<P_B1V>

I haue spoken of Briberie and Simonie , (SMITH-E2-H,B1V.2)

and now I must speake of their sister Vsurie . (SMITH-E2-H,B1V.3)

Manie times haue I thought to speake of this Theame ,
(SMITH-E2-H,B1V.4)

but the argume~ts which are alleaged for it , haue made mee doubtfull
what to say in it , because it hath gone as it were vnder a protection
. (SMITH-E2-H,B1V.5)

At last you see it falleth into my text , (SMITH-E2-H,B1V.6)

and therefore now I $can $not {TEXT:cannot} bauke it any longer .
(SMITH-E2-H,B1V.7)

Therefore if any heere haue fauoured this occupation before , let him
now submit his <P_B2R> thoughts vnto Gods thoughts ; (SMITH-E2-H,B2R.8)

for I will alleage nothing against it , but that which is built vppon
the rocke . (SMITH-E2-H,B2R.9)

Vsurie is the sin which God wil trie now whether you loue better than
his worde : that is , whether you will leaue it if he forbid it :
(SMITH-E2-H,B2R.10)

for if hee flatly forbid it , and yet you wilfully retaine it , then
you loue Vsurie better than Gods worde . (SMITH-E2-H,B2R.11)

Therefore one saith well that our Vsurers are Hereticks , because after
manie admonitions , yet they maintaine their errour , and persist in it
obstinatly as Papists doo in Poperie . (SMITH-E2-H,B2R.12)

For this cause I am glad that I haue any occasion to griple with this
sin , where it hath made so many spoyles , & where it hath so many
patrons : (SMITH-E2-H,B2R.13)

for it is said that there be moe of this profession in this Citie ,
than there bee in all the <P_B2V> land beside . (SMITH-E2-H,B2V.14)

There be certaine sins which are like an vnreasonable enemie which will
not be reconciled to death , (SMITH-E2-H,B2V.15)

and this is one of those euerlasting sins which liue and die with a man
. (SMITH-E2-H,B2V.16)

For when he hath resigned his pride and his enuie and his lust , yet
Vsurie remaineth with him , (SMITH-E2-H,B2V.17)

& he saith as <font> Naaman </font> said , <font> Let the Lord bee
mercifull vnto me in this </font> : (SMITH-E2-H,B2V.18)

let me haue a dispensation for this , as though this were a necessarie
sinne , and hee could not liue without it . (SMITH-E2-H,B2V.19)

There be three sinnes which are counted no sinnes , (SMITH-E2-H,B2V.20)

and yet they doo more hurt than all their fellows , (SMITH-E2-H,B2V.21)

& those are Briberie , Nonresidencie , and Vsurie : (SMITH-E2-H,B2V.22)

these three because they are gainful are turned from sinnes to
occupatio~s . (SMITH-E2-H,B2V.23)

How many of this Citie for all that they are Vsurers , yet would be
counted honest me~ , <P_B3R> and would faine haue Vsurie esteemed as a
trade : whereas if it were not so gainfull , it would bee counted as
great a sinne as any other , (SMITH-E2-H,B3R.24)

and so it is counted of all but them which liue by it .
(SMITH-E2-H,B3R.25)

This is the nature of pleasure and profite to make sinnes seeme no
sinnes , if we gaine anything by them , (SMITH-E2-H,B3R.26)

but the more gainfull a sinne is , the more daungerous it is ,
(SMITH-E2-H,B3R.27)

and the more gainfull Vsurie is , the more daungerous it is .
(SMITH-E2-H,B3R.28)

I will speake the more of it , because happely you shall not heare of
this matter againe . (SMITH-E2-H,B3R.29)

First I will define what Vsurie is , (SMITH-E2-H,B3R.30)

then I wil shew you what Vsurie doth signifie : (SMITH-E2-H,B3R.31)

then I will shewe the vnlawfulnes of it : (SMITH-E2-H,B3R.32)

then I will shewe the kindes of it : (SMITH-E2-H,B3R.33)

then I will shewe the arguments which are alleaged for it :
(SMITH-E2-H,B3R.34)

then I will shewe the punishment of it : (SMITH-E2-H,B3R.35)

then I will <P_B3V> shewe you what opinion wee should holde of them
which doo not lend vpon Vsurie , but borrow vpon Vsurie .
(SMITH-E2-H,B3V.36)

Lastly , I will shewe you what they should doo which haue got their
riches by Vsurie . (SMITH-E2-H,B3V.37)

Touching the first , Vsurie is that gaine which is gotten by lending ,
for the vse of the thing which a man lendeth , couenanting before with
the borrower to receaue more tha~ was borrowed : (SMITH-E2-H,B3V.38)

and therefore one calls the Vsurer a legall theefe , because before hee
steale , he tels the partie how much hee will steale , as though hee
stole by law . (SMITH-E2-H,B3V.39)

This word <font> more </font> , comes in like a sixt finger , which
makes a monster , because it is more than should be .
(SMITH-E2-H,B3V.40)

Another defining Vsurie , calleth it the <font> Contrarie to Charitie
</font> : (SMITH-E2-H,B3V.41)

for <font> Paule </font> saith , <font> Loue seeketh not her owne
</font> , (SMITH-E2-H,B3V.42)

but Vsurie seeketh an <P_B4R> others which is not her owne :
(SMITH-E2-H,B4R.43)

therfore Vsurie is farre from loue , (SMITH-E2-H,B4R.44)

but <font> God is Loue </font> , saith <font> Iohn </font> ,
(SMITH-E2-H,B4R.45)

therefore Vsurie is farre from God too . (SMITH-E2-H,B4R.46)

Now , al the Commandements of God are fulfilled by loue , which Christ
noteth when hee draweth all the Commandements to one Commandement ,
which is , <font> Loue God aboue all things , and thy neighbour as thy
selfe </font> : as if hee should say , hee which loueth God , will
keepe all the Commaundements which respect God , (SMITH-E2-H,B4R.47)

and he which loueth his neighbour will keepe all the Commaundements
which respect his neighbour : (SMITH-E2-H,B4R.48)

therefore to maintaine loue , God forbiddeth all things which hinder
this loue : (SMITH-E2-H,B4R.49)

and among the rest here hee forbiddeth Vsurie , as one of her deadliest
enemies : (SMITH-E2-H,B4R.50)

for a man can not loue and be an Vsurer , because <P_B4V> Vsurie is a
kinde of crueltie , and a kinde of extortion , and a kinde of
persecution , (SMITH-E2-H,B4V.51)

and therfore the want of loue doth make Vsurers : (SMITH-E2-H,B4V.52)

for if there were loue there would bee no Vsurie , no deceit , no
extortion , no slaundering , no reuenging , no oppression ,
(SMITH-E2-H,B4V.53)

but wee should liue in peace and ioye and contentment like the Angels ;
whereby you see that all our sinnes are against our selues :
(SMITH-E2-H,B4V.54)

for if there were no deceit , then we should not bee deceiued :
(SMITH-E2-H,B4V.55)

if there were no slander , then wee should not bee slandered :
(SMITH-E2-H,B4V.56)

if there were no enuie , then wee should not bee enuied :
(SMITH-E2-H,B4V.57)

if there were no extortion , then we should not bee iniuried :
(SMITH-E2-H,B4V.58)

if there were no Vsurie then we should not bee oppressed .
(SMITH-E2-H,B4V.59)

Therfore Gods law had been better for vs than our owne lawe :
(SMITH-E2-H,B4V.60)

for if his law did stand , the~ we should <P_B5R> not be deceiued , nor
slandered , nor enuied , nor iniured , nor oppressed .
(SMITH-E2-H,B5R.61)

God hath commanded euery ma~ to lend freely , (SMITH-E2-H,B5R.62)

& who would not borrowe freely ? (SMITH-E2-H,B5R.63)

Therefore they which brought in vsurie , brought in a lawe against
themselues . (SMITH-E2-H,B5R.64)

The first Vsurers which wee reade of , were the <font> Iewes </font> ,
which were forbidden to be Vsurers , (SMITH-E2-H,B5R.65)

yet for want of faith and loue , <font> Ezekiel & Nehemiah </font> doth
shewe how the <font> Iewes </font> , euen the <font> Iewes </font>
which receiued this lawe from God himselfe , did swarue from it as they
did from the rest . (SMITH-E2-H,B5R.66)

First , they did lend vppon Vsurie to straungers ; (SMITH-E2-H,B5R.67)

after they began to lend vppon Vsurie to their brethren ,
(SMITH-E2-H,B5R.68)

and now there be no such Vsurers vppon earth as the <font> Iewes
</font> which were forbidden to be Vsurers . Wherby you may see how the
malice of man hath <P_B5V> turned mercie into crueltie .
(SMITH-E2-H,B5V.69)

For whereas lending was commaunded for the benefite of men , Vsurie
hath turned it to the vndoing of men : (SMITH-E2-H,B5V.70)

for they take when they seeme to giue ; (SMITH-E2-H,B5V.71)

they hurt when they seeme to helpe ; (SMITH-E2-H,B5V.72)

they damage when they seeme to vauntage : (SMITH-E2-H,B5V.73)

therefore it is well noted that Vsurie hath her name of byting ,
(SMITH-E2-H,B5V.74)

and she may well signifie byting ; (SMITH-E2-H,B5V.75)

for many haue not onely been bitten by it , but deuoured by it , that
is , consumed all that they haue : (SMITH-E2-H,B5V.76)

therfore as the Apostle saith , <font> If you bite one another , take
heede you be not deuoured one of another </font> : (SMITH-E2-H,B5V.77)

so I may say if you be Vsurers one to another , take heede you bee not
deuoured one of another , (SMITH-E2-H,B5V.78)

for Vsurers are biters . (SMITH-E2-H,B5V.79)

As the name of the Diuell doth declare what an enemie he is ; so the
name of Vsurie dooth declare <P_B6R> what an enemie she is .
(SMITH-E2-H,B6R.80)

That you may knowe Vsurie for a byter , her name doth signifie byting .
(SMITH-E2-H,B6R.81)

If there were one byting Vsurie , and another healing Vsurie , then
Vsurie should haue two names ; one of byting , and another of healing :
(SMITH-E2-H,B6R.82)

but all Vsurie signifieth byting , to shewe that al Vsurie is vnlawfull
. (SMITH-E2-H,B6R.83)

Now , you haue heard what Vsurie is , and of what it is deriued , you
shall heare the vnlawfulnes of it . (SMITH-E2-H,B6R.84)

First , it is against the law of charitie , because charitie biddeth vs
to giue euery man his owne , and to require no more than our own ;
(SMITH-E2-H,B6R.85)

but Vsurie requireth more than her owne , (SMITH-E2-H,B6R.86)

and giues not to other their owne . (SMITH-E2-H,B6R.87)

Charitie reioyceth to communicate her goods to other ,
(SMITH-E2-H,B6R.88)

and Vsurie reioyceth to gather other mens goods to her selfe .
(SMITH-E2-H,B6R.89)

<P_B6V>

Secondly , it is against the lawe of Natio~s ; (SMITH-E2-H,B6V.91)

for euerie Nation hath some lawe against Vsurie , and some restraint
against Vsurers , as you shall heare when wee speake of the punishment
. (SMITH-E2-H,B6V.92)

Thirdly , as it is against the law of Nations , so it is against the
law of Nature , that is , the naturall compassion which should bee
among men . (SMITH-E2-H,B6V.93)

You see a riuer when it goeth by an emptie place , (SMITH-E2-H,B6V.94)

it will not passe vntill it hath filled that emptie place ,
(SMITH-E2-H,B6V.95)

& then it goeth forward to another emptie place (SMITH-E2-H,B6V.96)

and filleth it , (SMITH-E2-H,B6V.97)

and so to another emptie place (SMITH-E2-H,B6V.98)

and filleth it , alwaies filling the places which are emptie :
(SMITH-E2-H,B6V.99)

so should wee , (SMITH-E2-H,B6V.100)

the rich should fill the poore , (SMITH-E2-H,B6V.101)

the ful should fill the hungrie , (SMITH-E2-H,B6V.102)

they which abound should fill them which want , (SMITH-E2-H,B6V.103)

for the rich are but Gods Amners , (SMITH-E2-H,B6V.104)

and their riches <P_B7R> are committed to them of God to distribute and
doo good as God dooth himselfe : (SMITH-E2-H,B7R.105)

As the water is charitable after a sorte , so is the ayre ,
(SMITH-E2-H,B7R.106)

for it goeth to emptie places too , (SMITH-E2-H,B7R.107)

and filleth them as the water doth . (SMITH-E2-H,B7R.108)

Nature $can $not {TEXT:cannot} abide that any place should bee emptie ,
(SMITH-E2-H,B7R.109)

and therefore the ayre though it bee a light bodie , and so naturally
ascendeth vpward : yet rather than any place in the earth shuld be
emptie , the ayre wil descend as it were fro~ his throne , and goe into
caues , into dens , and into dungeons , to fill them .
(SMITH-E2-H,B7R.110)

If the rich were so good to their emptie brethren , as the ayre and
water are to other emptie things ; as there is no emptie place in the
worlde , so there should be no emptie person in the world :
(SMITH-E2-H,B7R.111)

that is , the rich in <font> Israel </font> would fill the poore in
<font> Israel </font> , (SMITH-E2-H,B7R.112)

but <P_B7V> the riche make the poore to fill them ,
(SMITH-E2-H,B7V.113)

for Vsurers feede vpon the poore , euen as great fishes deuoure the
small . (SMITH-E2-H,B7V.114)

Therfore he which sayd <font> Let there not be a begger in Israel
</font> , sayd too , let there not be an Vsurer in <font> Israel
</font> , (SMITH-E2-H,B7V.115)

for if there be Vsurers in <font> Israel </font> , there wil be beggers
in <font> Israel </font> , (SMITH-E2-H,B7V.116)

for Vsurers make beggers , euen as Lawyers make quarrellers .
(SMITH-E2-H,B7V.117)

Fourthly , it is against the law of God . (SMITH-E2-H,B7V.118)

First , it is forbidde~ in <font> Exo. 22 . </font> where it is sayd ,
<font> If thou lend money vnto my people , that is , to the poore with
thee , thou shalt not oppresse them with Vsurie </font> :
(SMITH-E2-H,B7V.119)

heere Vsurie is called oppression , (SMITH-E2-H,B7V.120)

therefore if oppression be a sinne , Vsury is a sinne too .
(SMITH-E2-H,B7V.121)

Secondly , it is forbidde~ in <font> Leu. 25. 36 . </font> where it is
sayd , <font> Thou shalt not giue thy money to Vsurie , nor lend thy
vittailes for increase </font> . (SMITH-E2-H,B7V.122)

Heere you <P_B8R> may see , that men may be Vsurers of vittailes and
other thinges , as well as of money . (SMITH-E2-H,B8R.123)

Thirdly , it is forbidden in <font> Deut. 23 . </font> where it is
sayde , <font> Thou shalt not lende vnto thy brother vpon Vsurie
</font> . (SMITH-E2-H,B8R.124)

And least you shoulde saye , that he meaneth but one kinde of Vsurie ,
he sheweth , that he meaneth all kinds of Vsurie : (SMITH-E2-H,B8R.125)

for after he sayth , <font> as vsurie of money , vsurie of vittailes ,
vsurie of corne , or vsurie of any thing which is giuen to Vsurie
</font> : because some are not Vsurers of money , (SMITH-E2-H,B8R.126)

but some are Vsurers of vittailes , (SMITH-E2-H,B8R.127)

some are Vsurers of Cloth , (SMITH-E2-H,B8R.128)

some are Vsurers of Corne , (SMITH-E2-H,B8R.129)

some are Vsurers of Wine , (SMITH-E2-H,B8R.130)

some are Vsurers of Oyle , and some of one thing , and some of an other
, (SMITH-E2-H,B8R.131)

and none would bee counted Vsurers , but they which lend money vpon
Vsurie ; (SMITH-E2-H,B8R.132)

therefore God forbiddeth so preciselie <P_B8V> Vsurie of any thing ,
shewing , that all Vsurie is vnlawfull . (SMITH-E2-H,B8V.133)

It is a miserable occupation to liue by sinne , and a great comfort to
a man when he looketh vpon his Golde and Siluer , and his heart telleth
him , all this is well gotten , (SMITH-E2-H,B8V.134)

and when he lieth vpon his deathbed , and must leaue all to his
children , he can say vnto them , I leaue you mine owne ;
(SMITH-E2-H,B8V.135)

but the Vsurer $can $not {TEXT:cannot} saye , I leaue you mine own ,
(SMITH-E2-H,B8V.136)

but I leaue you other mens , (SMITH-E2-H,B8V.137)

therefore the Vsurer can neuer dye in peace , because if he dye before
he make restitution , he dyeth in his sinne . (SMITH-E2-H,B8V.138)

When Christ raysed <font> Lazarus </font> from death , after he had
layne foure dayes in the graue , he wept so ouer his Sepulcher , that
the standers about sayd one to an other , <font> See how he loued him
</font> , (SMITH-E2-H,B8V.139)

As it may be sayde of Christ , See how <P_C1R> he loueth vs , so it
should be sayd of vs , See how they loue their breethren .
(SMITH-E2-H,C1R.140)

For Christ sayd to his Disciples , <font> Loue one another , as I haue
loued you </font> . (SMITH-E2-H,C1R.141)

But it may be sayde of the Vsurer , See how hee hateth hys breethren ,
(SMITH-E2-H,C1R.142)

and heare how he loueth them : (SMITH-E2-H,C1R.143)

for hee loueth them in wordes , (SMITH-E2-H,C1R.144)

and hateth them in deedes . (SMITH-E2-H,C1R.145)

He sayth that he loueth them , and that he lendeth for compassion ,
(SMITH-E2-H,C1R.146)

but it is for compassion of himselfe , that he may gaine by his lending
. (SMITH-E2-H,C1R.147)

The Vsurer loueth the borrower , as the Iuye loueth the Oke :
(SMITH-E2-H,C1R.148)

The Iuye loueth the Oke to growe vp by it , (SMITH-E2-H,C1R.149)

so the Vsurer loueth the borrower to grow rich by him .
(SMITH-E2-H,C1R.150)

The Iuye claspeth the Oke like a louer , (SMITH-E2-H,C1R.151)

but it claspeth out all the iuice and sap , that the Oke can not thriue
after : (SMITH-E2-H,C1R.152)

So the Vsurer lendeth like a frie~d , (SMITH-E2-H,C1R.153)

<P_C1V>

but hee couenanteth like an enemye , (SMITH-E2-H,C1V.155)

for he claspeth the borrower with such bands , that euer after he
diminisheth , as fast as the other encreaseth . (SMITH-E2-H,C1V.156)

Christe expounding the commaundement which forbiddeth to steale , sayth
, <font> lende freely </font> , shewing that Vsurie , because she
lendeth not freely , is a kinde of theft , and the Vsurers a kind of
theeues , (SMITH-E2-H,C1V.157)

for else this exposition were not right . (SMITH-E2-H,C1V.158)

Therfore <font> Zacheus </font> , as though he had stolne other mens
goods , when he began to repent , he restored them againe foure foulde
, (SMITH-E2-H,C1V.159)

euen as theeues are inioyned to restore four fould for that which they
haue stolne , so <font> Zacheus </font> restored foure foulde , as
though he had stolne . (SMITH-E2-H,C1V.160)

It seemeth that <font> Zacheus </font> was no greate theefe , because
hee restored foure foulde <P_C2R> for all that he had gotten wrongfully
, (SMITH-E2-H,C2R.161)

for hee got but the fourth part of his goods wrongfully at the most ,
(SMITH-E2-H,C2R.162)

or else he could not haue restored foure fould againe .
(SMITH-E2-H,C2R.163)

But now , if some should restore foure fould , for all that they haue
gotten wrongfully , they shoulde restore more than they haue , because
all which Vsurers get , they get wrongfully : (SMITH-E2-H,C2R.164)

for their occupation is a sinne , (SMITH-E2-H,C2R.165)

and therefore one sayth , Because they $can $not {TEXT:cannot} restore
foure fould heere , they shall suffer an hundreth fould heereafter .
(SMITH-E2-H,C2R.166)

<font> Amaziah </font> is forbidden to strengthen himself with the
armyes of <font> Israel </font> , onely because <font> Israel </font>
had offended God ; (SMITH-E2-H,C2R.167)

if <font> Amaziah </font> might not ioyne the armyes of <font> Israel
</font> with his armyes to strengthen him , darest thou ioyne the goods
of the poore with thy goodes to inrich thee ? (SMITH-E2-H,C2R.168)

<P_D7R>

It remaineth that we speake of the Vsurers punishment :
(SMITH-E2-H,D7R.170)

Then , what may be thought of them which doo not take Vsurie , but giue
Vsurie . (SMITH-E2-H,D7R.171)

Lastly , what they should doo , which haue got their riches by Vsurie .
(SMITH-E2-H,D7R.172)

To begin with the punishment , not onely Gods lawe , but euen the
Cannon lawe doth so condemne Vsurie , that first it dooth excommunicate
him from the Church , <P_D7V> as though he had no communion with Saints
. (SMITH-E2-H,D7V.173)

Secondly , it dooth detaine him from the Sacraments , as though hee had
no communion with Christ . (SMITH-E2-H,D7V.174)

Thirdly , it dooth depriue him of his Sepulcher , (SMITH-E2-H,D7V.175)

and will not suffer him to be buried , as though he were not worthie to
lye in the earth but to lye in hell . (SMITH-E2-H,D7V.176)

Lastly , it maketh his will to be no will , as though his goods were
not his owne : (SMITH-E2-H,D7V.177)

for nothing is ours but that which wee haue rightlie got :
(SMITH-E2-H,D7V.178)

and therefore wee say , It is mine by right , as though it were not
ours , vnles it be ours by right . (SMITH-E2-H,D7V.179)

This is the iudgement of mans lawe . (SMITH-E2-H,D7V.180)

Now you shal heare the iudgement of Gods lawe . (SMITH-E2-H,D7V.181)

A Vsurer dooth receiue two Incomes ; one <P_D8R> of the borrower , and
another of the reuenger ; (SMITH-E2-H,D8R.182)

of the borrower he lookes for gaine ; (SMITH-E2-H,D8R.183)

but of the reuenger hee lookes for punishment : (SMITH-E2-H,D8R.184)

therefore al the Scripture prophecieth euill vnto him , as <font>
Michaiah </font> did to <font> Achab </font> . (SMITH-E2-H,D8R.185)

<font> Salomon </font> saith , <font> He which increaseth his riches by
Vsurie , gathereth for them which will bee mercifull to the poore
</font> . (SMITH-E2-H,D8R.186)

As if he should say , when hee hath loden himselfe like a cart , he
shall be vnloden like a cart againe , (SMITH-E2-H,D8R.187)

and they shall inherit his money for whom hee did neuer gather it .
(SMITH-E2-H,D8R.188)

For , hee which is vnmerciful to the poore , meaneth not to gather for
them which will bee mercifull to the poore : (SMITH-E2-H,D8R.189)

but <font> Salomon </font> saieth , That they shall be his heires which
will bee mercifull as he was vnmercifull . (SMITH-E2-H,D8R.190)

Now marke whether this prophecie <P_D8V> of <font> Salomon </font> be
true , (SMITH-E2-H,D8V.191)

I know not how many in this Citie doo increase by Vsurie ;
(SMITH-E2-H,D8V.192)

but this prophecie seemeth to bee verified of many :
(SMITH-E2-H,D8V.193)

For it is noted , that the riches and lands of Aldermen and Merchants ,
and other in <font> London </font> , do not last so long , nor indure
so wel , as the riches and lands of others in the Countrey , and that
their children doo not prooue so well as others , nor come to that
place in the Common weale , which for their wealth their parents looked
that they should come to . (SMITH-E2-H,D8V.194)

I can giue no reason for it but the reason of <font> Salomon , He which
increaseth by Vsurie , gathereth for them which will bee mercifull to
the poore </font> . (SMITH-E2-H,D8V.195)

That is , their riches shall goe from their heires to Gods heires ,
according to that , <font> The riches of the sinner is laid vp for the
righteous </font> : (SMITH-E2-H,D8V.196)

that is , the righteous <P_E1R> shall inioy that which the wicked
gathereth . (SMITH-E2-H,E1R.197)

All riches are vncertaine , (SMITH-E2-H,E1R.198)

but the riches which are euill gotten , are most vncertaine :
(SMITH-E2-H,E1R.199)

They may bee called mooueable goodes , (SMITH-E2-H,E1R.200)

for they are very mooueable , like the clowdes which neuer rest til
they fall as they climed . (SMITH-E2-H,E1R.201)

God saith , that he will smite the Vsurer with his fist , not with the
palme of his hande , but with his fist , which giueth a greater blow .
(SMITH-E2-H,E1R.202)

As his hands were shut against the poore , so Gods hands shall be shut
against him , that his punishment may be like his sinne .
(SMITH-E2-H,E1R.203)

But if you will heare their finall sentence , <font> Dauid </font>
saith heere , <font> That they shall not dwell in Gods temple , nor
rest in his holie mountaine </font> . (SMITH-E2-H,E1R.204)

Then we will seeke no moe punishments , (SMITH-E2-H,E1R.205)

for this punishment is all punishme~ts , (SMITH-E2-H,E1R.206)

If they shall not come to heauen , <P_E1V> whose then shall those
riches be ? (SMITH-E2-H,E1V.207)

nay , whose then shall the owner be when that day commeth ?
(SMITH-E2-H,E1V.208)

If he shall not rest in heauen , then he shall rest in Hell where no
rest is . (SMITH-E2-H,E1V.209)

Then saith one , the Vsurer shall crie vnto his children , Cursed be
you my children , because you were the cause of these torments ,
(SMITH-E2-H,E1V.210)

for least you should be poore , I was an Vsurer , (SMITH-E2-H,E1V.211)

and robbed other , to leaue riches vnto you . (SMITH-E2-H,E1V.212)

To whome , the children shall replie againe , nay , Cursed be you
father , (SMITH-E2-H,E1V.213)

for you were the cause of our torments ; (SMITH-E2-H,E1V.214)

for if you had not left vs other mens goodes , we had not kept other
mens goodes . (SMITH-E2-H,E1V.215)

Thus when they are cursed of God , they shall curse one another , curse
the Lord for condemning them , curse their sinnes for accusing them ,
curse their parents for begetting <P_E2R> them , and curse themselues ,
because they $can $not {TEXT:cannot} helpe themselues .
(SMITH-E2-H,E2R.216)

As they which are blessed doe nothing but blesse , so they which are
cursed do nothing but curse . (SMITH-E2-H,E2R.217)

This is the second Vsurie which the Vsurer shall receiue of God ,
(SMITH-E2-H,E2R.218)

after he hath receiued Vsurie of men , then the name of Vsurie shall be
fulfilled , as it signifieth biting , (SMITH-E2-H,E2R.219)

so when it hath bitten other , it shall bite the Vsurer too , and neuer
rest biting ; (SMITH-E2-H,E2R.220)

then they shall wish that they could restore againe as <font> Zacheus
</font> did , (SMITH-E2-H,E2R.221)

and shall not restore because their money is gone .
(SMITH-E2-H,E2R.222)

Therefore if Christ be come to your hearts , as he came to <font>
Zacheus </font> house , restore now as <font> Zacheus </font> did ,
(SMITH-E2-H,E2R.223)

and escape this iudgment . (SMITH-E2-H,E2R.224)

This is the end of the Vsurer and his money , (SMITH-E2-H,E2R.225)

if they stay together till death , yet at last there <P_E2V> shall bee
a diuision . (SMITH-E2-H,E2V.226)

The Deuill shall take his soule , (SMITH-E2-H,E2V.227)

the earth shall take his body , (SMITH-E2-H,E2V.228)

the strangers shall take his goods , (SMITH-E2-H,E2V.229)

and the mourners shall reioyce vnder their blackes , and say ,
Wickednes is come to the graue . (SMITH-E2-H,E2V.230)

Therefore , if thou wouldest not be counted an Vsurer then , refraine
to be an Vsurer now , (SMITH-E2-H,E2V.231)

for they which are Vsurers now , shall be counted Vsurers then .
(SMITH-E2-H,E2V.232)

Thus you haue heard the Vsurers payment . (SMITH-E2-H,E2V.233)

Now if you will know whether it be vnlawfull to giue Vsurie , as it is
vnlawfull to take Vsurie , I wish that you could resolue your selues ,
that I mighte not speake of it : (SMITH-E2-H,E2V.234)

for I haue hearde some Preachers say , that there be some truthes which
they would be loth to preach , (SMITH-E2-H,E2V.235)

and so there be some truthes which I would be <P_E3R> loth to preache ,
because many heare by halues , and some for malice or ignorance will
take things otherwise than they are spoken , (SMITH-E2-H,E3R.236)

yet because I haue promised , I will speake some thing of it .
(SMITH-E2-H,E3R.237)

Well then , may we neither take Vsurie , nor giue Vsurie ?
(SMITH-E2-H,E3R.238)

I knowe that <font> Ieremy </font> saith , <font> I haue not lent vpon
Vsurie to others , neyther haue others lent vpon Vsurie to me </font> ;
as though both were vnlawfull , not only to take Vsurie , but to giue
Vsurie . (SMITH-E2-H,E3R.239)

But thereby <font> Ieremy </font> doeth signifie , that he was no
medler in the world , whereby they should enuie him like other men ,
(SMITH-E2-H,E3R.240)

and therefore hee cleareth himselfe chiefely from Vsurie , because
Vsurers were most enuyed . (SMITH-E2-H,E3R.241)

And to shewe that he was not an Vsurer , he saith , that he was not a
borrower , which is <P_E3V> more lawfull than to be an Vsurer , like a
man which saith I doe neither hate him , nor knowe him .
(SMITH-E2-H,E3V.242)

Why (SMITH-E2-H,E3V.243)

it was lawfull to knowe him , (SMITH-E2-H,E3V.244)

but to proue that he did not hate him , he sayth , he doth not knowe
him : (SMITH-E2-H,E3V.245)

So <font> Ieremy </font> , to proue that he had not lent vppon Vsurie ,
doth say , that hee neuer borrowed vppon Vsurie , which many will doe
that will not lende . (SMITH-E2-H,E3V.246)

The best Expositors giue this sense of it . (SMITH-E2-H,E3V.247)

I knowe beside , that Christ did cast forth the buyers out of his
temple , as well as the sellers , (SMITH-E2-H,E3V.248)

but that was not for buying , but for buying in the temple , where they
should not buy , but pray : (SMITH-E2-H,E3V.249)

or else it was as lawfull to buy any thing , as it is lawfull to vse it
. (SMITH-E2-H,E3V.250)

I know beside , that it is a common saying , if there were no buyers ,
<P_E4R> there would be no sellers , (SMITH-E2-H,E4R.251)

if there were no bribe giuers , there would be no bribe takers .
(SMITH-E2-H,E4R.252)

But in this case it may be rather sayd , if there were no takers ,
there would be no giuers , (SMITH-E2-H,E4R.253)

for the giuer doeth not make the receiuer to take ,
(SMITH-E2-H,E4R.254)

but the receiuer doth make the giuer to giue , because he will not
lende vnlesse the other will giue him for the lone :
(SMITH-E2-H,E4R.255)

therefore as we say , the receiuer makes a theefe : so I may say , the
receiuer of Vsurie makes the giuer of Vsurie . (SMITH-E2-H,E4R.256)

Therefore I would be loth to compare them which are constrained to
borrow vppon Vsurie , vnto them which did buy in the temple , and were
not constrayned more than they which solde in the temple .
(SMITH-E2-H,E4R.257)

Much lesse may I compare them which giue Vsurie , vnto them which take
Vsurie : (SMITH-E2-H,E4R.258)

for there is as great <P_E4V> oddes betweene them , as there is
betweene giuing and taking , or betweene couetousnesse and necessitie ,
(SMITH-E2-H,E4V.259)

for one is couetousnesse , (SMITH-E2-H,E4V.260)

and the other is necessitie . (SMITH-E2-H,E4V.261)

Hee which lendeth for Vsurie , lendeth for couetousnesse ,
(SMITH-E2-H,E4V.262)

but he which borroweth vpon Vsurie , borroweth for necessitie .
(SMITH-E2-H,E4V.263)

Now , for necessitie God hath allowed many things ; as for necessitie
it was lawfull for <font> Adams </font> sonnes to marrie with <font>
Adams </font> daughters , because there were no other women .
(SMITH-E2-H,E4V.264)

For necessitie it was lawfull for <font> Dauid </font> to eate the Shew
bread , because he had no other foode . (SMITH-E2-H,E4V.265)

For necessitie it was lawfull to worke , and heale , and fight vppon
the Saboath , which was not lawfull , but for necessitie .
(SMITH-E2-H,E4V.266)

Therfore for necessitie why may not a man pay more than he borrowed ,
<P_E5R> seeing no Scripture doth forbid vs to pay more than wee borrow
, but to require more than wee lend . (SMITH-E2-H,E5R.267)

Some doo thinke that as God did vse the ambition of <font> Absalom
</font> , and the malice of <font> Pharaoh </font> , & the trecherie of
<font> Iudas </font> vnto good ; so men may vse the couetousnes of
vsurers vnto good : that is , to helpe at a neede , when a man is like
to bee vndone , and his children cast away , and his Lease forfeited ,
and many inconueniences beside like to insue <paren> which you knowe
better than I </paren> vnlesse hee haue present money at some time to
preuent a mischiefe . (SMITH-E2-H,E5R.268)

For example hereof , I may alleage how <font> Iaacob </font> did vse
the sinne of <font> Laban </font> : (SMITH-E2-H,E5R.269)

<font> Laban </font> did euill in swearing by Idolls ,
(SMITH-E2-H,E5R.270)

but <font> Iaacob </font> did not euill in receiuing such an oath of
him , though it was an vnlawfull oath . (SMITH-E2-H,E5R.271)

<P_E5V>

So , though the Vsurer doo euill in taking Vsurie , yet a man doth not
euill in giuing Vsurie . (SMITH-E2-H,E5V.273)

Beside , I may alleage the example of <font> Abraham </font> and <font>
Abimelech </font> : (SMITH-E2-H,E5V.274)

<font> Abraham </font> made a couena~t with <font> Abimelech </font> ;
(SMITH-E2-H,E5V.275)

to confirme this couenant , <font> Abraham </font> sware ,
(SMITH-E2-H,E5V.276)

and <font> Abimelech </font> sware , (SMITH-E2-H,E5V.277)

<font> Abraham </font> sware by the true God , (SMITH-E2-H,E5V.278)

but <font> Abimelech </font> sware by his false Gods ,
(SMITH-E2-H,E5V.279)

and yet <font> Abraham </font> did receiue this oath
(SMITH-E2-H,E5V.280)

and sinned not . (SMITH-E2-H,E5V.281)

So , if her Maiestie and the Turke should make a couenant , the Turk
would not sweare as the Queene would sweare ; (SMITH-E2-H,E5V.282)

for the Queene would sweare by the Lorde , (SMITH-E2-H,E5V.283)

but the Turke would sweare by Mahomet : (SMITH-E2-H,E5V.284)

if it be lawfull then to receiue such an oath , though it bee an
vnlawfull oath , why may it not bee lawfull for mee , to giue more than
I borrowed , though it bee <P_E6R> vnlawfull for the Vsurer to take
more than hee lended ? (SMITH-E2-H,E6R.285)

Beside , a Prince may not pardon a wilfull murderer ,
(SMITH-E2-H,E6R.286)

yet I think that no man wil say in hast , that he which hath committed
murder may not take a pardon . (SMITH-E2-H,E6R.287)

As this vnlawfull giuing doth not make the taking vnlawfull ; so the
other vnlawfull taking doth not make the giuing vnlawfull .
(SMITH-E2-H,E6R.288)

Beside , it is lawfull to suffer iniurie , though it be vnlawfull to
offer iniurie : (SMITH-E2-H,E6R.289)

It is lawfull to suffer iniurie , as Christ paide tribute , which was
iniurie ; (SMITH-E2-H,E6R.290)

but it is not lawfull to offer iniurie , because there are sixe
Commandements against it . (SMITH-E2-H,E6R.291)

Now , to take Vsurie , is as it were to offer iniurie ;
(SMITH-E2-H,E6R.292)

but to giue Vsurie , is as it were to suffer iniurie :
(SMITH-E2-H,E6R.293)

therefore though I may not take more than I borrowed , yet I <P_E6V>
may giue more than I borrowed . (SMITH-E2-H,E6V.294)

Moreouer , I may compare giuing of Vsurie to swearing ;
(SMITH-E2-H,E6V.295)

if a man sweare without cause he sinneth ; (SMITH-E2-H,E6V.296)

but if he sweare as the word teacheth him to sweare , he sinneth not :
(SMITH-E2-H,E6V.297)

so , if a man borrow vpon Vsurie and borrow without cause , he sinneth
, because he feedeth the Vsurer : (SMITH-E2-H,E6V.298)

but els , as a man maye sweare in some case , so in some case a man may
borrowe vpon Vsurie , that is , in case of necessitie , when a man must
needes borrow , and can borrowe of none but of Vsurers .
(SMITH-E2-H,E6V.299)

Lastly , I may alleage that Vsurie and Vsurer are neuer read in the
scripture , but they signifie him which takes Vsurie , not him which
giues Vsurie : (SMITH-E2-H,E6V.300)

and therfore the Scripture seemeth to forbid taking , but not giuing .
(SMITH-E2-H,E6V.301)

<P_E7R>

Many reasons moe are alleaged which I $can $not {TEXT:cannot} refute ,
(SMITH-E2-H,E7R.303)

and therefore I will not contradict them : (SMITH-E2-H,E7R.304)

yet I meane not to decide the question , because I will not be mistaken
; (SMITH-E2-H,E7R.305)

but if some should come vnto me in that necessitie and extremitie which
I can imagine , and aske ; may I borrowe money of these Vsurers to saue
my life , or my credite , or my liuing , seeing no man will lend mee
freelie ? I would answere him as the Prophet answered <font> Naaman
</font> , neither doo (SMITH-E2-H,E7R.306)

nor doo not , (SMITH-E2-H,E7R.307)

but <font> goe in peace </font> . (SMITH-E2-H,E7R.308)

I will not forbid thee (SMITH-E2-H,E7R.309)

nor I will not condemne thee , (SMITH-E2-H,E7R.310)

but if thy conscience condemne thee not , I thinke thy sinne one of the
least sinnes ; (SMITH-E2-H,E7R.311)

& as <font> Naaman </font> praied , <font> Lord be mercifull vnto me in
this </font> : so I think the Lord will bee mercifull vnto thee in this
: (SMITH-E2-H,E7R.312)

but if thy conscience goe <P_E7V> against it : then doo it not ,
(SMITH-E2-H,E7V.313)

for it is sinne to thee though it bee free for another , because
whatsoeuer is not done of faith is sinne . (SMITH-E2-H,E7V.314)

I charge you in the feare of God that you do not mistake that which is
said , (SMITH-E2-H,E7V.315)

for I knowe no learned preacher , nor learned writer of other mind .
(SMITH-E2-H,E7V.316)

Yet least you should mistake the matter , as I distinguished of lenders
, so I will distinguish of borrowers . (SMITH-E2-H,E7V.317)

If some may borrow vpon Vsurie , it dooth not followe that all may
borrowe vppon Vsurie , because all haue not the like cause :
(SMITH-E2-H,E7V.318)

therefore doo not say that I teach you to borrowe vpon Vsurie ,
(SMITH-E2-H,E7V.319)

for I thinke that the most in this citie which borrowe vppon Vsurie ,
should not borrowe as they doo , because they rather maintaine Vsurie ,
than supplie their necessitie . (SMITH-E2-H,E7V.320)

<P_E8R>

Some I know borrow for meere necessitie ; (SMITH-E2-H,E8R.322)

if any may be allowed , those are they : (SMITH-E2-H,E8R.323)

but there is a kind of borrowers in this Citie which feede Vsurers as
the bellowes kindle the fire ; (SMITH-E2-H,E8R.324)

for they haue no neede to borrow , (SMITH-E2-H,E8R.325)

but because they would bee rich , and richer , and richest of all :
therfore they will imploy al the money which they can borrowe ,
thinking to get more by the vse of it , than the Vsurie of it doth come
too . (SMITH-E2-H,E8R.326)

This maketh the~ sell their wares so deare , because they must not only
gaine the price but the interest beside , and more than the interest
too , (SMITH-E2-H,E8R.327)

or els they gaine nothing . (SMITH-E2-H,E8R.328)

These borrowers are in another predicament than those which borrowe for
necessitie : (SMITH-E2-H,E8R.329)

and therefore if they bee not olde enough to answere for themselues , I
am too young to answere <P_E8V> for them . (SMITH-E2-H,E8V.330)

There are other borrowers as I haue heard , which for some secrete
cause would seeme barer and needier than they are , either because they
would not bee charged deeplie with Subsidies , or els because they
would compou~d with their Creditors for a little : (SMITH-E2-H,E8V.331)

therefore they will haue alwaies some thing for Vsurie , that their
Creditors may thinke them bare of money , or that other may pitie the~
in their charges . (SMITH-E2-H,E8V.332)

These are like those Foxes which haue wealth enough to pay their debts
, and yet lie in prison because they would defraud their Creditors .
(SMITH-E2-H,E8V.333)

I doubt not but there bee moe sorts than I knowe , (SMITH-E2-H,E8V.334)

I $can $not {TEXT:cannot} hunt euerie corner because I want experie~ce
: (SMITH-E2-H,E8V.335)

but this is my conclusion , (SMITH-E2-H,E8V.336)

I would haue no man pay interest vnto Vsurers but for necessitie , euen
as a <P_F1R> trauailer giueth his pursse to a theefe , because he $can
$not {TEXT:cannot} choose . (SMITH-E2-H,F1R.337)

Thus you haue heard what I can say of them which take Vsurie , and them
which giue Vsurie . (SMITH-E2-H,F1R.338)