............................................... MO 50
quarts  ..  ........................................11  00
54-gallon.................... 
14 00
Lightning, quarts.........................................   12 00
54-gallon....................................... 16 00

“ 
“ 
“ 

 

91,000  REW ARD  !1

THE  LARGEST  AND  BEST 

CLEAR  LONG  HAVANA  FILLED 

SUMATRA  WRAPPED  CIGAR 

SOLD  FOR  5   CENTS.

SOLE  AGENTS,

AmosS.Musselman&Go.
GRAND  RAPIDS.  MICH.
FOURTH NATIONAL BANK

Grand  Rapids,  Mich.

A.  J.  B o w s e , President.

Geo.  C.  P ierce,  Vice President.

H.  w .  N \ s h ,  Cashier
CAPITAL,  -  -  -  $300,000.

PENSIONS  FOR  DISABLED  SOLDIERS, 
their widows and children.
INCREASE  PENSIONS for  those  whose  di& 
abilities have increased, and for those who have 
become  entitled  to a higher  rate  by  a  depart­
mental ruling, or by act of Congress.
VETERAN  BOUNTIES to all soldiers who re- 
enllsted on or  before  April  1,  1864,  during  the 
war of the rebellion,  having  previously  served 
in  the  army  at  any  time  for  a period  of  (or 
periods aggregating)  nine months.
OFFICERS’  TRAVEL  PAY  now  collectable 
in every instance where a discharge  or  resigna­
tion was based upon a disability incurred in ser­
vice.
ALL  KINDS  OF  CLAIMS  diligently  and per­
sistently prosecuted.
Sixteen years experience.  My  fees  and  other 
charges are moderate  and  in  accordance  with 
the law. 
ADVICE  FREE and  CHEERFULLY  GIVEN.
REFERENCES in every County  In  Michigan 
F. I. DARLING, Attorney,

on application.

_

L ate  Special  Exam iner  U. S. B ureau  of  Pensions, 

46 Old Houseman Building,

Grand Rapids, Mich.

JOBBER  OF

F.J.DETTENTHBLER
Lake  Fisti

F resh ,  a n d   S a lt

Ocean Fish

Mail  orders  receive  prompt  attention. 

See quotations in another column.

GRAND  RAPIDS.

WAY  WEAR  PANTS
That  do  not  fit  or  wear  satisfac­
torily,  when  you  can  buy 
the 
Detroit Brand,  that  are perfect in 
style and workmanship.

Jacob Brown & Co's

P e r f e c t  f i r .  tií,.

S u p e r io r /^ a K e

ZXNTS and
OVERALL«).

ASK  FOR  t h e m :

A   W  N I N G

AND  TENTS.

Second  Hand  Sample  Trunks
N E L S O N  BRO S. & CO.,

ß a ^   C ..j g

6 8   M o n r o e   S tre e t.

T h e   Belknap Wagon and Sleigh  Co*,

GRAND  RAPIDS,  MICH.

Manufacturers of Delivery Wagons of all descriptions.  Also manufacturers 
full line of Delivery and Road  Sleighs.  Write  for  illustrated  catalogue  and 

price list.ranees 1We  are  wholesale  agents  for 

the Fancy  California  Mountain 
Seedlings and headquarters for 
all kinds of Messina oranges.
PUTNAM & BROOKS.

Jot  Printing!

We desire to  call  atten­
tion  to  our  facilities  for 
first-class  job 

■  producing 
1   printing for the  trade.
I  
If  you  live  in a part  of 
B 
the State where you cannot 
a   get satisfactory work, write 
I   us for estimates.  Samples 
gj  and prices sent on applica- 
I   tion.
J   We carry a complete line 
of  stationery,  papers—in 
fact all kinds  of  printers’ 
stock. 
Send  sample  of 
what you want.

Füller £ Stowe 

Company,

100 Louis St.,

GRAND  RAPIDS.

4

Lemon  & Peters,

WHOLESALE

GROCERS.

SOLE  AGENTS  FOR

Lautz Bros•  &  C o .’s   Soaps,

Niagara  Starch,

Amboy  Q fo e e s e .

G R A N O   r a p i d s .

R in d g e,  B e rtse h   &  Co.

MANUFACTURERS  OF

Milwaukee  Oil 

Grain  Line,

Made from Pfister & Vogel’s 

Stock.

The  most  durable  button 
shoe made.  Strong,  stylish 
and water  proof.  Made  in 
women’s  and  misses’  sizes 
and put up in individual car­
tons.  We also  make  a  line 
of men’s  oil  grain  top  and 
three-sole bals  and  congress 
from  Pfister & Vogel Stock.
12,  14  &   16  Pearl  St., 

GRAND  RAPIDS.

AGENTS  FOR  BOSTON  RUBBER  SHOE  CO.

Seventeen  Years  on  the  Market

W ith a steady increase  in  demand.

Jennings’  Flavoring  Extracts

ARE  ALWAYS  RELIABLE  AND  UNIFORM  IN  QUALITY  AND  PRICE,  BEING 

MADE EXCLUSIVELY FROM THE FINEST FRUIT THAT GROW CANNOT 

BE OTHERWISE  THAN  THE  FINEST  FLAVORS PRODUCED.

Dealers will always find Jennings’ Extracts saleable and profitable 
goods to add to their stock.  Order through your Jobber or  direct from

Jennings  &  Sm ith,

Grand Rapids,  Mich•

SEE  QUOTATIONS THIS PAPER.

THE  old  reliable

Transacts a general  banking  business.

take a  Specialty of Collections.  Accounts 

o f  Country Merchants Solicited.

the Acme of u t i l i t y  and

WHO  U R G E S   Y O U

TO  11.EEP

Horse and W agon  Covers,  W ater  Proof  Coats, Buggy 
Aprons, W ide Cotton  Ducks, etc.  Send fo r  Illu strated  
Catalogue.

Chas* A . C oye,

Telephone 106. 
11 Pearl St.
THE  ALDINE  FIRE  PLACE
Before Buying  Grates, get our 
circular. Sent Free.  The  Aldine 
produces  Warm  Floors,  Perfect 
Ventilation; keeps fire over night, 
and is cleanly.  Burns coal, coke, 
wood or gas.  Can be piped to com- 
mon  chimneys, or set  like  other 
grates, and can be run at half the 
costof anyother. AddressALDIJiE 
MFG. CO., Grand Rapids,  Mich.

TIME  TABLES.

Grand  Rapids  & Indiana.

SOINS  NORTH.

Leaves. 
30 a  m 
SO a m 
20 p m 
3 0 p m
7:30 a m  and  U :30  a.  m .  tra in s  have  ch air cars for 
10:30 p.  m, tra in   has  sleeping  car  fo r  Petoskey and 

Traverse City &  M ackinaw................7:00 a m
Traverse C ity &  M ackinaw................ 9:30 a  m
Traverse City  Express..................... 3:05  p m
Petoskey  & M ackinaw.....................8:15  p m
Petoskey and M ackinaw City.
Mackinaw City.
Cincinnati  Express..........................   6:25 a m  
F o rt W ayne Express..........................11:15 a m  
Cincinnati  Express........................... 6:40  p m  
Chicago and S turgis...........................10:40 p m  

7:00 a m
12:45 a m
6:00 p m
11:05 p m
7:00a m  tra in   has  p arlo r  ch air  car  fo r  Cincinnati. 
6:00 p m tra in  h as P ullm an sleeper to r Cincinnati.
11:05 p m  tra in  has W agner sleeper  fo r Chicago,  via
Sleeping  car  rates—$1.60  to  Chicago,  P etoskey  or 

SOINS  SOUTH.

Mackinaw C ity;  $2 to Cincinnati.

Muskegon, Grand Rapids Sc  Indiana. 
Leave 
Arrive,
7:00 a m ...................................................................... 10:15 a m
11:15 a m ......................................................................   3:45 p m
5 :4 0 p m ................................................... ..................  8:45pm
Leaving tim e a t  Bridge street  depot 7 m inutes later.
C. L . L o c k w o o d, Gen’l Pass. Agent.

D etroit, Grand H aven & M ilw aukee.

GOING WEST.

Arrives.
■(Morning Express---- ......................12:20 p m
.....................4:25 p m
tT hrough M ail...........
tSteam boat  Express .....................10:40 p m
♦Night Express........... ..................... 6:50 a m
tMixed...........................
GOING EAST.
■(Detroit  Express___ .....................   6:45 a m
..................... 11:35 a  m
tT hrough M ail...........
.....................   3:40 p m
fE vening E xpress...
•Lim ited E xpress___ .....................  6:45 p m

Leaves.
12:25 p m
4:30 p m
10:45 p m
7:00 a m
7:30 a  m
6:50 a  m
11:40 a m
3:50 p m
6:50 p m
tD aily, Sundays excepted.  *Daily.
D etroit  Express  has p arlo r  car  to D etroit,  m aking 
d irect connections for a ll points  East, arriv in g  in New 
York 10:10 a. m. n ex t day.
Lim ited  Express has p a rlo r c a r  to  D etroit,  m aking 
close  connections fo r all points East, also m akes direct 
connections a t Durand w ith special  P ullm an  th rough 
cars to New York and P hiladelphia.  Steam boat express 
has p arlo r c ar to  G rand Haven, m aking d irect connec­
tio n  w ith steam er for M ilwaukee and th e W est.
Through tickets and  sleeping  car  b erths secured a t 
D., G. H. <fe M .R’y offices, 23 Monroe St., and a t th e depot.

Jxs. Campbell. C ity Passenger Agent.

Liberal  dis­
count 
to  the 
trade.  Special 
Inducements 
to parties intro­
ducing 
t h i s  
system of store - 
fitting  in  any 
locality.

Manufactur 

ed  by

KOCH A.. B. CO., 
354 Main S t,  PEORIA,  ILL
48-50 Lake St., Chicago , 114 Water St., Cleveland

BORDEN, SELLECK & CO., Agts.,

“ C O L U M B I A . ”

Steam  and  Hot  Water  Boiler  for  warming 

HUM  l  SCHNEIDER,  Grand  Rapids.

dwellings,  etc.

HYDRAULIC
ELEYAT0RS
Water Motors and Specialties 
Send for New Catalogue.
Tuerk  Hydraulic 
NEW YORK:  CHICAGO: 
,  12 C ortland St.  39 D earborn St.

Power  Co.

Toledo,  Ann  Arbor  &  Northern.

For Toledo and all points South and East, take 
the Toledo, Ann Arbor &  North  Michigan  Rail­
way from Owosso Junction.  Sure  connections 
at above point with trains of D., G. H.  & M., and 
connections at Toledo  with  evening  trains  for 
Cleveland, Buffalo, Columbus,  Dayton,  Cincin­
nati, Pittsburg, Creston, OrvUle  and  all  promi­
nent points on connecting lines.

A. J. Paisley, Gen’l Pass. Agent.

THE  PUBLIC!

By splendid and expensive advertising  the  manufacturers ere 
ate  a  demand,  and  only  ask  the  trade  to  keep the goods in 
stock so as to supply the orders sent to  them.  W ithout effort 
on the grocer’s part the goods  sell themselves,  bring  purchas­
ers to the store, and help sell less known goods.
ANY JOBBER W ILL BE GLAD TO FILL YOUR ORDERS.

Nuts We carry a large stock of Foreign 
HEMNRICH  BROS.

and  Domestic  Nuts  and are at all 
times  prepared  to  fill  orders  for 
car lots or less at lowest  prices.

P u t n a m  

W h o le s a le  C lo th iers

MANUFACTURERS  OF

Perfect-Bitting  Bailor-Made  Clothing

AT  LOWEST  PRICES.

138-140 Jefferson Roe., 34-36  Woodbriilge 8t., Detroit.
MAIL  ORDERS sent in care L.  W. ATKINS will receive  PROMPT ATTENTION.
P .  S T E K B T B B   &  S O N S ,
D ry   G oods I N otions,

W H O L E S A L E

83  Monroe  81.  and 10,12,14,16  & 18 Fountain  Si.,

Grand Rapids,  Mich•

C o m fo rts  a n d   B la n k e ts,  Y a r n s   a n d   W o o le n s  

for  F a ll  T ra d e.

STARK,

BURLAPS. BaasWarps,  Geese  Feathers, 

and  Twines,
Prints, Ginghams, Dress Goods, Hosiery, Underwear and full line of Staple Notions.

Waddings,  Batts 

Agents for Georgia and Talley City  Bags.

AMERICAN,
PACIFIC,

h Boxes, Cans, Pails,  Kegs,  Half 

Barrels and  Barrels.
Send for sample of the celebrated

Frazer Garriage Grease
F B R M E N T U M

The Frazer Goods Handled by the  Jobbing 

Trade Everywhere.

S B ro o k s.

The  Only  Reliable  Compressed  Yeast.

Grocers and Bakers not handling our yeast are requested to  write  for  samples 
and prices.  One trial will convince all of its superiorly for freshness and strength.
L.  WINTERNITZ, i  Special care given  outside  shipments.
Visiting merchants  are  invited to call at 
the distributing depot,  106 Kent St.

W M . SEA R S & CO.,

GRAND  RAPIDS,  MICH.

State Jobbing Agent, 

Bracker  ManüfaGtürers,

3 7 ,  3 9   a n d   41 K e n t  S t.,  G ra n d   R a p id s.

C U R T I S S   &  CO.,

WHOLESALE

Paper  Warehouse.

We carry the VEBY BEST double or single  bit,  hand-shaved  ax  handle
Graud  Rapids,  Mich.
Housemau  Block,

ever  made.

Our  lemons  are  all  bought at 
the  cargo  sales  in  New  Orleans 
and are as free from frost or chill 
as in June,
PUTNAM  &  BROOKS.

