THE EXAMINATION OF VSURIE ; IN TWO SERMONS . (SMITH-E2-P2,B1R.3) THE FIRST SERMON . (SMITH-E2-P2,B1R.4) {COM:verse_omitted} These two verses must bee considered together , because one is the question , and the other is the answer : (SMITH-E2-P2,B1R.7) Dauid demands who shall come to heauen ? (SMITH-E2-P2,B1R.8) and God tels him that Vsurers shall not come thether : as if hee should say , They shall go to hell . (SMITH-E2-P2,B1V.9) Therefore as Paule taught Timothie to warne the~ which are rich , as though they had more neede to be warned than other : so this sentence seemeth to bee penned for a warning to the rich , because it strikes vpon the rich mans vice . (SMITH-E2-P2,B1V.10) {COM:insert_helsinki_sample_1_here} When God set Adam his work , he sayd , In the sweate of thy browes shalt thou liue : (SMITH-E2-P2,C2V.13) not in the sweate of his browes , but in the sweate of thy browes : (SMITH-E2-P2,C2V.14) but the Vsurer liueth in the sweate of his browes , and her browes : that is , by the paines and cares , and labours of an other , (SMITH-E2-P2,C2V.15) for he taketh no paines himselfe , (SMITH-E2-P2,C2V.16) but only expecteth the time when his interest will come in , like the belly which doeth no worke , and yet eateth all the meate . (SMITH-E2-P2,C2V.17) When God had finished his creation , he sayd vnto man , and vnto beastes , and vnto foules , and vnto fishes , increase and multiplie , (SMITH-E2-P2,C2V.18) but he neuer saide vnto money , increase and multiplie , because it is a dead thing which hath no seede , and therefore is not fit to ingender . (SMITH-E2-P2,C2V.19) Therefore he which saith to his money , increase and multiplie , begetteth a monstrous birth , like Anah , which deuised a creature which God had not created before . (SMITH-E2-P2,C3R.20) Christ saith to his Disciples , If you loue but them which loue you , what are you better then the Publicans , (SMITH-E2-P2,C3R.21) for they loue their brethren : (SMITH-E2-P2,C3R.22) so I may say , if you will lend to none but to them which will pay you Vusurie for it , what are you better tha~ the Iewes , (SMITH-E2-P2,C3R.23) for the Iewes would lend for Vsurie , (SMITH-E2-P2,C3R.24) and if you be no better than the Iewes , then you shall speede no better than they : (SMITH-E2-P2,C3R.25) for as Christ sayde , Except your righteousnes do exceede the righteousnes of the Pharisies , your reward shall not exceed the rewarde of the Pharisies , (SMITH-E2-P2,C3R.26) so , except your charitie do exceede the charitie of the Iewes , your reward shall not exceede the reward of the Iewes . (SMITH-E2-P2,C3R.27) All this doth shewe , that the Vsurer is like Esau , of whome God sayde , Esau haue I hated . (SMITH-E2-P2,C3V.28) Now in the 112. Psalme , you shall see who is like Iacob , of whome God sayth , Iacob haue I loued : (SMITH-E2-P2,C3V.29) for there Dauid sayth , a good man is mercifull , (SMITH-E2-P2,C3V.30) and lendeth , (SMITH-E2-P2,C3V.31) and straight vppon it he setteth this crowne , (SMITH-E2-P2,C3V.32) he shall neuer be moued , but be had in perpetuall remembraunce : as if he should say , this is the good mans Vusurie , (SMITH-E2-P2,C3V.33) this is his increase , euen a good name , and euerlasting ioy . (SMITH-E2-P2,C3V.34) Againe in the 23. of Exod. it is said , Lend vnto him which wanteth without Vsurie , that the Lorde may blesse thee : as if he should say , let the Lord pay the increase , (SMITH-E2-P2,C3V.35) feare not to be loosers by doing good , (SMITH-E2-P2,C3V.36) for God hath giuen his word to requite it himselfe . (SMITH-E2-P2,C3V.37) As he sayth to them which were afrayd to pay tythes , and offer sacrifice , Try me if I will not powre down a blessing vpon you : (SMITH-E2-P2,C4R.38) so he seemeth to say vnto them which are afrayd to lend , try me if I will not powre downe a blessing vppon you . (SMITH-E2-P2,C4R.39) Whome will you trust , if you doe not trust your Creator , your Father , your Redeemer , your Preseruer , and your Sauiour . (SMITH-E2-P2,C4R.40) Now you haue heard the vnlawfulnes of Vsurie , you shall heare how many kindes there be of it . (SMITH-E2-P2,C4R.41) As other Crafts are called Mysteries , so I may fitly call it , the mysterie of Vsurie , (SMITH-E2-P2,C4R.42) for they haue deuised moe sorts of Vsurie , than there be tricks at Cardes , (SMITH-E2-P2,C4R.43) I $can $not {TEXT:cannot} recken halfe , (SMITH-E2-P2,C4R.44) and I am afraide to shewe you all , least I should teach you to be Vsurers , while I disswade you from Vsurie , (SMITH-E2-P2,C4R.45) yet I will shew you some , (SMITH-E2-P2,C4R.46) and the same reasons which are aledged against these , shall condemne all the rest . (SMITH-E2-P2,C4R.47) Some will not take Vsurie , (SMITH-E2-P2,C4V.49) but they will haue the vse of your pasture , or your lande , or your orchard , or your teame , or your kine , vntill you pay the money againe , which in that time will grow to greater gaine to the Vsurer , and a greater losse to the borower , than if he had paid more money than other Vsurers are wont to take . (SMITH-E2-P2,C4V.50) Some will not take Vsurie , (SMITH-E2-P2,C4V.51) but they will take plate , and vessell , and tapistree , and bedding , and other houshold stuffe , to vse and weare , vntill their money come home , which will lose more in the wearing , than the interest of the money would come to . (SMITH-E2-P2,C4V.52) This Vsurie is forbidden in the 2. of Amos , where God co~plaineth saying , They lye downe vpon the clothes which are layd to pledge : shewing , that wee should not lye down vppon such clothes , (SMITH-E2-P2,C5R.53) that is , wee should not vse or weare the thing which is layd to pledge . (SMITH-E2-P2,C5R.54) Some will take no Vusrie , (SMITH-E2-P2,C5R.55) but they will take a pawne which is better than the money which they lende , (SMITH-E2-P2,C5R.56) and then they will couenant , that if he bring not the money againe by such a day , he forfitteth his pawne : which day the Vsurer knoweth , that the poore man is not able to keepe , (SMITH-E2-P2,C5R.57) and so kepeth the pawne for his money , which is worth twise his money . (SMITH-E2-P2,C5R.58) This Vsurie is forbidden in Leuit. 25. , where it is said , Thou shalt not take Vsurie or vauntage as if he should say , thou shalt not take the forfeiture ; (SMITH-E2-P2,C5R.59) for then thou takest vauntage , when thou takest more than thou lendest . (SMITH-E2-P2,C5R.60) Some will not take Vsurie , (SMITH-E2-P2,C5R.61) but they will buy some thing at a smal price , and then couenant with the borrower that he buy the same againe of the same price at such a day , which day the Vsurer knoweth that the borrower is not able to keepe , (SMITH-E2-P2,C5V.62) and so hee getteth for a little that which the other might haue solde for much more . (SMITH-E2-P2,C5V.63) This Vsurie is conde~ned in the 1. Thess. 4 where it is said , Let no man defraude or circumuent his brother in any thing . (SMITH-E2-P2,C5V.64) Some will not take Vsurie , (SMITH-E2-P2,C5V.65) but they will lend out their money to occupiers , vpon condition to bee partakers in their gaines , but not in their losses : (SMITH-E2-P2,C5V.66) so one takes all the paines (SMITH-E2-P2,C5V.67) and abideth al the venture , (SMITH-E2-P2,C5V.68) & the other which takes no pains , reapeth halfe the profite . (SMITH-E2-P2,C5V.69) This Vsurie is forbidden in 2. Thessa. where it is saide , He which will not worke let him not eate . (SMITH-E2-P2,C6R.70) Some will not take Vsurie , (SMITH-E2-P2,C6R.71) but if he bee a Labourer , or a Mason , or a Carpenter , which borroweth of him , he will couenant with him for so many daies worke , (SMITH-E2-P2,C6R.72) he shall labour with him so manie daies , or so many weekes for no money , but the lone of money . (SMITH-E2-P2,C6R.73) This Vsury is condemned in Luk. where it is said , The labourer is worthie of his hire . (SMITH-E2-P2,C6R.74) Some will not take Vsurie , (SMITH-E2-P2,C6R.75) but if you haue not present money to pay for their wares , they will set a high price of them , for the forbearing of the time , (SMITH-E2-P2,C6R.76) and so they doo not onely sell their wares , but they sell time too : (SMITH-E2-P2,C6R.77) that is , they doo not onely sell their owne , but they sell Gods owne . (SMITH-E2-P2,C6R.78) Therefore one saith of these , When he selleth the day he selleth the light , (SMITH-E2-P2,C6R.79) and when hee selleth the night , he selleth rest : (SMITH-E2-P2,C6V.80) therefore when he would haue the light of heauen , and the rest of Paradise , it shall be said vnto him that he hath solde both alreadie . (SMITH-E2-P2,C6V.81) For he solde light when he sold the day , (SMITH-E2-P2,C6V.82) and he solde rest when he sold the night : (SMITH-E2-P2,C6V.83) and therefore now he can haue neither light nor rest . (SMITH-E2-P2,C6V.84) There be other Vsurers which will not lend themselues , but giue leaue to their wiues , (SMITH-E2-P2,C6V.85) and they play like hucksters , that is , euerie moneth a penny for a shilling , which is one hundred for another in the yeare . (SMITH-E2-P2,C6V.86) But that I was informed of the~ since this Sermon was preached , I had left out our {TEXT:out} capital Vsurers , which will not lend any money , because they dare not require so much gaine as they would haue : (SMITH-E2-P2,C6V.87) but if you would borrow an hundred pounde , they will giue you wares worth three score pounde , (SMITH-E2-P2,C7R.88) and you shall answer them an hundred pound for it . (SMITH-E2-P2,C7R.89) These are the Vsurers generall which lurke about the Citie like Rats , and Wesels , and Fulmers , of whom may bee said the same which is said of the diuels , (SMITH-E2-P2,C7R.90) they seeke whom they may deuoure . (SMITH-E2-P2,C7R.91) There be other Cosins to Vsurers , which are not counted Vsurers , such as aske money for that which they should giue freelie : such as take as much for a counterfeit as for the best : such as take a fee of a Client and doo him no pleasure : such as take money for Masses , and Dirges , and Trentalls , and Pardons , and such like drugs , which do no more good than fire out of the chimney . (SMITH-E2-P2,C7R.92) This is a kind of Vsury and deceit beside , which one day they will cast away as Iudas did his thirtie pence . (SMITH-E2-P2,C7V.93) Now you haue heard the kinds of Vsurie , you shall heare the arguments which are deuised for Vsurie . (SMITH-E2-P2,C7V.94) Sinne is neuer complet vntill it bee excused : (SMITH-E2-P2,C7V.95) this is the vauntage which the deuill getteth by euery sinne , (SMITH-E2-P2,C7V.96) whensoeuer he can fasten any temptation vppon vs , wee giue him a sinne for it , and an excuse to boote , as Adam our father did . (SMITH-E2-P2,C7V.97) First he sinned , (SMITH-E2-P2,C7V.98) and then he excused : (SMITH-E2-P2,C7V.99) so first we sinne , (SMITH-E2-P2,C7V.100) and then we excuse : (SMITH-E2-P2,C7V.101) first an Vsurer , (SMITH-E2-P2,C7V.102) & then an excuser . (SMITH-E2-P2,C7V.103) Therefore euerie Vsurer will defend Vsurie with his tung , though he condemne it with his conscience . (SMITH-E2-P2,C7V.104) If the Image makers of Ephesus had not liued by Images , they would haue spoken for Images no more than the rest : (SMITH-E2-P2,C7V.105) for none stood for Images but the Image makers : (SMITH-E2-P2,C8R.106) so if the Vsurers did not liue by Vsurie , they woulde speak for Vsurie no more than the rest : (SMITH-E2-P2,C8R.107) for none stand for Vsurie but Vsurers . (SMITH-E2-P2,C8R.108) It is an easie matter , if a man be disposed , to speake something for euerie vice ; as some defende the Stewes : some defende Nonresidencie : some defend swearing by my faith : some defende bowling vppon the Saboath : and some defend Vsurie . (SMITH-E2-P2,C8R.109) But , will you pleade for Baal ? saith Ioash (SMITH-E2-P2,C8R.110) that is , will you pleade for sinne which will pleade against you ? (SMITH-E2-P2,C8R.111) A sin is a sin when it is defended : (SMITH-E2-P2,C8R.112) nay , a sinne is two sins when it is defended : (SMITH-E2-P2,C8R.113) for he which breaketh one of the least Commandements saith Christ and teacheth others to doo so , is the least in the kingdom of heauen . (SMITH-E2-P2,C8R.114) A Squire of low degree is a Squire of no degree : (SMITH-E2-P2,C8R.115) so the least in the kingdome of heauen is none of the kingdome of heauen . (SMITH-E2-P2,C8V.116) Who then is the least in the kingdome of heauen ? (SMITH-E2-P2,C8V.117) not he which breaketh the least of the Commandements , but he which teacheth others to doo so : (SMITH-E2-P2,C8V.118) that is , he which by defending , and excusing , and minsing , and extenuating his sinne , incourageth others to sinne too . (SMITH-E2-P2,C8V.119) To defend Vsurie , they distinguish vppon it , as they distinguish of lying : (SMITH-E2-P2,C8V.120) as they say , there is a pernicious lye , and an officious lye , and a merrie lye , and a godly lye : so they say , there is the Merchants Vsurie , and the Strangers Vsurie , and the Widdowes Vsurie , and the Orphanes Vsurie , and the poore mans Vsurie , and the biting Vsurie , and the charitable Vsurie , and the necessarie Vsurie . (SMITH-E2-P2,C8V.121) As God said ye shall die , & the woman sayd , peraduenture ye shall dye , and the Serpent said , ye shall not dye ; so there be three opinions of Vsurie : (SMITH-E2-P2,D1R.123) some say like God , thou shalt dye , (SMITH-E2-P2,D1R.124) they thinke that Vsurie is vtterly vnlawfull , because God hath vtterly forbid it : (SMITH-E2-P2,D1R.125) some say like the woman , peraduenture thou shalt dye , (SMITH-E2-P2,D1R.126) they doubt whether Vsurie be vtterly vnlawfull or no , because it is so much tollerated : (SMITH-E2-P2,D1R.127) some say like the Serpent , thou shalt not dye , (SMITH-E2-P2,D1R.128) they thinke that Vsurie is lawfull , because it is gainefull , as Saule thought that the Idolaters beastes should not be killed because they were fat . (SMITH-E2-P2,D1R.129) But as he was commaunded to kill the fat beastes , as well as the leane , so we are commanded to kill fat sinnes as well as leane sinnes ; gainefull sinnes as well as prodigall sinnes . (SMITH-E2-P2,D1R.130) They which pleade for Vsurie , obiect these arguments . (SMITH-E2-P2,D1V.132) First they say , God doeth alow some kinde of Vsurie , (SMITH-E2-P2,D1V.133) for in Deut. 2.3 it is said of a stranger thou mayest take Vsurie . (SMITH-E2-P2,D1V.134) I perceiue no scripture speaketh for Vsurers . (SMITH-E2-P2,D1V.135) Of a stranger sayth God thou mayest take Vsurie : (SMITH-E2-P2,D1V.136) but thou takest Vsurie of thy brother , (SMITH-E2-P2,D1V.137) therefore this condemneth thee , because thou vsest thy brother like a stranger . (SMITH-E2-P2,D1V.138) Here stranger doth signifie the Iewes enemies , whome they were commaunded to destroy : (SMITH-E2-P2,D1V.139) therefore marke how much this maketh against Vsurie , which they obiect for Vsurie . (SMITH-E2-P2,D1V.140) God doeth not license the Iewes to take Vsurie of any , but their enemies whome they might kill : (SMITH-E2-P2,D1V.141) They might not be Vsurers vnto any , but to them of whom they might be destroyers , whome they might slay , (SMITH-E2-P2,D2R.142) of them only they might take Vsurie : shewing that Vsurie is a kind of punishment , and such a kind of punishment , as if we are to kill a man , it were a very fit punishment for him , (SMITH-E2-P2,D2R.143) and therefore the Iewes might take Vsurie of none , but them whom they might kill . (SMITH-E2-P2,D2R.144) Secondly , they say that they lend for compassion , (SMITH-E2-P2,D2R.145) and so make Vsurie a worke of charitie . (SMITH-E2-P2,D2R.146) This were charitie not to be partakers in our gaines , but to be partakers in our losses , (SMITH-E2-P2,D2R.147) but Vsurers will be partakers in our gaines , but not in our losses ; (SMITH-E2-P2,D2R.148) nay , though we lose , yet they will gaine : (SMITH-E2-P2,D2R.149) is this charitie ? (SMITH-E2-P2,D2R.150) it is colde charitie to partake in our gaines , and not in our losses . (SMITH-E2-P2,D2R.151) Thirdly , they say , if he gaine and I gaine too , is not this well , (SMITH-E2-P2,D2R.152) may he not consider my friendship and be thankefull ? (SMITH-E2-P2,D2V.153) yes , hee may be thankfull , (SMITH-E2-P2,D2V.154) but no man is bound to be thankfull , (SMITH-E2-P2,D2V.155) but when he hath receiued a good turne , then he is tried whether he wil be thankfull or no : (SMITH-E2-P2,D2V.156) and if he requite thy curtesie , then he is thankefull , (SMITH-E2-P2,D2V.157) but if thou bind him to requite it , then thou are couetous . (SMITH-E2-P2,D2V.158) Fourthly they say , Vsurie is necessarie for Orphanes and Widdowes , and Straungers , which haue no other way to get their liuing , (SMITH-E2-P2,D2V.159) and therefore some Vsurie must be tolerated . (SMITH-E2-P2,D2V.160) If Vsurie be necessarie for vs , how did the Iewes without it ? (SMITH-E2-P2,D2V.161) Did God thinke it good for the state of their common weale to be without Vsurers : (SMITH-E2-P2,D2V.162) and is it good for the state of our common weale to haue Vsurers ? (SMITH-E2-P2,D2V.163) this is wisdome against God . (SMITH-E2-P2,D2V.164) Fiftly they say : If I may not gaine by the money which I lend , I will lend no more , but keepe my money to my selfe : (SMITH-E2-P2,D3R.165) nay , that is as bad to keepe thy money from them which neede , as to lend thy money for Vsurie . (SMITH-E2-P2,D3R.166) For Christ saith , from him which borroweth , turne not away thy face . (SMITH-E2-P2,D3R.167) Therefore thou are bound to lende . (SMITH-E2-P2,D3R.168) As he hath a cursse in Prou. 11. which keepeth his Corne when hee should sell it to them which hunger : so he hath a cursse in Eze. 18. which keepeth his money when he should lende it to them which want . (SMITH-E2-P2,D3R.169) Sixtly they say , because Vsurie comes of biting , the biting Vsurie is onely forbidden , and none but the biting Vsurie : (SMITH-E2-P2,D3R.170) why then all Vsurie is forbidden , (SMITH-E2-P2,D3R.171) for all Vsurie commeth of biting , to shewe that all Vsurie is vnlawfull . (SMITH-E2-P2,D3R.172) Lastly , they aleadge the Law of the land for it , (SMITH-E2-P2,D3V.174) and say , the Queens Statute doeth allowe vs to take vppon Vsurie tenne in the hundreth . (SMITH-E2-P2,D3V.175) These are like the Iewes which sayd , We have a lawe , (SMITH-E2-P2,D3V.176) and by our lawe he shall dye : (SMITH-E2-P2,D3V.177) when they could not saye by Gods lawe he shall die , then they said by our lawe he shall dye : (SMITH-E2-P2,D3V.178) so when they $can $not {TEXT:cannot} say by Gods lawe we may take Vsurie , they say by mans law we may take Vsurie , (SMITH-E2-P2,D3V.179) this is the poorest defence of all the rest : (SMITH-E2-P2,D3V.180) for if Gods lawe forbid thee , can any lawe of man excuse thee : (SMITH-E2-P2,D3V.181) As it would not serue Adam to say , the woman bad me , so it will not serue the Vsurer to say , the Lawe doth licence me . (SMITH-E2-P2,D3V.182) But he $can $not {TEXT:cannot} say , the Law doth license me : (SMITH-E2-P2,D3V.183) for though peraduenture our law do tollerate more than should be tollerated , yet I would haue you know , that our lawe doeth not allow tenne in the hundreth , nor fiue in the hu~dreth , not one in the hundreth , nor any Vsurie at all : (SMITH-E2-P2,D4R.184) but there is a restraint in our law , that no Vsurer take aboue tenne in the hundreth , (SMITH-E2-P2,D4R.185) it doeth not allow tenne in the hundreth , (SMITH-E2-P2,D4R.186) but punisheth that tyrant which exacteth aboue tenne in the hundreth . (SMITH-E2-P2,D4R.187) It is much like that tolleration which we reade of diuources . (SMITH-E2-P2,D4R.188) For the hardnesse of mens hearts , Christ saith , that Moses did suffer the man and wife to part asunder : (SMITH-E2-P2,D4R.189) So for the hardnesse of mens hearts , our Moses our Prince is faine to suffer as it were a kinde of Vsurie , because otherwise no men would lende . (SMITH-E2-P2,D4R.190) These are the best excuses which our Vsurers haue to pleade for themselues , against they come before the tribunall of God ; (SMITH-E2-P2,D4V.191) and if their reasons will not stande before men nor their owne conscience , how will they stande before the Lorde ? (SMITH-E2-P2,D4V.192) Now , you long to heare what the Vsurer is like . (SMITH-E2-P2,D4V.193) to what shall I liken this generation ? (SMITH-E2-P2,D4V.194) They are like a Butlers boxe : (SMITH-E2-P2,D4V.195) for as all the counters at last come to the Butler : so all the money at last commeth to the Vsurer , ten after ten , and ten after ten , and ten to ten , till at last he receiue not onely ten for an hundreth , but an hundreth for ten . (SMITH-E2-P2,D4V.196) This is the onely differnce , that the Butler ca~ receiue no more than he deliuered : (SMITH-E2-P2,D4V.197) but the Vsurer receiueth more than hee deliuereth . (SMITH-E2-P2,D4V.198) They are like a Moth ; (SMITH-E2-P2,D4V.199) euen as a Moth eateth a hole in cloath , so Vsurie eateth a hole in siluer : (SMITH-E2-P2,D4V.200) If you haue a peece of siluer which is as much as an hundreth pounds , in one yere Vsurie will eate a hole in it as big as ten pounds : (SMITH-E2-P2,D5R.201) in two yeares she will eate a hole as big as twentie pounds : (SMITH-E2-P2,D5R.202) in three yeares she will eate a hole as big as thirtie pounds . (SMITH-E2-P2,D5R.203) Nay , now they say , he is but a bad husband which $can $not {TEXT:cannot} eate a hole as big as fiftie pounds in a yeare : that is , which $can $not {TEXT:cannot} gaine halfe in halfe : (SMITH-E2-P2,D5R.204) how manie holes haue these Moths eaten in poore mens garments : (SMITH-E2-P2,D5R.205) They are like Nonresidents , that is , such bad members that no man speaketh for them but themselues . (SMITH-E2-P2,D5R.206) As no man standeth for Nonresidencie but he which is a Nonresident , or he which would be a Nonreside~t : so no man standeth for Vsurie but hee which is an Vsurer , or hee which would be an Vsurer . (SMITH-E2-P2,D5R.207) They are like Iezabel , which said , Let me alone , (SMITH-E2-P2,D5V.208) I haue a way , (SMITH-E2-P2,D5V.209) If there bee no way to liue saieth the false Steward I knowe what to doo , (SMITH-E2-P2,D5V.210) I wil deceiue ; (SMITH-E2-P2,D5V.211) so if there bee no way to liue saieith the Vsurer I knowe what to doo , (SMITH-E2-P2,D5V.212) I will oppresse : (SMITH-E2-P2,D5V.213) If I $can $not {TEXT:cannot} liue by buying , nor by selling , nor by flattering , nor by labouring , I will liue by oppression . (SMITH-E2-P2,D5V.214) But as one in his Comment speakes to the false Steward , Thou saiest I knowe what to doo , but doest thou knowe what thou shalt suffer ? So I saye to Vsurers , you saye you knowe what to doo , but doo you knowe what you shall suffer ? (SMITH-E2-P2,D5V.215) In deed he knoweth not what to do , which knoweth not to doo well : (SMITH-E2-P2,D5V.216) and therefore Christ saide of his persecutors , that they knewe not what they did . (SMITH-E2-P2,D5V.217) Now I may conclude with Paul , (SMITH-E2-P2,D5V.218) I haue not spoken but the Lord . (SMITH-E2-P2,D5V.219) and therefore as the Lord said vnto Saul , that he persecuted him : so they which resist this doctrine do contemne him , and not me . (SMITH-E2-P2,D6R.221) The end of the first Sermon . (SMITH-E2-P2,D6R.222) {COM:insert_helsinki_sample_2_here} Now you would vnderstand the last question . If you haue bin Vsurers alreadie , what you should doe with that money which you haue by Vsurie , (SMITH-E2-P2,F1R.225) surely euen as Zacheus did , restore it againe . (SMITH-E2-P2,F1R.226) If you $can $not {TEXT:cannot} say as Samuel said , whose goods haue I taken ? then you must saye as Zacheus sayde , whose goodes haue I kept ? (SMITH-E2-P2,F1R.227) The best thinge is , to doe no man wrong , (SMITH-E2-P2,F1R.228) but the next to that is , to make him amends . (SMITH-E2-P2,F1R.229) This God signifieth when he saith , put away the execrable thing from you , (SMITH-E2-P2,F1R.230) that is , let no vnlawfull thing staye in youre hands , like the wedge of Achan which he had got by sinne . (SMITH-E2-P2,F1R.231) The same lawe serueth for all which is got wrongfully , which was instituted against theeues , (SMITH-E2-P2,F1V.232) Restore it againe : (SMITH-E2-P2,F1V.233) the reason of this lawe is , because the sinne is not remitted , vntill the debt be restored , (SMITH-E2-P2,F1V.234) for as humilitie is the repentaunce of pride , and abstinence is the repentaunce of surfet , and almes is the repentaunce of couetousnes , and forgiuenes is the repentaunce of malice , so restitution is the repentaunce of Vsurie ; (SMITH-E2-P2,F1V.235) as he which is not humble doeth not repent his pride , he which doeth not abstaine doth not repent his gluttonie , he which doeth not forgiue , doeth not repent his malice , so he which doeth not restore , doeth not repent his Vsurie . (SMITH-E2-P2,F1V.236) for how can he be said to repent for his Vsurie , which liueth by Vsurie still . (SMITH-E2-P2,F1V.237) Therefore Daniel saith to Nebuchadnezzar , Breake off thy sinnes by righteousness , shewing , that nothing but righteousnes can breake vnrighteousnes . (SMITH-E2-P2,F2R.238) As diseases are healed by the contrarie , so pride is healed by humilitie , gluttonie by abstinence , malice by forgiuenes , couetousnes by almes , and Vsurie by restoring . (SMITH-E2-P2,F2R.239) This Paule calleth , The reuenge of a Christian , when he takes reuenge vpon his sinnes , and punisheth his lustes , so that he maketh them do the contrarie to that which they would do . (SMITH-E2-P2,F2R.240) Therefore you must restore that which you haue got by Vsurie , (SMITH-E2-P2,F2R.241) or else you do not repent of your Vsurie . (SMITH-E2-P2,F2R.242) As a Camell whe~ he come home , casteth off his burthen at the dore , that he may enter into his Stable , so they which are laden with other mens goodes , when they goe to heauen , must leaue their burthen where they had it , least they be too grose to get in at the narrow gate . (SMITH-E2-P2,F2V.243) But as the Disciple of Christ said , this is a hard speech , so to them which haue got most that they haue by vnlawfull meanes , this is a hard speech , to bid them restore it againe : (SMITH-E2-P2,F2V.244) there be two great rubs in the way . First , the losse which they shall sustaine , if they restore againe all which they haue got vniustlie . Then the difficultie to restore it vnto the right parties . (SMITH-E2-P2,F2V.245) If you aske mee , as Amaziah asked the Prophet , How shall we doo for those hundreth tallents ? How shall I liue when al is gone which I haue got wrongfully ? I can say no more than the Prophet said to him , (SMITH-E2-P2,F2V.246) The Lord is able to giue thee more than this . (SMITH-E2-P2,F2V.247) Zacheus did not feare how he should liue , (SMITH-E2-P2,F3R.248) but Zacheus did feare to offende : (SMITH-E2-P2,F3R.249) so thou shouldest not feare to restore other mens goods , (SMITH-E2-P2,F3R.250) but thou shouldest feare to keepe other mens goods : (SMITH-E2-P2,F3R.251) and as Zacheus liued when hee had restored , so thou shalt liue when thou has restored . (SMITH-E2-P2,F3R.252) He which saith , Trie me if I will not powre down a blessing , trie him whether he will not powre down a blessing ; (SMITH-E2-P2,F3R.253) for he hath promised to blesse the lender aswell as the sacrificer . (SMITH-E2-P2,F3R.254) He which is the Lorde of all , can giue thee more than thou needest : (SMITH-E2-P2,F3R.255) but if you can not restore to the owner , nor to his heires , the~ giue it to the poore , (SMITH-E2-P2,F3R.256) for they are the next heires , (SMITH-E2-P2,F3R.257) & repent that thou hast kept it so long : (SMITH-E2-P2,F3R.258) but in no wise thou maiest keepe it to thy selfe , because it is none of thine . (SMITH-E2-P2,F3R.259) When Hezekiah was like to die , Esaiah sayd vnto him , Set thy things in order before thou die . (SMITH-E2-P2,F3V.260) That which hee aduised him hee aduiseth all ; (SMITH-E2-P2,F3V.261) set your things in order before you die . (SMITH-E2-P2,F3V.262) What is this to set things in order , but to restore vnto euerie one his owne ? (SMITH-E2-P2,F3V.263) When thou bequeathest thy bodie to the earth , then thy bodie is set in order : (SMITH-E2-P2,F3V.264) when thou bequeathest thy soule to God , then thy soule is set in order : (SMITH-E2-P2,F3V.265) when thou bequeathest thy goods to the owners , then thy goods are set in order : (SMITH-E2-P2,F3V.266) therefore if thou die with other me~s goods in thy hand , then thou diest before thou haue set things in order , (SMITH-E2-P2,F3V.267) and then thou diest in thy sinnes , (SMITH-E2-P2,F3V.268) and then no promise in all the Scripture appertaineth vnto thee , because nothing is promised vnto sinners but vnto penitent sinners . (SMITH-E2-P2,F3V.269) Therefore that you may not die in your sinnes , it is necessary to make restitution before you die , (SMITH-E2-P2,F4R.270) or els you die in your sinne , (SMITH-E2-P2,F4R.271) and are crossed out of all the ioyes of heauen . (SMITH-E2-P2,F4R.272) Therefore as Abner saide to Ioah , Knowest thou not that it will be bitternes in the latter end ? So remember whether this course will bee sweete or bitter in the end . (SMITH-E2-P2,F4R.273) Thus you haue heard the definition of Vsurie , and the deriuation of it , and the vnlawfulness of it , and the kindes of it , and the punishment of it , and the arguments which are alleaged for it , & what may bee thought of them which doo not take Vusrie but giue Vsurie , and what they should doo which haue got their liuing by Vsurie . (SMITH-E2-P2,F4R.274) Now , seeing you may not bee Vsurers to men , let euerie man hereafter bee an Vsurer to God , which promiseth ; If thou leaue father , or mother , or wife , or children , or house , or land for him , not ten in the hundreth , but an hundreth for ten ; nay an hundreth for one , and in the world to come life euerlasting : (SMITH-E2-P2,F4V.275) that is , a thousand for one . (SMITH-E2-P2,F4V.276) That we may receiue this Vsurie , let vs pray that the wordes which wee haue heard out of this Psalme , may dwell with vs till we dwell in heauen . (SMITH-E2-P2,F4V.277) Finis . (SMITH-E2-P2,F4V.278)